Take care of your money and learn to save. - page 4.

mirakal

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Quote from: Vinaa77 on June 23, 2024, 02:05:07 AM

Quote from: Fredomago on June 22, 2024, 11:40:11 AM

Yeah right, if you play well with your money and have that savings and investments, it will save you or keep you from barrowing in case that there's emergency that take place, you can use what you save and not bother anyone if you have some financial needs, it's true that everyone can also look at it as good way preventing you from over exceeding with your income, a wise man always find ways to make sure that the money they've got will actually works for them.

With investment and savings, of course this will really help us when we experience emergency needs and we can use these savings to fulfill them because if we have to take out a loan when we experience emergency needs then this will affect the income we will get because we have to pay the loans we have taken, we think it is important for us to be able to manage the income we have well because if we cannot manage it well of course this will make us have financial problems, as you said it is very true that those who can take advantage their money on things they really need, of course this will be very good and of course they will not have problems in financial matters.

It is much better to have everything prepared rather than taking loans as our emergency plan. While we are still working, it is necessary to consider this as pine of our priority in the sense that we can't be always healthy and are still able to work, there is a time that may come when we become weak at least we no longer worry where to find money for hospital bills and other medications.

Even if we are poor, we should never disregard this but instead, we must think that it is part of preparation for the future. Financial education is very important for us as it is useless to have a huge salary if we just spend it all without savings and investment. It is a wrong practice indeed.

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Quote from: Fredomago on June 22, 2024, 11:40:11 AM

Yeah right, if you play well with your money and have that savings and investments, it will save you or keep you from barrowing in case that there's emergency that take place, you can use what you save and not bother anyone if you have some financial needs, it's true that everyone can also look at it as good way preventing you from over exceeding with your income, a wise man always find ways to make sure that the money they've got will actually works for them.

With investment and savings, of course this will really help us when we experience emergency needs and we can use these savings to fulfill them because if we have to take out a loan when we experience emergency needs then this will affect the income we will get because we have to pay the loans we have taken, we think it is important for us to be able to manage the income we have well because if we cannot manage it well of course this will make us have financial problems, as you said it is very true that those who can take advantage their money on things they really need, of course this will be very good and of course they will not have problems in financial matters.

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Quote from: Raflesia on June 20, 2024, 04:26:44 PM

Do you feel that investing will get you benefits in a short time? That's definitely not because in the end, investing is also not an instant thing so saying that when you want to get some facilities such as a house or other luxury items in a relatively short time, you have to invest then it would be a ridiculous proposal.

Indeed. Generally, investing is planned to get profits for a long term. There is no instant profits got from investment, it should take time and a process. So it is nonsense if we want to get a lot of money from investment in a short time in order to buy a house, a car, or other things. Even we invest in Bitcoin, we mostly wait for few years to get good profits.

For the people who want to get instant money, I think they prefer to choose trading or the like. However, it requires specific knowledge and skills!!

Quote from: Raflesia on June 20, 2024, 04:26:44 PM

Investing is not as easy as imagined buddy because apart from you have to really be in the right investment, the right plan and a good strategy you also have to realize that investing is not like we eat chili sauce when eating it will immediately taste spicy because in practice it is not like that.

Yep. Even we already try to use the best strategy, it can't guarantee to succeed in investment. Sometimes, there is something happening suddenly that ruins the plan, then we are unable to avoid losses. In this situation, we must have good mentality to find out the solution. We also should be aware about the risks, so we don't be frustrated when we are facing the worse situation.

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Quote from: wmaurik on June 20, 2024, 10:55:24 AM

Quote from: MissNonFall9 on June 20, 2024, 07:02:42 AM

It is too late to save to buy a house or car or other necessities or luxuries. Because savings is what is left from income minus expenses, but if one wants to buy a house or a car or luxury goods in a relatively short period of time then one must focus on investing. But it is also very important to save which helps us to face future unexpected situations. So my theme is to save at least a part of what is left after deducting the expenses from the income and use the rest for investments that will help us meet all our needs.

