I was assuming that you were choosing to not be working as of 62, so you were electing to get the smaller Soc Sec benefit by drawing early versus waiting to get the larger benefit by drawing later.
I know each person has to do their own calculation.. and see what would be the difference between those two numbers.
I probably would not be willing to be so flippant about it, except that I have a bit of an assumption that bitcoin is going to do well whether someone is turning 62 in the next few weeks or maybe within the next 5 years or more, and surely the longer that we have before turning 62, the more we would be able to build up our BTC investment prior to reaching that date in which we would be able to choose the option of starting to receive the benefit early versus choosing to receive the benefit at a later date.
My idea about Bitcoin is completely different because Bitcoin can be invested at any moment at any stage, if you invest here, there is a profitable stage where the number of losses is very low.But one problem here is the security of the account. There are many exchangers where you want to keep it personally, but if you keep it in your own account that supports the software, it is risky to keep it there.It is often heard that when a bitcoin device is lost, biting is lost and everything else is fine. Here I think we should be a bit cautious with real assets as Bitcoin assets and wait for a long time.Since Bitcoin gives extra profit, there is no doubt that the extra profit will be the most if you keep assets in Bitcoin or hold Bitcoin.
Your investment timeline still matters in regards to when you start to draw upon your investment, and maybe someone who keeps working will not be very much dependent upon which sources of extra income that he might have.
Once he stops working, that's another story, and so there may well need to be some ability to supplement his income from his various retirement sources, and maybe even more with the passage of time, if the various retirement funds might not keep up with inflation.
So if a person is new to bitcoin, and he might want to stop working at 62, then maybe that is fine if he is 58 years or younger because he would have at least 4 years to invest... but yeah, people can do what they want, even if they have less than a 4 year timeline, but it becomes less assured to do that, and many of us in this thread do not advocate playing the waves of investments into bitcoin that are less than 4 years.. but sure some guys will do it. and still will end up o.k. with their playing with bitcoin in periods that are less than 4 years in time.