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Using Agrello means that legal projects are streamlined and reduced in cost to their clients

In other words, to have access and transact on the Blockhive platform, users must fully register and receive the protocol’s Future Loan Access Tokens (FLAT) as soon as they lend funds to the company. It is these tokens that will enable the transfer of loan agreements among users. The funds lent however are in the form of cryptocurrency, as those are the payment methods supported by the platform.

Estonia, the Digital Republic - Agrello's home.

"Its government presents this digitization as a cost-saving efficiency and an equalizing force. Digitizing processes reportedly saves the state two per cent of its G.D.P. a year in salaries and expenses."

Norway's central bank is preparing for a future in which it might issue a digital currency amid a slump in cash usage in the country.

Looking into the possibility, a working group at Norges Bank has released a report titled "Central Bank Digital Currencies," which explains that, as citizens turn away from physical forms of money, the bank must consider "a number of new attributes that are important for ensuring an efficient and robust payment system."

Already, the country's DNB bank has stopped handling cash, with Trond Bentestuen, group executive vice president of wealth management and insurance at the bank, telling local media as far back as 2016, that only 6 percent of Norwegians use cash on a daily basis.

Further, Jon Nicolaisen, deputy governor of Norges Bank, stated in a speech last April that the role of cash "continues to diminish" as consumers move towards electronic payments, adding that "For many consumers, electronic central bank money could provide an alternative to depositing money in a bank, as cash does today."

The new report looks at various features and purposes for a CBDC and suggests some roles that "merit further consideration," including as an alternative to deposits in private banks (in addition to cash); as a backup solution for the standard electronic payment systems; and to provide a suitable legal tender as a supplement to cash.

Describing blockchain-based systems as "immature," the report further explains that the preferred model for the CBDC would be either "account-based" - centralized and stored on a database - or "value-based" - decentralized and stored on electronic chips such as prepaid cards or SIMs.

It's only for them who don't know units of Bitcoin.

The unit of account of the bitcoin system is a bitcoin. Ticker symbols used to represent bitcoin are BTC and XBT.
Small amounts of bitcoin used as alternative units are millibitcoin (mBTC), and satoshi (sat). Named in homage to bitcoin's creator.
A satoshi is the smallest amount within bitcoin representing 0.00000001 bitcoins, one hundred millionth of a bitcoin.
A millibitcoin equals 0.001 bitcoins, one thousandth of a bitcoin or 100,000 satoshis.

is just a new kind of FUD, and some people are trying  to manipulate the market with this FUD. They want other people to panic and sell their coins low, so manipulators can buy them and sell later. People shouldn't care about minor news, it's a good way to lose money if you trade by reacting to them,

"MTGox is selling" is just a new kind of FUD, and some people are trying  to manipulate the market with this FUD. They want other people to panic and sell their coins low, so manipulators can buy them and sell later. People shouldn't care about minor news, it's a good way to lose money if you trade by reacting to them, instead people should have a good long term strategy that ignores minor fluctuations. Time has proven that all these hacks, government bans and other stuff doesn't matter in the long run, so people should never panic on this market.

Agrello combines their legal training with the transformative power of the blockchain to create a platform for legally binding smart contracts.

...
Agrello is focused on end users and allows anyone to create intellectual contracts and does not require any programming skills or legal knowledge. All this is done with a team of developers and lawyers who deal with all the questions that the user has.

Known Bitcoin issues such as transaction cost and speed make inconvenience with cryptocurrency usage, for instance, to make sure that our transaction valid we need to wait at least an hour, also if take into account that transaction fee quite expensive, there is no sense to use Bitcoin to buy a coffee or for another retail purpose. But seems like this issue was resolved with Lightning Network above Bitcoin, now it could have the transaction throughput as Visa (previously bitcoin was in thousand times slower than visa). In addition to Lightning Network very promising looks NFC for bitcoin. So, in nearest future will be developed applications which will have a user experience similar to Apple Pay but for Bitcoin. As a summary, Lightning Network and NFC could significantly increase the number of bitcoin transactions in retail.
But together with this great opportunity, we have another news which does not look so promising, media says Bitcoin mining could use 0.5% of world’s electrical energy in 2018. It is the huge number and it warms the planet a lot. So time to think about consensus algorithm update, yes, it is not easy, not only because of HardFork will be required, but in terms of interests inside bitcoin community, there are a lot who are interesting to keep mining. But warming the planet, not an option at all. As a good example, Ethereum is on the way from PoW to PoS and they are going to accept potential risks with a hard fork.
As an option, Bitcoin may introduce retail market entrance and consensus algorithm at the same time and it could mitigate hard fork risk.