The theme that you developed is actually quite suitable to be applied by everyone in any condition because it will not only help us to meet the needs we need, but can also help us fight bad conditions such as inflation and other things such as unexpected in life. Because someone who is able to save a little money and invest with the remaining money from his monthly income will definitely feel that things are better in his own life because he has actually helped his own future and made it better.

Yeah right, if you play well with your money and have that savings and investments, it will save you or keep you from barrowing in case that there's emergency that take place, you can use what you save and not bother anyone if you have some financial needs, it's true that everyone can also look at it as good way preventing you from over exceeding with your income, a wise man always find ways to make sure that the money they've got will actually works for them.

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Quote from: wmaurik on June 22, 2024, 09:11:13 AM

Quote from: Hamphser on June 20, 2024, 04:25:40 PM

Usually savings is really that something that could be used as emergency funds but we do know that it could really be able to have other purpose as well on which it could really be used on investment or business purposes on which it would really be something that give out that kind of advantage in compared to those people who had neglected out on having those savings. They would really be only seeing its importance
on the moment that they would really be experiencing those bad conditions but on the moment that they are still doing well and not facing up any issues then they wont really be mindful about this matter.

People who only care about saving money without thinking about turning the money into business and investment will also face difficult conditions someday. Because those who only save money will be defeated by inflation conditions or by increases in the price of goods which in general are always difficult to experience a decline again like before, making their savings not have much value except only to face emergency conditions in a few days. So the purpose of saving must also be clear, as you have said, because for me using savings for things related to investment and business is a pretty good decision.

Quote

On the moment that you do see yourself on such tough condition or situation in terms of finances then you would having that regret but well this is something that will really be
be letting you realize on how important it is. If you are really just that sensible on the things around then this is something that you cant be able to forget.

Nowadays, everyone must always be smart and sensitive to whatever they see in order to continue to adapt themselves to the environment and developments in this increasingly advanced era. Because believe me, saving using the old-fashioned method will not bring anyone more wins now unless the savings are used again for things like doing business in order to get more profits. And invest in assets that are more valuable and more sought after by many people now and in the future.

Yes you are right with such input on which it wouldnt really be wise that you would really be just that simply focusing on saving up fiat into your bank account without having those considerations on making it use on investment. Somehow not all people would really be that risk takers and this is why on the moment that they will really be that making up such consideration about not to tend to make any investment
and would really be just that accepting about that inflation effect into their savings then its not something that will really be that huge even if we do speak on year to year basis. This is why they are really that still confident that they could still withstand even on how many years that they would really be tending on saving up on fiat form because they are really that afraid on taking up risks on making up some business or investment.

We are all that targeting on the same goal on which we do have that financial freedom on which we know that this isnt something that to easy to be acquired or would
really be able to reach on or make it happen. It would really be that according into your plans and on how hard you do work for it.

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Quote from: wmaurik on June 22, 2024, 09:11:13 AM

People who only care about saving money without thinking about turning the money into business and investment will also face difficult conditions someday. Because those who only save money will be defeated by inflation conditions or by increases in the price of goods which in general are always difficult to experience a decline again like before, making their savings not have much value except only to face emergency conditions in a few days. So the purpose of saving must also be clear, as you have said, because for me using savings for things related to investment and business is a pretty good decision.

The influence of inflation can affect all financial aspects including savings and investments, which also experience the impact of a decrease in value, but investment in crypto is not affected by the impact of inflation and is proven to have the highest value growth prospects during inflation in 2024. In my opinion, the main priority is to allocate a high allocation for crypto investments because they have clear long-term profit prospects, another portion must be allocated to savings for emergency needs to avoid depleting investment assets.

Quote

Nowadays, everyone must always be smart and sensitive to whatever they see in order to continue to adapt themselves to the environment and developments in this increasingly advanced era. Because believe me, saving using the old-fashioned method will not bring anyone more wins now unless the savings are used again for things like doing business in order to get more profits. And invest in assets that are more valuable and more sought after by many people now and in the future.

