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Topic: Take care of your money and learn to save. - page 6. (Read 2909 times)

legendary
Activity: 2688
Merit: 1192
People's financial situation is not always the same as we have enough money now but in the future we may not have enough money to spend. Now we have enough money so now I will go out of my way to spend money as I want for no reason then later when I don't have enough to spend but no one else will give me money to spend. It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance. 

The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well. 

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

Saving is often not enough. Some people go through their life just saving up money from their salary, while inflation is wiping out the spending power of their money year after year. Savings accounts that banks offer are generally the bare minimum, a tiny bit above the central bank rate. If the central bank has set their interest rate at 1%, you'll be lucky if the banks are offering 2%. we are in a good time to be a saver but it's still losing value and will go into reverse soon, lock in those good rates for a long time where possible. You need to put your money to work or you will be working until you drop, which doesn't sound like a fun life plan to me.
hero member
Activity: 2730
Merit: 632
I think investing can be better than saving. Investing in gold or land will keep our money safe. We should try to invest a small amount every month to do something good in the future. If we invest a small amount from now.  We can keep it but it can bring us a lot of profit in the future. So those who are smart think about the future and keep everything organized from now.

for me personally i prefer to invest in gold compared to land as you said. because gold is always in high demand in the market and anytime you need money you can sell it directly at the gold shop, without having to wait for a buyer.

Gold is a good business to go into especially when you have the knowledge to identify if is real or not, that's why sometimes if you have passion for a business is advise able to really understand it very well to avoid making a mistake and also sometimes investing on gold could be somehow because there are shops you can purchase gold and after using it for sometime and you decide to sell it there is a chance that you may not sell it up to the amount you bought it but in terms of land it appreciate in value as time goes by.
Doesnt matter whether you would really be having other options or forms of investment whether gold or other traditional businesses on which this would really be that ideal as long you could really be able to make
some money or profits then this what matter the most. In speaking of Gold then we do know that this is something that would really be a good option but of course people will really be normally be getting fold of on dealing up with Bitcoin or with crypto space just because when it comes to price volatility and the duration about making profits is really that different to each other on which you could really be able to tell into yourself that it would
be that really looks interesting and you would really be putting up that much consideration on having that focused allocation in terms of your investment choices.

In speaking about taking care of your money and would be having that savings then it would really be that turning out to be a must have or something that should really be done into someones life.
Dont wait up for things to get messy before you would really be making out such adjustments, this is why as much as you could or still have the money that you could
be able to do so then you should really be at least having that consideration.
member
Activity: 210
Merit: 36
I think investing can be better than saving. Investing in gold or land will keep our money safe. We should try to invest a small amount every month to do something good in the future. If we invest a small amount from now.  We can keep it but it can bring us a lot of profit in the future. So those who are smart think about the future and keep everything organized from now.

for me personally i prefer to invest in gold compared to land as you said. because gold is always in high demand in the market and anytime you need money you can sell it directly at the gold shop, without having to wait for a buyer.

Gold is a good business to go into especially when you have the knowledge to identify if is real or not, that's why sometimes if you have passion for a business is advise able to really understand it very well to avoid making a mistake and also sometimes investing on gold could be somehow because there are shops you can purchase gold and after using it for sometime and you decide to sell it there is a chance that you may not sell it up to the amount you bought it but in terms of land it appreciate in value as time goes by.
sr. member
Activity: 1456
Merit: 326
Eloncoin.org - Mars, here we come!
I think investing can be better than saving. Investing in gold or land will keep our money safe. We should try to invest a small amount every month to do something good in the future. If we invest a small amount from now.  We can keep it but it can bring us a lot of profit in the future. So those who are smart think about the future and keep everything organized from now.

It is necessary to learn about the importance of both saving and investment because your savings will help you to invest more in the near future so there is no risk in saving some amount but will help you during harsh circumstances. In gold we can invest on a monthly basis but in the case of buying land we cannot invest on a monthly basis as we cannot buy land in pieces.

