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Topic: Poor and middle class as a mentality - page 7. (Read 1979 times)

sr. member
Activity: 1974
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July 11, 2021, 02:17:29 PM
#95
I couldn't agree more with the statement that Don't give cash assistance to poor people because it only adds to poverty in their brains, but provide them with livelihood assistance and ways to make money to support their lives.  Because between giving fish or fishing rods to poor fishermen will be very much different but there are many mistakes that occur in the government, they only focus on providing cash assistance to the community just to cover up the bad government behind the assistance such as corruption in their institutional.

Nowadays I am seeing governments around the world trying this approach, by distributing welfare payments. In the US, Biden government has proposed giving out financial assistance based on the number of children in the family. So in case a family produce 10-12 children, then they will receive a payment of around $3,000 per month from the government. I find these sort of measures very short sighted. In the long term, people will just sit at home and produce children without doing any productive activity. And those who work hard will find a large majority of their salaries taken away in the form of taxes.
hero member
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July 11, 2021, 01:57:29 PM
#94
Usually that is how things work. Poor people have to worry about their survival, while the richest ones can enjoy their lives without financial worries. The survival isn't easy and often it reaches close to the savagery. People struggling to survive tend to do immoral things and lack values civilized societies estimate for. It's common to see in poor communities the conivency of its residents with the criminals who control the area and their shady deals. These people justify acting like this for their own survival.

On the other hand, there are also the upper classes' people who act in the same immoral ways, because they can't accept the possibility of losing power, status and money, so they cheat the rules. These are the entrepreneurs who get close to governments to acquire advantages, pay bribery and accept any kind of deal if it is going to benefit them. Actually, some of these wealthy men were poor or miserable someday and it's important to notice they didn't have the poor or middle class mentality, since they upgraded their life status, although it was in a wrong way.

So I think it's hard to measure who is good or bad, prejudiced or benefited through poor, middle or rich mentalities. I think it's more accurated to measure it by the honest and dishonest mentalities that don't distinguish any classes and are present in all.
member
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July 11, 2021, 01:09:39 PM
#93
it is mental and spirit that is able to get out of poverty, it all depends on how one thinks to move forward, it is very cruel. even the poor are friends only with the poor as well as the rich only befriend the rich like him. although very few people are able to get out of the poverty line, the opportunity is there. when he wants to fight harder than anyone else.
hero member
Activity: 1414
Merit: 574
July 11, 2021, 11:51:31 AM
#92
Poor people mentality is when they have money, they spend it on relaxation and luxury. Unlike middle class, they spend their money wisely. With poor people, they lack enough knowledge on handling their finances and where to put it. They also rely on other people and support from the government unlike middle class, they value their hard earned money. They adopt what they learned in school. They are eager to be wealthy and be comfortable in their lives.

That is not the case on all the occasions. But it is understandable. When someone works really hard to earn money, he will think twice before wasting it. When I was a student, my parents were providing me with financial support. Back then, I used to spend a lot of money on unnecessary things. But now, I have a full time job and I know how hard is it to earn money. Same is the case with the poor people. When they get freebies and handouts from the government, they are careless with those. But when they work hard and earn, they don't waste much of the earnings.

I couldn't agree more with the statement that Don't give cash assistance to poor people because it only adds to poverty in their brains, but provide them with livelihood assistance and ways to make money to support their lives.  Because between giving fish or fishing rods to poor fishermen will be very much different but there are many mistakes that occur in the government, they only focus on providing cash assistance to the community just to cover up the bad government behind the assistance such as corruption in their institutional.
hero member
Activity: 1498
Merit: 702
July 11, 2021, 11:31:18 AM
#91
Some people are born rich or moderately rich, some are born middle class and some are born poor or extremely poor. All these conditions come along with a set of survival guides that the parents, relatives and even teachers will pass along as a map of life. For example, in a school of a country that does not give opportunity to its people, where most of the students are poor, it is unlikely that the teachers will induce them to think big or have big dreams...more likely they will aim to keep them apart from drugs, avoid problems with the government and try to imbue some basic skill for life. The ultra-poor do not even get that - which actually may be better.

In a preppy school, where most of the students are rich-born, the conversation is quite different. Culture, life, opportunity, spirit-de-corps and class mentality are imbued in the same manner, so the kids will somehow justify in their minds that they have the right to be rich even if they have not done anything for anyone in their lives - perhaps not even for themselves - because of some Darwinian property of cosmos.

