My fellow naija pipo I trowey salama for all you here.
Me na still small pikin shaa for this industry, although I don reach some months for here, the tin be say wen I first file in here the person wey give me the intel about this forum no really throw beta light inside am.
And sef na Today be my first day to com discover say dis kind unit dey for naija pipo inside this forum. The thing really sweet me too.
As for posts I dey try my best shaa to make and yarn beta quality posts as my intelligent reach, cos I no go lie, this forum no be chaiiz. I just the hope say I go get some sincere men Dem here wey go put me through on certain matayas for the forum make una naija brother follow una lavida.
Cos our people for Rivers State drop one proverb say " groundnut no be cola_nut wey children dey use two hands chop am". That one be say, e get situation wey pass small pikin level of understanding not until elder go put am through.
Anyways, me na Port Harcourt pikin, and I hail all the snr men for here. Una Weldon!
Topic: Naija Novice Hangout {Newbies introduction & Orientation} Thread. - page 160. (Read 1250499 times)
March 13, 2022, 09:15:33 AM
March 13, 2022, 08:19:00 AM
Kogi government pays N2000 as salary to workers in February. True or rumor?
Is this not surprising: Despite mandate on minimum wage, Kogi Govt pays N2000 as salary to workers
Topic: Continuation of bad economy after crude oil price soar over $100
Crude oil (OPEC crude oil) is now over $130 per barrel (over 70% of Nigeria's total export), yet was the ASUU strike, yet no increase of minimum wage. When minimum wage was increased during the during former president time in 2009 or so, no negative effect like when it was increased in 2018, it was like no minimum wage increment as the naira purchasing power has greatly reduced.
Topic: Securities have direct access to our NIN, should Buhari be involved, he gave the order and now sued.
In details:
SERAP sues Buhari over access granted to security agencies
I think securities should first request from the appropriate body to give them the data of a particular person rather than them having direct access to the data. This shows how we have a good president and that led to us having the best economy. I hope you will understand the irony of a president that thinks... (Don't let me complete that).
Is this not surprising: Despite mandate on minimum wage, Kogi Govt pays N2000 as salary to workers
Topic: Continuation of bad economy after crude oil price soar over $100
Crude oil (OPEC crude oil) is now over $130 per barrel (over 70% of Nigeria's total export), yet was the ASUU strike, yet no increase of minimum wage. When minimum wage was increased during the during former president time in 2009 or so, no negative effect like when it was increased in 2018, it was like no minimum wage increment as the naira purchasing power has greatly reduced.
Topic: Securities have direct access to our NIN, should Buhari be involved, he gave the order and now sued.
In details:
SERAP sues Buhari over access granted to security agencies
Quote from: https://punchng.com/nin-sim-linkage-serap-sues-buhari-over-access-granted-to-security-agencies/
“Unlawful or arbitrary access to people’s personal details would contravene section 37 of the Nigerian Constitution 1999 (as amended), article 17 of the International Covenant on Civil and Political Rights, and article 5 of the African Charter on Human and Peoples’ Rights, which protect against arbitrary or unlawful interference with one’s privacy.
I think securities should first request from the appropriate body to give them the data of a particular person rather than them having direct access to the data. This shows how we have a good president and that led to us having the best economy. I hope you will understand the irony of a president that thinks... (Don't let me complete that).
March 13, 2022, 06:46:48 AM
The matter way dey ground says some of the loan operators them na hackers were fit to do anything with your information and again them dey use software where the law no approve that na way them fit to hack your phone using your phone number, that act na big privacy violation and the law no go take am easy with them. How you go just hack person phone come dey send threats message and calling the person criminal without court declaration or conviction. Make we 9ja government deal with them I know say they cup done full when I hear of such message when customers been dey complain.
March 13, 2022, 06:41:04 AM
My broda me like this no put mind for 9ja politics again or even dey listen to them cock and bull mata wia dem dey promise pipo heaven on earth say dem go do dis and dat.