The evolution of CoinDesk's annual Consensus conference mirrors the changing makeup of the cryptocurrency and blockchain community.

The inaugural 2015 event's 500 attendees were dominated by true believers in bitcoin, along with its subversive goal of replacing fiat currency and traditional banking  - though, with Citibank as a sponsor and many bankers present, the conference was also a modest blockchain baptism for the financial establishment.

By contrast, last week's fourth installment boasted 7,500 attendees, from 104 different countries and captures a full cross-section of the economy that includes everyone from automobile makers and insurance companies to government agencies and even a fast food chain.

Expansion has come at the cost of cohesiveness. This big-tent community is gripped with internal divisions that are both baffling and off-putting to outsiders.

Permissionless" cryptocurrency purists accuse established enterprises of co-opting the technology to produce watered down blockchain models that protect their incumbency. For their part, the enterprises critique the early adopters as naïve idealists whose complex solutions are impractical in the real world.

Further, within the purist crypto sub-community itself, there are internecine battles among proponents of different visions of bitcoin while fierce competition rages between so-called "altcoins," whether ethereum, XRP, EOS or hundreds more.

Accusations of scams and personal attacks against different developers are rife on "crypto Twitter," a social media setting that's now synonymous with derision, bitterness and ad hominem attacks.

This conflict is unavoidable. It's even helpful, to the extent that it compels developers to improve their projects' code.

But with the Securities and Exchange Commission and other regulators considering a more draconian stance against cryptocurrency and blockchain projects, a more united front among all who believe in this technology's sweeping potential could help ensure a more constructive legal environment for its development

How do you think about this news ?

Cryptocurrencies like Bitcoin were designed to be efficient, low-friction alternatives to traditional financial systems. But it seems their creators maybe didn’t think too hard about their sustainability.

An analysis published in the journal Joule this week predicts the Bitcoin network could be using 7.67 gigawatts of electricity by the end of the year. That’s half a percent of the world’s electricity and the same amount used by the whole of Austria.

The problem comes from the way Bitcoin verifies transactions. To avoid duplicate spending of coins, members of the network compete in tricky computational challenges for the right to create the next block of transactions in the chain in return for a reward—currently 12.5 bitcoins (roughly $10,000).

But solving these challenges—a process known as “mining”—requires you to run high-powered computers nearly continuously, which uses a lot of electricity. The paper’s author, economist Alex de Vries, estimates a single transaction uses the same amount of energy as an average household in the Netherlands uses in a month.

To add to the problem, the mining challenges are getting harder, forcing miners to invest ever more power-hungry hardware. That’s because the network self-regulates to keep the rate of new blocks constant at around 1 every 10 minutes by increasing the difficulty of the calculations depending on the total computational power of the network.

This combines to create a situation where the energy use of the system can only really go one way—at least until the cost of mining bitcoins reaches equilibrium with the cost of the electricity and hardware required to do so.

The 7.67 GW figure is actually de Vries’ estimate for when this equilibrium will be reached, something he says could happen this year. But it’s worth noting that his estimates are based on some pretty big assumptions.

De Vries based his estimates on the energy usage of the Antiminer S9, the top-of-the-range specialized mining chip produced by market leader Bitmain. He then assumed a 1–2 year lifetime for these chips, an average electricity cost of 5 US cents per kWh, and a production cost of $500, based on estimates from a bitcoin developer.

He used these figures to work out what percentage of the lifetime cost of the chips went to electricity, coming to a ballpark figure of 60 percent after hedging for the uncertainty around the chips’ lifetimes. By combining this figure, his assumed electricity cost, and the value of Bitcoin mined on March 16 of this year, he reached his figure for equilibrium.

The reason he thinks we could reach this equilibrium point in 2018 is based on the fact that the number of Antiminers due to be produced this year would have a combined electricity consumption of 8.92 GW, so there should be enough devices to make it possible.

That’s a lot of assumptions, and the model relies on both the price of electricity and bitcoin staying the same until the end of the year, which the last 12 months suggests is unlikely. Marc Bevand, a bitcoin investor and entrepreneur who has also made efforts to forecast Bitcoin’s energy usage, pointed out to Gizmodo that de Vries’ estimate also assumes Bitmain is selling its chips at cost, which gives miners much more money to spend on electricity.

