When luxury becomes a necessity. - page 3.

Xcode7

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Quote from: Dunamisx on April 04, 2024, 11:15:03 AM

What else should we expect when we have the required money, we then have to enjoy it and live a luxury life, base on my understanding, everyone would have love to live a luxury life but time and chance couldn't allow because not all of us have the same birth place and destiny, the only opportunity there for any person interest to rewrite his own story through handworks could definitely achieve such, but not every is determined or ready to give it all it required as sacrifice, but every life deserves a luxury living even though not all will emerge in such.

Having a luxurious life and enjoying it is one way of appreciating yourself after working hard to achieve this achievement, that's a natural thing, but sometimes there are also some people who force themselves to live a luxurious life until it ends up being a disaster for them because they are unable to continue doing such things for a long time. meet the needs.

Regarding a person's ability or readiness to achieve this, it all comes back to a person's goals and journey, basically it cannot be denied that almost everyone wants a luxurious life, but it all comes back to themselves, there are people who have been born luxurious because of hard work. parents and others also have to try hard to achieve that, and that is not an easy thing.

Miles2006

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The point here is just simple, I understand your point when it comes the luxury lifestyle. Satisfying yourself should always come first but it doesn't necessary mean you have to purchase for more or expensive stuffs when you don't have the money. Luxury lifestyle is definitely a pleasure but it also has to do with hardwork, no one is actually saying you should stop living a luxury lifestyle but as seen in our society everything has an implication, caution is needed mostly in the financial aspect, planning is necessary.

Dunamisx

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What else should we expect when we have the required money, we then have to enjoy it and live a luxury life, base on my understanding, everyone would have love to live a luxury life but time and chance couldn't allow because not all of us have the same birth place and destiny, the only opportunity there for any person interest to rewrite his own story through handworks could definitely achieve such, but not every is determined or ready to give it all it required as sacrifice, but every life deserves a luxury living even though not all will emerge in such.

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Quote from: Ben Barubal on April 03, 2024, 10:43:08 PM

You know, I'm just one of those people who can be said not to be a luxury creature, even though I'm capable of buying a MacBook laptop. First of all, I don't believe that when you buy luxury things, it will give you productivity in the eyes of other people.

Productivity is within each of us because other people only judge us by the results we get, although many also judge us by the luxury goods we use now. But if you can work with simple items that are not too luxurious, I think it will be much better than spending more money on luxury items. Even though it is also intended for your own work facilities.

Quote

Why do rich people do that? Only people who feel entitled do that. I'm sorry, this is my opinion, and I'm speaking in general. We all want beautiful and high-quality products. But not all people are luxurious because not everyone is capable of getting their luxury, so even if the former looks like a luxury, they will get it.

I also don't deny this because everyone really wants to wear luxury goods of fairly high quality, but this is always limited by the amount of price and money that has to be spent to get it. So clearly not everyone can get the luxury goods they want except only rich people who are no longer afraid of spending more money on the luxury goods they want.

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Quote from: ndutndut on April 03, 2024, 04:20:54 AM

Quote from: Marvelockg on March 07, 2024, 05:43:50 PM

Have you bought something that people feel is rather too expensive and that you could have purchased a lower version of it? What was your inexperience like after that?

Just sharing, if I want to buy something/goods in principle, there are 3 things I have to ask, namely:

1. Is this item useful for us?
2. Do we need it or not?
3. Should I buy it now?

If all of that is fulfilled then I will buy it, because buying expensive items if used for work purposes will not be a problem but if I buy items just for prestige then it will be a problem. In essence, don't spend money on consumptive consumption whose goal is happiness, even if you can financially afford it. because excessive self-indulgence will lead to dissatisfaction/unhappiness.

this is a really good good way to live in line with your financial capabilities but the issue is that it takes a lot of discipline and effort to be able to do this self check up before ever making any purchase.

I guess one of the most crucial question we have to ask ourselves is do I really need this thing at this moment? if we are sincere enough to give ourself the required answers, then most of the things we are spending huge money on won't even bother us.

