Requires you use IRC to manage your account and give ratings, for one.
Well yeah, but how's that to do with it being robust? Or updateable?
Try webirc.
Topic: [ANN] BTCJam - Peer to Peer Bitcoin Lending - page 71. (Read 204975 times)
Well yeah, but how's that to do with it being robust? Or updateable?
Try webirc.
or rely on something like the OTC system, which isn't very robust of updateable.
What do you mean?
Requires you use IRC to manage your account and give ratings, for one.
or rely on something like the OTC system, which isn't very robust of updateable.
What do you mean?
Yeah I've seen people with several active loans, a low rating, & no proof of ID or address listed being handed funds. This is just not prudent. I've only made a couple small loans but, I asked questions until I was satisfied. Every payment has been on time or early. Just watch out for landmines and don't loan the grocery money or you may starve. This is a great idea and a boon for crypto currency, let's don't let a few bad apples ruin it.
Hi, I have been scammed on the first loan (3 Btc). Someone mentioned a possible partial refund?
I even mentioned btcjam in my blog http://bitcoin-italia.blogspot.it/2012/11/pianeta-crowdfunding-e-bitcoin.html and magazine http://www.isiciliani.it/crowdfunding-e-bitcoin-oggi-sposi/#.ULNm0YfK7aY
Thanks
I even mentioned btcjam in my blog http://bitcoin-italia.blogspot.it/2012/11/pianeta-crowdfunding-e-bitcoin.html and magazine http://www.isiciliani.it/crowdfunding-e-bitcoin-oggi-sposi/#.ULNm0YfK7aY
Thanks
10 days ago Tulkas said that they work on a solution and they've tell something in approx 2 weeks (so by the end of this week). I really hope in solution because I've more then 30BTC of loans not repayed
Maybe the model just doesn't work.
First the numbers:
loans: 218
total payments: 920
payments late: 207
fully repaid loans: 97
We have a repayment rate of 77.5%
Although the numbers are not perfect they are compatible with peer to peer lending sites at their infancies. We are aiming at 98% repayment rate, and we are getting there since the numbers match.
As this is a rather libertarian community we didn't wanted at first to moderate the listings. We are now revisiting that concept since it appears the lenders want that feature along with the peer to peer reputation system and the verification process.
All around the world the peer to peer lending services, just like ours, with community based reputation systems are going very well and we are proud to bring that service alive purely with bitcoin.
Hi, I have been scammed on the first loan (3 Btc). Someone mentioned a possible partial refund?
I even mentioned btcjam in my blog http://bitcoin-italia.blogspot.it/2012/11/pianeta-crowdfunding-e-bitcoin.html and magazine http://www.isiciliani.it/crowdfunding-e-bitcoin-oggi-sposi/#.ULNm0YfK7aY
Thanks
I even mentioned btcjam in my blog http://bitcoin-italia.blogspot.it/2012/11/pianeta-crowdfunding-e-bitcoin.html and magazine http://www.isiciliani.it/crowdfunding-e-bitcoin-oggi-sposi/#.ULNm0YfK7aY
Thanks
10 days ago Tulkas said that they work on a solution and they've tell something in approx 2 weeks (so by the end of this week). I really hope in solution because I've more then 30BTC of loans not repayed
We are moving towards US company incorporation, its taking a little longer than expected but we are handling this with maximum urgency.
I feel the reputation component is really missing from this. We either have to rely on trusting BTCJam that they actually have the personal credit score they say they do, and rely on them to pursue defaulters and their credit reputation for us, or rely on something like the OTC system, which isn't very robust of updateable. I think BTCJam is digging themselves into a corner with trying to stay so legal, protecting themselves against lawsuits from the borrowers whose privacy they have to protect, at the expense of the lenders who are getting ripped off.
Is there a market for a third party, more reliable, and easier to use reputation tracking system?
Is there a market for a third party, more reliable, and easier to use reputation tracking system?
Hi, I have been scammed on the first loan (3 Btc). Someone mentioned a possible partial refund?
I even mentioned btcjam in my blog http://bitcoin-italia.blogspot.it/2012/11/pianeta-crowdfunding-e-bitcoin.html and magazine http://www.isiciliani.it/crowdfunding-e-bitcoin-oggi-sposi/#.ULNm0YfK7aY
Thanks
I even mentioned btcjam in my blog http://bitcoin-italia.blogspot.it/2012/11/pianeta-crowdfunding-e-bitcoin.html and magazine http://www.isiciliani.it/crowdfunding-e-bitcoin-oggi-sposi/#.ULNm0YfK7aY
Thanks
10 days ago Tulkas said that they work on a solution and they've tell something in approx 2 weeks (so by the end of this week). I really hope in solution because I've more then 30BTC of loans not repayed
Maybe the model just doesn't work.