Stanford University energy economist Jonathan Koomey criticized previous estimates made by de Vries on his Digiconomist blog using a similar approach, because he said basing the analysis on estimates about manufacturers’ costs and revenues introduced lots of opportunity for error and uncertainty.

But with no publicly-available data on energy consumption from the miners themselves, making unambiguous claims about the electricity use of these networks is hard. Indeed, de Vries admits that there’s plenty of scope for disagreement, but he says it’s important to start doing these calculations now so we can start to think about the policy implications of Bitcoin’s energy use.

“We don’t really have a common approach to getting to a future estimate of electricity consumption right now, which is why I am hoping to get this conversation started,” he said in a press release. “I’m doing this research, but a lot of people should be doing it.”

It’s not all a one-way street. The problems around Bitcoin’s energy consumption have been known for a while, and there are efforts underway to deal with the problem.

There are various proposals for more energy-efficient alternatives to the pointless computation used to verify transactions. Most notable is an approach currently being considered by the second-biggest cryptocurrency, Ethereum, that bases decisions on who makes the next block using a lottery, with your chances of winning based on how many coins you have.

Companies like Bitmain are also working on ever more efficient mining chips, and as demand goes up you can expect bigger players to pile in with their expertise too. Intel recently applied for a patent on a high-efficiency specialized Bitcoin mining chip.

But it is worth noting that another Bitcoin boom like the one experienced at the end of last year would see that point of equilibrium shift far higher, incentivizing even greater electricity use.

While we shouldn’t take the figures from de Vries’ analysis as gospel, they are a useful reality check for anyone assuming that cryptocurrencies, at least in their current form, are the future of our financial system.

~, reports the official website).

Gexcrypto is a company made especially for people that want to invest in the cryptocurrency market but do not like the current model of trading sites. Many sites do not offer support and are hard to use and, because of this, many potential investors get scared away.

Bundan daha önce bende üniversite için bir anket hazırlamıştım fakat bu çok daha detaylı olmuş ayrıca mixer gibi gizlilik hizmeti sağlayan servisleri bile bildiğinize göre Bitcoin ve blokzincir teknolojisi hakkında baya bir bilgi sahibisiniz. Ben anketi doldurdum, sizden tek bir isteğim var o da sonuç linkini bizimle paylaşmanız.

üniversite için bir anket hazırlamıştım fakat bu çok daha detaylı olmuş ayrıca mixer gibi gizlilik hizmeti sağlayan servisleri bile bildiğinize göre Bitcoin ve blokzincir teknolojisi hakkında baya bir bilgi sahibisiniz.

There are some banks which are already using protocols like Ripple to take the advantage of it. On the other hand, some banks are working to adopt blockchain technology to optimize their services. However, even in that case, banks won't give the control to others so, in other words, they are not allowing us to participate even if we are keeping our money in banks and that's against the core ideology of decentralization.

Undoubtedly bank will soon partner with cryptocurrency, I think some banks have been collecting Ripple.some banks are working to adopt blockchain technology to optimize their services.

Why are you getting so panicky? Do you assume the charge to maintain on going up forever? And do you anticipate the charge to recover so rapidly after the big rally we had final yr. Expect few greater months of correction before we reach any in which near ATH again. In fact, I could say do not count on us to attain close to ATH this year at all.

Why are you getting so panicky. Do you expect the price to keep on going up forever? And do you expect the price to recover so fast after the huge rally we had last year. Expect few more months of correction before we reach any where near ATH again. In fact I would say don't expect us to reach near ATH this year at all.

It is not news and it is not even the primary time a person called bitcoin a "rat poison" and they are not completely wrong. Bitcoin has the capability of killing antique corrupted gadget and those who are worried about it. Including banks and Warren Buffet can, in the end, die way to bitcoin.

it is not news and it is not even the first time someone called bitcoin a "rat poison" and they are not entirely wrong. bitcoin has the potential of killing old corrupted system and people who are involved in it. such as banks and Warren Buffet can eventually die thanks to bitcoin.

Well there are only 21 million bitcoins in total and when all bitcoins have been mined essentially miners will no longer recieve a block reward for validating transactions. In this case, miners will  need to rely on transaction fees in order to maintain operations. This will inevitably mean that transaction fees will have to be higher in order to continue to incentive them to maintain operations profitabily.

On the other hand one could argue that over time that mining chips will become smaller more efficient then they are today  and that therefore the mining process will become cheaper, allowing for the transaction fees to be sufficient incentive for miners to continue operations

In fact, there are only 21 million Bitcoins that can be mined in total [...]
In this case, these miners may need to rely on transaction fees in order to maintain operations [...]
On the other hand, there are reasons to believe that transaction fees and mining costs will even out in the future. Looking ahead by several decades, it is not difficult to imagine that mining chips will become small and highly efficient.