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Quote from: poodle63 on April 04, 2024, 08:00:33 AM

Quote from: Fuso.hp on April 04, 2024, 12:59:27 AM

I know many stories of people who once earned a lot of money and because of that time they got used to living a life of luxury. They remained in the habit of living a luxurious life but from the middle only their large sums of money income ceased. They could not come out of their luxurious life even though they had a lot of money income which resulted in the savings that they had being depleted within a few years and they had to lead a very miserable life as all the savings were exhausted. I have also seen a person who earned a lot of money begging at the end of his life. Anything can happen to us in the future so we have to prepare in advance to face all kinds of challenges in the future.

indeed the example above might be the case of bad financial management so devoured by their consumerism which isn't a good practice even more so if our income isn't consistent or just 1 massive profit and then no profit afterward this kind of people usually have the most fragile financial condition and need immediate investment because otherwise their money just gonna vanish into thin air.
but there's no harm in endulging in luxury life if it could somehow make our income boosted, remember that there are certain jobs where people judge book by the cover, if you have luxurious stuff that not average people could afford people's impression of you might be more towards reliable and the fact that you can afford that thing means you won't get swayed by money easily. even though thats actually just illusion but sometime that works, you see those trading gurus that promises millions within a night, this strategy is exactly what they are doing here.
also there are legit works that also need you to have some luxurious thing just to get on their level that just how society works.

Anything or everything which is already outside of our budget or even outside already on how much we do earn on everyday then its something a bad decision that had been made. Its not bad to buy up something luxurious
but you should really be having those kind of moment where you would really be minding about practicality and not really just that making yourself that getting along on whats the current trend that we do have in the market.

If you are someone whose really that loving on buying expensive things and have already forgotten about those more important or priorities then this is where shit things starts to happen. You would already notice it out on the time that you would be having those financial struggle. Never ever make yourself that too confident that you could make money forever because even having your own dayjob cant really be able to save you up
on having that a secured future. It would really be depending about on having multiple income source.

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Quote from: Fuso.hp on April 04, 2024, 12:59:27 AM

I know many stories of people who once earned a lot of money and because of that time they got used to living a life of luxury. They remained in the habit of living a luxurious life but from the middle only their large sums of money income ceased. They could not come out of their luxurious life even though they had a lot of money income which resulted in the savings that they had being depleted within a few years and they had to lead a very miserable life as all the savings were exhausted. I have also seen a person who earned a lot of money begging at the end of his life. Anything can happen to us in the future so we have to prepare in advance to face all kinds of challenges in the future.

indeed the example above might be the case of bad financial management so devoured by their consumerism which isn't a good practice even more so if our income isn't consistent or just 1 massive profit and then no profit afterward this kind of people usually have the most fragile financial condition and need immediate investment because otherwise their money just gonna vanish into thin air.
but there's no harm in endulging in luxury life if it could somehow make our income boosted, remember that there are certain jobs where people judge book by the cover, if you have luxurious stuff that not average people could afford people's impression of you might be more towards reliable and the fact that you can afford that thing means you won't get swayed by money easily. even though thats actually just illusion but sometime that works, you see those trading gurus that promises millions within a night, this strategy is exactly what they are doing here.
also there are legit works that also need you to have some luxurious thing just to get on their level that just how society works.

Alone055

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Quote from: bakasabo on April 04, 2024, 06:03:24 AM

I have heard following "money attracts money". Also people judge other by their look. Important to make first impression as good as possible. If you come on an investors meeting with an old Volkswagen Golf, I believe not many will have a desire to talk to you. But if you come with new Porsche, even if it is rented, people will have different approach to you. Not saying that this most important, but having luxury or branded items is one of indicators of success (but a person needs a to have a taste).

You are talking about it with a business representation mindset where a person needs to look good and professional to gain attention because someone who doesn't look up to a high standard will barely catch many eyes. However, that isn't necessary for someone in their normal life. You can't go around wearing a suit all the time just to show the world that you are living a luxurious life and that you can afford it, that isn't grooming your personality but it is showing off, and one shouldn't be doing that.

If you are earning a lot of money, have a bunch of businesses around the world, and have prepared for your future with your businesses and savings, and you can still afford to do that, go ahead, there is nothing wrong with looking good if you can do it. However, if that isn't the case, you are earning some money and spending it all on luxury items only to look good for the world, then you are making a mistake because your first priority should be to secure your future.

Spending money on grooming your personality all the time while having insecurities about the near or distant future makes no sense to me.