Hi, I have been scammed on the first loan (3 Btc). Someone mentioned a possible partial refund?
I even mentioned btcjam in my blog http://bitcoin-italia.blogspot.it/2012/11/pianeta-crowdfunding-e-bitcoin.html and magazine http://www.isiciliani.it/crowdfunding-e-bitcoin-oggi-sposi/#.ULNm0YfK7aY
Thanks
I even mentioned btcjam in my blog http://bitcoin-italia.blogspot.it/2012/11/pianeta-crowdfunding-e-bitcoin.html and magazine http://www.isiciliani.it/crowdfunding-e-bitcoin-oggi-sposi/#.ULNm0YfK7aY
Thanks
10 days ago Tulkas said that they work on a solution and they've tell something in approx 2 weeks (so by the end of this week). I really hope in solution because I've more then 30BTC of loans not repayed
Hi, I have been scammed on the first loan (3 Btc). Someone mentioned a possible partial refund?
I even mentioned btcjam in my blog http://bitcoin-italia.blogspot.it/2012/11/pianeta-crowdfunding-e-bitcoin.html and magazine http://www.isiciliani.it/crowdfunding-e-bitcoin-oggi-sposi/#.ULNm0YfK7aY
Thanks
I even mentioned btcjam in my blog http://bitcoin-italia.blogspot.it/2012/11/pianeta-crowdfunding-e-bitcoin.html and magazine http://www.isiciliani.it/crowdfunding-e-bitcoin-oggi-sposi/#.ULNm0YfK7aY
Thanks
thanks for 0% loan feature
i am providing interesting free loans , already gave first interest free loan on btcjam
i am providing interesting free loans , already gave first interest free loan on btcjam
great its working out for you!
thanks!
It is fine for now, thanks.
Just wanted to make sure that someone couldn't continually extend the duration. With such a large amount it is understandable it may take longer to fund
Just wanted to make sure that someone couldn't continually extend the duration. With such a large amount it is understandable it may take longer to fund
Just wondering how many times a person can extend their listing?
This listing was supposed to end in a couple of days, but it has been extended by another week by the looks of it:
https://btcjam.com/listings/584
I have no problem with extending it to get a bit more funding, but I don't want my money stuck in limbo for long periods with no way to get my investment back.
This listing was supposed to end in a couple of days, but it has been extended by another week by the looks of it:
https://btcjam.com/listings/584
I have no problem with extending it to get a bit more funding, but I don't want my money stuck in limbo for long periods with no way to get my investment back.
This was a one time isolated fact, will not happen again. If you want to withdraw your investment please send me a PM.
Just wondering how many times a person can extend their listing?
This listing was supposed to end in a couple of days, but it has been extended by another week by the looks of it:
https://btcjam.com/listings/584
I have no problem with extending it to get a bit more funding, but I don't want my money stuck in limbo for long periods with no way to get my investment back.
This listing was supposed to end in a couple of days, but it has been extended by another week by the looks of it:
https://btcjam.com/listings/584
I have no problem with extending it to get a bit more funding, but I don't want my money stuck in limbo for long periods with no way to get my investment back.
New feature on-line!
Tip support for zero interest loans.
Now borrowers can TIP/add any amount of BTC when paying a zero interest loan.
Tip support for zero interest loans.
Now borrowers can TIP/add any amount of BTC when paying a zero interest loan.
Nice feature
New feature on-line!
Tip support for zero interest loans.
Now borrowers can TIP/add any amount of BTC when paying a zero interest loan.
Tip support for zero interest loans.
Now borrowers can TIP/add any amount of BTC when paying a zero interest loan.
There is any news on a system to obtain back some of the money from the scammer, or at least have a part of their debt repayed?
We will have news soon (in two weeks aprox). Sorry, can't tell you more right now.
There is any news on a system to obtain back some of the money from the scammer, or at least have a part of their debt repayed?
I have my OTC linked, but my OTC rating has increased and I would like btcjam to reflect that.
can you make it refresh the score periodically?
(I also tried to resubmit the OTC/gpg key, but it does not allow that)
can you make it refresh the score periodically?
(I also tried to resubmit the OTC/gpg key, but it does not allow that)
It's supposed to update daily, will verify if something happened with yours.
I have my OTC linked, but my OTC rating has increased and I would like btcjam to reflect that.
can you make it refresh the score periodically?
(I also tried to resubmit the OTC/gpg key, but it does not allow that)
can you make it refresh the score periodically?
(I also tried to resubmit the OTC/gpg key, but it does not allow that)
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