(example people are 20yo in 2020)
20yo female: "i want to have a $10k pair of high heels before im 24yo"
20yo male: "i want to have a $10k rolex before im 24yo"
20yo female: "i found a chinese knock-off heals for $2k, thats like 20% price, so i have $8k FREE money"
20yo male: "i invested $10k in crypto 2020"
21yo female: "i have $8k FREE i can get matching dress and purse and get my hair done and have a spa week(spends $5k) for FREE"
21yo male: "still hoarding crypto"
23yo female: "i have $3k FREE, oops shoes broke. oh inflation puts replacements at $3k, oh well still FREE"
23yo male: "still hoarding crypto"
24yo female: "i have $0k but i have my cheap out of fashion shoes and a smelly used dress i shouldnt wear again"
24yo male: "still hoarding crypto, i could buy 4 rolexes and still have money left"
Nevertheless, I also believe that men will think more about investing than women. In my culture the man has the sole responsibility of taking care of the family, so they have to prepare for this before marrying. Many of them will consider Investing in cryptocurrencies as a means of raising funds to take care of the home. I will also summarize by saying that the habit of investment might influenced by the kind of information that a person is exposed to and not solely a matter of gender.