As a result, the poor and even middle class have to jump over one real barrier, their lack of funds, and more importantly, like the Elephant that learns young that he cannot break the chains and never tries again, over their own state of mind, their own prison set by the terms of those who trying to help taught them to avoid anything but doing the same that keeps them poor.

I think things are changing, but it has it cost, my country is developing but here and there we have schools that are preparing their students to feel superior, from the equipments they have qualifications of the teachers and other schools quality, but this comes at a cost the prices of such schools are very high, and it's still almost line what you saying, because the school are attended by the very rich or those under scholarship, or those that their poor parents who knows the important went a far length to send them into the school, the knowledge of the students knowing how superior the school is has already started build superior power in them, which they can use to chase exciting dreams.
legendary
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July 11, 2021, 11:17:25 AM
#90
Poor people mentality is when they have money, they spend it on relaxation and luxury. Unlike middle class, they spend their money wisely. With poor people, they lack enough knowledge on handling their finances and where to put it. They also rely on other people and support from the government unlike middle class, they value their hard earned money. They adopt what they learned in school. They are eager to be wealthy and be comfortable in their lives.

That is not the case on all the occasions. But it is understandable. When someone works really hard to earn money, he will think twice before wasting it. When I was a student, my parents were providing me with financial support. Back then, I used to spend a lot of money on unnecessary things. But now, I have a full time job and I know how hard is it to earn money. Same is the case with the poor people. When they get freebies and handouts from the government, they are careless with those. But when they work hard and earn, they don't waste much of the earnings.

If this was true universally then there would be no such industries as gambling and alcohol because these vices are clearly destructive and disproportionately affect the lower classes. "Working for money makes you more judicious about where you spend it" is more false than it is true, as evidenced by how many bad decisions about finances people make across all strata of the socioeconomic ladder.
legendary
Activity: 3724
Merit: 1217
July 11, 2021, 09:11:07 AM
#89
Poor people mentality is when they have money, they spend it on relaxation and luxury. Unlike middle class, they spend their money wisely. With poor people, they lack enough knowledge on handling their finances and where to put it. They also rely on other people and support from the government unlike middle class, they value their hard earned money. They adopt what they learned in school. They are eager to be wealthy and be comfortable in their lives.

That is not the case on all the occasions. But it is understandable. When someone works really hard to earn money, he will think twice before wasting it. When I was a student, my parents were providing me with financial support. Back then, I used to spend a lot of money on unnecessary things. But now, I have a full time job and I know how hard is it to earn money. Same is the case with the poor people. When they get freebies and handouts from the government, they are careless with those. But when they work hard and earn, they don't waste much of the earnings.
sr. member
Activity: 882
Merit: 253
July 10, 2021, 11:21:41 AM
#88
Poor people mentality is when they have money, they spend it on relaxation and luxury. Unlike middle class, they spend their money wisely. With poor people, they lack enough knowledge on handling their finances and where to put it. They also rely on other people and support from the government unlike middle class, they value their hard earned money. They adopt what they learned in school. They are eager to be wealthy and be comfortable in their lives.
hero member
Activity: 2702
Merit: 704
July 09, 2021, 02:54:59 PM
#87
Another problem is the lack of financial education which to me is incredibly suspicious, I am not trying to diminish other subjects however if there is one thing that we know people will have to use is money, and yet the education system does not teach you how to make the best use of it.

As such each person tries to do the best they can with the little knowledge they have and when we have so many ads on the media trying to make people to indebt themselves then they fall and begin a spiral from which they cannot escape, financial education should be mandatory and people should learn about interest rates, fiat money and other knowledge related to that, but since this goes against the interests of the governments and other powerful institutions this does not happen, which leads to a life of hardship in which most people have to work for the rest of their lives in a system not that much different from slavery.

This is based on my own perception and my own experienced too as being born and raised in a poor family. My parents can only afford to sent us in a public school because that is what they can only give us but I am so lucky enough to be able to go to a higher level of education, my parents would always say that we need to study well and finished it so we can find a good job but now I realized that we don't just only need to be educated as a person but most importantly Financial Literacy is a must. It should be the top priority of everyone of us because there are many well-educated person who don't know how to manage their income.
I remember making that realization myself, it is not rare to see people that you would otherwise tell are very successful fail spectacularly at life and the reason for this was their lack of financial education.

