Take care of your money and learn to save. - page 22.

Lucius

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Quote from: Lidger on May 04, 2024, 02:21:26 PM

~snip~
We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

You wrote a lot, but actually everything fits in one or two sentences. People who constantly listen to others about anything, including personal finances, really have a big problem in life. Everyone should use their money the way they think is best, and nobody cares if I will spend everything I have on a trip around the world, or if I will keep all the money under the mattresses.

What other people say is completely irrelevant, after all, how can they even talk about such things if they don't know how much money you actually have? I don't talk about such things with my neighbors or acquaintances, and just as it doesn't concern them how much money I have and what I do with it, I personally don't care what they do with their money either.

slapper

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This idea that we gotta blow money to attract people is a disaster. It's a short-term fix with long-term consequences. When the cash flow stops, guess who's gonna disappear? You gotta think long-term. Splitting your income – yeah, some into investments for growth, but a solid chunk into savings? That's building your own fortress. When life is hard, you're not begging for handouts. You're standing tall because you planned ahead. And those calling you cheap? Forget them. When you're the one with money in the bank while they're scrambling, let's see who needs who. This is about personal power, building a life where you're in control. That's what truly commands respect.

moneystery

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Quote from: electronicash on May 04, 2024, 04:12:25 PM

....

it's best to just keep silent when you have money and never show them your success. not everyone on your side is your friend. sometimes they are just waiting for your failures.

i agree with this that not all friends who are close to us have good hearts towards us, most of them can be jealous when we have a lot of money, especially when we get that money from something unexpected, like winning the lottery or when you get an inheritance. that's why to avoid undesirable things, we have to be able to keep quiet when we have money and remain humble, there's no need to show off too much or be arrogant when we get money, because usually people who are arrogant and arrogant will make other people jealous and this could bring disaster to us.

Renampun

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Quote from: God bless u on May 05, 2024, 01:38:10 AM

Quote from: Lidger on May 04, 2024, 02:21:26 PM

...

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

Yes it's important to save money but on the same side it's also very important to enjoy every phase of life you have. You can get money at any age by doing hardwork but you can't get back the phase of life you missed.so it's very important for someone to maintain a balance between these two things.

Now what's the point to have a balance? It's because enjoying is as important as saving money so everyone has to develop a relation between these two so that they can have a good and balanced life.

Don't just be busy saving, try so that the money you get can work for you through investment, remember, your energy will decrease and it will be impossible for you to continue working, you must also prepare yourself for retirement and enjoy your time, wise people definitely think about passive income that can continue to be earned even when they no longer work, so learn to invest as early as possible, don't just save, your money's value decreases every year because of inflation.

Uhwuchukwu53

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Quote from: Ever-young on May 05, 2024, 01:42:03 AM

Quote from: decodx on May 04, 2024, 03:33:45 PM

Money's fine, I guess, but real friends who have your back are way more important.

You're absolutely right about this,
Someone once told me that richest and financial freedom isn't measured by how much money you've stacked up in your bank account but how connected you are, you may have lots of money but have no connection, then you're not really rich because it's not every problem your money can solve for you, sometimes you need the help of others, your friends, colleagues and even friends of friends to help you solve those problems and if you don't know them, then you'll have trouble getting those problems solved even with all your money.

That's is reality I agree with this because I have been an eye witness in my place a man was wealthy and was adopted by unknown gunmen to a destination far from his home town but though some may call it miracle or mercy but keeping a good relationship with people can't be neglected, because a farmer who saw this kidnappers and rescued the man was some who he has helped when they where issuing fertilizer to farmers, hard it been the wealthy man do anything evil against the farmer it would have been a different matter as the man life would have just go, some problem can be solved by some one that has nothing in the eyes of the society to a wealthy or a richman.

AnonBitCoiner

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Money is important but relationships are also important and if you are spending money on your family member then you should not be worried about your money because you can earn money any time but once you lose your family members then you will regret it and you will lose strong support.

It is also not fine to spend large amounts of money daily without thinking about your future because only wise people can save money so try to divide your income in different portions so you can spend it wisely.

We should give time to both money earning and relationships and if needed then we have to spend our money on our dear ones because we can earn money all the time but we cannot always make good relationships.

cryptoWODL

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Quote from: Lidger on May 04, 2024, 02:21:26 PM

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

We have to stick to our own decisions regardless of who did what or who said what. In every country of the world now the most necessary thing for people is money, without money people are totally worthless. A person who has money is a respected person in society or country (even if he is a fool) and a person who does not have money is highly educated but no one respects him. In this society where money is so demanded and money is so valuable, we all need to spend our earned money properly so that we can save money for the future.