E no go too make sense if we no reason politics for 9ja completely o as young people. Na true say our country don park up somehow, especially this Buhari time but we go still deh watch and concern ourselves with matter for 9ja. Otherwise old people in diapers as we deh see them declare now go take over in 2023. Every person go get your PVC.
My broda the mata tie rapper oo, but anyhow e be we go try our best but na follow up carefully onto say those people wey seat down there no want make we country for better for us.
March 13, 2022, 06:36:39 AM
Guys I go tell you for certain avoid anything loan application I see those people as a bad idea and also they are now carrying out identity theft, some of them dey demand for very sensitive payment of which you give them because you need a loan and did you know many of them aren't register and if you aren't used to reading terms and conditions k highly recommend you check how it's made to suits them.
Guy na true talk be dat o me I bin dey see many occasions dis dem loan pipu go dey disturb with bogus adds sef whenever I bin dey online dey browse and d tin dey vexing, they now use some of the information we bin dey provide track pesin live for notin, tank God say govt too don see to d mata now and things go begin dey change and we too no go dey loose guard now make dem no run pesin street comot.
March 13, 2022, 03:31:33 AM
BTW I don’t even know this person who they claim used my number as emergency contact, and the loan company didn’t call me to confirm if I know this person.
I have gotten this message over 5 times if different people, I even think this is the new trend, I got another one few days ago. It can be threatening at times as I got one last year while the rest I got was just about letting you know that the person did not pay the money in time. When the person is requesting for the loan, the company will be able to access the person's contact, probably there they got your number.Our political representatives are simply after oil wells, lands and what else ? Power, they'll rot in hell!
Maybe we should vote in folks like CryptopreneurBrainboss and Charles Tim for Minister's, how about that ?
To lead a country that is not functioning properly is not easy, because we have rank here do not mean we are good politically and also does not mean we have the best intelligence of economy development. The problem of Nigeria is like a family or a person that knows he will have to suffer today for tomorrow to be better (not like recent poverty in the country o), but the citizens will be still be the one to complain.Maybe we should vote in folks like CryptopreneurBrainboss and Charles Tim for Minister's, how about that ?
Na that one I no deh fit reason at all. So if someone tell them say them use person name as guarantor them no go get sense to call that number first to confirm before giving out the loan?
They do not just give out loans, they check the bank transaction history of the person (the loan site I have used before) to know if the person will be capable to pay the loan or they reduce the amount the person can loan or the person may not be qualified to be given loan at all). Also if it is a guarantor that signed, the loaner have the right to arrest the guarantor if the borrower do not pay the loan, but in this case, the loaner can not arrest you of what you do not know about. 
March 13, 2022, 12:15:55 AM
BTW I don’t even know this person who they claim used my number as emergency contact, and the loan company didn’t call me to confirm if I know this person.
Na that one I no deh fit reason at all. So if someone tell them say them use person name as guarantor them no go get sense to call that number first to confirm before giving out the loan? Those loan sharks sabi say if deh begin call people their market go cast because many people go decline and no go want make them use their names. Their real intention na to get people to commit and collect the loan so they go fit collect the high interest on top am. This thieves no go fit try all that abroad na where people blood deh hot. They go sue them. For 9ja anything goes. Na zoo we deh here.
March 12, 2022, 11:41:53 PM
I got a message on WhatsApp yesterday from one of these loan apps. That X chose me as his emergency contact for a loan, that I should contact X to repay his loan or else they will publish our names and give me bad credit history nationally and internationally. I replied I don’t know this person and blocked the number. I have never and will never use the services of these loans apps. They demand access to your contacts, messages, personal information and reserve the right to use this information however they deem fit should you default payment.
BTW I don’t even know this person who they claim used my number as emergency contact, and the loan company didn’t call me to confirm if I know this person.
How is the fuel situation in your area?
March 12, 2022, 07:15:26 PM
In my own opinion, I think the political representatives are all old schooled, we all need a chànge in power, I doubt if any of them have got possession of any Cryptocurrencies.