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Quote from: poodle63 on March 31, 2024, 04:13:41 PM

Quote from: rat03gopoh on March 31, 2024, 06:24:42 AM

High quality goods are for personal needs, luxury goods are for public consumption (visually). I can't find a more logical reason than this.
Both can make someone more productive depending on the value of what you sell. Say you're an editor, you would certainly prefer high spec PC components in general compared to standard specs but covered in gold. It's different if you are an advertising star, your outfit is a consideration for the prospective clients.

indeed sometime having luxurious goods are necessary, for example as a businessman you might try to show up to be looking like having various luxurious stuff to increase your credibility, a man that rides lamborghini looks a lot more reliable than a man who rides some random honda if we are talking about multi million business and that make sense.
as long as it beneftis us i think there's nothing wrong with having luxurious stuff, even better if it could instead help us make our prospective client trust us more.
consider some people that judge a book by the cover exist and there are many of such people, having luxurious stuff most certainly helps a lot deaing with these kind of people.
lest the advantage that we are getting from having luxurious fun talking about the fun side of owning one.

To some extent, this is true but some people might take it too far.

I know so many cases wherein one person is trying so hard to appear rich by having or owning many luxurious items even if they may be fake. The thing is it’s kinda better to own fake ones than be so deep in debt trying to pay for these original luxury items.

I personally wouldn’t use or wear a fake luxury item not because I’m above that but I just don’t see the point of presenting myself with luxury items knowing that I can’t afford them anyway. I’d rather work my way and then start buying the real ones.

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Quote from: Iranus on April 04, 2024, 02:53:54 AM

I bet that everyone wants to use luxury, branded items, those who say they don't want it are because they don't have enough money to own them. So let's focus on making money and making money, then we will find the rest will be easier instead of having to think too much every time we shop.

I have heard following "money attracts money". Also people judge other by their look. Important to make first impression as good as possible. If you come on an investors meeting with an old Volkswagen Golf, I believe not many will have a desire to talk to you. But if you come with new Porsche, even if it is rented, people will have different approach to you. Not saying that this most important, but having luxury or branded items is one of indicators of success (but a person needs a to have a taste).

Iranus

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Quote from: ndutndut on April 03, 2024, 04:20:54 AM

Quote from: Marvelockg on March 07, 2024, 05:43:50 PM

Have you bought something that people feel is rather too expensive and that you could have purchased a lower version of it? What was your inexperience like after that?

Just sharing, if I want to buy something/goods in principle, there are 3 things I have to ask, namely:

1. Is this item useful for us?
2. Do we need it or not?
3. Should I buy it now?

If all of that is fulfilled then I will buy it, because buying expensive items if used for work purposes will not be a problem but if I buy items just for prestige then it will be a problem. In essence, don't spend money on consumptive consumption whose goal is happiness, even if you can financially afford it. because excessive self-indulgence will lead to dissatisfaction/unhappiness.

Setting criteria and asking questions before buying an item is essential for us to avoid wasting money in life. But sometimes we are too strict with life, too stingy with ourselves, is that still life? The ultimate goal of our investment and hard work is to have a financially free life and not worry too much about money. So in my opinion, try to work hard and make a lot of money, then you won't need to spend too much time thinking or hesitating when buying anything to serve your life.

I bet that everyone wants to use luxury, branded items, those who say they don't want it are because they don't have enough money to own them. So let's focus on making money and making money, then we will find the rest will be easier instead of having to think too much every time we shop.

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Quote from: slapper on April 03, 2024, 03:01:34 PM

Quote from: junder on April 01, 2024, 10:01:39 PM

Actually it doesn't matter if they have enough money or have enough income, it's just that sometimes there are young people who don't know themselves, they don't have a job and their family's economic and financial situation is not very good, but that child has such a high taste in style that he always wanted a luxurious style even though his finances were not so good. Maybe it's because we're jealous of seeing our peers who can afford to own branded and luxurious items, but if we can't afford it, it's better to be self-aware instead of forcing it and ending it, putting pressure on our own family or parents. Work hard if you really have high taste. Match what you want with what you produce.

Yes, that's right, we have to think about our definite needs rather than thinking about or prioritizing desires that are only temporary. Everyone certainly wants financial freedom, without exception, even if you have sufficient finances, your lifestyle will definitely change for the better or more luxurious. It's true what you said, to be able to achieve financial freedom we have to be willing to work hard, be disciplined in our finances.