I think first you should start from saving and when enough is saved then you should invest this amount so in this case you will have no need to ask someone else to allow you money for investment. After this step it is necessary to carry out both saving and investment as one will make you financially strong and the other will help you to continue investment or solve your issue when there is a sudden need of money for you.
full member
Activity: 868
Merit: 202
I think investing can be better than saving. Investing in gold or land will keep our money safe. We should try to invest a small amount every month to do something good in the future. If we invest a small amount from now.  We can keep it but it can bring us a lot of profit in the future. So those who are smart think about the future and keep everything organized from now.

for me personally i prefer to invest in gold compared to land as you said. because gold is always in high demand in the market and anytime you need money you can sell it directly at the gold shop, without having to wait for a buyer. while when you invest in land, you need to wait for a buyer to sell the land and the price is also uncertain because in some areas the price of land actually goes down due to low demand and the process is usually more complicated. so considering gold investment as savings sounds more reasonable compared to investing in land.
sr. member
Activity: 812
Merit: 252
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if you can do both, why not? In times like these, we don't just have to do savings because as time goes on, the money we save decreases in value, especially when inflation is severe in a country. Nowadays, many people find it difficult to save and invest at the same time, but I highly recommend that when money comes to us, it is much better if we prioritize putting it into investment so that we can grow it in the future. Doing savings are easy to do if we have a stable source of income and it's up to us how we save because we can afford to save depending on how we spend and what our lifestyle is.

Each has its own purpose, investing is for the future and saving is to prepare for unexpected things in life, so both of these must be done simultaneously.
Apart from that, the most important thing is of course to increase your income so you can invest and save. If your income is just enough, of course this cannot be done.
Regarding which is more important between the two, I think both are equally important because they have different goals and are good for the future.
This is difficult, so you have to get used to it from an early age.
full member
Activity: 448
Merit: 130
Savings can give you some financial support but since every country has a high rate of inflation every year, savings will not do you any good.  To do good you must go for investment.  Or to invest on any strong acid like land gold house property etc.  Then it will give you higher returns in future along with savings which will enable you to live a better life in your later age.  So I also want to say that savings is not a solution.  Investment is a good solution.  Because if you don't race you can never gain
I think investing can be better than saving. Investing in gold or land will keep our money safe. We should try to invest a small amount every month to do something good in the future. If we invest a small amount from now.  We can keep it but it can bring us a lot of profit in the future. So those who are smart think about the future and keep everything organized from now.
I would prioritize investing over saving. But before investing you must save first because not everyone may have enough money to invest. Now if you don't have enough money then you can't even buy gold and you can't buy land. Even in case of buying gold and land you will not agree to pay land or gold on monthly basis. However, your investment depends on your personal income or got from your previous generation. I think it takes a lot of money to buy gold or land, if you don't have this amount then you have to start saving early, when you reach an amount you can buy gold or land with that money. When you buy land, if you buy it in a good position, you can get triple or quadruple profit from it after 4-5 years.
sr. member
Activity: 1022
Merit: 277
★Bitvest.io★ Play Plinko or Invest!
I support saving some part of income which will solve any kind of problem in the future. However I have a different view on saving the entire portion of the remainder by excluding it from income. Because inflation will fall upon savings. So if we want to increase our productivity then some part must be left for investment.

If a person adopts a habit of saving then he will not face any difficulty in future because during inflation or any other issue he will have a saved amount which he can use for his needs. Wise individuals often choose some percentage which he saves on a monthly basis from monthly income and he does not decrease this amount to be used for another purpose.

Saving amounts should then be used for investment if someone finds the right things for investment then some part of saving should be utilized for investment but it will definitely require knowledge which is compulsory for taking profit from it.
If a person saves a portion of his income with the investment objective in mind, it is definitely important for his future economic status. But my point is that for those who save only for savings purpose and not for investment purpose, my opinion is slightly different. Because money is something that can be used to create money, but if money is left neglected its effectiveness will be greatly reduced. So surely a man should get into investment to increase his financial stability in any way, be it through saving and investing small amounts day by day.
Yes it is better to invest instead of saving. Nowadays all people have tendency to save by thinking about future i.e. everyone wants to save for future and even do so. People who save only thinking about the future and do not invest that money in anything, their money never grows. But people who save and invest with that savings like gold or land and those who have experience about bitcoin or know about cryptocurrency invest in bitcoin. Money creates money so we should invest it instead of hoarding it.