Recently the South Koreans had a new president in, who prior to this election has promised to revive digital coins.
I saw a list about them, they should be amongst countries making Bitcoin a legal tender.
Our political representatives are simply after oil wells, lands and what else ? Power, they'll rot in hell!
Maybe we should vote in folks like CryptopreneurBrainboss and Charles Tim for Minister's, how about that ?
Recently the South Koreans had a new president in, who prior to this election has promised to revive digital coins.
I saw a list about them, they should be amongst countries making Bitcoin a legal tender.
Our political representatives are simply after oil wells, lands and what else ? Power, they'll rot in hell!
Maybe we should vote in folks like CryptopreneurBrainboss and Charles Tim for Minister's, how about that ?
March 12, 2022, 05:23:34 PM
Guys I go tell you for certain avoid anything loan application I see those people as a bad idea and also they are now carrying out identity theft, some of them dey demand for very sensitive payment of which you give them because you need a loan and did you know many of them aren't register and if you aren't used to reading terms and conditions k highly recommend you check how it's made to suits them.
March 12, 2022, 01:51:57 PM
The present administration is full of comedians who don't know the difference between crypto and forex. Even the so called "ban" on cryptocurrency isn't effective, Nigeria can give laws easily but find it difficult to execute them. There are advertisement of crypto exchanges all over TV, radio e.t.c we know Nigerian Tv media houses are censored and mindful of government laws. If cryptocurrencies was really banned, there wouldn't be adverts of binance, Patricia e.tc. The "ban" IMO hasn't affected the crypto industry in Nigeria, if anything it has made more people aware of cryptocurrency.
The ban is effective, CBN is not in control of radio station and other media Nigerians are using to advertise cryptocurrencies, CBN can not do beyond direct bank transactions, the kind of ban is like citizens can do what they want underground but they will bear the risk themselves, that banks are not concerned.They have been following the lead of the US for a long time, so why should the CBN follow China on something that would have benefited them more? Is it that they do not care about financial profits as long as they are causing pains and difficulties to her citizens?
I class the present government as the educated illiterates. Although, I do not know if they are following China, but just to what CBN pointed to during the ban, but with many other countries included. But, still, they are losers as they are unable to see the benefit cryptocurrencies can provide them just as Vice President once implied.The way cryptocurrency topic is being handled by FG is confusing. I can’t say Nigeria is anti crypto or pro crypto. Election is around the corner we will hear their campaign promises.
The federal government are yet mute about cryptocurrencies, it will also make sense if they are not involved especially to ban cryptocurrencies because its effect will be worse to the extent people would have no option than to go for noncustododial means. Make we talk true small sef, this loan app people no be am for anything. The way them deh take harass loan defaulters and the contacts on their phones no good. Another thing be say those people no deh let the time reach before them begin scream.
I have used one before, name not mentioned because I am not advertising it. After my loan was defaulted was only the time they send message to me and some of my friends, it took me over (more than) a year before I paid them, they started to call after a year and many months had passed, I think they tried enough. But I see loaning this way as a means many people are borrowing and not able to pay back, also the interest is too much, ₦10000 to pay ₦13000 in 28 days is too much. Sending message to the contacts of loan defaulters is in their ToS. 
March 12, 2022, 01:38:03 PM
**
Nigerians na intelligent people, people way get business iq see the headache banks dey give customers nai make them set up these loan apps. From nowhere government won shut them down forgetting say many of these companies na Nigerian based companies and we dey use am see front. Very soon fg go attack online banks Make we talk true small sef, this loan app people no be am for anything. The way them deh take harass loan defaulters and the contacts on their phones no good. Another thing be say those people no deh let the time reach before them begin scream. I read somewhere say the period for loan to expire na 60 days according to one of the mandates weh google give them before allowing their apps on playstore. But just one week this people don begin scream and disturb their customers and expose contacts on their list. Too bad.
