Topic: GRAYLL [IEO] Simple Automated Investment App Driven by AI & ML - page 5. (Read 7950 times)

There is a popular saying that today’s millionaires have an average of seven income streams, although nobody seems to know exactly where this figure comes from. Despite the mystery, there is unquestionable logic in the idea that the practice of generating wealth benefits from both the stability created by several alternative income streams, and the disentanglement of hours in versus money out. Creating passive sources of income can allow you to create a steady in-flow of capital that allows you greater autonomy with your time. This, in turn, can be used not only to seek greater life enjoyment, but to explore new sources of income, and so a pattern of growth is established!




A diverse and layered wealth-building plan can provide protection when the unexpected occurs — as has been the case for so many during the current Covid-19 pandemic. Should one income stream fail, or indeed you loose your day job all together, you are far less likely to be left without a safety net. Establishing sources of passive income can facilitate a more enjoyable work-life balance, or even early retirement! Of course, many forms of passive income will require ongoing input to some extent, whether in the form of property maintenance, staying abreast of market trends, or keeping your website content up to date. However, pursuing a passive income can mean liberation from the experience of always chasing a wage.




If you have historically only ever ticked the active income box, and haven’t achieved the income you aspire to, perhaps the time has come to re-frame the way that you view money! Consider this: As we move through life, we each are willing to part with our hard-earned cash for something that has meaningful value to us. This may be a product, and experience, or a resource. Shifting towards passive wealth creation means thinking in terms of creating value that others will see worth in, rather than self-limiting with a time-to-money equation.




In order to grow our assets, on a most fundamental level we must follow the simple rule of spending less than we earn. However, adding depth to this rule means topping and tailing it with crucial steps at beginning and end. By establishing passive income at the point of earning, and careful investment at the point of saving, we can give the money within our lives a circular and self-perpetuating function. In this sense, passive income truly may be your golden ticket to wealth creation!

According to Jessica Pryce-Jones, author of Happiness at work, we each spend on average 100,000 hours working over the course of our lifetime. The money we earn, of course, allows us to meet our most fundamental needs, however it also holds the potential to provide us with true life satisfaction. A passive income can reward with the chance to work less, or to simply select the work we do invest time in with greater care. If the prosperity you hope for is not your current experience, why not begin exploring your own unique passive income potential?

---

GRAYLL has a simple vision: to deliver greater access to financial freedom, while forging a climate of curiosity when it comes to the values and lifestyle choices that enable users to live their best lives. The GRAYLL App makes digital investments accessible to anyone — by utilising the latest cutting edge AI technologies. Share our quest to uncover every aspect of what prosperity looks like for people of today, and discover our online community that is collectively sharing information and seeking evolution for the better!

We all dream of accumulating wealth — enough to live the life of our dreams, whether that involves travel, quality time with family, or having the freedom to pursue our interests. Have you ever found yourself feeling frustrated, in this context, that there are only so many hours in the day? What may not have struck you is that there are strategies that can be adopted to uncouple our capacity to earn from our time constraints. If you’ve never come across the concept of passive income before, it is high time to begin viewing wealth accumulation in a different light!




Perhaps the best way to frame what passive income is is by beginning with what it isn’t. Whether you work for an hourly rate, an annual salary, in a freelance capacity, or on commission, if your working life can be defined as a continuing trade of time and action investment in return for money, you are generating an active income. In this sense, you are paid for the work you do, and if you stop working, the money simply stops flowing. In contrast, a passive income is an income derived from something that, once established, generates revenue with little or no ongoing input. It means creating something of value that will deliver a cash reward time and time again, without a proportionate demand of your time.




Examples of what a passive income source might look like are plentiful. Of course, some require an up-front capital investment, and are not without risk — such as purchasing property which is then let or leased, or buying dividend-yielding stocks. Meanwhile others, such as creating digital products ranging from e-books to online courses, or building a website and monetizing traffic with advertising, call for a hefty initial time investment. To give another example, many seek a passive income through affiliate marketing, either on their own website, or on a social media platform. In this case, businesses are willing to pay you a proportion of their sale value when you direct a customer to their site. Ultimately, identifying your perfect passive income strategy means assessing what resources you can leverage for income creation — be it in terms of assets, interests, or skills!

---

GRAYLL has a simple vision: to deliver greater access to financial freedom, while forging a climate of curiosity when it comes to the values and lifestyle choices that enable users to live their best lives. The GRAYLL App makes digital investments accessible to anyone — by utilising the latest cutting edge AI technologies. Share our quest to uncover every aspect of what prosperity looks like for people of today, and discover our online community that is collectively sharing information and seeking evolution for the better!

