• Explosion and diversification of cryptocurrencies. While there is a huge number of new cryptocurrencies and their markets attract an increasing number of participants, the problem of volatility pushes the consumers to diversify the means of payment and the demand forintegration solutions;
• Widespread blockchain technology and it is application outside of purely-payment operations: real estate, identification, gaming market;
• As fintech startups succeed, their competition with traditional institutions becomes more intense, and they begin to adapt to the new reality. The very number of start-ups is decreasing and investments are shifting towards the ICO10;
• Regulation of the new economy intensifies, and several governments are working on their own ICO regulatory frameworks and blockchain solutions. An increasing number of participants enter the KYC procedure as mandatory
But what about the basic ideas of Satoshi Nakamoto?