Take care of your money and learn to save. - page 2.

Lanatsa

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Quote from: indah rezqi on June 30, 2024, 12:54:08 PM

Quote from: pusaka on June 30, 2024, 12:12:26 PM

Quote from: wmaurik on June 30, 2024, 06:43:55 AM

Quote from: Fredomago on June 29, 2024, 01:33:32 PM

~~ Snip ~~

Everyone has to be like that if they want to be successful in the work they like or that they enjoy doing in their life, as in the example of investments which are currently very diverse so that everyone always needs research before taking one of the right steps that suits themselves. And I will continue to learn and analyze whatever I like so far in order to be able to continue the work I have started before because to be successful always requires a hard process and a fairly consistent process from ourselves.

We cannot just sit still and hope that we will be approached by enormous luck to make us successful. We must be willing to learn continuously and keep working hard to do something that has good opportunities for us to take advantage of.
It's true, now is an era where it is very easy to access information. It depends on us whether we will be able to take advantage of this convenience or we will just sit there without doing anything. However, we should also not swallow the existing information completely, because there is also a lot of it that is misleading which ultimately ends in fraud, especially if it is related to money.
There are many things we can do to make ourselves better in the future, and to achieve that there is definitely a process we have to go through.

I think information filters are an important point in the current era, especially if we are self-taught in learning something, because we shouldn't just swallow all the information that is available. In many cases, the information we can access directly from the internet is generally useful, but it would be better if we learned from scientifically credible sources. I mean, there are lots of content creators and writers who only prioritize viewers rather than the content itself. That's where we have to be logical and critical, because this information can determine our way of thinking, simply put, we have to look at who is conveying it.

The process of achieving success will certainly never be easy, and sometimes the path is very steep, lucky for those who can achieve it within the planned time frame. In general, as we all know, consistency is the main key to success, in addition to a thorough understanding of the business plan that we want to execute. Apart from that, in the process, gratitude and patience are points that are no less important, because they really determine our motivation to achieve success.

Achieving success has never been easy and never been that could be attained on a short period of time on which this one involves that tons of hard work and time should really be spent for you to be able
to achieve something but of course it would really be never that an assured thing that you would succeed or the other way around. When it comes to information that you could really be able to get on internet on which its true that it couldnt really be always credible or something that would be ideal to be applied. This is why you should really be that careful on trying out to filter out those information and would really be just that focusing into those information on which it would really be something helpful for you and this is something that you should need to consider.

When it comes to savings and everything then it would really be that common sense. Things that would happen ahead would really be that depending on how well you do make
out those decisions along the way and this is something that will determine whether you have considering things or not.

bangjoe

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Quote from: Gaza13 on June 30, 2024, 09:12:48 AM

Quote from: btc78 on June 27, 2024, 08:51:19 PM

I think many are afraid to go and invest their money because let us all be honest, investing has risks and even if it is generally recommended there are still chances of losses occurring

But they should try to remove that fear because nothing will happen if they don't try to take that next step forward. A brave person is a person with big dreams

Fear when first starting or entering the world of investment is definitely a fear that will always be there for everyone, we should try rather than not try at all. In my opinion, investing is like starting a business, and without spending a lot of money like other expenses, failure is normal. If we don't try, we will never know where we failed. If we want to achieve success, of course we will definitely accept failure. Indeed, investment is full of risks, but if we choose correctly, these assets will certainly bring us profits.

Fear is a natural thing in my opinion where they will always feel anxious, especially when they first invest it will feel very very afraid of losing money.

But there is a difference between saving to save and saving in investment assets, this is a different concept where they will always be better off saving money because they feel that they are safe and the amount does not decrease but if they save in assets such as Crypto, Bitcoin or stocks people who do not understand their knowledge will be very afraid of losing money because the market moves fluctuate and what's worse is that they don't know that saving in fiat is far worse than an investment asset.

