Is very important to save, if you are working and you are not saving you are in a big problem because if you don't save you will always be in debt savings help when you have emergency issues so if you don't have savings you will end up going to borrow in other to solve the emergency that is why is always advised to have savings.
I have seen the benefits of savings in my life, I was had an issue that was very serious and I was out of cash no money all I did was to dip hands into my savings to solve the issue.
If you don't save you will always borrow and is very bad because of the interest rate you will keep paying.
Topic: Take care of your money and learn to save. - page 3. (Read 2909 times)
And for this we need to increase our potential income as fast as possible to stabilize and secure our future life. So we have to identify the potential income areas and get down to work and make strong efforts to increase the income so that there are no obstacles ahead to achieve the set goals and objectives. Finally thanks for your support on my theme.
There's no need to thank you, mate, because everyone has to have good targets for themselves, so it wouldn't be surprising if there were many people who want to support the same theme as long as the theme can run well and produce better things for them. our respective lives. Because in order to increase your income potential, you really need to look at opportunities and opportunities that exist in several different places so that we ourselves can set a plan to achieve these opportunities well enough.
Money should always be respected. Because without money we cannot manage our life even a day. When we own a lot of money, we forget to value that money and spend recklessly. Which is not right at all. Just because we have money, it cannot be misused. The wealthy today will become poor. Therefore, it is better to spend money always thinking and thinking.
Yeah right, if you play well with your money and have that savings and investments, it will save you or keep you from barrowing in case that there's emergency that take place, you can use what you save and not bother anyone if you have some financial needs, it's true that everyone can also look at it as good way preventing you from over exceeding with your income, a wise man always find ways to make sure that the money they've got will actually works for them.
It is always better to have savings in case of any future emergency. Whatever amount someone is earning as salary or wages, we should always try to have savings so that if any emergency comes up, we can solve it. Many people do not always have savings, relying on the fact that they are not receiving a reasonable amount. However, when we plan well, even the amount we are seeing is not that much, we can still have savings. Investment is also very important if we have money to invest because that is the only way that someone's money will grow.If we look well and invest wisely, and have separate savings to avoid attempting to invest everything, life will be easier. Even if any emergency comes up, it will not be a big worry for us.
Following you, with investment it allows your money to grow and work for you, it's better to have that portion when do you have savings on your account not just a pure savings but also something that will allow you to earn while using your save money, but also it's needed to separate those two as there's always emergencies that we needed to address, split your savings that will alow you to fill your needs in case that you'll need to take of something that needed an immediate response that will affects your finances.
about this and that, then it would really be just that right that you would really be needing up that proper planning and this is something which is really that recommended on doing so. Taking care of your money and tending to maintain out that flow of income on which this is the primary target that all of us would really be trying out to do so. Saving up would really be something that will really be just that in default and this is something that needs up to be considered because not all the time we would really be having that good stable income or money or financial condition.
You would really be able to make yourself having that back up on the moment that you will really be having those savings and this is something that you should really be watching out because
trying out not to put up some allocation in savings will really be imposing those potential problems.
Yeah right, if you play well with your money and have that savings and investments, it will save you or keep you from barrowing in case that there's emergency that take place, you can use what you save and not bother anyone if you have some financial needs, it's true that everyone can also look at it as good way preventing you from over exceeding with your income, a wise man always find ways to make sure that the money they've got will actually works for them.
It is always better to have savings in case of any future emergency. Whatever amount someone is earning as salary or wages, we should always try to have savings so that if any emergency comes up, we can solve it. Many people do not always have savings, relying on the fact that they are not receiving a reasonable amount. However, when we plan well, even the amount we are seeing is not that much, we can still have savings. Investment is also very important if we have money to invest because that is the only way that someone's money will grow.If we look well and invest wisely, and have separate savings to avoid attempting to invest everything, life will be easier. Even if any emergency comes up, it will not be a big worry for us.
