There is only one adviser, that mutual fund policy is subject to market risk and you can also lose money if luck does not benefit you.
I do not know if you've heard of a mutual fund scheme provided by an Asset Management Company. They invest some of your income in equity and other parts of debt and give you a return of almost 20-30%.
I do not like the idea of handing everything over for someone else to do their investing. These kind of people want success in their investing but really doesn't want any part of it.
Now, it is not bad to have a team around you to do the work. In fact, it's fantastic to build a wealth team!
But there is a huge difference between handing everything over with no further involvement versus understanding the type of investing being done and letting the systems manage the team members so less involvement is required.
I find that these people grow dissatisfied with the results they get and look for something else to help them reach their goals.