Not talking about success or not success but talking about whether or not they will survive the evil of FIAT.

indah rezqi

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Quote from: pusaka on June 30, 2024, 12:12:26 PM

Quote from: wmaurik on June 30, 2024, 06:43:55 AM

Quote from: Fredomago on June 29, 2024, 01:33:32 PM

~~ Snip ~~

Everyone has to be like that if they want to be successful in the work they like or that they enjoy doing in their life, as in the example of investments which are currently very diverse so that everyone always needs research before taking one of the right steps that suits themselves. And I will continue to learn and analyze whatever I like so far in order to be able to continue the work I have started before because to be successful always requires a hard process and a fairly consistent process from ourselves.

We cannot just sit still and hope that we will be approached by enormous luck to make us successful. We must be willing to learn continuously and keep working hard to do something that has good opportunities for us to take advantage of.
It's true, now is an era where it is very easy to access information. It depends on us whether we will be able to take advantage of this convenience or we will just sit there without doing anything. However, we should also not swallow the existing information completely, because there is also a lot of it that is misleading which ultimately ends in fraud, especially if it is related to money.
There are many things we can do to make ourselves better in the future, and to achieve that there is definitely a process we have to go through.

I think information filters are an important point in the current era, especially if we are self-taught in learning something, because we shouldn't just swallow all the information that is available. In many cases, the information we can access directly from the internet is generally useful, but it would be better if we learned from scientifically credible sources. I mean, there are lots of content creators and writers who only prioritize viewers rather than the content itself. That's where we have to be logical and critical, because this information can determine our way of thinking, simply put, we have to look at who is conveying it.

The process of achieving success will certainly never be easy, and sometimes the path is very steep, lucky for those who can achieve it within the planned time frame. In general, as we all know, consistency is the main key to success, in addition to a thorough understanding of the business plan that we want to execute. Apart from that, in the process, gratitude and patience are points that are no less important, because they really determine our motivation to achieve success.

pusaka

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Quote from: wmaurik on June 30, 2024, 06:43:55 AM

Quote from: Fredomago on June 29, 2024, 01:33:32 PM

Your willingness to learn is a key factor to succeed, now that technology gives us a good access to information you can do your research and study whatever venue of investment you are willing to take part, you are right in terms of conditioning your mindset you need to be positive not complicate things, that's the best thing to do when you are in the process of finding the right investment.

ALong the way, you will find what is suit to you just need a little push and carefully analyze your potential and with your hard work there's always a chance to succeed.

Everyone has to be like that if they want to be successful in the work they like or that they enjoy doing in their life, as in the example of investments which are currently very diverse so that everyone always needs research before taking one of the right steps that suits themselves. And I will continue to learn and analyze whatever I like so far in order to be able to continue the work I have started before because to be successful always requires a hard process and a fairly consistent process from ourselves.

We cannot just sit still and hope that we will be approached by enormous luck to make us successful. We must be willing to learn continuously and keep working hard to do something that has good opportunities for us to take advantage of.
It's true, now is an era where it is very easy to access information. It depends on us whether we will be able to take advantage of this convenience or we will just sit there without doing anything. However, we should also not swallow the existing information completely, because there is also a lot of it that is misleading which ultimately ends in fraud, especially if it is related to money.
There are many things we can do to make ourselves better in the future, and to achieve that there is definitely a process we have to go through.

Gaza13

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Quote from: btc78 on June 27, 2024, 08:51:19 PM

I think many are afraid to go and invest their money because let us all be honest, investing has risks and even if it is generally recommended there are still chances of losses occurring

But they should try to remove that fear because nothing will happen if they don't try to take that next step forward. A brave person is a person with big dreams

Fear when first starting or entering the world of investment is definitely a fear that will always be there for everyone, we should try rather than not try at all. In my opinion, investing is like starting a business, and without spending a lot of money like other expenses, failure is normal. If we don't try, we will never know where we failed. If we want to achieve success, of course we will definitely accept failure. Indeed, investment is full of risks, but if we choose correctly, these assets will certainly bring us profits.

wmaurik

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Quote from: Fredomago on June 29, 2024, 01:33:32 PM

Your willingness to learn is a key factor to succeed, now that technology gives us a good access to information you can do your research and study whatever venue of investment you are willing to take part, you are right in terms of conditioning your mindset you need to be positive not complicate things, that's the best thing to do when you are in the process of finding the right investment.

ALong the way, you will find what is suit to you just need a little push and carefully analyze your potential and with your hard work there's always a chance to succeed.

