Topic: [ANN] 💥 LendLedger | Data-driven, Decentralized Lending 🌎 Powered by Stellar ⚡ - page 13. (Read 4246 times)
July 09, 2018, 07:09:18 PM
If you are a offocial regestrated buisness, you dont need credit history, cause your documents are ok and real, and office adres to.
July 09, 2018, 07:05:34 PM
Find out more about our Pre-Sale, now live -
July 05, 2018, 04:05:31 PM
Amazing opportunity, great and very interesting project, good luck
July 05, 2018, 03:56:59 PM
In case you missed it -
Introducing LendLedger Community Experts. Learn more, tap/click the image below.
And we'd like to introduce you to our first named LendLedger Community Expert, Akanksha Hazari, CEO of m.Paani:
July 05, 2018, 03:55:10 PM
Reserve
July 05, 2018, 01:28:58 AM
Introducing LendLedger Community Experts. Learn more, tap/click the image below.
July 03, 2018, 05:53:07 PM
It's interesting, I like it, but how will I know that the lender and the borrower is a real person and not a fraud for both this and that party?
Hi konstant111, thanks for your question.
Regarding lenders:
Any Lender who wants to participate in the LendLedger network must first register with a Credit Node and provide proof of its lending authorization (i.e. a license). The Credit Node certifies the Lender and shares this certification with other Credit Nodes. They only issue LedgerCredits to Lenders that have been certified.
As for Borrowers, each Lender will specify an ID verification process (i.e. ID Verifiers) that meets their internal requirements, as well as the legal standards for their jurisdiction. This is not a new process or issue for Lenders - it is already a regular part of how their business operates.
If you want to learn more, join us on Telegram! www.t.me/LendLedger
July 03, 2018, 04:52:58 PM
Reserve
June 30, 2018, 07:30:37 AM
There are huge lending projects running already with a lot of funds under management. How are you going to bootstrap initial liquidity problems on your platform?
From Gautam Ivatury (co-founder/CEO):
@stas, thanks for the question. Sorry for the delayed reply.
Quick answer: our founding team also owns and runs a significant lending business in India ($30m in disbursements over coming 12 months, based on current volumes), which can cover initial lending volumes in that market as we demonstrate LendLedger there first. We expect to bring the Happy Loans lending on to the LendLedger rails in Q4.
In parallel, given our decades of experience running financial institutions in emerging markets, we’ve already begun pulling financial institutions and others onside. This includes recent evangelization with banks, microfinance organizations, and global industry-building bodies like the World Bank group and other impact investment / donor organizations. The community around LendLedger is growing. We’ll be making more announcements about this soon.
On a separate note, I assume that by “huge lending projects” you mean recent ICOs like Ripio, Bloom and others. (If you mean something else, please do correct me). I'd just point out that lending gaps for micro, small and medium businesses alone — I.e. the funds they need but aren’t able to borrow — are in the trillions of dollars. We need lots more work than the handful of recent ICOs. This credit gap affects a large % of the world’s population, so we should look for solutions within and beyond the crypto community.
We’ll have a blog post on the lending + crypto space on our blog shortly.
That sounds promising and will probably help you get started very well. Will the concentration be on emerging markets in the beginning?
Hi @stas, good question. The short answer is yes and this is for two main reasons. First, the lending business our founders previously set up in India, Happy Loans (link to www.happyness.net) will be the first to onboard onto the platform. In the past year Happy Loans have disbursed $8+ mil to 15,000+small businesses. Second, emerging markets are where the largest unmet demand is. Of the 1.7 billion without access to institutional finance nearly half live in the seven developing economies of India, Bangladesh, China, Indonesia, Mexico, Nigeria and Pakistan.
However that isn’t to say that we’re restricting the LendLedger platform to the developing world. We think LendLedger could be useful to lending markets everywhere.
Ok that's all interesting to know! I hope you'll stand out from most of the other shady blockchain lending platforms in a positive way
July 02, 2018, 12:55:00 PM
It's interesting, I like it, but how will I know that the lender and the borrower is a real person and not a fraud for both this and that party?
July 02, 2018, 12:36:58 PM
Ok that's all interesting to know! I hope you'll stand out from most of the other shady blockchain lending platforms in a positive way
Honestly, we appreciate that so much! We'd love to have you join us on Telegram: www.t.me/LendLedger
July 02, 2018, 12:34:41 PM
Review our Technical Paper, now available -
June 29, 2018, 04:39:28 PM
How can I ensure all of your advisors are real? not just pictures on the website?
How exactly advisors will be helpful for u?
How exactly advisors will be helpful for u?
Hi @Emileetran great question, we’re aware of how many fake ICO’s have been springing up over the past year so we appreciate your concern.
Gautam Ivatury, our co-founder, has a unique connection to each of the advisors, so it’s quite simple to establish that they’re real.
Gautam established and managed the Technology program at CGAP (http://www.cgap.org/about/people/gautam-ivatury). Our advisor Ignacio Mas was a colleague of his there before helping to lead the Gates Foundation’s efforts in financial inclusion.