Following you, with investment it allows your money to grow and work for you, it's better to have that portion when do you have savings on your account not just a pure savings but also something that will allow you to earn while using your save money, but also it's needed to separate those two as there's always emergencies that we needed to address, split your savings that will alow you to fill your needs in case that you'll need to take of something that needed an immediate response that will affects your finances.
Yeah right, if you play well with your money and have that savings and investments, it will save you or keep you from barrowing in case that there's emergency that take place, you can use what you save and not bother anyone if you have some financial needs, it's true that everyone can also look at it as good way preventing you from over exceeding with your income, a wise man always find ways to make sure that the money they've got will actually works for them.
It is always better to have savings in case of any future emergency. Whatever amount someone is earning as salary or wages, we should always try to have savings so that if any emergency comes up, we can solve it. Many people do not always have savings, relying on the fact that they are not receiving a reasonable amount. However, when we plan well, even the amount we are seeing is not that much, we can still have savings. Investment is also very important if we have money to invest because that is the only way that someone's money will grow.If we look well and invest wisely, and have separate savings to avoid attempting to invest everything, life will be easier. Even if any emergency comes up, it will not be a big worry for us.
Savings is good for emergency purposes but if you are Saving you can even split the money into two so that you can invest one part and then keep the other part for when you need money to attend to one or two emergency that way you can avoid borrowing. Because consistently borrowing money for emergency always is not advisable. Some people are still finding it very difficult to save for some various reasons so are use to spending on unnecessary things. You have to learn to remove your eyes from so many things. And sometimes luxury brings destruction because you will always want to get everything.
The better we start measuring money the better because if things is not the same anymore now expenses have increased because of inflation so we just have to find ways to increase how we make money and also reduce the way we spend that is the most important thing because if you don't learn to manage money you will always find your self in financial crisis.
It's true, it's best not to live in debt because debt usually makes us feel uneasy. If you only borrow money once for an emergency, maybe it won't be a problem, but don't make it a habit to borrow money when you're in an emergency, when The situation is better, we must be able to try to make more money and be able to set aside some money for savings because by having money saved, one of the goals is to handle emergencies that occur. although there are people who are still not used to saving because they only think about temporary styles. and I think this happens a lot with young people who are carried away by their social environment which demands everything that is luxurious.The better we start measuring money the better because if things is not the same anymore now expenses have increased because of inflation so we just have to find ways to increase how we make money and also reduce the way we spend that is the most important thing because if you don't learn to manage money you will always find your self in financial crisis.
It's true what you said, if we don't learn or can't manage our finances well then it's likely that we will only experience a financial crisis and that can apply in the long term, which can also involve us borrowing money when we are in a state of financial crisis. Therefore, it is very important to be able to manage finances well to prevent things from happening that could make us experience undesirable situations.
Traditional views of savings as a "emergency fund" are holding us back. Man, life is too short to be cheap. Our future empire should start with funds. If we taught financial literacy this way, kids could be less afraid of money. Instead of preaching budgeting and debt repayment, we should educate children wealth creation. Imagine if every American child had the tools to succeed financially. That's my ideal future
It is too late to save to buy a house or car or other necessities or luxuries. Because savings is what is left from income minus expenses, but if one wants to buy a house or a car or luxury goods in a relatively short period of time then one must focus on investing. But it is also very important to save which helps us to face future unexpected situations. So my theme is to save at least a part of what is left after deducting the expenses from the income and use the rest for investments that will help us meet all our needs.
The theme that you developed is actually quite suitable to be applied by everyone in any condition because it will not only help us to meet the needs we need, but can also help us fight bad conditions such as inflation and other things such as unexpected in life. Because someone who is able to save a little money and invest with the remaining money from his monthly income will definitely feel that things are better in his own life because he has actually helped his own future and made it better.Yeah right, that's the best thing to do, take actions and make sure that you are in-line with your plans, it's for your future and establishing your finances as early as possible will give you a better life, there are young wise people who manage to work with their dreams and manage to work it the right way.
They able to save and make things works in terms of limiting their expenses and only use the money that they need and not for what they want, very important to learn that basic principle and make sure to apply it in your everyday life.
