TradeFortress, I know you've said in this thread that you have no desire to make your identity known.
Would it interest you at all to provide your identity to John K, to his satisfaction, for our depositors peace of mind? You may well find that with this your deposits would grow substantially? I'm certainly a little bit nervy of putting in any more than I already have. There really is literally nothing to stop you running off with it right now.
Topic: [CLOSED] CoinLenders - page 43. (Read 226437 times)
why is the 90 day CD rate less than the regular deposit rate?
why would anyone want to buy one of those when they could just keep them in the account? or buy 3 30 day CD's?
Because after your first 30 day CD matures, you may not find the same interest rates offered.why would anyone want to buy one of those when they could just keep them in the account? or buy 3 30 day CD's?
Just tried to sign up for one of the lower limit CDs, on submitting any request it's denied saying that I need a minimum 100 BTC balance for any of the CDs, including the 1 BTC minimum 25.5% CD.
Much less important I also noticed that each CD request triggered 4 total requests to the server, particularly on an error where no balance information changes, isn't that a bit high?
1. Oops, I've changed it to have different durations so it won't think of the 100 btc min CD. A full fix will be coming shortly.Much less important I also noticed that each CD request triggered 4 total requests to the server, particularly on an error where no balance information changes, isn't that a bit high?
2. One submits the request, one gets the balance, one gets the transaction history, one refreshes the CD list. I could condense them, but it's pretty modular right now and doesn't matter.
Why remove coins?
Wish you did cash loans on the website, Paypal with a monthly repayment subscription setup for people who have done a few loans. I'd never be dumb enough to borrow a coin for cash. Could get really lucky, or screwed hard
Maybe I'll lock in. I don't mind high rate of return
Edit:
I went to buy 1 coin at 30 days, and it tells me min. 100?
Fixed, and PM'd Wish you did cash loans on the website, Paypal with a monthly repayment subscription setup for people who have done a few loans. I'd never be dumb enough to borrow a coin for cash. Could get really lucky, or screwed hard
Maybe I'll lock in. I don't mind high rate of return
Edit:
I went to buy 1 coin at 30 days, and it tells me min. 100?
Hmm. Not sure I like how this is going. I might remove my coins.
Feel free to? Free market.. 
why is the 90 day CD rate less than the regular deposit rate?
why would anyone want to buy one of those when they could just keep them in the account? or buy 3 30 day CD's?
why would anyone want to buy one of those when they could just keep them in the account? or buy 3 30 day CD's?
Just tried to sign up for one of the lower limit CDs, on submitting any request it's denied saying that I need a minimum 100 BTC balance for any of the CDs, including the 1 BTC minimum 25.5% CD.
Much less important I also noticed that each CD request triggered 4 total requests to the server, particularly on an error where no balance information changes, isn't that a bit high?
Much less important I also noticed that each CD request triggered 4 total requests to the server, particularly on an error where no balance information changes, isn't that a bit high?
Purchased 3 90 day coins
Why remove coins?
Wish you did cash loans on the website, Paypal with a monthly repayment subscription setup for people who have done a few loans. I'd never be dumb enough to borrow a coin for cash. Could get really lucky, or screwed hard
Maybe I'll lock in. I don't mind high rate of return
Edit:
I went to buy 1 coin at 30 days, and it tells me min. 100?
Wish you did cash loans on the website, Paypal with a monthly repayment subscription setup for people who have done a few loans. I'd never be dumb enough to borrow a coin for cash. Could get really lucky, or screwed hard
Maybe I'll lock in. I don't mind high rate of return
Edit:
I went to buy 1 coin at 30 days, and it tells me min. 100?
Hmm. Not sure I like how this is going. I might remove my coins.
And just to complete the picture, could you confirm that conversely if the instant-access rate goes up, you'd still get the original CD rate you locked into?
Correct, you locked into it.
And just to complete the picture, could you confirm that conversely if the instant-access rate goes up, you'd still get the original CD rate you locked into?
Quote
I'm not sure I get this. I realise you're editing as I'm refreshing but a 7 day CD for 10% APR - why wouldn't I just leave the money out of a CD and get 25% on it? Also a 1% bonus for a lock-away isn't all that appealing I think (thats just my opinion though)
I think the idea is that the interest rate could fall right now to 8% APR without warning, but if you were locked into the 7-day CD at 10%, then you'd still get the 10% APR.
