The last one is probably the worst, if a gambler wants to lose their money then that is their decision, but to lie to a friend about what would be the purpose of the loan that was given to them is incredibly low, as in that case not only they are deceiving themselves and losing money they cannot afford, but now they are involving their friends as well, and if they ever find out about their deceitful behavior it is likely their friendship will end immediately.
This sucks because the friend might think that he needs to more to take care of a crucial situation or a family need, unknown to him that his friend is borrowing money to gamble. It is better when you don't have money to gamble,you just let go of it by engaging yourself with some other activities that will keep your mindset from gambling.
Decieving people to get a loan for gambling is like you are scamming them because,they will not give you the money, if they know that you want to gamble with it, because they know that it might be hard for you to payback if you haven't won any game. This is because,you will keep on borrowing or using the one that you have with you to chase your loss because you are an addict.
And that is the problem, I have been in that situation before and even as I do not like to mix friends and money I have lend them money on their times of need, however if I found out they used that money not on something they truly needed and instead they bought some sort of luxury with it, and gambling is a form of luxury as you should only gamble with your spare money, then I will seriously consider to end that friendship as it is obvious they do not respect me at all if they are willing to cheat me.
Well, I think that when you make a loan it is so that you can help that friend, and not for other things, in addition, the fact that you make a loan means that you have the complete need to pay your loan because obviously that friend who lends that money knows that it will help and that it will get that friend out of trouble who needs it so much, it does not matter the reason for which the loan is given, because the reason does not matter much to my friend, if that friend tells lies, because in his conscience It will be that he did wrong, but what he does have is to comply with the loan payments up to date and immediately, only in this way will that friendship and trust be conceived, I don't see any other way for him to be able to do it, in this sense we have to do many more things, but we have to comply with all the loan conditions, generally a loan has some conditions such as collateral and apart from that we only have to follow certain steps, the period of paying interest + capital is the most correct way to be able to make a type of loan of that style, now if it is a friend because there are some who lend money without collateral and without paying interest, which I do not see as bad because obviously things are like that in this business and for one friendship will always be preserved for that reason.
What I think about everything is that a person who lends to his friend, no matter what he tells him, will always convince him, there is no doubt about that, so what is basically sought in these cases is not that if he deceives to the friend to grant you the loan but obviously you will have a very positive response but that does not betray trust, it is the main thing, it is what can normally be done so that they always have that premise as a base, it is very easy for a friendship to be damaged for money, that is why it is important that things are always carried out with the rules that have been established because on occasions I have seen cases that by lending money, the friendship between two people is damaged.