When people say "the central banks and the gov't won't let crypto succeed," what they probably ought to be saying is "the banks and the gov't will absorb the technology such that independent cryptos will be pushed to the side," not the sort of Gandalf YOU SHALL NOT PASS that the statement sounds like. F'rexample, VISACoin is inevitable - it's really just a matter of time in determining how long it will take them to implement an internal blockchain (or variant thereof). The question for independent cryptos like DGB is not really a matter of how good the tech is (it's open source, VISA can just copypasta), it's what does DGB offer that VISACoin doesn't?
Independence is itself a thing to offer, though consumers will weigh "look this is independent and awesome!" versus "VISA already gets me everything I need, why use this indie coin?" DGB specifically can offer multi-algo mining which, while not likely a permanent solution to the tech arms race, at least grants a good bit of breathing room other coins won't have.
Looking even further ahead, I'd be willing to bet some DGB that the same corporate branding/groupthink/self-expression weirdness that permeates all other aspects of society will come to crypto as well. The difference in quality between an American Eagle shirt and a Banana Republic shirt (pardon my Amerocentricity for a moment) in terms of quality is minimal, but the choice says something about the beliefs and social circles of the wearer. Ditto for the fans of classic rock vs. pop rock vs. indie rock. Even if eUSD or VISACoin become the dominant electronic currency, libertarian hipsters will want to use BTC because Cult Of Satoshi, upcoming 20-somethings will want to use Doge because nostalgia and pineapples or whatever, folks who think mining is fun will be on DGB and/or Myriad because hey my GPU still works, so on and so on. (Exaggerating for effect here. Read with some humor and facetiousness)
Tech is good and important, but it's easy to forget that the end user of crypto is people; people on the whole are notoriously illogical, often badly-informed and make decisions individually based on wildly different priorities. Even the "dominant" coin isn't going to be 100% market share. The fact that Hindi is the official language of India doesn't stop the citizens of each state from using their own dialects anyway, nor does the dominance of USD (or CNY as the case may be) prevent Poland from printing and dealing in zloty. We have to stop thinking in terms of One Coin To Rule Them All. It doesn't work that way. People don't work that way.