We have to look for ways to increase the value of our savings, because saving will have an impact on inflation and higher prices of goods will reduce the value of the allocation for savings. The main way to convert savings into capital for business is to make sure you have adequate business knowledge to manage a profitable business for the future, determine a good business plan and always evaluate your business development to improve quality and service.

wmaurik

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Quote from: Hamphser on June 20, 2024, 04:25:40 PM

Usually savings is really that something that could be used as emergency funds but we do know that it could really be able to have other purpose as well on which it could really be used on investment or business purposes on which it would really be something that give out that kind of advantage in compared to those people who had neglected out on having those savings. They would really be only seeing its importance
on the moment that they would really be experiencing those bad conditions but on the moment that they are still doing well and not facing up any issues then they wont really be mindful about this matter.

People who only care about saving money without thinking about turning the money into business and investment will also face difficult conditions someday. Because those who only save money will be defeated by inflation conditions or by increases in the price of goods which in general are always difficult to experience a decline again like before, making their savings not have much value except only to face emergency conditions in a few days. So the purpose of saving must also be clear, as you have said, because for me using savings for things related to investment and business is a pretty good decision.

Quote

On the moment that you do see yourself on such tough condition or situation in terms of finances then you would having that regret but well this is something that will really be
be letting you realize on how important it is. If you are really just that sensible on the things around then this is something that you cant be able to forget.

Nowadays, everyone must always be smart and sensitive to whatever they see in order to continue to adapt themselves to the environment and developments in this increasingly advanced era. Because believe me, saving using the old-fashioned method will not bring anyone more wins now unless the savings are used again for things like doing business in order to get more profits. And invest in assets that are more valuable and more sought after by many people now and in the future.

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Quote from: MissNonFall9 on June 20, 2024, 07:02:42 AM

It is too late to save to buy a house or car or other necessities or luxuries. Because savings is what is left from income minus expenses, but if one wants to buy a house or a car or luxury goods in a relatively short period of time then one must focus on investing. But it is also very important to save which helps us to face future unexpected situations. So my theme is to save at least a part of what is left after deducting the expenses from the income and use the rest for investments that will help us meet all our needs.

That's not right either. Do you feel that investing will get you benefits in a short time? That's definitely not because in the end, investing is also not an instant thing so saying that when you want to get some facilities such as a house or other luxury items in a relatively short time, you have to invest then it would be a ridiculous proposal.

Investing is not as easy as imagined buddy because apart from you have to really be in the right investment, the right plan and a good strategy you also have to realize that investing is not like we eat chili sauce when eating it will immediately taste spicy because in practice it is not like that. We need a relatively longer time when it comes to Investments so it would be a mistake if you feel that with investments you can get something that is desired quickly and instantly.

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Quote from: wmaurik on June 20, 2024, 10:55:24 AM

Quote from: MissNonFall9 on June 20, 2024, 07:02:42 AM

It is too late to save to buy a house or car or other necessities or luxuries. Because savings is what is left from income minus expenses, but if one wants to buy a house or a car or luxury goods in a relatively short period of time then one must focus on investing. But it is also very important to save which helps us to face future unexpected situations. So my theme is to save at least a part of what is left after deducting the expenses from the income and use the rest for investments that will help us meet all our needs.

The theme that you developed is actually quite suitable to be applied by everyone in any condition because it will not only help us to meet the needs we need, but can also help us fight bad conditions such as inflation and other things such as unexpected in life. Because someone who is able to save a little money and invest with the remaining money from his monthly income will definitely feel that things are better in his own life because he has actually helped his own future and made it better.

Usually savings is really that something that could be used as emergency funds but we do know that it could really be able to have other purpose as well on which it could really be used on investment or business purposes on which it would really be something that give out that kind of advantage in compared to those people who had neglected out on having those savings. They would really be only seeing its importance
on the moment that they would really be experiencing those bad conditions but on the moment that they are still doing well and not facing up any issues then they wont really be mindful about this matter.