Everyone has to be like that if they want to be successful in the work they like or that they enjoy doing in their life, as in the example of investments which are currently very diverse so that everyone always needs research before taking one of the right steps that suits themselves. And I will continue to learn and analyze whatever I like so far in order to be able to continue the work I have started before because to be successful always requires a hard process and a fairly consistent process from ourselves.

Fredomago

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Quote from: wmaurik on June 29, 2024, 12:28:06 PM

Quote from: uswa56 on June 28, 2024, 10:42:22 PM

Learning about investment before deciding to invest is of course very good because they will be able to organize a good plan before deciding to invest because by having a good plan this will of course run well and can generate profits from running the investment. and dividing the funds that we will invest and also funds for emergency needs is of course very important because with these funds we certainly don't have to take the funds that we have invested so that we can still carry out investments and can look forward to the targets that we have set for the investments that we carry out.

Understanding investment is actually not that complicated for anyone as long as everyone is willing to learn to know what assets are worth investing in and what funds are more suitable for use in certain investments. You don't need to say this in a complicated way because it will also make it more difficult for you to understand it yourself, even though everyone only needs to know the right moment to invest and also the right assets for investment. As for the funds, of course this is something that must be prepared specifically before we carry out the plan.

Your willingness to learn is a key factor to succeed, now that technology gives us a good access to information you can do your research and study whatever venue of investment you are willing to take part, you are right in terms of conditioning your mindset you need to be positive not complicate things, that's the best thing to do when you are in the process of finding the right investment.

ALong the way, you will find what is suit to you just need a little push and carefully analyze your potential and with your hard work there's always a chance to succeed.

wmaurik

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Activity: 2058

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Quote from: uswa56 on June 28, 2024, 10:42:22 PM

Learning about investment before deciding to invest is of course very good because they will be able to organize a good plan before deciding to invest because by having a good plan this will of course run well and can generate profits from running the investment. and dividing the funds that we will invest and also funds for emergency needs is of course very important because with these funds we certainly don't have to take the funds that we have invested so that we can still carry out investments and can look forward to the targets that we have set for the investments that we carry out.

Understanding investment is actually not that complicated for anyone as long as everyone is willing to learn to know what assets are worth investing in and what funds are more suitable for use in certain investments. You don't need to say this in a complicated way because it will also make it more difficult for you to understand it yourself, even though everyone only needs to know the right moment to invest and also the right assets for investment. As for the funds, of course this is something that must be prepared specifically before we carry out the plan.

Jody.Drummer

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Quote from: Adiljutt156 on June 29, 2024, 10:32:26 AM

Sometimes, more money can't help you but you can manage the situations by saving. Before investing,one should save a small amount of money ,it may be 20 percent,it may be 10 percent and may be less by depending on your situations and your compatibility. One every person should save money and then he should invest in good investments like he can buy gold, silver ,good stocks . But by doing any kind of investment,he should research on the path he choosed to follow. If you researches a lot about investment and you read a books on investment, you will get multiple returns on your investment and you will be happy in future.

A happy investment is an investment that benefits us, but what we have to think about is how to make the investment we make very successful. one way that can be done is to have savings first to be able to make investments that will not be disturbed, because of course a good investment is when we do it and are not disturbed by anything including finances, therefore it is very important to have investment knowledge because to avoid losses It is in our own hands to decide what the future will be like.

Saving is very important in life, even though those who are rich don't mean they don't save, in fact those who are rich usually save in a way that can grow by itself, that is, like thinking, we all know that saving by itself doesn't guarantee that the amount can grow, but with investment of course there is opportunity to make a profit. If you are able to invest, I don't think you should think too long, when you are able to invest, what you have to do is seek knowledge about investment, the aim of which is to avoid losses.

hyudien

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Quote from: uswa56 on June 28, 2024, 10:42:22 PM

Learning about investment before deciding to invest is of course very good because they will be able to organize a good plan before deciding to invest because by having a good plan this will of course run well and can generate profits from running the investment. and dividing the funds that we will invest and also funds for emergency needs is of course very important because with these funds we certainly don't have to take the funds that we have invested so that we can still carry out investments and can look forward to the targets that we have set for the investments that we carry out.

