They're irresponsible because they can be. Why get a job, when you can live off welfare and food stamps? Why save for retirement, when you can collect social security? Why save for a rainy day, when if you get fired, unemployment will pay you? I know you just want to help. I just wish that you would see that the help is what's causing the problems.
The only public goods you presented up there were Domestic Army ("national" defense), and infrastructure. The rest are either private goods, such as education, or not goods at all, such as elections. Infrastructure is easy to make profitable, or for that matter, turn into a private good. Toll roads, for instance.
The defense is a bit of a problem, since there is the positive externality of all the people who don't pay getting defended along with those who do. Of course, those who don't pay probably are taking care of their own defense, with a small arsenal of weapons. Therefore, they provide that same positive externality back to the community. Seems an equitable tradeoff to me. And as long as the defense company is able to run profitably, without charging so much that people stop paying, then they find it a fair trade as well.
Well now you bring a good line of discussion to go into:
How would you feel about the State if we cut those benefits you spoke of? Is that a major part of you angst?
The maximum legitimate role of government is to provide external security, an internal police force, and courts. Ie, the industries of security and justice. And those can certainly be provided privately, so the minimum role is none.
Before I address your comment about my wanting to help (I'll give my reasoning), I would like to state I believe everyone universally is entitled to education in a Capitalistic society. Also road should be maintained for everyone, it should not become a class issue to travel in your country, at least to the doorstep of someones property. Elections should be funded by the public with no private money at all, issues are what get you elected and that is all. Even in AnCap you would have some form of elections to posts everyone agreed you needed.
I'll address the points in order: First, nobody is entitled to anything. Period. That's life, get used to it. TANSTAAFL.
Roads don't have to be toll maintained, that's just one way to do it. Another perfectly viable method is advertisement. A while back, KFC was filling in potholes in exchange for the ability to put their logo on the patch. Billboards are an accepted site along the highway, the funds from them could go towards the road maintenance. Or to apply the "freemium" model, perhaps you could pay to travel in special lanes.
As to elections, I don't think you actually understand AnCap. There would be no elections in an AnCap society, because there would be no posts to elect anyone to. AnCap is entirely privately run.
Now here is my issue with your hardline approach to whine people off of welfare services. I agree we would be stronger without them, the problem I have is the intentional perversion of the education and culture that has really brainwashed the populous into this servile state. I have to have some compassion for their situation and realize it is not all their cause and fault (some yes, not all). Also I don't believe "wealth" ie "money" should be the determinate factor on a person worth in society as well. Look where is has gotten us, no where except we have a few extra goodies.
Again, the solutions you propose are the cause of the problems you point out. The government controls education, so of course they produce good little drones. Private education would solve that.