[ANN] BTCJam - Peer to Peer Bitcoin Lending - page 72.

Tulkas

sr. member

Activity: 352

Merit: 250

Founder, BTCJAM

Quote from: Scott J on November 07, 2012, 03:42:30 AM

Please can you make the term and payment fields clearer?

I set a 30 day term and wanted to choose the option of settling in one payment, but mistakenly chose 'every 1st of the month'.

It now says my loan was repaid late (https://btcjam.com/listings/79)

Perhaps you could have the option of just choosing a date for the 'Payment Cycle' bit?

Thanks, keep up the good work.

We can update the simulator to show the first payment date, I think this will help a little.

To allow the user to choose when the payments will start can potentially cause confusion at the listings page, we will test that a little bit first.

Scott J

legendary

Activity: 1792

Merit: 1000

Please can you make the term and payment fields clearer?

I set a 30 day term and wanted to choose the option of settling in one payment, but mistakenly chose 'every 1st of the month'.

It now says my loan was repaid late (https://btcjam.com/listings/79)

Perhaps you could have the option of just choosing a date for the 'Payment Cycle' bit?

Thanks, keep up the good work.

8668

member

Activity: 102

Merit: 10

Curious...
I provided a check-stub for address verification and credit score. It was approved for Address Verification but denied for Credit Score. What gives?

Tulkas

sr. member

Activity: 352

Merit: 250

Founder, BTCJAM

Quote from: Lurk on November 02, 2012, 11:57:23 AM

everything has been fixed....thanks to tulkas

Thanks!

i'm sorry for your inconvenience. Investments with 9 decimal places (!) will be rounded to 8.

Lurk

full member

Activity: 210

Merit: 101

everything has been fixed....thanks to tulkas

Lurk

full member

Activity: 210

Merit: 101

im sorry for freaking out....with the error msgs and the fact that it was showing i needed to make repayments on a loan i never recieved just concerned me greatly....im sure you will have it straightened out....but you never how how someone is going to react to a glitch....you could have easily said " hey it shows here you need to make payments so you better make payments"

I just want to say i love your site and i take extreme pride in my reputation and my repayment history.

I was just worried it was all going to go to hell over something i had n o control over.

thanks again for all your help.

Tulkas

sr. member

Activity: 352

Merit: 250

Founder, BTCJAM

Quote from: Lurk on November 01, 2012, 04:31:26 PM

OK WELL ITS TOO LATE I JUST RECIEVED A LOAN...BUT IM STILL GETTING ERRORS....MAN IM GETTING NERVOUS..

TULKAS PLEASE REFUND THE LOAN THAT WAS JUST SENT TO ME....I DO NOT WANT ANY LOANS UNTIL THIS IS STRAIGHTENED OUT!

i AM LEAVING THE LOAN IN MY ACCOUNT PLEASE SEND IT BACK.....CANCEL MY OTHER LOANS UNTIL WE CAN RESOLVE THIS ERROR

Ok, calm down man.

I will refund the loan.

ercolinux

legendary

Activity: 938

Merit: 1000

Quote from: Tulkas on November 01, 2012, 01:42:43 PM

Quote from: Lurk on November 01, 2012, 12:55:25 PM

i wonder why its only us....youd think it would be a site wide problem if there was something wrong

There was a problem with one investment made by ercolinux to one of your loans.

The problem was the ercolinux investment had 9 decimal places (the underlying bitcoin infrastructure handles 8 digits, not 9) we do the payment splitting with double precision to avoid problems with loans with dozens of investors (or even hundreds). The investment page will be corrected to handle this.

Ercolinux, your investment will be manualy corrected to 8 decimal places and the problem will go away.

Well: this a good news, I was a bit worried.

Lurk

full member

Activity: 210

Merit: 101

OK WELL ITS TOO LATE I JUST RECIEVED A LOAN...BUT IM STILL GETTING ERRORS....MAN IM GETTING NERVOUS..

TULKAS PLEASE REFUND THE LOAN THAT WAS JUST SENT TO ME....I DO NOT WANT ANY LOANS UNTIL THIS IS STRAIGHTENED OUT!

i AM LEAVING THE LOAN IN MY ACCOUNT PLEASE SEND IT BACK.....CANCEL MY OTHER LOANS UNTIL WE CAN RESOLVE THIS ERROR

Lurk

full member

Activity: 210

Merit: 101

ive never recieved payments for the loan i just tried to activate.....there is another loan that says funding in progress but its showing up under my repayment tab.....