It is too late to save to buy a house or car or other necessities or luxuries. Because savings is what is left from income minus expenses, but if one wants to buy a house or a car or luxury goods in a relatively short period of time then one must focus on investing. But it is also very important to save which helps us to face future unexpected situations. So my theme is to save at least a part of what is left after deducting the expenses from the income and use the rest for investments that will help us meet all our needs.
The theme that you developed is actually quite suitable to be applied by everyone in any condition because it will not only help us to meet the needs we need, but can also help us fight bad conditions such as inflation and other things such as unexpected in life. Because someone who is able to save a little money and invest with the remaining money from his monthly income will definitely feel that things are better in his own life because he has actually helped his own future and made it better.legendary
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People's financial situation is not always the same as we have enough money now but in the future we may not have enough money to spend. Now we have enough money so now I will go out of my way to spend money as I want for no reason then later when I don't have enough to spend but no one else will give me money to spend. It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance.
The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.
We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.
Money saved is as good as money spent, why?, its simple, it's because one sure thing that have pleagued our fiat currencies and system is devaluation of its worth, buying power; which is majorly catalized by inflation, you can save a hundred thousand dollars today in your fiat currency, and today, that same amount of money can buy you a complete estate, but you did be surprised to come back in the next five to ten years to discover that you will have to add like extra fifty thousand dollar to buy the same estate.The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.
We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.
So, in essence, it's better to invest money than save money, saving money never gets one out of poverty, it's invested money that does.
Savings is good for emergency purposes but if you are Saving you can even split the money into two so that you can invest one part and then keep the other part for when you need money to attend to one or two emergency that way you can avoid borrowing. Because consistently borrowing money for emergency always is not advisable. Some people are still finding it very difficult to save for some various reasons so are use to spending on unnecessary things. You have to learn to remove your eyes from so many things. And sometimes luxury brings destruction because you will always want to get everything.
The better we start measuring money the better because if things is not the same anymore now expenses have increased because of inflation so we just have to find ways to increase how we make money and also reduce the way we spend that is the most important thing because if you don't learn to manage money you will always find your self in financial crisis.
It's true, it's best not to live in debt because debt usually makes us feel uneasy. If you only borrow money once for an emergency, maybe it won't be a problem, but don't make it a habit to borrow money when you're in an emergency, when The situation is better, we must be able to try to make more money and be able to set aside some money for savings because by having money saved, one of the goals is to handle emergencies that occur. although there are people who are still not used to saving because they only think about temporary styles. and I think this happens a lot with young people who are carried away by their social environment which demands everything that is luxurious.The better we start measuring money the better because if things is not the same anymore now expenses have increased because of inflation so we just have to find ways to increase how we make money and also reduce the way we spend that is the most important thing because if you don't learn to manage money you will always find your self in financial crisis.
It's true what you said, if we don't learn or can't manage our finances well then it's likely that we will only experience a financial crisis and that can apply in the long term, which can also involve us borrowing money when we are in a state of financial crisis. Therefore, it is very important to be able to manage finances well to prevent things from happening that could make us experience undesirable situations.
Money's fine, I guess, but real friends who have your back are way more important. Close friends stick with you through good times and bad. Not just when you're pickin' up the tab at the bar! So be wise how you spend, not throwing money around just cause you got it now. Buy things you really like but save some for later, and you'll find yourself with true genuine people who care about the real you. And not with fake friends, who only care about your money.
Yes true friends are really important and you can only find this kind of friends when you haven't gotten money, when you were still struggling. When you have started seeing money it will be difficult to understand who is a true friend. No matter how much wealth you have amassed, you should never forget the few friends that were there for you because they are the real friends. Many make this mistake, the moment they have made money, they tend to forget those old friends that were with them and go for brand new friends thinking that they are the people who now matches his new status and standard. He/she has forgotten that what he thinks is the new standard are just there because of his money and the moment the money is not there they will all run away. There is nothing bad if you upgrade the standard of those your old friends that were with you when you had no funds. If you change their lives and invest in them, if you eventually go broke tomorrow, they will be there to raise you up again. They will be happy to support you. 
