This is what I told my sister in law. However, she didn't take my advise as she fancies herself a "day trader" of stocks. For all her talking of being able to hold when everyone else panics, her actions demonstrated complete opposite. She sold around $6500, having bought in at $9,000. Now she swears crypto has no future..!
As much as I love BTC my extra capital these days goes into alt coins with promising features (Not ETH). Finding those coins with great potential that are underpriced has been my ticket to success. I recommend checking out a TOR coin like TRI - they hold most promise IMO.