No.
"Playing the race card is an idiomatic phrase that refers to exploitation of either racist or anti-racist attitudes by accusing others of racism."
Usually done by those on the losing side of a discussion or argument so as to divert attention from that losing position.
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The race card also leads us to the Ad Hominem attack:
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Pathetic.
Umm YES. Please then, how exactly is the fu manchu pic in reference to yifu not racist? It certainly looks racist to me.... but I am not familiar with the movie. Does manchu also fail to deliver his product in a timely manner?
Tie it back in to the discussion at hand, and your little memes are absolutely correct. Only that you are the one on the losing side of the debate dutchman, so you take an extra step to post something obviously racist and then wait to defend yourself with the 'race card' card. Straight out of the troll handbook.
Congratulations, you have effectively shifted the conversation away from the validity of your assumptions. Bravo.
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Back to the discussion at hand, I find your assumptions difficult to believe. Then again, I find everything about you difficult to believe. For someone with no skin in the game you seem to care an awful lot about this little corner of the interwebs. And someone as aged and experienced as you present yourself to be would probably have better things to do than repeat the same argument every day to a bunch of people that he is in no way involved with for no reason other than entertainment. You post about people who have already got refunds potentially having those refunds charged back again by court order..... which sounds ridiculous. Yes, you posted the terms text that shows it might be technically possible, but has it ever really happened to a legit customer before? You slyly ignored that question, so I am assuming the answer to that is no and everything you say should be taken with a grain of salt. Ever notice how everybody on BCT is some kind of guru with years of experience? What makes you more believable than the last guy?
The way you continue to repeat yourself is wayy over the top, and it only makes you look bad. I hate repeating myself... but if I really have to:
Repetition won't make your point any more valid,
So why continue to repeat your
very simple points over and over and over and over in here, unless your goal is really just annoying people? See how your conduct here might be harming your credibility, making others doubt the few sound arguments that you might have? No? Then you probably really are just a troll.