Rinse and repeat.
No need for rinse and repeat.
But they will do what you say maybe 1% fees. vs 3% for buyer and seller.
This would be to losers of coin such as myself as a seller or a buyer of hash
I lost say
account 1 100 usd
account 2 400 usd
account 3 450 usd
about 950 usd
If I pay 1% vs 3% I gain 2% a week and in a year I am paid off. While I think it is shitty method of repayment it could work.
This doesn't make sense. If they went to zero fees then in a year I would have an extra 3% on what I earned. I lost $3000 so I would need to eventually earn $100,000 to be made whole. I wish!