Topic: girl math vs boy math (Read 729 times)

From this story I draw the conclusion that women prefer to enjoy life and buy daily necessities for an attractive appearance, because beauty is a woman's asset in order to get a well-established boyfriend, (showing high class) even though there is a soul mate (god) who regulates , but instinctively women do like the beauty of the form of self-care efforts although it depends on the character of the woman, there are also those who like simplicity.

Men think more because he is the source of future breadwinners for his wife's children in the future, I myself will certainly do with saving crypto like that, because men can be appreciated when they have money regardless of the type of investment. Between men and women there is reciprocity and mutual need.

If two types of people like that get married, give a commitment for the woman to hold the household money as wisely as possible (pisan with the money that will be given for her needs), or save a few percent every month by the man, in my opinion there will be a lack of money if you are used to buying branded goods and good money management will stabilize the investment that is being undertaken.

Overall, everyone likes to invest both men and women as well as their consumptive nature, only different designations and priorities, of course everything that is done there are results and benefits that can be obtained not always in the form of money

while this is true most of the time. but there are so many women/girls who broke this stereotype about girls, and are Good Bitcoiners, Cryto traders and entrepreneurs in crypto. I know many Crypto token projects with women working as CEO, and other roles.
another reason of that could be the unawareness of Bitcoin in majority of girls. otherwise they wouldn't let such gold opportunity and spend their money on fancy shoes and dresses.

I wont say either of you are wrong in that example.   The reason being diversity is a strength, you might well need both.  You are not wrong to save crypto, history shows that better now then the doubts many had a decade ago but even so the volatility in BTC or any crypto is gigantic.  There is a worth to the normal savings, mostly I would state that as flexibility, a reserve or liquidity; if you have fiat bills to pay thats true.    
  I dont imagine it now but BTC can goto 10k and its not a failure exactly, it would be immense pressure some bad change of law a disastrous administration decision I dont know exactly but extremes in price are possible even while unlikely.  In that context diversity is a positive, I dont recommend anyone to be in BTC 100% as that road has been hard in the past and probably the future.  I favor all perspectives tbh as none are absolutely correct or incorrect.

I actually read it as a generalization of how monetary management strategies varies between a girl and a boy.
It's been documented that there is a large gap on number of male and female using and buying crypto and that is due to the nature of how these two gender perceives money.
I'd like to talk about my personal experience. My partner is one of the brightest female I've ever met. We have most of our priorities matching except for how we want our savings be. I want to invest my saving into crypto while she wants to save it on saving account. Tried to convince her that saving is actually loss due to inflation and crypto is the future but she won't listen.

what is one of the biggest time consuming things huge majority of women do after they wake up
..make up/hair.. sorry just a fact

however most investors check the markets when they wake up

mens grooming habits are less then huge majority as first concern when waking up

but again this topic IN THE ECONOMICS category is about economics

there is no single economic strategy that works for all people
different people have different life concerns, income limits, time limits and priorities.
so yes there are different economic philosophies for different demographs. just dont get triggered if one is branded by a gender for a gender and promoted by that gender simply because it mentions the gender.

A bit cliché its more about those who recognize the worth of working assets over whole generations led to believe just spending money makes you rich.  To own something with high utility is how to stay rich after you spend your cash, I wouldn't say its a gender thing exactly.   Same reasoning between whether women can be engineers or whatever practical job, certainly they are capable its just determination and valuing that job and ability over more retail or modern type economy jobs.
   In this scenario, just holding crypto is commodity speculation the criticism could be that the male is more likely to take gambles & is another cliché.



I thought this was relevant, women know your place    (1938)   To be fair its retrospective and they wont even send you a letter now nevermind a nicely illustrated one.#

The irony to that bit of history would be how much in the war within a few years USA production relied on women in factories doing quite heavy work etc.

I am not gonna deny the lack of using the money wisely by women is more common in this modern era but men also comes into the same category, only few have the vision of investing and getting rich all others concentrate on living fancy life style and hook up with girls and buy them everything for one night stands.

I am quite surprised people still have this mindset that women pay more attention to their looks than they do to investments. I don't know what country these people with these mindsets are from but I live in an environment where women are breaking the bars in almost all the industries, competing favourably with their malw counterparts. These generation of women are becoming even more risk tolerant. We still have men between the ages of 18 to 24 who are still drunk in youthful exuberance, they'd rather invest more in their looks than they invest in viable projects.

Good financial management is not just peculiar to one gender, it is something that should be seen from the individual angle. Anyone can be a very bad Financial manager irrespective of their gender.

I think the gender is only being used as an example when comparing one person over the other. Those who buy fancy stuffs I.e. Rolexes can still sell his stuffs later because it was also kind of investment which value can grow over time. Except maybe on some luxuries items like for example a t-shirt, unless it can became vintage soon like the others. If they are willing to buy fancy stuffs, they shouldn't look for bargains, because they can still afford its original price.

But anyway, it's their choice. If they are into items that don't appreciate in value, we can do much about it. Maybe this is the ones that makes them happy? We also have our own, and they don't have a problem with that as well.

So do you just think and assume that a woman's nature is to care for children, wash dishes, wash clothes, cook, sweep and other housework?
Hey bro, a woman's nature is only to give birth and menstruate. Meanwhile, when it comes to housework and caring for children, it is a shared task. In terms of financial management, business investment and career, this is not directly related to gender differences, but rather through education, experience and good financial decisions. Likewise, in terms of investment, this is not related to gender differences, but is related to the individual's own understanding of financial markets, strategy and good risk management.

And regarding responsibility, I think everyone has their own responsibility, both towards themselves and their families.