Exactly (but the 7 day option has being changed to 90 days @ 20%)
I'm not sure I get this. I realise you're editing as I'm refreshing but a 7 day CD for 10% APR - why wouldn't I just leave the money out of a CD and get 25% on it? Also a 1% bonus for a lock-away isn't all that appealing I think (thats just my opinion though)
Because the min amount is 0.01. It's for people who have less than 1 bitcoin they want to deposit. I've removed the option because I don't think many people would be interested in it.Currently, there's a 90 day 20% APR option, and that is if you're happy with 20% APR as the interest rate. The account interest rate could be changed to 18% APR or 8% APR without warning, but with a CD you lock it in. Tip: ask your local bank about their offerings.
Quote
I'm not sure I get this. I realise you're editing as I'm refreshing but a 7 day CD for 10% APR - why wouldn't I just leave the money out of a CD and get 25% on it? Also a 1% bonus for a lock-away isn't all that appealing I think (thats just my opinion though)
I think the idea is that the interest rate could fall right now to 8% APR without warning, but if you were locked into the 7-day CD at 10%, then you'd still get the 10% APR.
Certificates of deposits have a fixed term, and a fixed interest rate.
The account interest rate has being changed to 25.009% APR
The account interest rate has being changed to 25.009% APR
I'm not sure I get this. I realise you're editing as I'm refreshing but a 7 day CD for 10% APR - why wouldn't I just leave the money out of a CD and get 25% on it? Also a 1% bonus for a lock-away isn't all that appealing I think (thats just my opinion though)
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Arr!.
I see what you did there!
Edit: ok, the list of CDs keeps changing, I'll just come back later
[PS: get a dev system!] What is the new "CDs" portion for in the "My Account" section TF?
I was just about to announce that! Certificates of deposits have a fixed term, and a fixed interest rate. They last for a certain period of time before maturing. CoinLender's CDs do not automatically roll over, and cannot currently be closed prematurely. They're a good way to not be affected by changes of interest rates for normal deposits.
The account interest rate has being changed to 25.009% APR, however I'm confident that this is still the best interest rate you can get with this low amount of risk
Remember, my goals aren't to get the most coins as possible Arr!.
What is the new "CDs" portion for in the "My Account" section TF?
Is bitcoin-otc linking working? Doesn't seem to be working here - I put in my otc nick, and then this happens:
But I haven't had an opportunity to do anything else except put in the nick.
Works for me (with fluffypony):But I haven't had an opportunity to do anything else except put in the nick.
Quote
Please decrypt the following with your key:
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Version: CreditRatingVerify v1.4.7
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KQ8S4g==
=XT7Z
-----END PGP MESSAGE-----
-----BEGIN PGP MESSAGE-----
Version: CreditRatingVerify v1.4.7
hQEMA1VDLfMczU/NAQgAhNMUp6ke+XA/yL4x1T0kc3Yjbys4qiFaUvGs/jqe
8XrmjV3+AVtTRfx9v9OmRBwNIj99q/05YxpV7ZapMY00nQdKtKAoLTWxR8aF
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k8d7DPlEMVkq4r9C1NQ/pVLujPZIvJWRauqMMw4nG9U9lS1Q0bsYK0T3Yn9+
bIICME3ZzCqTnOPMuoMWrMnZwOxXD/gHFf1ER8SrTjl+f1le9zE14yzj+Vbi
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aaQulpYp4PUaLz9TCM3llDJRqBJ2jGAqts82LbCXxOO73+06tLQ8VonbuSdm
KQ8S4g==
=XT7Z
-----END PGP MESSAGE-----
(Don't actually decrypt that, you'll have to enter your username and go through the steps).
Is bitcoin-otc linking working? Doesn't seem to be working here - I put in my otc nick, and then this happens:
But I haven't had an opportunity to do anything else except put in the nick.
But I haven't had an opportunity to do anything else except put in the nick.
Hi TradeFortress - Sorry To Bother Again... Just Checking To See If You Got my Last email?
Hi,I apologize but it's unlikely that this loan request will be profitable. Sorry for the rejection, but unsecured bitcoin lending is a risky market and it's easy to lose money.
Hi TradeFortress - Sorry To Bother Again... Just Checking To See If You Got my Last email?
I'm guessing this is a no, but just to confirm, I don't need to upload any credit rating documentation to *lend* money, right?
Nope, you don't need to upload anything.Jump to: