That is true for everyone using the Toolbar. Now we will wait for an official statement about the Toolbar which was part of Beta testing Incent Loyalty rewards. The toolbar rewards for web browsing is soon coming to an end.
That is, the toolbar is no longer relevant or just testing is over and then another will be shown? This moment is very important because scammers can use it and will try to insert their project with a virus so that users download it in the guise of an official one.
The point is well made that there is some possibility of creating a spoof version of the Incent Loyalty login page in order to steal user login information. However you would also need to factor in that the average account would have less than $100 worth of Incent at this point, from using the toolbar. It would not be a major payoff for someone creating a phishing scheme, also given that the majority of targeted users would probably still figure out how to avoid getting scammed by such a scheme.
It would be worth mentioning to the community that the various Incent Loyalty accounts and webpages have been verified by Metacert, which means that if you navigate using Metacert's Cryptonite chrome extension, you will always see a green shield when you are on an official Incent page. If you were to somehow end up on an identical looking fake Incent page, the shield would be black, indicating that it is not the official page, and that there could be some danger if you enter any of your personal details. If such a scheme were to be created, it could be reported to Metacert and they would flag the page so that when you navigate towards it with the Cryptonite App, you would see a warning page appear on your browser alerting you that it is not safe to proceed.