On the moment that you do see yourself on such tough condition or situation in terms of finances then you would having that regret but well this is something that will really be
be letting you realize on how important it is. If you are really just that sensible on the things around then this is something that you cant be able to forget.

kawetsriyanto

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Quote from: lepbagong on June 16, 2024, 06:06:12 PM

agree with your opinion, we will not know what will happen in the future. Therefore, always anticipate what will happen in the future. Preparing by doing something that can give hope is certainly something that must be done and saving is the best way to do and all do not want that hope to be lost because we are not prepared for what will happen in the future without having any savings at all.

Indeed. No one knows it, that's why we must prepare it by saving and investing our money. Saving basically has no risk but we must choose a reliable bank to store our money. There are some banks that have problems, the customers lose their money on the banks. So, be careful to choose the banks for saving our money. Meanwhile for investment, it always has risk, whether low or high risk. If we don't want to have high risk for all our investment, the best way is to diversify it. For example, we can invest in Bitcoin and in Gold together. Bitcoin is high risk because the value is volatile, Gold is mostly in stable value.

Quote from: lepbagong on June 16, 2024, 06:06:12 PM

Sometimes it seems easy to be able to set aside the results of business / work to save, but without the right intention it will not work well.

There should be awareness for the future life. Without awareness, it is impossible to have the right intention. However, I am sure most people must be aware about their life in the future. Since life is getting uncertain and the world economy is deteriorating, it is the warning for everybody to prepare anything for the future.

wmaurik

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Quote from: MissNonFall9 on June 20, 2024, 07:02:42 AM

It is too late to save to buy a house or car or other necessities or luxuries. Because savings is what is left from income minus expenses, but if one wants to buy a house or a car or luxury goods in a relatively short period of time then one must focus on investing. But it is also very important to save which helps us to face future unexpected situations. So my theme is to save at least a part of what is left after deducting the expenses from the income and use the rest for investments that will help us meet all our needs.

The theme that you developed is actually quite suitable to be applied by everyone in any condition because it will not only help us to meet the needs we need, but can also help us fight bad conditions such as inflation and other things such as unexpected in life. Because someone who is able to save a little money and invest with the remaining money from his monthly income will definitely feel that things are better in his own life because he has actually helped his own future and made it better.

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Quote from: btc78 on June 15, 2024, 01:14:24 AM

Quote from: MissNonFall9 on June 14, 2024, 09:09:18 AM

I do not understand why people focus only on saving instead of investing. Investments are capable of giving us high returns but expecting profits from savings is absolutely foolish.

No one expects anyone to earn profits from savings but people used to think that when you have enough savings, you will have enough money to buy a house, a car and other thing you'd want and in a way they are correct. Saving is as important as investing, imo.

But people should really look at the bigger picture. Investing will not just make you be able to afford things but can actually make you richer than you have ever thought of.

Quote

Again depending on the country and the economic condition of the country the value of money from savings decreases a lot but if the economic condition is stable even if the value of money does not decrease no money production or growth is possible from money.

I don't think any country is safe from inflation, but some countries have indeed low percentage of inflation due to a relatively stable economy.

It is too late to save to buy a house or car or other necessities or luxuries. Because savings is what is left from income minus expenses, but if one wants to buy a house or a car or luxury goods in a relatively short period of time then one must focus on investing. But it is also very important to save which helps us to face future unexpected situations. So my theme is to save at least a part of what is left after deducting the expenses from the income and use the rest for investments that will help us meet all our needs.

MarissaLopez

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Quote from: Lidger on May 04, 2024, 02:21:26 PM

People's financial situation is not always the same as we have enough money now but in the future we may not have enough money to spend. Now we have enough money so now I will go out of my way to spend money as I want for no reason then later when I don't have enough to spend but no one else will give me money to spend. It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance.

The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

Money is one necessity that needs to be treated with much caution, Care and management and in most cases trying to learn to save money usually amount to alot both negative and positive effects and how you go about it matters alot.

You can decide to save a certain amount on several occasions and a need comes to spend it,what do you do it's to take your time and know what exactly to do and if the reasons for spending that money is one's priority is should be spent.