The "fake it 'til you make it" mentality with designer clothes and showy cars is ridiculous. We believe it makes us better, happier, etc. Ultimately, it's ego. Do you want happiness or an Instagram-friendly photo?

We talk about hustle culture and grinding, but not how hard it is. Everyone desires wealth, but nobody discusses the years of work required to get there. Developing money discipline isn't a gift. Daily practice. Like weightlifting, nobody grows big overnight

If you preach "dreams come true" you better prepare people for the climb. It's about honoring time, sweat, and lost nights out as well as money. We must discuss that transformation

hahaha, maybe those who want to be stylish, one of their goals is to take photos and then upload them to their own Instagram and that way they can get lots of likes and comments, maybe because it's not certain either. Too high an appetite is also not good, we have to just adjust what we have and what we want, don't force it too much because that can make us stressed too. Ordinary luxurious clothes or appearance will only provide pleasure for a short period of time. Of course we have to be able to maintain our happiness because no one wants their happiness to end quickly, but if they do choose that method then it's fine, as long as they can balance it well.

Yes, that's true, everyone definitely wants wealth or financial freedom, that's what everyone wants, because with wealth they can buy what they want easily. but if we really want wealth then we should be willing to work hard, because what you said is true, no one becomes big overnight except only in dreams. We have to do what we want, a comfortable and guaranteed future depends on how we prepare it ourselves.

Fuso.hp

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I know many stories of people who once earned a lot of money and because of that time they got used to living a life of luxury. They remained in the habit of living a luxurious life but from the middle only their large sums of money income ceased. They could not come out of their luxurious life even though they had a lot of money income which resulted in the savings that they had being depleted within a few years and they had to lead a very miserable life as all the savings were exhausted. I have also seen a person who earned a lot of money begging at the end of his life. Anything can happen to us in the future so we have to prepare in advance to face all kinds of challenges in the future.

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Quote from: Ben Barubal on April 03, 2024, 10:43:08 PM

You know, I'm just one of those people who can be said not to be a luxury creature, even though I'm capable of buying a MacBook laptop. First of all, I don't believe that when you buy luxury things, it will give you productivity in the eyes of other people.

Needing that type of gadget depends on your work. If you're going to buy it because your productivity will surely increase and the tools that you need on that laptop will be maximizing and easing your tasks, you can have it not as a luxury or you have something to boast for but it is for your own sake.

Quote from: Ben Barubal on April 03, 2024, 10:43:08 PM

Why do rich people do that? Only people who feel entitled do that. I'm sorry, this is my opinion, and I'm speaking in general. We all want beautiful and high-quality products. But not all people are luxurious because not everyone is capable of getting their luxury, so even if the former looks like a luxury, they will get it.

It's okay brother. If that's what you think buying these expensive gadgets or laptops seem to be others reference, that's fine because if it gives them joy to have it and they're buying it with their own money, there's problem with that.

If it's going to make you money, it's not luxurious to have it but you can describe it as an investment because it will help you to have more ways of generating income through the usage of it.

Ben Barubal

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Quote from: Marvelockg on March 07, 2024, 05:43:50 PM

You know, there are people that look at certain things and they just conclude that because it's luxurious and expensive, it's not there thing at all. I once had that kind of mindset but with time I have learned that luxury could even make you more productive.

There are environment you will be exposed to and things you will use that will totally revamp your idea on wealth and aid you to work more effectively. As long as the luxurious stuff you're purchasing aids you to become more productive and comfortable, nothing should be too expensive to be bought for your comfort.

I've purchased a Mac laptop that's way expensive than the average laptops I could easily get but because I needed what will work well for the kind of job I do, I had to buy it and I must say that the fulfillment out ways the negative thought of not to purchasing it.

That's one factor that lead me to always go for high quality and luxurious stuff after that moment.

Have you bought something that people feel is rather too expensive and that you could have purchased a lower version of it? What was your inexperience like after that?

You know, I'm just one of those people who can be said not to be a luxury creature, even though I'm capable of buying a MacBook laptop. First of all, I don't believe that when you buy luxury things, it will give you productivity in the eyes of other people.