Having a good plan may not necessarily produce good results, but we should do our best by having a good plan when we are going to do something and considering it carefully so that undesirable things don't happen. Investment is something that is related to profits and losses, but it is clear that many people invest because they want profits. Profits can be obtained if we do it well, one way is to consider everything before doing it, which can be taken into consideration to reduce the risk of loss.
However, it is better to invest when our finances are stable. If your finances are not yet stable, don't force yourself to invest, because in general we must be able to have emergency funds before investing because of course profitable investments are long-term investments, and this is not easy to do. by everyone. When we have stable finances where we can meet our needs comfortably and without any disturbances and have savings and emergency funds, then there is an opportunity to invest as long as it is accompanied by good knowledge and skills too.

Adiljutt156

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Quote from: Yaqs15 on May 26, 2024, 12:35:21 PM

Quote from: Essential10 on May 25, 2024, 09:20:16 PM

People are always in a routine, your and your family's life is running on your monthly income. The standard of living of a person in the world is such that when you are spending your money on yourself and your family, that person is struggling at maximum time to meet all the needs of the family and cannot save money at the end of the month. Money is the most important in future life, maximum time when money is needed When someone in the family falls seriously ill, he needs a lot of money for his treatment. If you do not learn to accumulate and save money from the beginning, you will be forced to sell your important assets such as the land where you live. Even if you think about your future life, you should at least develop the habit of saving money.

saving some parts of money is very essential. if you don't save today, a day shall come that you will need it and it might be too late. one most discipline himself or herself today so tomorrow he or she will enjoy it when the needs comes. save and when saving, make sure you are saving wisely. That is, consider some factors like inflation, deflation and recession. So for the above reason, it will be advisable to invest sometimes rather than saving.

Quote from: Vinaa77 on May 26, 2024, 10:21:26 AM

Continuing to save in various situations of course this will be difficult to do and if you can do this of course it will be very good, but if the income we have is only enough for the needs we need of course it is impossible for us to save and we must be able to have additional income so that we can save and to be able to have additional income, because it is impossible for us to save without having sufficient income to meet our needs and only then can we save, refrain from spending the money we have on needs that we don't need of course We must be able to avoid this so that we can still leave some of the income we have after meeting basic needs so we can save and for those who are disciplined in managing their finances well, they will certainly be able to have savings.

Discipline is one of the first step to take when saving. for you to be able to save, you need to reduce your expenditures since it not necessary for your income to increase your are the one to adjust your self. You need to adjust some material like food, shelter, clothes and academic.
in the aspect of food, you must not necessarily eat three times a day. In shelter, you must not suffer your self to have air conditioner in all of your rooms. ceiling fans should be okay. For clothes, you must not sew new clothes every month. wash the one you have and iron them. life goes on. And for the academic, you must not necessarily go to the most expensive school.

Sometimes, more money can't help you but you can manage the situations by saving. Before investing,one should save a small amount of money ,it may be 20 percent,it may be 10 percent and may be less by depending on your situations and your compatibility. One every person should save money and then he should invest in good investments like he can buy gold, silver ,good stocks . But by doing any kind of investment,he should research on the path he choosed to follow. If you researches a lot about investment and you read a books on investment, you will get multiple returns on your investment and you will be happy in future.

uswa56

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Quote from: Fredomago on June 28, 2024, 06:50:10 AM

Indeed, not all investment are guaranteed to bring profits you also need to work on it in terms of studying before taking your steps, there are investment where you can really make some decent benefits if you assess it right, not just a savings but allow your money to work for you and make it grow while portion of it are being save for emergency,

It's on how a person manage to control his ownself and how he will manifest with visions that he's aiming when investing to something, more on you hard work that will be paid off when the time comes and allow you to enjoy being convenient in terms of financial aspects.

Learning about investment before deciding to invest is of course very good because they will be able to organize a good plan before deciding to invest because by having a good plan this will of course run well and can generate profits from running the investment. and dividing the funds that we will invest and also funds for emergency needs is of course very important because with these funds we certainly don't have to take the funds that we have invested so that we can still carry out investments and can look forward to the targets that we have set for the investments that we carry out.