There are countless examples of this, how many artist, athletes, lottery winners end up completely bankrupt despite the fact many earned millions and sometimes even hundreds of millions? A great deal, this means that no amount of money no matter how big is enough to protect you from bad financial decisions, which means that if you do not receive this education on the school or your home then you need to educate yourself, it is not easy but it must be done.
legendary
Activity: 3752
Merit: 1864
July 02, 2021, 05:04:46 PM
#86
Yes, and also - the mentality of a poor man, very often leads people to crime. For some reason, they believe that the criminal way of earning income is easier, more effective than, for example, starting to study, getting an education, and becoming, for example, a doctor, programmer, engineer, or starting a business. It is easier to sell illegal drugs, rob, steal, than think, make responsible decisions ...
Wrong, the people who do crime because of poverty is desperate, if you give them a job, I am pretty sure that they will stop doing crimes. What we lack in this world is the opportunity to get jobs that will help us get money legally and in a clean way. Blaming them for being poor won't help their status.

I beg to differ ! Exclusively from a personal example - I watched homeless people begging for money, offered them a simple, not difficult, physical job, for money. Do you know what they answered me? They replied - "go fuck it, I'd rather beg or steal than WORK!". The second example is at a relative 40 km from the capital, an agricultural enterprise. The people who live in this village, and live on state benefits (no work), my relative offered to work for him. Conditions - if they have problems with housing - he provides a guest house, pay weekly, lunch is provided. Yes, work in agriculture is difficult, no one disputes, but the level of the offered income was quite competitive. So, they worked for 3-4 weeks and began to do their job poorly, despite the fact that my relative fulfilled all obligations. A couple of weeks later they said that they wanted in general 2 times more money and would start working not at 6 am but at 9. And then they said that they did not want to work at all, because “it’s better on benefits - you don’t do anything, but they give you money ". Therefore, I do not agree that such people are ready to exchange "easy criminal money" or social assistance for a full-fledged job, where you have to strain, adhere to conditions and rules.
hero member
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July 02, 2021, 04:53:10 PM
#85
This financial ladder can be seen throughout the world. Even in America it has got rich, poor and the middle class but the country portrays an image as it doesn't have poor people. When one has money that is more than the necessity automatically he/she will feel relaxed and the mind will think of making use of it. This is where the difference happen with the rich in and the other two segments of people.

The poor and the middle class strive to make money and uplift their living standard which starts with the very basic requirements. This makes them multiplying what is available, but these people fail for a long. Because, they do anything with a pressurized mind as the amount they use is their life fund.
legendary
Activity: 2688
Merit: 1192
July 02, 2021, 03:22:19 PM
#84
Some people are born rich or moderately rich, some are born middle class and some are born poor or extremely poor. All these conditions come along with a set of survival guides that the parents, relatives and even teachers will pass along as a map of life. For example, in a school of a country that does not give opportunity to its people, where most of the students are poor, it is unlikely that the teachers will induce them to think big or have big dreams...more likely they will aim to keep them apart from drugs, avoid problems with the government and try to imbue some basic skill for life. The ultra-poor do not even get that - which actually may be better.

In a preppy school, where most of the students are rich-born, the conversation is quite different. Culture, life, opportunity, spirit-de-corps and class mentality are imbued in the same manner, so the kids will somehow justify in their minds that they have the right to be rich even if they have not done anything for anyone in their lives - perhaps not even for themselves - because of some Darwinian property of cosmos.

As a result, the poor and even middle class have to jump over one real barrier, their lack of funds, and more importantly, like the Elephant that learns young that he cannot break the chains and never tries again, over their own state of mind, their own prison set by the terms of those who trying to help taught them to avoid anything but doing the same that keeps them poor.


You briefly touched on the idea, but I think the biggest thing holding back the poor and middle class is simply a lack of ability to take financial risks. If you're from a family that is able to gift you $1 million dollars to get a head start in life, you could invest $750k into shares and have a reasonable safety net to let you take higher risks with the remaining $250k. Not to mention having the family support to enable a first class education, which opens doors to high paying jobs and allowing you to sustain a "rich" life style. However if you are poor, every day can be a struggle and every dollar might require a lot of sweat to earn. Even if you do have the time to learn about proper finances and where you should be putting your money, you first need to build up an "emergency fund" to cover living expenses should you lose a job and then you have to risk money that can have a drastic impact on you if it is lost - the hurdles are very high to overcome.
hero member
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July 02, 2021, 02:48:08 PM
#83
Another problem is the lack of financial education which to me is incredibly suspicious, I am not trying to diminish other subjects however if there is one thing that we know people will have to use is money, and yet the education system does not teach you how to make the best use of it.