Why do rich people do that? Only people who feel entitled do that. I'm sorry, this is my opinion, and I'm speaking in general. We all want beautiful and high-quality products. But not all people are luxurious because not everyone is capable of getting their luxury, so even if the former looks like a luxury, they will get it.

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Quote from: ndutndut on April 03, 2024, 04:20:54 AM

Quote from: Marvelockg on March 07, 2024, 05:43:50 PM

Have you bought something that people feel is rather too expensive and that you could have purchased a lower version of it? What was your inexperience like after that?

Just sharing, if I want to buy something/goods in principle, there are 3 things I have to ask, namely:

1. Is this item useful for us?
2. Do we need it or not?
3. Should I buy it now?

This is indeed a necessary thing to do because after all, when we buy an item, especially when the item is quite expensive, we must consider several other options so that what we do does not become a regret in the end so that some considerations like what you do are a very good thing in the end.

But sometimes in some cases urgent action is needed and I think it is necessary. For example, when we need an item to support the work that we do, indirectly when it is urgent like this, I think it's okay if we try to buy without thinking, but if it doesn't need to be too rushed, then the option for consideration like you did is a good condition so that in the end what we buy does not hamper and does not make it a regret.

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Quote from: ndutndut on April 03, 2024, 04:20:54 AM

Quote from: Marvelockg on March 07, 2024, 05:43:50 PM

Have you bought something that people feel is rather too expensive and that you could have purchased a lower version of it? What was your inexperience like after that?

Just sharing, if I want to buy something/goods in principle, there are 3 things I have to ask, namely:

1. Is this item useful for us?
2. Do we need it or not?
3. Should I buy it now?

If all of that is fulfilled then I will buy it, because buying expensive items if used for work purposes will not be a problem but if I buy items just for prestige then it will be a problem. In essence, don't spend money on consumptive consumption whose goal is happiness, even if you can financially afford it. because excessive self-indulgence will lead to dissatisfaction/unhappiness.

I do agree with those questions above or this is something that you should asking yourself in the first place before you would really be making out such purchase on which we know that being practical would really be the best.Although there are really just those people who are really that liking to buy something which is expensive whether it is really just that because you do like on dealing or buying quality things or simply
you do really like to get along with the trend then you would really be having those kind of considerations and this is why it wont really be shocking that people would really be
having that different considerations but well it would really be just that depending on a certain person, its our money then its our right on what are the things that we do love to buy.
As long you arent compromising your finances then it would really be just that fine. There are really just that people who are really that loving on savings as much as they could.

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Quote from: junder on April 01, 2024, 10:01:39 PM

Quote from: arimamib on March 30, 2024, 04:54:19 PM

Quote from: junder on March 29, 2024, 11:25:46 AM

I agree with that, indeed if we don't have enough money then don't force yourself. In my opinion, this happens to young people whose social relationships are still burning, where of course they compete to own property or other items that seem luxurious because they have high prices. such as gadgets or vehicles, many young people force themselves to have luxury items so that it makes things even more difficult for their parents. they cannot see the economic and financial situation of their family because all they think about is luxury due to their thirst for praise from their friends.

Of course, everyone wants financial freedom, therefore many people work hard to fulfill their needs and also to fulfill their desire to have something they want. if they really want luxury then they have to work hard, a saying I once heard was "if you want to buy things without looking at the price, then you have to work without looking at the time" and he said that was a mindset.

One of young people's issues is the pressure to acquire luxury items, because it can have impact on their finance and relationships. Young people may feel compelled to keep up with peers and acquire expensive gadgets or vehicles, regardless of their financial situation. This happens in a society where social status and material possessions often hold considerable importance. This desire for validation from peers can lead to financial strain not only for themselves but also for their families, because they may overlook their economic realities in pursuit of luxury.

Young people need to understand the value of financial responsibility and prioritize their needs over fleeting desires for luxury. Financial freedom is indeed a worthy goal, but it's achieved through hard work, discipline, and smart decision-making. Young people need to adopt a mindset centered around hard work, financial discipline, and responsible spending, because those can empower them to build a solid foundation for their future financial well-being.