BTW I don’t even know this person who they claim used my number as emergency contact, and the loan company didn’t call me to confirm if I know this person.
March 12, 2022, 01:16:33 PM
**
Nigerians na intelligent people, people way get business iq see the headache banks dey give customers nai make them set up these loan apps. From nowhere government won shut them down forgetting say many of these companies na Nigerian based companies and we dey use am see front. Very soon fg go attack online banks Make we talk true small sef, this loan app people no be am for anything. The way them deh take harass loan defaulters and the contacts on their phones no good. Another thing be say those people no deh let the time reach before them begin scream. I read somewhere say the period for loan to expire na 60 days according to one of the mandates weh google give them before allowing their apps on playstore. But just one week this people don begin scream and disturb their customers and expose contacts on their list. Too bad.
March 12, 2022, 11:33:16 AM
My brother na this one deh confuse me the more I try to reason the matter. How you go claim say you ban something and begin freeze accounts of people weh you suspect engage in crypto activities but still allow crypto adverts on radios and tv. And even allow them bring cryptocurrency analysts online to come give analysis. I no deh understand
The way cryptocurrency topic is being handled by FG is confusing. I can’t say Nigeria is anti crypto or pro crypto. Election is around the corner we will hear their campaign promises.E be like the current one weh deh happen na say government don begin go after online loan banks as them call am. Some of them were arrested and shut down yesterday, abi how many of us here see this gist?
To collect loan for bank na big wahala you go bring document upon documents them no go still give you the loan. Micro finance bank way suppose dey help small scale business no dey look uche face. Nigerians na intelligent people, people way get business iq see the headache banks dey give customers nai make them set up these loan apps. From nowhere government won shut them down forgetting say many of these companies na Nigerian based companies and we dey use am see front. Very soon fg go attack online banks March 12, 2022, 11:22:11 AM
Regulation of bitcoin and other cryptocurrencies
With the pros and cons of crypto regulation, will you go for the government to totally be friendly with cryptocurrencies so that it will later be regulated or you are fine with this recent implicit ban?
Bitcoin and other cryptocurrencies are classified as assets by the IRS, so you must pay capital gains tax on every transaction you make, and with the number of active Nigerians on crypto exchanges, the Nigerian government would have benefited more if there was no ban on crypto, but rather a tax on every transaction made by Nigerians on centralized exchanges, there are millions of crypto transactions going on in Nigeria daily, imagine how much the go is worth. They have been following the lead of the US for a long time, so why should the CBN follow China on something that would have benefited them more? Is it that they do not care about financial profits as long as they are causing pains and difficulties to her citizens? With the pros and cons of crypto regulation, will you go for the government to totally be friendly with cryptocurrencies so that it will later be regulated or you are fine with this recent implicit ban?
When you have ancient people in government there is always set back. Well like it or not we are still paying tax on our transactions and these capital gain taxes ain't going to the Nigerian government so where is it going to?
March 12, 2022, 11:04:43 AM
There are advertisement of crypto exchanges all over TV, radio e.t.c we know Nigerian Tv media houses are censored and mindful of government laws. If cryptocurrencies was really banned, there wouldn't be adverts of binance, Patricia e.tc.
My brother na this one deh confuse me the more I try to reason the matter. How you go claim say you ban something and begin freeze accounts of people weh you suspect engage in crypto activities but still allow crypto adverts on radios and tv. And even allow them bring cryptocurrency analysts online to come give analysis. I no deh understand our government and their policies sometimes like that. Na real comedians full this government, according to you and I agree.
E be like the current one weh deh happen na say government don begin go after online loan banks as them call am. Some of them were arrested and shut down yesterday, abi how many of us here see this gist?