As such each person tries to do the best they can with the little knowledge they have and when we have so many ads on the media trying to make people to indebt themselves then they fall and begin a spiral from which they cannot escape, financial education should be mandatory and people should learn about interest rates, fiat money and other knowledge related to that, but since this goes against the interests of the governments and other powerful institutions this does not happen, which leads to a life of hardship in which most people have to work for the rest of their lives in a system not that much different from slavery.
This is quite correct and unfortunately nowhere in the world I know kids have it at a young age. We should have science, math, history, languages and many more like we do but we should have a class about economics as well, not in the sense that kids should be though about Adam smith or something like that, but if you can give kids an education from ages 10 to 15 about how to save money, or what to do to earn more money, or ways that rich people got rich, basically a bit of explanation about how the world economics work that would be great.

I didn't study anything at all about finance when I studied, nobody thought me what inflation was, we learn it from life, and that is why we should learn more about it. Like inflation matters so much that if you buy a house right now with mortgage that you barely can pay right now, it will be super simple to pay it in 10 years, because when you pay 500 bucks per month now while earning 700 bucks would be very hard, but in 10 years you will be earning 2000 or more because of inflation and you can pay it very easily, why nobody is thought that? These are vital financial information that every kid should learn at an early age.
sr. member
Activity: 882
Merit: 403
July 02, 2021, 02:05:46 PM
#82
This is exactly why the cycle never ends. If it does, it only happens to a handful of people and most of these only achieve such feats due to lucky encounters which changed their world views that has been hardwired into their brains ever since they were young. The environment plays as much as a big role as a child's home since it is what gets imprinted in the child's mind due to repeated encounters. Traditions also hinder escape from this cycle since it is rooted deeply within each home. Unless the people in charge of a household opens up his mind and accepts change, only then that change can actually happen and affect the growth of the children within that household positively.

Whatever the case and whichever part of the world it is, change and progress can only happen to those who choose to change and to adapt.
sr. member
Activity: 2268
Merit: 275
July 02, 2021, 01:29:45 PM
#81
I've always been confused by the culture that tries to separate the poor, the middle class and the upper class. which outwardly we can not be in dispute in the category of lower or higher strata.

Outwardly we are not faced with the choice of poor and rich. but the paradigm emerges from lip to lip as a stimulus and categorizes every human being as having a different class.

let's get straight and try to appreciate not who he is and how he lives in the strata of social mentality in society.
but what can it contribute to the progress of a growth that leads to a better pace.

Everyone has a lot of potential and it has become the essence that we need each other.
Look around us, education is available 24 hours, technological advances are in hand, what is lacking? natural resources? let's garden, farm, and take advantage of all the potential of nature without destroying it.

what is the role of government? the government should exist and provide a piece of land to work on and free the natives from taxes or maybe reduce every percent of it.

Why bring in foreign workers? so that they are dedicated to working together and providing good services for the progress of each country. instead of colonizing and depleting natural resources and leaving behind useless buildings.
hero member
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July 02, 2021, 01:18:38 PM
#80
Let us face the reality that there is really a person who is born with a poor, rich, or in a middle-class family and the thing is that those who born by a poor family needs to strive hard in order for him to be rich and be successful someday unlike those who are rich people they just need to follow the steps of their parents in order to be richer than their parents or even surpass it. That must be the mentality of each person in order to succeed in life.
But the sad reality particularly in most millenials today is that those who are poor or middle class inborn are less likely to think positive things in life compared to the rich men. They never go out from their comfort zone and so they will only end up even poorer with their parents but rich people eventually work hard like being hands on in their family business to sustain the status of their living. The poor mindset of the poor people will definitely put them in a more worst life's situation.
sr. member
Activity: 1498
Merit: 416
July 02, 2021, 11:39:44 AM
#79
Let us face the reality that there is really a person who is born with a poor, rich, or in a middle-class family and the thing is that those who born by a poor family needs to strive hard in order for him to be rich and be successful someday unlike those who are rich people they just need to follow the steps of their parents in order to be richer than their parents or even surpass it. That must be the mentality of each person in order to succeed in life.
legendary
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July 02, 2021, 10:08:39 AM
#78
The mentality of thinking that you belong into the social class of poor/low class and middle class is just normal and that is where you develop into thinking possible ways on how you can improve your life into surviving life's challenges to get you into the upper class level that you wanted to be. The talks about social class, the biases and disadvantages that have been coined into those classes have already been normalized for years that brings up the discrimination between social classes making people strive hard and do everything they can to at least improve or better to surpass the life they have been born with so that the next generation of their family will not suffer the same fate they have experienced before.
legendary
Activity: 2282
Merit: 3014
July 02, 2021, 10:08:20 AM
#77
Some people are born rich or moderately rich, some are born middle class and some are born poor or extremely poor. All these conditions come along with a set of survival guides that the parents, relatives and even teachers will pass along as a map of life. For example, in a school of a country that does not give opportunity to its people, where most of the students are poor, it is unlikely that the teachers will induce them to think big or have big dreams...more likely they will aim to keep them apart from drugs, avoid problems with the government and try to imbue some basic skill for life. The ultra-poor do not even get that - which actually may be better.

