Smart to be buying XMR instead of re-upping on a failed anon coin with instamine and dev issues, but it seems your math is weird; a 25% dip (that will go up most likely in the near future) wouldn't cause you to be poor as you were most likely poor already.
Quick illustration:
If you had a million dollars invested, then you would have $750,000 currently and would hardly qualify as poor by most standards--though by Bill Gates standards you were already not that wealthy and continue to be Microsoft poor.
If you had a ten dollars invested then you'd have $7.50 now and were by most standards poor to begin with--though wealth should include family, friends, knowledge and other important things.
Now if you look at it as accumulation of XMR for the purposes of spending that XMR as it gains in purchasing power, you're still not going to be made wealthy or poor until things increase or decrease by order(s) of magnitude.
Good to be branching into a real privacy coin with real objectives and an honest developing team, but I'd work on how you define being made poor or rich.