Regardless of how money can bring other people closer to us, I agree that saving some of what we earn is important. If we have enough income today and can save some of it, we should do that because we don't know what will happen in the future, it could be that inflation rises, or our salary is cut, or there is something that forces us to spend more money, there Our savings can be very helpful to cover these costs.
Just imagine when we don't have savings, but unfortunately we experience a salary cut, which causes us to look for debt to cover some of our expenses that are not covered by our salary. And when next month we pay the debt, but then our salary is cut because of paying the debt, and then we look for more debt, and so on, as a result we are trapped in a cycle of debt which makes our burden increase and causes stress.
Just imagine when we don't have savings, but unfortunately we experience a salary cut, which causes us to look for debt to cover some of our expenses that are not covered by our salary. And when next month we pay the debt, but then our salary is cut because of paying the debt, and then we look for more debt, and so on, as a result we are trapped in a cycle of debt which makes our burden increase and causes stress.
Yeah right, if you play well with your money and have that savings and investments, it will save you or keep you from barrowing in case that there's emergency that take place, you can use what you save and not bother anyone if you have some financial needs, it's true that everyone can also look at it as good way preventing you from over exceeding with your income, a wise man always find ways to make sure that the money they've got will actually works for them.
Savings is good for emergency purposes but if you are Saving you can even split the money into two so that you can invest one part and then keep the other part for when you need money to attend to one or two emergency that way you can avoid borrowing. Because consistently borrowing money for emergency always is not advisable. Some people are still finding it very difficult to save for some various reasons so are use to spending on unnecessary things. You have to learn to remove your eyes from so many things. And sometimes luxury brings destruction because you will always want to get everything.
The better we start measuring money the better because if things is not the same anymore now expenses have increased because of inflation so we just have to find ways to increase how we make money and also reduce the way we spend that is the most important thing because if you don't learn to manage money you will always find your self in financial crisis.
Reducing unneccessarry expenses will helps to save money plus finding additiona source of income and save up helps you avoiding barrowing money, for sure those who knew how to balance their finances will be able to save money and they've got some extra to invest, same with that you mentioned it's better to split your savings, part of it for your investment and the other part is for your savings in case there's emergency you have money to use and not to find yourself barrowing and add it up to your problem as most of the time if you earn fixed income it's really tough to adds additional expense.
Yeah right, if you play well with your money and have that savings and investments, it will save you or keep you from barrowing in case that there's emergency that take place, you can use what you save and not bother anyone if you have some financial needs, it's true that everyone can also look at it as good way preventing you from over exceeding with your income, a wise man always find ways to make sure that the money they've got will actually works for them.
Savings is good for emergency purposes but if you are Saving you can even split the money into two so that you can invest one part and then keep the other part for when you need money to attend to one or two emergency that way you can avoid borrowing. Because consistently borrowing money for emergency always is not advisable. Some people are still finding it very difficult to save for some various reasons so are use to spending on unnecessary things. You have to learn to remove your eyes from so many things. And sometimes luxury brings destruction because you will always want to get everything.
The better we start measuring money the better because if things is not the same anymore now expenses have increased because of inflation so we just have to find ways to increase how we make money and also reduce the way we spend that is the most important thing because if you don't learn to manage money you will always find your self in financial crisis.
Honestly, that's the right thing. If we don't learn to save and continue using it, then we will end up selling the assets we own when we need money. However, savings are a very important aspect of future needs, whether sudden or not. Without it, it is very difficult to solve problems without going into debt or selling something else.
It is true that saving is something that is very important for looking at the future, because if something happens to us then we can use the savings, but what we need to see at this time is that the economic phenomenon among society is very difficult, let alone saving for daily needs, it is very difficult It's difficult, this is what is happening right now in my country, even though saving is a solution to overcome complicated things in the future, but if it's like this, saving becomes something that is difficult to do in my country for the lower classes. 