I think it did.

http://dev.martinlawrence.ca/bpip/profile.aspx?p=alymwb

I must say this is one of the better looking projects, I think it will gather high ratings with presale start.

I must say this is one of the better looking projects, I think it will gather high ratings with presale start.

Hello to all.
I decide to support your project because I like idea cryptocurrencies. Because in my opinion this is the next stage of crypto World.

Hello to all.
I decide to support your project because I like idea cryptocurrencies. Because in my opinion this is the next stage of crypto World.

A good solution to the problem that often encountered some great exchange at the moment, I am sure ICO shipit will be successful  

A good solution to the problem that often encountered some great exchange at the moment, I am sure ICO covex will be successful, good luck dev

A good solution to the problem that often encountered some great exchange at the moment, I am sure ICO streamity will be successful, good luck dev

^▄▄ MoneyToken解决了什么问题?

这个问题已经显而易见了一段时间 - 如比特币和以太币的加密货币已经日益不适合作为一个全球无阻碍的支付手段。

他们的近似资产的特点使他们更适合拥有持有策略，由于他们的浮动性价值带来风险和回报，今天花去比特币使投资者不能受益于未来其增值; 低价买入的投资者需要持有他们的资产来在高价卖出时受益。

随着去年左右主流加密货币价值爆炸性的增长，那些在过去几年花去他们比特币的人回望过去只能遗憾他们没有持有加密货币。

这就是为什么Money Token诞生了。MoneyToken平台使你可以现在根据你的加密货币资产现在和未来价值借到流动资金， 你拿到一个贷款，由浮动性更高的资产如比特币或以太币-作为回报你收到一个稳定货币的许可的贷款额 。

^▄▄ MoneyToken解决了什么问题?

这个问题已经显而易见了一段时间 - 如比特币和以太币的加密货币已经日益不适合作为一个全球无阻碍的支付手段。

他们的近似资产的特点使他们更适合拥有持有策略，由于他们的浮动性价值带来风险和回报，今天花去比特币使投资者不能受益于未来其增值; 低价买入的投资者需要持有他们的资产来在高价卖出时受益。

随着去年左右主流加密货币价值爆炸性的增长，那些在过去几年花去他们比特币的人回望过去只能遗憾他们没有持有加密货币。

这就是为什么Money Token诞生了。MoneyToken平台使你可以现在根据你的加密货币资产现在和未来价值借到流动资金， 你拿到一个贷款，由浮动性更高的资产如比特币或以太币-作为回报你收到一个稳定货币的许可的贷款额 。

OneLedger defines a three-layer consensus protocol to enable more effective integration of different blockchain applications. Business logic can be implemented by the first layer – a configurable role-based consensus protocol leveraging hierarchical grouping similar to the structure of Merkle Tree. The side chain consensus protocol can move consensus traffic from the main chain with public consensus to the side chain with high performance and efficiency. OneLedger block structure enables the synchronization and reference between the three-layer consensus.

Bitcoins are not backed by any physical asset, bank, or government.

Instead, they are backed by math, cryptography, and a public distributed network with a hash computing power of over 740,000 PetaFLOPS (currently). As of this writing, the Bitcoin network is over 256 times faster than the top 500 supercomputers, combined.

But what does that mean? It means that many of the world’s citizens and companies have dedicated computers to constantly run and process Bitcoin transactions. And it adds up to a huge amount of computing power. Math and cryptography are used to prove individual ownership of bitcoins, while the computing power of the Bitcoin network is used to secure the the public ledger of all Bitcoin transactions against double spending.

Why should I use Bitcoin? I already have a bank account/credit card/Paypal account.
Bitcoin has lots of advantages over existing payment methods:

    There is no centralized middleman controlling the flow of money, so your funds can’t be frozen, held, or subjected to arbitrary spending limits.

    You can send nearly instant payments anywhere in the world for a very small, optional fee; usually equivalent to a few cents.

    Bitcoin transactions are irreversible. For merchants, this means no chargebacks and a much smaller risk of payment fraud.

    All Bitcoin transactions are on public record, so it’s possible to prove a payment has been made or personal ownership of bitcoins.

    Bitcoins cannot be counterfeited or debased — only a finite amount of bitcoins can ever be created.

Does cryptocurrency confuse you? Don’t be ashamed – it confuses me too.

Can someone share his or her views about this?