OP As per your question learning to save money requires us to set goals and avoid unnecessary expenses. Moreover, many times we buy things at a high price for luxury, if we buy the same things at a cheap price instead of buying them at a high price, then our amount of money will be saved. Thus if we can learn to spend our earned money properly then maybe we can learn to take care of money and save.

MissNonFall9

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If we want to organize our daily lives well, we must have a good understanding of financial management and apply it. What I mean is to maintain the continuity of the income that is coming to me today and save some part of it for the future or invest it so that later life can be lived normally. Bitcoin can be ranked at the top of the list as the best place to invest right now.

blckhawk

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Don't learn to save, learn to invest because that's much better than just letting your money stagnate in your bank account when there's the potential that it can grow when you invest it into something, remember that if you're presented the opportunity to invest especially if it's crypto, just go ahead and take it, there's no harm in going for that and it's probably much better for you to do it anyway. Regarding taking care of your money, best thing to do is to spend on your needs first then splurge just a little on your wants, remember that life isn't always about money, and if you don't live a little using the money that you earn, you're probably susceptible to break down and depression that would affect your life in the worst of ways, and you can prevent that if you just live a little.

Ever-young

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Quote from: decodx on May 04, 2024, 03:33:45 PM

Money's fine, I guess, but real friends who have your back are way more important.

You're absolutely right about this,
Someone once told me that richest and financial freedom isn't measured by how much money you've stacked up in your bank account but how connected you are, you may have lots of money but have no connection, then you're not really rich because it's not every problem your money can solve for you, sometimes you need the help of others, your friends, colleagues and even friends of friends to help you solve those problems and if you don't know them, then you'll have trouble getting those problems solved even with all your money.

God bless u

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Quote from: Lidger on May 04, 2024, 02:21:26 PM

People's financial situation is not always the same as we have enough money now but in the future we may not have enough money to spend. Now we have enough money so now I will go out of my way to spend money as I want for no reason then later when I don't have enough to spend but no one else will give me money to spend. It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance.

The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

Yes it's important to save money but on the same side it's also very important to enjoy every phase of life you have. You can get money at any age by doing hardwork but you can't get back the phase of life you missed.so it's very important for someone to maintain a balance between these two things.

Now what's the point to have a balance? It's because enjoying is as important as saving money so everyone has to develop a relation between these two so that they can have a good and balanced life.

poodle63

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Saving money is great, even better if you invest it, i mean imagine people investing in 2020 when we are in bearish right after the bullish ends when we hit really sharp decline of price, we've made fortune now.
but saving also require fulfillment of basic needs before hand unless you want to take path of the rough and complicated way of over saving that it costs you your health then its a big no no.
your point about we don't know what future holds that we can be lacking money in the future does hold a point but also life need balance if you save as much money as you can that its to the point where its unhealthy i think you should avoid that.
fulfill all basic needs, pay all the bills, calculate food needs for the whole month then when there are still money lefts its for saving, I think thats the balance of life, don't forget to save some money too for you to take vacation, mental health is also crucial.
because with bad mental health it will also affect the way you gonna be planning for your future that it might causes you to make many mistakes.

Litzki1990

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Every thing must have a future plan, if we forget the future plan just to be good in the present, then our future will not be good at all. The OP makes some pretty good points here, we need to think about the time. I spent enough money because I have enough money, but if there is no money in the future, then there will be no money to spend when needed. From the amount of money we have, we have to spend the amount of money that we need to spend, then we have to try to invest a part of the remaining money and try to save a part of it. If the investment can be planned from now and the plan can be implemented then this investment can change the financial status of a person in the future, on the other hand if the person has savings along with the investment then that savings will stand at the risk of the person. So you should plan with investment and savings to have time.

adaseb

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Most people in North America live under a “debt is the American dream” and consider debt to be good. They don’t teach anything about debt in high school. And this is the reason why so many people become buried in debt as they age.

Look at how many people are paying over $1000 a month for a car loan, this is crazy. $1000 a month used to be a mortgage but now people are paying that much for depreciating assets with interest.

And it can easily spiral out of control and you can forget about saving anything when you are this deep in debt.

pooya87

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Quote from: Lidger on May 04, 2024, 02:21:26 PM

It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance.

