The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.
We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.
Saving is often not enough. Some people go through their life just saving up money from their salary, while inflation is wiping out the spending power of their money year after year. Savings accounts that banks offer are generally the bare minimum, a tiny bit above the central bank rate. If the central bank has set their interest rate at 1%, you'll be lucky if the banks are offering 2%. we are in a good time to be a saver but it's still losing value and will go into reverse soon, lock in those good rates for a long time where possible. You need to put your money to work or you will be working until you drop, which doesn't sound like a fun life plan to me.