It is not a problem, but a thing of priorities, and some in my gender will consider investing more in looking good and nice than in investing in Cryptocurrency. There's a massive misinformation that cryptocurrency and things like that are usually for men and women should concern themselves with looking pretty so that they can attract these kinds of men into romantic relationship that may end in marriage. That is how some ladies think, I meet them always in the hair salon and listen to them when they talk for about priorities, only few ladies mention cryptocurrency, or any other kind of investments.

there is no absolute economic math that works for everyone..
each person develops their own for their own standards, reasons, situations, needs
some financially benefit them, some give them guilt free excuse to expense beyond their means

when girls create their own trend and share it. dont get mad if someone mentions "girl" when its a brand girls created for girls

the importance is not to then get triggered by "girl" being mentioned but realise its just another philosophy, invented, used and shared by the very demograph its branded as. but the point is about the economic philosophy not the brand name

According to my personal reasoning, both women and men in terms of good and intelligent financial management, all individuals have the potential to become good, intelligent and responsive money managers regarding their respective financial conditions. It's just that this matter depends on knowledge, understanding and ability in terms of financial literacy, spending policies and wise financial decisions. This ability is not directly related to gender differences, but rather to the individual's education and experience.

Likewise when talking about dealing with an investment or shares. Both women and men have the same capacity in terms of analyzing and managing an investment. In investment, success is more related to a deep understanding of financial markets, strategy and good risk management. It's just that winning cannot be denied, that when making a decision and taking a risk, women tend to need quite a long time to be able to make a decision, compared to men.

the calculation of men and women, especially married women, is clearly different. that's why the finance or accountant department in a company is filled with more women than men.
because the foresight and accuracy of a woman is more handa than a man, that's why HRD prefers women to fill posts in the finance department of their company.
If a married woman is more careful in managing finances so that her husband's income is enough to live well.

there are actually different economic philosophies. there is no single math that works for everyone
some economic philosophies are there to teach good methods.. some are social trends to jokingly give excuses for wasteful spending

they change over time

..
many people think the base financial math philosophy is the golden ratio of ~ (or 30:50:20)
where they say housing should not cost you more then 30% of your income. 50% for other bills/expenses 20% savings/investments

however this number does not work for everyone
those that are poor have a higher housing cost vs income than a rich person
those that are poor have a higher bills cost vs income than a rich person
those that are poor have less spare cash after housing/bills so cant invest as much
..
certain people want to do the 20% save/investing. some want to do the 20% excess luxury spending

some even gamble the 50%+20% bill money on slotmachines/scratchcards/races thinking they are investing in future bigger income from jackpots/wins

While I agree with what you just said, I believe that women are generally not created for these things. They don't have the mindset to think about businesses, investments, finances, and all other stuff. I know that a lot of women do them, and they are pretty good at what they do, but that's a minor percentage of the women population of the globe and even they do it because they are compelled to do it. After all, they either don't have someone who can take care of them and their finances or they want to be independent.

Men are created for such things, their minds are built with the thoughts that they have to work, earn money, do business, and all other things because they know they are the ones who have to provide for their families and take care of them. Men are born with mindsets that are ready to take responsibility by the time they reach a certain age.

Yes, it's true, most men will take bigger risks than women, especially in financial matters, so we can see that men use their money more for whatever they like and that is very different from women who still think about it. If they spend the money, they don't need the item.

If a man's business goes bankrupt, of course they will look for various ways to keep the business they have built so that it continues to run well, while women will give up if the business they are running cannot produce the profits they want. Men must of course have an income that can meet their wife's needs so that they don't leave her because most women will leave their husbands if they are unable to support their wives.

24yo male: "Can buy 4 rolexes, but I'd rather continue to hold crypto and go through my life with a cheap watch for a couple of bucks, never spending crypto".

Crypto should not be an end in itself, but a means to achieve goals. The main thing is to stop in time.

There is no such thing as girlish or boyish math. There is just math. Among men there are also a lot of people who behave like 20yo female you described. The only difference is the junk they waste their money on.

In general, a man has a higher level of courage when it comes to taking risks. And of course, when we start an investment, it won't always be profitable, because there is also something called a risk that could cause us to make a loss. But when it comes to making decisions, men tend to be more extreme and a little hasty in making decisions because they think practically and only judge what they will face. and perhaps this is what causes a man to be able to take a risk, even though the risk is quite high and this is also the pattern that makes the world of business, investment and gambling mostly filled by men.

while a woman's tendency to make decisions requires a lot of time, because they have to consider everything, including the consequences they will get. So maybe this is what causes women to be quite hesitant to take a risk, which makes them quite reluctant to enter the world of business or investment.

they will sell. just at different times.
its like pensions (ill simplify it to just 2 demographs of 20yo buyers vs 67yo sellers)
those already invested who are over 20yo wont touch their funds until they are 67 but they eventually will
the people selling out at 67(+) are selling to new buyers at 20(+)

the next level of understanding is not everyone started at the same time.. their 20th birthday year is different to someone elses 20th birthday year
(each year there are new 20yo starting pensions)
the next level of understanding is not everyone ended at the same time.. their 67th retire age is different to someone elses 67th retire age
(each year there are old people claiming pensions)

next level of understanding
not everyone buys in full or sells out fully in 1 year
the 20-66 drip feed in deposits
the 67-100 drip feed out withdrawals

..
then. for simplification. we get into high school math of supply or demand
in pensions if there is a fertile population, more young than old. then the demand is higher then supply

..
now translate it to bitcoin
there will be buyers of different stages/times
there are already sellers in profit ready to sell at different times

even if when you are invested and holding X years. there are different investors ready to sell at different times
if there are more coins buy demands then coins on market. prices rise