For example, land prices in almost every country in the world are increasing day by day. So if someone invests their savings in land today there is a possibility of doubling it in the future i.e. a possibility of doubling their money. And if someone does not invest their savings in anything else then the amount of money they save will remain the same in future i.e. there will be no growth.

if you can do both, why not? In times like these, we don't just have to do savings because as time goes on, the money we save decreases in value, especially when inflation is severe in a country. Nowadays, many people find it difficult to save and invest at the same time, but I highly recommend that when money comes to us, it is much better if we prioritize putting it into investment so that we can grow it in the future. Doing savings are easy to do if we have a stable source of income and it's up to us how we save because we can afford to save depending on how we spend and what our lifestyle is.
sr. member
Activity: 392
Merit: 350
I support saving some part of income which will solve any kind of problem in the future. However I have a different view on saving the entire portion of the remainder by excluding it from income. Because inflation will fall upon savings. So if we want to increase our productivity then some part must be left for investment.

If a person adopts a habit of saving then he will not face any difficulty in future because during inflation or any other issue he will have a saved amount which he can use for his needs. Wise individuals often choose some percentage which he saves on a monthly basis from monthly income and he does not decrease this amount to be used for another purpose.

Saving amounts should then be used for investment if someone finds the right things for investment then some part of saving should be utilized for investment but it will definitely require knowledge which is compulsory for taking profit from it.
If a person saves a portion of his income with the investment objective in mind, it is definitely important for his future economic status. But my point is that for those who save only for savings purpose and not for investment purpose, my opinion is slightly different. Because money is something that can be used to create money, but if money is left neglected its effectiveness will be greatly reduced. So surely a man should get into investment to increase his financial stability in any way, be it through saving and investing small amounts day by day.
Yes it is better to invest instead of saving. Nowadays all people have tendency to save by thinking about future i.e. everyone wants to save for future and even do so. People who save only thinking about the future and do not invest that money in anything, their money never grows. But people who save and invest with that savings like gold or land and those who have experience about bitcoin or know about cryptocurrency invest in bitcoin. Money creates money so we should invest it instead of hoarding it.

For example, land prices in almost every country in the world are increasing day by day. So if someone invests their savings in land today there is a possibility of doubling it in the future i.e. a possibility of doubling their money. And if someone does not invest their savings in anything else then the amount of money they save will remain the same in future i.e. there will be no growth.
full member
Activity: 1190
Merit: 212
★Bitvest.io★ Play Plinko or Invest!
Savings can give you some financial support but since every country has a high rate of inflation every year, savings will not do you any good.  To do good you must go for investment.  Or to invest on any strong acid like land gold house property etc.  Then it will give you higher returns in future along with savings which will enable you to live a better life in your later age.  So I also want to say that savings is not a solution.  Investment is a good solution.  Because if you don't race you can never gain
I think investing can be better than saving. Investing in gold or land will keep our money safe. We should try to invest a small amount every month to do something good in the future. If we invest a small amount from now.  We can keep it but it can bring us a lot of profit in the future. So those who are smart think about the future and keep everything organized from now.
Of course, this is very true, it would be better for us to choose to invest rather than save, but to be able to invest in gold or land, of course we must first save the income we have and when it is new enough we can buy land or gold, but with Bitcoin. We can start with whatever we have and we are consistent in collecting and of course we will be able to get a profit from the investment we make and to be able to invest well, we must be able to have savings for unexpected needs, so that we don't have to take what we have invested because we don't have the funds for these needs, yeah you are right. Those who think about the future will certainly prepare as early as possible to be able to live their old age in peace without having to think about any work.
sr. member
Activity: 1554
Merit: 374
Vave.com - Crypto Casino
Savings can give you some financial support but since every country has a high rate of inflation every year, savings will not do you any good.  To do good you must go for investment.  Or to invest on any strong acid like land gold house property etc.  Then it will give you higher returns in future along with savings which will enable you to live a better life in your later age.  So I also want to say that savings is not a solution.  Investment is a good solution.  Because if you don't race you can never gain
I think investing can be better than saving. Investing in gold or land will keep our money safe. We should try to invest a small amount every month to do something good in the future. If we invest a small amount from now.  We can keep it but it can bring us a lot of profit in the future. So those who are smart think about the future and keep everything organized from now.
member
Activity: 196
Merit: 15
★Bitvest.io★ Play Plinko or Invest!
I support saving some part of income which will solve any kind of problem in the future. However I have a different view on saving the entire portion of the remainder by excluding it from income. Because inflation will fall upon savings. So if we want to increase our productivity then some part must be left for investment.