March 12, 2022, 06:26:14 AM
With the pros and cons of crypto regulation, will you go for the government to totally be friendly with cryptocurrencies so that it will later be regulated or you are fine with this recent implicit ban?
for everything, there always will be pros and cons, and IMO, the Nigerian government acted from a stand point of ignorance and wickedness...the fact that crypto transactions are still ongoing in the country is unexpected to them, as mostly the implicit ban was meant to suffocate crypto activities. Let us continue doing things undercover like this until a better government comes in with fresh minds, because if they decide to get monetary benefits from crypto transactions in the country, the funds accumulated has a high probability of being embezzled, so e nor get use for now. March 12, 2022, 03:39:52 AM
Regulation of bitcoin and other cryptocurrencies
I am taking this as fun to know people's opinion about cryptocurrencies in Nigeria, weather it should be regulated or not. CBN do not look for ways to make the government to benefit from crypto transactions by regulating it, instead, they just like to follow China and come up with anti-bitcoin criticism which is not exceptional in fiat as fiat are mostly used in illegal activities out of all the money existing today.
If cryptocurrencies are regulated, the government may draw out means of tax deduction which all the centralized cryptocurrency exchanges will have no option than to comply with, it can even get to the extent of Nigeria demanding for each exchanges to have a branch in Nigeria in a way the government will look for more ways for the exchanges to have no option than to comply.
Cryptocurrencies are not regulated in Nigria, the CBN banned crypto transactions which is deemed and actually an implicit ban. The government are not benefiting from crypto tax and we Nigerians see that as a benefit. But, if we check the other side, the CBN ban had gone far to the extent that make some Nigerians not to make use of bitcoin and other cryptocurrencies, there could have been many rise of crypto organizations in Nigeria, there could have more crypto industry development in Nigeria which can be impactful to our economy, but the ban is making all these progress not possible.
With the pros and cons of crypto regulation, will you go for the government to totally be friendly with cryptocurrencies so that it will later be regulated or you are fine with this recent implicit ban?
Even though CBN banned crypo transactions in Nigeria, the transactions are still ongoing even with the leaders of the country taking the lead in such transactions. they claimed it is banned yet advert for learning and trading of crypo is seen in all hook and cranny of the country without been checkmated and the advertizer prosecuted. I am taking this as fun to know people's opinion about cryptocurrencies in Nigeria, weather it should be regulated or not. CBN do not look for ways to make the government to benefit from crypto transactions by regulating it, instead, they just like to follow China and come up with anti-bitcoin criticism which is not exceptional in fiat as fiat are mostly used in illegal activities out of all the money existing today.
If cryptocurrencies are regulated, the government may draw out means of tax deduction which all the centralized cryptocurrency exchanges will have no option than to comply with, it can even get to the extent of Nigeria demanding for each exchanges to have a branch in Nigeria in a way the government will look for more ways for the exchanges to have no option than to comply.
Cryptocurrencies are not regulated in Nigria, the CBN banned crypto transactions which is deemed and actually an implicit ban. The government are not benefiting from crypto tax and we Nigerians see that as a benefit. But, if we check the other side, the CBN ban had gone far to the extent that make some Nigerians not to make use of bitcoin and other cryptocurrencies, there could have been many rise of crypto organizations in Nigeria, there could have more crypto industry development in Nigeria which can be impactful to our economy, but the ban is making all these progress not possible.
With the pros and cons of crypto regulation, will you go for the government to totally be friendly with cryptocurrencies so that it will later be regulated or you are fine with this recent implicit ban?
For me I think our government have to go back to understand what cryptocurrencies actually are which are virtual currencies that can be exchanged online to purchase goods and services, and the value of legal tender currencies does not determine the value. They also need to understand and have it in mind that there is a lot of innovation in the world today which cryptocurrency is part of it and become totally friendly with it.
March 11, 2022, 03:52:54 PM
Regulation of bitcoin and other cryptocurrencies
With the pros and cons of crypto regulation, will you go for the government to totally be friendly with cryptocurrencies so that it will later be regulated or you are fine with this recent implicit ban?