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Quote from: Lidger on May 04, 2024, 02:21:26 PM

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

individuals with a sense of entitlement will eat you till you run out of money and then they will leave you hopeless and still speak bad about you. It's always an issue when you're trying to be too generous with your money and trying to solve everyone's need that you see around you just because you don't want them to call you a bad person. If you keep on spending without making plans for investment or saving some part for yourself, you will get al the ridicule and back bitting when you no longer have the money to spend for them.

The mistake we make most of the time is that we're afraid of being looked at as a stingy person and we try to solve other people's problems that they should have become man enough to solve on there own. If you're stingy today and you save up for tomorrow, you are going to get called the bad name just at the onset but when you've established yourself and still helping those people at that time, they will appreciate you at that time.

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Quote from: stomachgrowls on June 16, 2024, 04:59:22 PM

Yes, nobody knows on what would be tomorrow would be look like on which means that you would really be that definitely be having that kind of anticipation that being prepared would be always best rather than on having nothing at all in terms of finances. This is why saving up money for emergencies or important matters is something that you should really be considering or else you would really be fucked up when that time happens. Speaking about allocation for savings then it wont really be necessarily big, it is really just that it will be needing up that consistency on doing so because majority of people do really fail on this part.

agree with your opinion, we will not know what will happen in the future. Therefore, always anticipate what will happen in the future. Preparing by doing something that can give hope is certainly something that must be done and saving is the best way to do and all do not want that hope to be lost because we are not prepared for what will happen in the future without having any savings at all.
Sometimes it seems easy to be able to set aside the results of business / work to save, but without the right intention it will not work well.

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Quote from: DaNNy001 on June 16, 2024, 04:30:36 PM

Quote from: KeenanEl19 on June 15, 2024, 09:58:03 AM

Quote from: btc78 on June 15, 2024, 01:14:24 AM

No one expects anyone to earn profits from savings but people used to think that when you have enough savings, you will have enough money to buy a house, a car and other thing you'd want and in a way they are correct. Saving is as important as investing, imo.

But people should really look at the bigger picture. Investing will not just make you be able to afford things but can actually make you richer than you have ever thought of.

Indeed, saving is an important thing in life, everyone generally has to work hard to be able to achieve the desired wealth, because of course everyone definitely wants wealth. And to achieve wealth or live comfortably they have to work hard including by saving money. Because saving is also one of the aspects related to wealth. If with investment not everyone understands it, but with saving I think parents also teach their children from an early age to save.

Investment is important, but if you want to invest, you must have good knowledge and understanding, don't just invest, especially now that there are many fraudulent investments that only take advantage of one party.

We save money because no body knows tomorrow and saving is also a good thing because it held one to achieve some opportunities in future, when you have a good amount of money on your savings you win be too scared to handle some cases because you have what it takes to solve any slit issues that occurs. We do savings because we know what importance of savings and we do t save because we want to use it today, we save because we want to use it in future.

Yes, nobody knows on what would be tomorrow would be look like on which means that you would really be that definitely be having that kind of anticipation that being prepared would be always best rather than on having nothing at all in terms of finances. This is why saving up money for emergencies or important matters is something that you should really be considering or else you would really be fucked up when that time happens. Speaking about allocation for savings then it wont really be necessarily big, it is really just that it will be needing up that consistency on doing so because majority of people do really fail on this part.

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Quote from: KeenanEl19 on June 15, 2024, 09:58:03 AM

Quote from: btc78 on June 15, 2024, 01:14:24 AM

No one expects anyone to earn profits from savings but people used to think that when you have enough savings, you will have enough money to buy a house, a car and other thing you'd want and in a way they are correct. Saving is as important as investing, imo.

But people should really look at the bigger picture. Investing will not just make you be able to afford things but can actually make you richer than you have ever thought of.

Indeed, saving is an important thing in life, everyone generally has to work hard to be able to achieve the desired wealth, because of course everyone definitely wants wealth. And to achieve wealth or live comfortably they have to work hard including by saving money. Because saving is also one of the aspects related to wealth. If with investment not everyone understands it, but with saving I think parents also teach their children from an early age to save.