If a person adopts a habit of saving then he will not face any difficulty in future because during inflation or any other issue he will have a saved amount which he can use for his needs. Wise individuals often choose some percentage which he saves on a monthly basis from monthly income and he does not decrease this amount to be used for another purpose.

Saving amounts should then be used for investment if someone finds the right things for investment then some part of saving should be utilized for investment but it will definitely require knowledge which is compulsory for taking profit from it.
If a person saves a portion of his income with the investment objective in mind, it is definitely important for his future economic status. But my point is that for those who save only for savings purpose and not for investment purpose, my opinion is slightly different. Because money is something that can be used to create money, but if money is left neglected its effectiveness will be greatly reduced. So surely a man should get into investment to increase his financial stability in any way, be it through saving and investing small amounts day by day.
sr. member
Activity: 952
Merit: 391
Underestimate- nothing
People's financial status is never the same, it either increases or decreases or stays stable for some time. When you have money you spend it on necessity, you go out with friends and eat but you spend more, you do it on necessity because you want to be loved by friends. Many people waste money for no reason, like smoking, drinking alcohol, I think they are extra waste because they harm the body. People face the biggest problem in their last life because then they cannot earn money. In old age he only spends time sitting, he has no personal freedom, the money he gets from family children to move is very limited. It is best to create a desire to save from the time you learn to earn an income that will serve you well later in life.


Truly, all fingers are not equal, and how we spend varies, while the economic situation worsens. Currencies are losing value, and the more we have, the more we spend it. The economy has rapidly changed over the years, making it difficult to keep up with bills due to inflation and rising prices. Unfortunately, there is no way to fix the situation and we must learn to live with it. Because the government that are silupppse to be doing the fixing are busy doing something else. Is better to have plans and the same time have a budget of how you want to spend your money to aviod spending on things that are not really worth it. People that spends money on smokes and alcohol by now would have adjusted their self because is just has if you have to choose between smoking or spending money to eat. And with this kind of condition it will be very difficult to save.
hero member
Activity: 1960
Merit: 537
Leading Crypto Sports Betting & Casino Platform
Apart from that, we can learn a lot from the experiences of other people. I am also one of those people who carries out what I plan and doesn't care about what other people say, but sometimes we also have to listen to what other people say, not to swallow it raw, but to reflect on it. Because sometimes what other people experience or say can also be good for us, depending on how we accept it.
We must be responsible for ourselves, therefore we must be able to ensure that what we do goes according to the plans and applicable rules. When we can be responsible for ourselves, I believe we will be better people in the future, because we know and have limits about what we will do.

If we are stubborn and do not care about what others suggest, how can we learn from others' experiences? When others make suggestions , they have good intentions and want to help us, maybe they see flaws in our plans that we don't realize. We should accept their suggestions and take time to reassess whether what they suggest to us is helpful or not . We should just ignore and ignore those who are trying to stop us from implementing our plans , we should listen to those who want to help us . A person who is too stubborn and does not like to absorb new things and the experiences of their predecessors will find it very difficult to succeed on the path they have chosen .
Don't equate this with stubbornness, because what I say here is not just a suggestion or criticism, but the words of someone else as a whole. I don't know whether you experienced something bad that came from other people's words or not, but this is based on my experience. Therefore I said 2 things before, namely try not to care about what other people say and try to listen to them as material for reflection that can make us better in the future.
Meanwhile, if it is a stubborn person like you said, then we will never want to listen to them, both when people say unpleasant things and also when people say or make suggestions. We also have to be able to differentiate between the two things, because they are 2 different things.