Do you feel that investing will get you benefits in a short time? That's definitely not because in the end, investing is also not an instant thing so saying that when you want to get some facilities such as a house or other luxury items in a relatively short time, you have to invest then it would be a ridiculous proposal.
Indeed. Generally, investing is planned to get profits for a long term. There is no instant profits got from investment, it should take time and a process. So it is nonsense if we want to get a lot of money from investment in a short time in order to buy a house, a car, or other things. Even we invest in Bitcoin, we mostly wait for few years to get good profits.For the people who want to get instant money, I think they prefer to choose trading or the like. However, it requires specific knowledge and skills!!
Saying trading also cannot be underestimated because after all, trading is clearly not an easy business and not everyone can be there because this requires a lot of further education and understanding and we cannot trade just because of the instincts we have and rely on the luck we have. This is not gambling that relies on instinct so don't misunderstand trading for this because investing and trading need more learning than just saving the money we have.
Investing is not as easy as imagined buddy because apart from you have to really be in the right investment, the right plan and a good strategy you also have to realize that investing is not like we eat chili sauce when eating it will immediately taste spicy because in practice it is not like that.
Yep. Even we already try to use the best strategy, it can't guarantee to succeed in investment. Sometimes, there is something happening suddenly that ruins the plan, then we are unable to avoid losses. In this situation, we must have good mentality to find out the solution. We also should be aware about the risks, so we don't be frustrated when we are facing the worse situation.
Honestly, that's the right thing. If we don't learn to save and continue using it, then we will end up selling the assets we own when we need money. However, savings are a very important aspect of future needs, whether sudden or not. Without it, it is very difficult to solve problems without going into debt or selling something else.
The influence of inflation can affect all financial aspects including savings and investments, which also experience the impact of a decrease in value, but investment in crypto is not affected by the impact of inflation and is proven to have the highest value growth prospects during inflation in 2024. In my opinion, the main priority is to allocate a high allocation for crypto investments because they have clear long-term profit prospects, another portion must be allocated to savings for emergency needs to avoid depleting investment assets.
Because of this, I have been investing more in crypto such as Bitcoin than investing in other things, even though I often pay attention to other things and don't ignore them as long as they are still good enough to be taken as investments. And the rest is for monthly savings after I allocate a small amount for daily expenses that I use myself because currently I don't really rely on savings to support my life even though I also save for my monthly needs and also to increase my own business capital.Quote
We have to look for ways to increase the value of our savings, because saving will have an impact on inflation and higher prices of goods will reduce the value of the allocation for savings. The main way to convert savings into capital for business is to make sure you have adequate business knowledge to manage a profitable business for the future, determine a good business plan and always evaluate your business development to improve quality and service.
There are several ways to increase the value of our own savings at this time and one of them is by starting a business and increasing the business network more widely in addition to setting investment as the ultimate target in life. And I think what you said is clear enough because a profitable future is a future that is built and nurtured well from now on. So the problem is not only about saving, but also about increasing the value of our own savings as long as we still have the ability to do so from now on. 
It is too late to save to buy a house or car or other necessities or luxuries. Because savings is what is left from income minus expenses, but if one wants to buy a house or a car or luxury goods in a relatively short period of time then one must focus on investing. But it is also very important to save which helps us to face future unexpected situations. So my theme is to save at least a part of what is left after deducting the expenses from the income and use the rest for investments that will help us meet all our needs.
That's not right either. Do you feel that investing will get you benefits in a short time? That's definitely not because in the end, investing is also not an instant thing so saying that when you want to get some facilities such as a house or other luxury items in a relatively short time, you have to invest then it would be a ridiculous proposal.Investing is not as easy as imagined buddy because apart from you have to really be in the right investment, the right plan and a good strategy you also have to realize that investing is not like we eat chili sauce when eating it will immediately taste spicy because in practice it is not like that. We need a relatively longer time when it comes to Investments so it would be a mistake if you feel that with investments you can get something that is desired quickly and instantly.
But in principle, everything is really needed, and it is not instant to be able to achieve certain desires, there is always time needed.
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