In a preppy school, where most of the students are rich-born, the conversation is quite different. Culture, life, opportunity, spirit-de-corps and class mentality are imbued in the same manner, so the kids will somehow justify in their minds that they have the right to be rich even if they have not done anything for anyone in their lives - perhaps not even for themselves - because of some Darwinian property of cosmos.

As a result, the poor and even middle class have to jump over one real barrier, their lack of funds, and more importantly, like the Elephant that learns young that he cannot break the chains and never tries again, over their own state of mind, their own prison set by the terms of those who trying to help taught them to avoid anything but doing the same that keeps them poor.


I would have to agree with your beginning assessment, that sadly poorer nations tend to provide a much lesser form of schooling or even next to no schooling at all.  

However when it comes to how you called " In a preppy school, where most of the student are rich-born, the conversation is quite different.  Culture, life, opportunity, spirit-de-corps and class mentality are imbued in the same manner, so the kids will somehow justify in their minds that they have the right to be rich even if they have not done anything for anyone in their lives - perhaps not even for themselves - because of some Darwinian property of cosmos."  This is a bunch of nonsense.  I went to one of those "preppy schools" and that is not at all how any of us felt.  Well correction, that is not how 95% of us felt.  I grew up wealthy but thanks to good parenting I never thought of myself as entitled or more deserving of anything over anyone else.  We weren't not taught entitlement in those schools.  We simply had more resources for a better education.  I resent this statement if I am being honest because it is a perceived notion that is utterly false and judgmental.  
full member
Activity: 826
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July 02, 2021, 09:11:19 AM
#76
In most of the countries, all thise kids are growing with a mentality of study well so that you can get a good job then you can work from 9 to 5 for the next 40 years then you will get retirement. This is actually living like a slave in my opinion, do something that can change your life which can be realized if you are in a roch society or when we notice what rich people are doing.
That's how the masters of this world wants it, to give people education that is enough for them to do the job but not enough to be mad about being an employee. Yes your opinion is right, it is a modern day slavery, they just wouldn't talk about it that way because it's bad for the business. Sometimes the fault doesn't lie on the poor but the exploitative capitalist regime.
Another problem is the lack of financial education which to me is incredibly suspicious, I am not trying to diminish other subjects however if there is one thing that we know people will have to use is money, and yet the education system does not teach you how to make the best use of it.

As such each person tries to do the best they can with the little knowledge they have and when we have so many ads on the media trying to make people to indebt themselves then they fall and begin a spiral from which they cannot escape, financial education should be mandatory and people should learn about interest rates, fiat money and other knowledge related to that, but since this goes against the interests of the governments and other powerful institutions this does not happen, which leads to a life of hardship in which most people have to work for the rest of their lives in a system not that much different from slavery.
But we are in 21st century, we have internet and wikipedia so that we can learn about anything if we are willing to do it but all people are addicted to other things like media, entertainment, movies, etc so they never have time to learn anything new that is why they are living in a cycle which don't let them to realize what rich people are doing in this world.
Rich people have a good environment to develop their wealth, so what they talk about also has content that supports it too. On the other hand, their mentality is that of entrepreneurs, because they are in an entrepreneur environment that they see every day, and this is what they unconsciously form to become entrepreneurs
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