Peanutswar

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Quote from: Fredomago on June 26, 2024, 06:18:50 AM

Yeah right, that's the best thing to do, take actions and make sure that you are in-line with your plans, it's for your future and establishing your finances as early as possible will give you a better life, there are young wise people who manage to work with their dreams and manage to work it the right way.

They able to save and make things works in terms of limiting their expenses and only use the money that they need and not for what they want, very important to learn that basic principle and make sure to apply it in your everyday life.

As per internet are currently getting trend now young ones know know with the different aspect of getting wealth some of them interested into more in health they invested a lot, some of them in terms of how to get an instant millionaire at a young age which is good to us at their time they are now aware with their surroundings and how to become a wise person but of yours some of them have different track could be they have a mentor or guidance by the other people or they will learn through out their journey with their experience they will now learn to create their own path once they lost they can trace it back whats their goal. I guess one of the factor recently is the lifestyle inflation people want to follow the trend but they have limited budget and they use those money to flex to other people instead saving and use the money to savings, or a form of investment that will bring more money to them in the future.

erep

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Quote from: kawetsriyanto on June 27, 2024, 06:49:45 PM

However, there should be certain allocation for saving and investment. It is also not a wise decision if we use all the money for investment because investment also doesn't guarantee profits. And even some investments can be very risky, for example crypto investment. So we must be wise to choose the investment, we may need to diversify it into 2 type of investment. I myself, trying to invest in both low risk assets and high risk assets. Besides I invest in Bitcoin and altcoins, I also invest in lands and Gold. I think this way will be more secure for our investment.

I pay attention to your explanation above, you added investment options for altcoins and you have to be careful in adding altcoins for a high investment budget, I think a 20% budget for crypto investment allocation might be feasible for altcoin investment to seek alternative profits, but the risks are very If you choose the wrong altcoin, the altcoin can lose its value and you will experience a total loss.

The most appropriate and low-risk types of investments are property and gold, so budget a high allocation for both options and add some to your crypto investment budget. So wait for the moment when the crypto market corrects and make sure you understand DCA investment to always buy bitcoin at the lowest price gradually

Fredomago

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Quote from: kawetsriyanto on June 27, 2024, 06:49:45 PM

Quote from: Fredomago on June 26, 2024, 02:05:21 PM

Following you, with investment it allows your money to grow and work for you, it's better to have that portion when do you have savings on your account not just a pure savings but also something that will allow you to earn while using your save money, but also it's needed to separate those two as there's always emergencies that we needed to address, split your savings that will alow you to fill your needs in case that you'll need to take of something that needed an immediate response that will affects your finances.

Agree. If we have a lot of money in our saving accounts, it is better to use some of the money for investment. If we only save the money, they will never grow and there is no chance to multiply the amount of the money. Investment is the way to get additional money in the future, it is very unfortunate if we keep all the money in saving accounts without using them for something more profitable.

However, there should be certain allocation for saving and investment. It is also not a wise decision if we use all the money for investment because investment also doesn't guarantee profits. And even some investments can be very risky, for example crypto investment. So we must be wise to choose the investment, we may need to diversify it into 2 type of investment. I myself, trying to invest in both low risk assets and high risk assets. Besides I invest in Bitcoin and altcoins, I also invest in lands and Gold. I think this way will be more secure for our investment.

Indeed, not all investment are guaranteed to bring profits you also need to work on it in terms of studying before taking your steps, there are investment where you can really make some decent benefits if you assess it right, not just a savings but allow your money to work for you and make it grow while portion of it are being save for emergency,

It's on how a person manage to control his ownself and how he will manifest with visions that he's aiming when investing to something, more on you hard work that will be paid off when the time comes and allow you to enjoy being convenient in terms of financial aspects.

cryptomaniac_xxx

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Quote from: btc78 on June 27, 2024, 08:51:19 PM

Quote from: kawetsriyanto on June 27, 2024, 06:49:45 PM

Agree. If we have a lot of money in our saving accounts, it is better to use some of the money for investment. If we only save the money, they will never grow and there is no chance to multiply the amount of the money. Investment is the way to get additional money in the future, it is very unfortunate if we keep all the money in saving accounts without using them for something more profitable.