CANCEL ALL OF MY LOAN REQUESTS I DO NOT WANT THESE LOANS UNTIL THE BUGS ARE WORKED OUT....I WILL RELIST A LOAN REQUEST WHEN THESE OTHER LOANS ARE DELETED.

PLEASE DO NOT ACTIVATE ANY OF THESE LOANS ONTO MY ACCOUNT... PLEASE CANCEL AND REIMBURSE INVESTORS!!!

Lurk

full member

Activity: 210

Merit: 101

the only bad thing is under my scheduled repayments its showing that i have to pay on loan listing 354....but it was never activated and there isnt an activate button...it just says funding in progress.

I would like tulkas to cancel this loan and send the investors their money back.......this loan seems to be where the glitch started

Lurk

full member

Activity: 210

Merit: 101

he has everything about fixed....im just not seeing an activate button on one of my loans thats funded 100%

Lloyd

newbie

Activity: 7

Merit: 0

Tulkas, for the purposes of knowing when a payment is about to be overdue, what timezone do your clocks go by? I thought I read somewhere that your organization is based in São Paulo. Based on Wikipedia, São Paulo's timezone is UTC-3 (DST: UTC-2). Is this is the same timezone you are using? TIA

creativex

sr. member

Activity: 434

Merit: 250

Ah that makes sense.

Appreciate the work you're putting into this Tulkas, despite the rough spots, it's a great project.

Lurk

full member

Activity: 210

Merit: 101

thanks a lot tulkas....i didnt know what was going on

Tulkas

sr. member

Activity: 352

Merit: 250

Founder, BTCJAM

Quote from: Lurk on November 01, 2012, 12:55:25 PM

i wonder why its only us....youd think it would be a site wide problem if there was something wrong

There was a problem with one investment made by ercolinux to one of your loans.

The problem was the ercolinux investment had 9 decimal places (the underlying bitcoin infrastructure handles 8 digits, not 9) we do the payment splitting with double precision to avoid problems with loans with dozens of investors (or even hundreds). The investment page will be corrected to handle this.

Ercolinux, your investment will be manualy corrected to 8 decimal places and the problem will go away.

Tulkas

sr. member

Activity: 352

Merit: 250

Founder, BTCJAM

Quote from: SaintDevil on November 01, 2012, 12:23:33 PM

Quote from: Tulkas on October 31, 2012, 10:46:33 AM

Quote from: Shermo on October 31, 2012, 03:39:03 AM

It looks as though it drops the rating of people with outstanding loans, possibly to show that they are more of a risk than someone who currently owes nothing?

Lurk, i've sent you a PM, yes the credit rating drop reflects the number of open listings/credit lines you have.

This is not a scammer tag!

Hm, but that sounds silly. If the person can still pay even if they have a lot of loans and payments are made on the due date then they shouldn't have rating lowered.
On the other hand you could add like a credit score to it, like in real life and reflect that with that.
You look at the person and then you see they have many loans repaid and then you wonder why their rating is so low.

Quote from: Lurk on November 01, 2012, 12:12:06 PM

im not scamming and i want to pay my loans.....the site will not let me...im frustrated...that is all

Hey if your username is the same as on btcjam I got a payment from you.
Don't know if that makes a difference with any other loans.

The total unpaid balance also counts.

Lurk

full member

Activity: 210

Merit: 101

i wonder why its only us....youd think it would be a site wide problem if there was something wrong

ercolinux

legendary

Activity: 938

Merit: 1000

Quote from: Lurk on November 01, 2012, 12:26:59 PM

it is the same....but i have i long term loan i owe 4btc on due today....and 2 short term that i want to pay early...to get me all caught up....i dont want my score to drop because of a site malfunction...whenever i click to view info or make payment ...it just says

sorry theres been a problem

Same error here since 3 days Sad

Lurk

full member

Activity: 210

Merit: 101

it is the same....but i have i long term loan i owe 4btc on due today....and 2 short term that i want to pay early...to get me all caught up....i dont want my score to drop because of a site malfunction...whenever i click to view info or make payment ...it just says

sorry theres been a problem

Topic: [ANN] BTCJam - Peer to Peer Bitcoin Lending - page 72. (Read 204975 times)