Bitcoin and other cryptocurrencies are classified as assets by the IRS, so you must pay capital gains tax on every transaction you make, and with the number of active Nigerians on crypto exchanges, the Nigerian government would have benefited more if there was no ban on crypto, but rather a tax on every transaction made by Nigerians on centralized exchanges, there are millions of crypto transactions going on in Nigeria daily, imagine how much the go is worth. They have been following the lead of the US for a long time, so why should the CBN follow China on something that would have benefited them more? Is it that they do not care about financial profits as long as they are causing pains and difficulties to her citizens? With the pros and cons of crypto regulation, will you go for the government to totally be friendly with cryptocurrencies so that it will later be regulated or you are fine with this recent implicit ban?
When you have ancient people in government there is always set back. Well like it or not we are still paying tax on our transactions and these capital gain taxes ain't going to the Nigerian government so where is it going to?
March 11, 2022, 03:04:56 PM
Regulation of bitcoin and other cryptocurrencies
I am taking this as fun to know people's opinion about cryptocurrencies in Nigeria, weather it should be regulated or not. CBN do not look for ways to make the government to benefit from crypto transactions by regulating it, instead, they just like to follow China and come up with anti-bitcoin criticism which is not exceptional in fiat as fiat are mostly used in illegal activities out of all the money existing today.
If cryptocurrencies are regulated, the government may draw out means of tax deduction which all the centralized cryptocurrency exchanges will have no option than to comply with, it can even get to the extent of Nigeria demanding for each exchanges to have a branch in Nigeria in a way the government will look for more ways for the exchanges to have no option than to comply.
Cryptocurrencies are not regulated in Nigria, the CBN banned crypto transactions which is deemed and actually an implicit ban. The government are not benefiting from crypto tax and we Nigerians see that as a benefit. But, if we check the other side, the CBN ban had gone far to the extent that make some Nigerians not to make use of bitcoin and other cryptocurrencies, there could have been many rise of crypto organizations in Nigeria, there could have more crypto industry development in Nigeria which can be impactful to our economy, but the ban is making all these progress not possible.
With the pros and cons of crypto regulation, will you go for the government to totally be friendly with cryptocurrencies so that it will later be regulated or you are fine with this recent implicit ban?
The present administration is full of comedians who don't know the difference between crypto and forex. Even the so called "ban" on cryptocurrency isn't effective, Nigeria can give laws easily but find it difficult to execute them. There are advertisement of crypto exchanges all over TV, radio e.t.c we know Nigerian Tv media houses are censored and mindful of government laws. If cryptocurrencies was really banned, there wouldn't be adverts of binance, Patricia e.tc. The "ban" IMO hasn't affected the crypto industry in Nigeria, if anything it has made more people aware of cryptocurrency. I am taking this as fun to know people's opinion about cryptocurrencies in Nigeria, weather it should be regulated or not. CBN do not look for ways to make the government to benefit from crypto transactions by regulating it, instead, they just like to follow China and come up with anti-bitcoin criticism which is not exceptional in fiat as fiat are mostly used in illegal activities out of all the money existing today.
If cryptocurrencies are regulated, the government may draw out means of tax deduction which all the centralized cryptocurrency exchanges will have no option than to comply with, it can even get to the extent of Nigeria demanding for each exchanges to have a branch in Nigeria in a way the government will look for more ways for the exchanges to have no option than to comply.
Cryptocurrencies are not regulated in Nigria, the CBN banned crypto transactions which is deemed and actually an implicit ban. The government are not benefiting from crypto tax and we Nigerians see that as a benefit. But, if we check the other side, the CBN ban had gone far to the extent that make some Nigerians not to make use of bitcoin and other cryptocurrencies, there could have been many rise of crypto organizations in Nigeria, there could have more crypto industry development in Nigeria which can be impactful to our economy, but the ban is making all these progress not possible.
With the pros and cons of crypto regulation, will you go for the government to totally be friendly with cryptocurrencies so that it will later be regulated or you are fine with this recent implicit ban?
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