I think many are afraid to go and invest their money because let us all be honest, investing has risks and even if it is generally recommended there are still chances of losses occurring

But they should try to remove that fear because nothing will happen if they don't try to take that next step forward. A brave person is a person with big dreams

It's just normal, this is what we call the fear of unknown. And everyone has this kind of fear, but as just what we have, we should face our fears so that we can go over the next step in our lives. So investing is kinda like that, we don't know what's going to happen to us in the future in the money that we are going to put maybe it will give us profit or it will give us a big lose.

And me taking a walk and exercise, I have this thoughts in my mind. The" what if", so for me it's better to take that big risk, and be brave and at least we should not regret something in our lives. And so far I would say that it is paying off as I will say that I'm in the net positive as far as ROI goes.

AirtelBuzz

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Quote from: ~speedx~ on June 26, 2024, 02:37:58 PM

Money should always be respected. Because without money we cannot manage our life even a day. When we own a lot of money, we forget to value that money and spend recklessly. Which is not right at all. Just because we have money, it cannot be misused. The wealthy today will become poor. Therefore, it is better to spend money always thinking and thinking.

Money is at the root of every human being's life and happiness. It is almost impossible to go through our lives without money now. Just as money is important for life, spending money properly is also important for us. Money should never be spent in wrong way or recklessly or frivolously. Because if you have money today, you may not tomorrow. So spend money properly so as not to overspend and save for the future. If we can take care of our earned money and keep it as savings for future it can give us financial stability later on. People who don't think about the future or even save have to ask people for financial help when they are in danger later. So for us to not have to do this problem we have to save for this.

Also, if you have a large amount of money saved, you can invest some of it. It has the potential to increase your savings.

Sebas.tian

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Do everything possible to protect your funds, because it will make you not to experience any financial challenge in the future when you have funds, and it will be easy for you to get whatever you want to satisfy your body and spirit, and it will be difficult for people around you to look down on you. As an investors, you don't need to spend your money anyhow where there are investment to invest, because opportunity can come at anytime in the community which you need funds to embrace the opportunity and if you have the funds with you at the moment, it will be very easy for you to embrace the opportunity to have potential income to achieve in the future. If you don't know how to save funds, I think, is never too late for such people to learn how to save funds for future purpose, because it can help humanity to solve so many challenge that will bring peace of mind.

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Quote from: kawetsriyanto on June 27, 2024, 06:49:45 PM

Agree. If we have a lot of money in our saving accounts, it is better to use some of the money for investment. If we only save the money, they will never grow and there is no chance to multiply the amount of the money. Investment is the way to get additional money in the future, it is very unfortunate if we keep all the money in saving accounts without using them for something more profitable.

I think many are afraid to go and invest their money because let us all be honest, investing has risks and even if it is generally recommended there are still chances of losses occurring

But they should try to remove that fear because nothing will happen if they don't try to take that next step forward. A brave person is a person with big dreams

kawetsriyanto

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Quote from: Fredomago on June 26, 2024, 02:05:21 PM

Following you, with investment it allows your money to grow and work for you, it's better to have that portion when do you have savings on your account not just a pure savings but also something that will allow you to earn while using your save money, but also it's needed to separate those two as there's always emergencies that we needed to address, split your savings that will alow you to fill your needs in case that you'll need to take of something that needed an immediate response that will affects your finances.

Agree. If we have a lot of money in our saving accounts, it is better to use some of the money for investment. If we only save the money, they will never grow and there is no chance to multiply the amount of the money. Investment is the way to get additional money in the future, it is very unfortunate if we keep all the money in saving accounts without using them for something more profitable.

However, there should be certain allocation for saving and investment. It is also not a wise decision if we use all the money for investment because investment also doesn't guarantee profits. And even some investments can be very risky, for example crypto investment. So we must be wise to choose the investment, we may need to diversify it into 2 type of investment. I myself, trying to invest in both low risk assets and high risk assets. Besides I invest in Bitcoin and altcoins, I also invest in lands and Gold. I think this way will be more secure for our investment.

Topic: Take care of your money and learn to save. - page 2. (Read 2909 times)