Investment is important, but if you want to invest, you must have good knowledge and understanding, don't just invest, especially now that there are many fraudulent investments that only take advantage of one party.

We save money because no body knows tomorrow and saving is also a good thing because it held one to achieve some opportunities in future, when you have a good amount of money on your savings you win be too scared to handle some cases because you have what it takes to solve any slit issues that occurs. We do savings because we know what importance of savings and we do t save because we want to use it today, we save because we want to use it in future.

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Quote from: Lidger on May 04, 2024, 02:21:26 PM

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

You take care of your money, mindset, your mood, your health because health is wealth, what you eat indeed really matters. People can call you whatever, I've got two words for people lately " Fvck Everybody " in the next decade most of people these opinions would be shit if you're doing things the right way.

Most importantly, invest in yourself, what you read and what you eat.

I just don't like that word call save. When you say save what do you mean? Save in $'s? Gold? Silver? Maybe I'd say Bitcoin, Gold and also Silver would be grand.
But then, try not to save in fiat currencies. We could see how they be losing the values, Yes? Something more, try to get a skill that will serve tue length of time and at the same time, solve a problem and invest in the resources nature gave us. Bye.

nara1892

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Quote from: pusaka on June 16, 2024, 02:41:26 AM

Quote from: wmaurik on June 14, 2024, 07:12:42 AM

Quote from: frnandoh on June 13, 2024, 06:52:48 PM

Money doesn't allow to be insulted, if you don't respect it, it will punish you. I learn too that I shouldn't have to permit myself to lose earned money, one time that some money make a part of any of my accounts, that money is mine, so I have to give it the suited importance.

That is something that is absolutely necessary for anyone to look after because as long as the money can still be used in good places and also for more useful work, of course we have to look after it very well. Because money that is used wisely can definitely take its owner in a better direction and can also provide quite good dignity if the owner is successful enough in the business field that he is doing with that amount of money. So you yourself will never lose if you continue to look after your money very well and use it very wisely.

Actually, this doesn't only apply to money, but to all the assets we own. We have to take care of everything we have, including money and even health. The reason is that when we have a lot of money but we are sick, sooner or later the money we have will run out because we have to go for treatment, while the money we have may not turn over if we are the head of the household.
I see a lot of rich people who have certain illnesses and they don't even enjoy their wealth. They can't even eat like healthy people because they have to avoid certain foods and can only eat certain foods. So in my opinion we have to take care of everything very well.

Right, meaning that everything must be taken care of or meaning that everything we have must be managed properly, one of which is like the health that you said because in the end no matter how much money we have but if we have an unhealthy lifestyle then yes it is the same as we are looking for opportunities or looking for ways to spend our money in the long run where for example as you said that no matter how much money we have in the end maybe it will all run out over time to overcome health problems.

And I also recognize that the example you gave of rich people who have a lot of money but have a life full of rules, such as there are restrictions in terms of consuming food, and I think that is not uncommon, and also I think because of this incident why some people say that money does not guarantee happiness, but I would also say that if you manage everything properly and correctly then you will find that the saying is wrong.

wmaurik

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Quote from: pusaka on June 16, 2024, 02:41:26 AM

Actually, this doesn't only apply to money, but to all the assets we own. We have to take care of everything we have, including money and even health. The reason is that when we have a lot of money but we are sick, sooner or later the money we have will run out because we have to go for treatment, while the money we have may not turn over if we are the head of the household.
I see a lot of rich people who have certain illnesses and they don't even enjoy their wealth. They can't even eat like healthy people because they have to avoid certain foods and can only eat certain foods. So in my opinion we have to take care of everything very well.

Generally that's the case, because everyone needs to keep themselves healthy and whatever possessions they have in life and from the example you gave, I've also seen in my place where rich people can't enjoy any food when they suffer from certain diseases. So this made him have to eat food prescribed by the doctor who treated him and that really didn't make him enjoy life because he had to follow the doctor's advice with several restrictions that he had to heed while he was still sick. So maintaining everything we have in this life is a very common thing to do.

Topic: Take care of your money and learn to save. - page 4. (Read 2909 times)