Actually it doesn't matter if they have enough money or have enough income, it's just that sometimes there are young people who don't know themselves, they don't have a job and their family's economic and financial situation is not very good, but that child has such a high taste in style that he always wanted a luxurious style even though his finances were not so good. Maybe it's because we're jealous of seeing our peers who can afford to own branded and luxurious items, but if we can't afford it, it's better to be self-aware instead of forcing it and ending it, putting pressure on our own family or parents. Work hard if you really have high taste. Match what you want with what you produce.

Yes, that's right, we have to think about our definite needs rather than thinking about or prioritizing desires that are only temporary. Everyone certainly wants financial freedom, without exception, even if you have sufficient finances, your lifestyle will definitely change for the better or more luxurious. It's true what you said, to be able to achieve financial freedom we have to be willing to work hard, be disciplined in our finances.

The "fake it 'til you make it" mentality with designer clothes and showy cars is ridiculous. We believe it makes us better, happier, etc. Ultimately, it's ego. Do you want happiness or an Instagram-friendly photo?

We talk about hustle culture and grinding, but not how hard it is. Everyone desires wealth, but nobody discusses the years of work required to get there. Developing money discipline isn't a gift. Daily practice. Like weightlifting, nobody grows big overnight

If you preach "dreams come true" you better prepare people for the climb. It's about honoring time, sweat, and lost nights out as well as money. We must discuss that transformation

ndutndut

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Quote from: Marvelockg on March 07, 2024, 05:43:50 PM

Have you bought something that people feel is rather too expensive and that you could have purchased a lower version of it? What was your inexperience like after that?

Just sharing, if I want to buy something/goods in principle, there are 3 things I have to ask, namely:

1. Is this item useful for us?
2. Do we need it or not?
3. Should I buy it now?

If all of that is fulfilled then I will buy it, because buying expensive items if used for work purposes will not be a problem but if I buy items just for prestige then it will be a problem. In essence, don't spend money on consumptive consumption whose goal is happiness, even if you can financially afford it. because excessive self-indulgence will lead to dissatisfaction/unhappiness.

junder

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Quote from: arimamib on March 30, 2024, 04:54:19 PM

Quote from: junder on March 29, 2024, 11:25:46 AM

I agree with that, indeed if we don't have enough money then don't force yourself. In my opinion, this happens to young people whose social relationships are still burning, where of course they compete to own property or other items that seem luxurious because they have high prices. such as gadgets or vehicles, many young people force themselves to have luxury items so that it makes things even more difficult for their parents. they cannot see the economic and financial situation of their family because all they think about is luxury due to their thirst for praise from their friends.

Of course, everyone wants financial freedom, therefore many people work hard to fulfill their needs and also to fulfill their desire to have something they want. if they really want luxury then they have to work hard, a saying I once heard was "if you want to buy things without looking at the price, then you have to work without looking at the time" and he said that was a mindset.

One of young people's issues is the pressure to acquire luxury items, because it can have impact on their finance and relationships. Young people may feel compelled to keep up with peers and acquire expensive gadgets or vehicles, regardless of their financial situation. This happens in a society where social status and material possessions often hold considerable importance. This desire for validation from peers can lead to financial strain not only for themselves but also for their families, because they may overlook their economic realities in pursuit of luxury.

Young people need to understand the value of financial responsibility and prioritize their needs over fleeting desires for luxury. Financial freedom is indeed a worthy goal, but it's achieved through hard work, discipline, and smart decision-making. Young people need to adopt a mindset centered around hard work, financial discipline, and responsible spending, because those can empower them to build a solid foundation for their future financial well-being.

Actually it doesn't matter if they have enough money or have enough income, it's just that sometimes there are young people who don't know themselves, they don't have a job and their family's economic and financial situation is not very good, but that child has such a high taste in style that he always wanted a luxurious style even though his finances were not so good. Maybe it's because we're jealous of seeing our peers who can afford to own branded and luxurious items, but if we can't afford it, it's better to be self-aware instead of forcing it and ending it, putting pressure on our own family or parents. Work hard if you really have high taste. Match what you want with what you produce.

Yes, that's right, we have to think about our definite needs rather than thinking about or prioritizing desires that are only temporary. Everyone certainly wants financial freedom, without exception, even if you have sufficient finances, your lifestyle will definitely change for the better or more luxurious. It's true what you said, to be able to achieve financial freedom we have to be willing to work hard, be disciplined in our finances.

Topic: When luxury becomes a necessity. - page 3. (Read 1856 times)