What they could do is start using their own Community money backed by food and fruits.
Becouse If your Community grow food you can never be poor poor people you see your goverment don't care, why you use someones money who don't care about you ?
Using the community's own money? who created that thing will it sell? lol
you have to realise that saying create your own money means you have to build your own country with legitimate money there because if you create your own money and use it where you live now in whatever country it is then it will not be accepted mate trust me on this.
You will be considered a freak if you do this and insist that the money you created is accepted and worse, it might be related to the law.
I don't use Banks anymore i told my bank you are scam.
If system does not make you wealthy don't use it.
I Also told my bank you have so much money why don't you share % with me ? Becouse Im share holder of BANK if i invest in bank my money held by bank its Investment.
So they are crooks just becouse the people are use to with something doesnt mean it's honest by nature.
This is your own choice but keep in mind that when we live in a country then there must still be fiat that we have because even though it is your own choice when not using banks and saving money there but still Fiat is an important situation that must be owned because we can only rely on it for transaction tools now unless you want to implement a barter system and even then if someone wants to do it but for now I am sure no one wants to do that
Regardless of whether we like banks or not, at the end of the day, we can't leave them behind because the full control of the financial system and the needs we have is still in their hands.
So Communities If you got food you are blessed issue your own money and stop dealing with people who don't benefit you.
If you issue your own money and goverment come to buy with their money you can set your own rate higher so If they don't want then you sell to those who want.
Off course they want becouse everybody need to eat
So you make your own money and your own Community people all live Nice.
As I said earlier about this you have to create your own country if the government and banks want to consider you as existing and valuable because taking care of something like this by creating your own money and using it as legal tender when you are in a certain country where the regulations are clearly displayed regarding the payment system then you will be considered crazy in the end for imposing your own will which obviously will not be accepted and will only be laughed at.