Yes , I have also experienced bad things due to other people's words and that was a lesson for me. I understand what you mean and I agree with your point of view and what I want to say is that we need to be selective about what other people say. There will be things we should listen to and absorb, but there will also be things we should ignore so as not to affect our plans. In short, we need to be open and ready to accept if someone gives us suggestions, we should not be too stubborn and always think we are right in every situation. That's what I want to say.
hero member
Activity: 2856
Merit: 644
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It is undeniable that for now money has always been a guideline for the movements that everyone makes in surviving in the life we live today so indeed we cannot be naive about it because indeed with money in the end everything will become a little easier so we must still be required to find ways to keep money near us.

Although in this case it is a mistake if we live only money-oriented but in essence we cannot live without money so as much as possible we have to look for several ways so that money continues to flow and become a supply for the life we live now.
So with that, as much as possible we have to find ways so that how we have money and when we get it then as much as possible we have to make good management so that money does not just slip away. This must be a basic thing because after all, money is always a benchmark in any case for the current era.
Of course it is not wrong to be money-oriented because life is not fun if there is no money, not happy if you don't have money, not calm if you don't have money and so on, a person needs to have a little more money to support his life in order to live a better life, in fact money can increase the level of life and how to enjoy life so that money speaks to its owner, therefore we need to save and continue to have money until whenever, even the fact that we die we need money.

It is important to save, it is important to increase our source of income so that we can live a much more peaceful life regarding the economy, because without money today life is not fair for modern social society, unless we are in the interior of the forest where money and modernization are not so familiar, we do not need it as a priority.
Actually for this case we cant consider it entirely good when we are too money-oriented because after all, even though we have to live with money, it does not mean that we only focus on money when doing something because after all it is a little less good but it does not mean that this should not be done either .  I agree when saying that in the end money is always one of the sources that can make us comfortable in living life, it's just that we can't stay fixated and as if money is everything because we also can't make it as if money is a god that we have to get all the time  .
This may seem quite naive but looking at the current situation there are actually a lot of people who deify money and do anything for money including doing things that are actually against morals or lead to negativity so even though we need money but that doesn't mean we have to do anything that violates norms and doesn't see from other aspects just because we are focused on money .
member
Activity: 74
Merit: 11
Of course it is not wrong to be money-oriented because life is not fun if there is no money, not happy if you don't have money, not calm if you don't have money and so on, a person needs to have a little more money to support his life in order to live a better life, in fact money can increase the level of life and how to enjoy life so that money speaks to its owner, therefore we need to save and continue to have money until whenever, even the fact that we die we need money.

It is important to save, it is important to increase our source of income so that we can live a much more peaceful life regarding the economy, because without money today life is not fair for modern social society, unless we are in the interior of the forest where money and modernization are not so familiar, we do not need it as a priority.

Perhaps the structure of happiness can be seen and measured by the amount of money because with money of course we can have what we want by buying it. In addition, when we have money we will be appreciated by others, it could even be that someone who has money has power, with the term "you have money, you have power" but not always all about money there are things that cannot be bought with money. In addition, money is important so as much as possible we should be able to make money and save it for the future, do not when having a lot of money it even makes us able to buy whatever we want, the future must be considered as well.

It is very unlikely that there are people who do not need money, with the current development of technology is growing of course the lifestyle will usually also increase, and when that happens it is true that you say we must be able to have additional sources of income to be able to make more money, but health must also be considered.
hero member
Activity: 1064
Merit: 589
Apart from that, we can learn a lot from the experiences of other people. I am also one of those people who carries out what I plan and doesn't care about what other people say, but sometimes we also have to listen to what other people say, not to swallow it raw, but to reflect on it. Because sometimes what other people experience or say can also be good for us, depending on how we accept it.
We must be responsible for ourselves, therefore we must be able to ensure that what we do goes according to the plans and applicable rules. When we can be responsible for ourselves, I believe we will be better people in the future, because we know and have limits about what we will do.