Gautam also co-founded Signal Point Partners (https://www.signalpointpartners.com), alongside Nick Hughes. Gautam and Nick got to know each other while Gautam was at CGAP and Nick was developing the M-PESA mobile payment service at Vodafone.
Finally, Alberto Jimenez and Gautam have known each other since Alberto played an earlier role at IBM developing solutions for financial institutions in emerging markets. They even served on a panel together in 2008 at NYU called ‘‘The Role of Technology in Expanding Access to Finance” (https://sites.google.com/site/nyumicrofinanceinitiative/events).
Each advisor has had a long career in financial services in emerging and developed markets, at large banks, telecom companies and technology players (IBM, Citibank, Vodafone, etc) as well as experience funding and starting up innovative ventures. They’ve been invaluable in validating and challenging our thinking as we’ve designed and soon start to expand LendLedger in multiple markets.
June 27, 2018, 11:33:01 PM
your project is interesting and I think this is a good project for the investors. but many projects are similar in the market. I hope with the innovation and strategy of the team will be effective in getting investors to support your project.
June 27, 2018, 11:26:25 PM
How can I ensure all of your advisors are real? not just pictures on the website?
How exactly advisors will be helpful for u?
How exactly advisors will be helpful for u?
June 27, 2018, 11:56:51 AM
The LendLedger Project Overview is now ready to download. Join us.
June 27, 2018, 11:50:02 AM
There are huge lending projects running already with a lot of funds under management. How are you going to bootstrap initial liquidity problems on your platform?
From Gautam Ivatury (co-founder/CEO):
@stas, thanks for the question. Sorry for the delayed reply.
Quick answer: our founding team also owns and runs a significant lending business in India ($30m in disbursements over coming 12 months, based on current volumes), which can cover initial lending volumes in that market as we demonstrate LendLedger there first. We expect to bring the Happy Loans lending on to the LendLedger rails in Q4.
In parallel, given our decades of experience running financial institutions in emerging markets, we’ve already begun pulling financial institutions and others onside. This includes recent evangelization with banks, microfinance organizations, and global industry-building bodies like the World Bank group and other impact investment / donor organizations. The community around LendLedger is growing. We’ll be making more announcements about this soon.
On a separate note, I assume that by “huge lending projects” you mean recent ICOs like Ripio, Bloom and others. (If you mean something else, please do correct me). I'd just point out that lending gaps for micro, small and medium businesses alone — I.e. the funds they need but aren’t able to borrow — are in the trillions of dollars. We need lots more work than the handful of recent ICOs. This credit gap affects a large % of the world’s population, so we should look for solutions within and beyond the crypto community.
We’ll have a blog post on the lending + crypto space on our blog shortly.
That sounds promising and will probably help you get started very well. Will the concentration be on emerging markets in the beginning?
Hi @stas, good question. The short answer is yes and this is for two main reasons. First, the lending business our founders previously set up in India, Happy Loans (link to www.happyness.net) will be the first to onboard onto the platform. In the past year Happy Loans have disbursed $8+ mil to 15,000+small businesses. Second, emerging markets are where the largest unmet demand is. Of the 1.7 billion without access to institutional finance nearly half live in the seven developing economies of India, Bangladesh, China, Indonesia, Mexico, Nigeria and Pakistan.
However that isn’t to say that we’re restricting the LendLedger platform to the developing world. We think LendLedger could be useful to lending markets everywhere.
June 26, 2018, 11:35:49 AM
There are huge lending projects running already with a lot of funds under management. How are you going to bootstrap initial liquidity problems on your platform?
From Gautam Ivatury (co-founder/CEO):
@stas, thanks for the question. Sorry for the delayed reply.
Quick answer: our founding team also owns and runs a significant lending business in India ($30m in disbursements over coming 12 months, based on current volumes), which can cover initial lending volumes in that market as we demonstrate LendLedger there first. We expect to bring the Happy Loans lending on to the LendLedger rails in Q4.
In parallel, given our decades of experience running financial institutions in emerging markets, we’ve already begun pulling financial institutions and others onside. This includes recent evangelization with banks, microfinance organizations, and global industry-building bodies like the World Bank group and other impact investment / donor organizations. The community around LendLedger is growing. We’ll be making more announcements about this soon.
On a separate note, I assume that by “huge lending projects” you mean recent ICOs like Ripio, Bloom and others. (If you mean something else, please do correct me). I'd just point out that lending gaps for micro, small and medium businesses alone — I.e. the funds they need but aren’t able to borrow — are in the trillions of dollars. We need lots more work than the handful of recent ICOs. This credit gap affects a large % of the world’s population, so we should look for solutions within and beyond the crypto community.
We’ll have a blog post on the lending + crypto space on our blog shortly.
That sounds promising and will probably help you get started very well. Will the concentration be on emerging markets in the beginning?
June 27, 2018, 11:47:00 AM
Reserved
June 27, 2018, 11:45:17 AM
Reserved
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