You don't want people who are only interested in your money and what you spend for them! It is also not a fact that people are only interested in you for your money. There are of course many who are like this but it is not everyone. You just have to find those people instead and then get rid of the others.

Quote

The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.

Saving money is not a good idea unless you are saving up to reach a target to make an investment. Because fiat currency (which you are falsely calling money) is not a store of value, it experiences inflation and if there is a financial crisis it will lose more of its value. So it should be invested to keep its value when fiat dumps.

Smack That Ace

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Quote from: Egii Nna on May 04, 2024, 03:04:00 PM

Quote from: Lidger on May 04, 2024, 02:21:26 PM

People's financial situation is not always the same as we have enough money now but in the future we may not have enough money to spend. Now we have enough money so now I will go out of my way to spend money as I want for no reason then later when I don't have enough to spend but no one else will give me money to spend. It is a fact that as long as you have money and as long as you spend money behind others people will speak for you and people will be with you but if one day you want to walk with them without spending money then you will find no one to walk with. Since money brings people closer and money drives people away, money should be given the most importance.

The amount of money that we are earning now is divided into several parts and the remaining money is the money but if we want we can invest or save so that if there is a financial crisis in the future but this saved money will support us well.

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

When you talk about money, you are talking about an essential part of life, but what you fail to understand is that money doesn't bring people in general close to you; it brings bad and fake people close to you. Why I said that is because all those that will come close to you when you have money, they are people you will find out guilty of giving you false advice and ways that you will lavish the money. So any one that will do that to you is not a good friend to you, so staying away from them is the best because a true friend will always give you good advice and also stand by you even though you are broke or rich. So when accompanying a friend, you should always look deeper into them to know who is fake and who is real.

But I think today's society is very different from before and is no longer what you think. In the society we live in, money is everything and if you don't have money, I don't think anyone will want to be with you or hang out with you. If you are an adult and have no job or money, do you think there will be someone to play with and willing to spend on your behalf every time we go out to play? And if you don't have money to take care of your wife and children, do you think they still love you and are willing to work to support you? Money cannot buy everything but money is deciding everything in today's society.

It's true that we should choose friends to hang out with and stay away from people who only like to take advantage of us. But we still need money if we want to maintain a relationship, and there won't be a relationship if we don't have money.

CODE200

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That goes without saying OP, pretty obvious advice if you ask me. Money makes the world go round and it's illogical and retarded for someone to not consider taking care of their finances when that could be the barrier for success and failure for them, it's true for the rest of us, if we don't care too much about the money that we're spending and all we do is do stupid shit with it and always give in to the temporary pleasures, we'd never be getting the happiness of long-term prosperity and we would never deserve anything financially good coming to our lives because we are too stupid to manage the money that we make.

Dr.Bitcoin_Strange

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Quote from: Lidger on May 04, 2024, 02:21:26 PM

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

It's quite funny reading this tho but why will people call you stingy? Or will you go about telling everyone how much you've got in your account? Money is ment to be spent on the important thing, money buys valuable assets, money buy fun and enjoyment, so it's the responsibility of every body on how they want to spend their money. No body will call you stingy when they ask for money and you don't give them perhaps they are not the one making the money for you, so you decide what to do with your money.

mirakal

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Quote from: electronicash on May 04, 2024, 04:12:25 PM

people who criticize are always the ones who haven't achieved more than you have. It's always that way when you have money, they come forward and be on your side but when you have nothing, you are set aside and even discredits your achievements.

it's best to just keep silent when you have money and never show them your success. not everyone on your side is your friend. sometimes they are just waiting for your failures.

People can be deceiving, sometimes they can be drawn close to you, or they can be cruel on you. If they know you have money, they will treat you as their significant friend, but if you have none, they’ll never be coming next to you. That’s how relevant money these days, to the extent of managing your money wisely so you won’t be taken advantage of and won’t gain fake friends.

Just how fast you got money, that’s how fast as well you gain friends, but when all you have is only yourself without money, you’ll turn into being insignificant for them immediately. So use your money for your own good, not for the other people’s sake.

oktana

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Quote from: Lidger on May 04, 2024, 02:21:26 PM

We must be careful about money, if you are careful about money then there is no problem if people call you stingy because some people's job is to say bad things about others.

While you’re minimizing your spending, know that you can’t become rich just by saving money. Or maybe you can but not for wealth. And temporary riches isn’t what you want, so you need a better plan that is bigger than minimizing one’s spending.

Topic: Take care of your money and learn to save. - page 22. (Read 2909 times)