If we are stubborn and do not care about what others suggest, how can we learn from others' experiences? When others make suggestions , they have good intentions and want to help us, maybe they see flaws in our plans that we don't realize. We should accept their suggestions and take time to reassess whether what they suggest to us is helpful or not . We should just ignore and ignore those who are trying to stop us from implementing our plans , we should listen to those who want to help us . A person who is too stubborn and does not like to absorb new things and the experiences of their predecessors will find it very difficult to succeed on the path they have chosen .
Don't equate this with stubbornness, because what I say here is not just a suggestion or criticism, but the words of someone else as a whole. I don't know whether you experienced something bad that came from other people's words or not, but this is based on my experience. Therefore I said 2 things before, namely try not to care about what other people say and try to listen to them as material for reflection that can make us better in the future.
Meanwhile, if it is a stubborn person like you said, then we will never want to listen to them, both when people say unpleasant things and also when people say or make suggestions. We also have to be able to differentiate between the two things, because they are 2 different things.
member
Activity: 378
Merit: 66
Axioma Holding - Axioma Pay Crypto Card
Many people waste money for no reason, like smoking, drinking alcohol, I think they are extra waste because they harm the body. People face the biggest problem in their last life because then they cannot earn money. In old age he only spends time sitting, he has no personal freedom, the money he gets from family children to move is very limited. It is best to create a desire to save from the time you learn to earn an income that will serve you well later in life.

There was a musician, I think that musician's name is RickRoss, he said that his doctor gave approval for him to smoke Indian hemp.  In your opinion, smoking and drinking is a waste of money and can cause harm to the health but for some other person it is not a waste of money for them. For alcohol, even if you are not buying for personal consumption but it's important to have it in your bar so that any time you have visitors, you can entertain them with it. Every month, my dad always add new wine and other alcoholic drinks to his bar for personal consumption and friends that may visit. He has the money to do it, that is why it's not a big deal for him.
hero member
Activity: 1960
Merit: 537
Leading Crypto Sports Betting & Casino Platform
Follow your own rules and plans without the influence of others, that’s the great lesson I have learned in live in a very young age. Responsibility is different from a person to another depending on the environment where you grew up, for example a child of a wealthy father sometimes he is less responsible than someone who grew up in a poor family and should think how to get money and learn how to spend it in a good way.
Personally, I grew up in a very poor region and very low salary for workers, I have learned how to work online and started to invest and get my life spendings from internet, I still have a long road and efforts to achieve my goals, however, going through your plans without caring about others opinion and to not get influenced by them.
Apart from that, we can learn a lot from the experiences of other people. I am also one of those people who carries out what I plan and doesn't care about what other people say, but sometimes we also have to listen to what other people say, not to swallow it raw, but to reflect on it. Because sometimes what other people experience or say can also be good for us, depending on how we accept it.
We must be responsible for ourselves, therefore we must be able to ensure that what we do goes according to the plans and applicable rules. When we can be responsible for ourselves, I believe we will be better people in the future, because we know and have limits about what we will do.

If we are stubborn and do not care about what others suggest, how can we learn from others' experiences? When others make suggestions , they have good intentions and want to help us, maybe they see flaws in our plans that we don't realize. We should accept their suggestions and take time to reassess whether what they suggest to us is helpful or not . We should just ignore and ignore those who are trying to stop us from implementing our plans , we should listen to those who want to help us . A person who is too stubborn and does not like to absorb new things and the experiences of their predecessors will find it very difficult to succeed on the path they have chosen .
hero member
Activity: 1064
Merit: 589
Follow your own rules and plans without the influence of others, that’s the great lesson I have learned in live in a very young age. Responsibility is different from a person to another depending on the environment where you grew up, for example a child of a wealthy father sometimes he is less responsible than someone who grew up in a poor family and should think how to get money and learn how to spend it in a good way.
Personally, I grew up in a very poor region and very low salary for workers, I have learned how to work online and started to invest and get my life spendings from internet, I still have a long road and efforts to achieve my goals, however, going through your plans without caring about others opinion and to not get influenced by them.
Apart from that, we can learn a lot from the experiences of other people. I am also one of those people who carries out what I plan and doesn't care about what other people say, but sometimes we also have to listen to what other people say, not to swallow it raw, but to reflect on it. Because sometimes what other people experience or say can also be good for us, depending on how we accept it.
We must be responsible for ourselves, therefore we must be able to ensure that what we do goes according to the plans and applicable rules. When we can be responsible for ourselves, I believe we will be better people in the future, because we know and have limits about what we will do.
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