in case it will be used by banks and insurance companies this is going to be huge!! 
Sooner or later financial institutions such as banks and insurance companies will embrace PAYPIE's platform as its risk score is accurate and fraud proof.
I do not think banks and insurance companies will use this poject in their work
It already depends on how paypie will prove itself. It is possible that they will use it in a few years.
They might adopt it and that is enough for me to hold my coins for few years till this happens.
Right now we can help spreading the word around although they are doing fine job themselves.