Not long ago we touched on the scientific findings that we are hardwired for kindness. For example when we comfort another in distress, pleasure centres within our brain light up, releasing dopamine and oxytocin. Dopamine creates a sense of pleasure and reward, as provided by activities such as eating, shopping, or sex. Oxytocin, known affectionately as “the cuddle hormone”, plays the role of making us feel secure and connected. The same can be said of giving generously, either to people we know, through direct volunteering, or even through monetary donation — even though we may never witness the results of our altruism. A 2017 study from the Women’s Philanthropy Institute found that the greater percentage a household gives of it’s income, the higher sense of life satisfaction householders will experience.

A study reported by Rush found that when those suffering from heart disease pursued spending time helping others, their risk of heart attack dropped. Another linked giving to a lower overall risk of mortality. Meanwhile, research published in the Oxford Journal, The Gerontologist, revealed that those who practice generosity experience lower rates of depression. Findings from the International Journal of Psychophysiology and Stony Brook University indicate that giving also correlates with lower blood pressure and reduced stress levels, respectively.




Some suggest that the psychological and physical benefits of giving lead us to not only greater happiness, but greater productivity. Just as those on the receiving end of generosity experience a benefit, so too does the giver, and the community within which the giver exists. If a culture of generosity is on the rise, then stepping into the wave and becoming part of an altruistic movement seems to be a course worth taking. The good news is that, while we may not have the means to give generously today, we can reap the same benefits simply by giving a little — whether it’s helping a friend, or volunteering with a charity; giving $10 a month, or $10,000 a month: the effects can be equally transformative. With this in mind, why not incorporate the act of giving into your budget — either physically or financially — and experience these rewards for yourself.




Take advantage of an App that will grow your wealth without the need for more screen time. GRAYLL taps into the vast processing power of Artificial Intelligence within this easy to use App — allowing you to invest and grow your capital, of any amount, with no expert knowledge or time commitment required. AI driven algorithms will steer you through effortless investments, with astounding accuracy, unfettered by human biases. The drive behind GRAYLL is to make next-generation financial freedom accessible to everyone — liberating users to enjoy a richer life experience, and allowing us increased opportunity to practice generosity, and the many rewards it has to offer.

 

So far, the year 2020 has been turbulent for many of us. Between the devastating economic impact of the Coronavirus, a fresh wave of civil rights protest — most notably within the Black Lives Matter movement — and the continuing plight of refugees around the world, many of us are acutely aware of the needs of others. Even more so if we have found ourselves delving deeper than usual into contemplation, under lockdown. If you have been asking yourself how you can help, or whether your budget can stretch to accommodate greater charitable giving, recent research indicates that these are not questions to allow to fall by the wayside. Indeed, it would seem that the benefits of giving extend far beyond the receiver. Actively practising generosity holds the power to enhance your health, benefit the community at large, and — counter-intuitively — even increase your wealth in the long term.




These days it feels as if the most wealthy among us are in contest to prove their philanthropic spirit. The Oxford Dictionary describes philanthropists as “A person who seeks to promote the welfare of others, especially by the generous donation of money to good causes”, which sounds like the makings of a noble title indeed. Perhaps the most famous of today’s philanthropists is Bill Gates, who is thought to have donated almost $50 billion dollars to charitable causes in his lifetime, including efforts through the Bill and Melinda Gates Foundation, which was founded in 2000, to “improve the quality of life for individuals around the world.”


Other notable givers very much in the public eye include Warren Buffet, who has given more than $46 billion dollars to charity since the turn of the Millennium, and self-made celebrity Oprah, who has donated millions through her Oprah Winfrey Charitable Foundation, the Angel Network and the Oprah Winfrey Leadership Academy Foundation. Some in the limelight prefer to keep their generosity quiet, such as pop culture icon Nicki Minaj, who has been donating to Indian villages for years without mentioning it to her fans.

Simultaneously, the generosity of some may seem surprising — and counter to their public image. Mark Zuckerberg of Facebook is perhaps known best for the scandals surrounding the social media platform, in relation to data misuse, such as during the Cambridge Analytica scandal, and more recently the advertisers boycott over the platform’s handling of hate speech, which is estimated to have lost Zuckerberg $7 billion dollars. Despite such negative attention, many remain unaware that Zuckerberg and his wife Priscilla Chan have pledged to give away 99% of their wealth to charitable causes over the course of their lifetimes. Currently, that figure sits at around $46 billion dollars, which is no small contribution.

 

---

GRAYLL has a simple vision: to deliver greater access to financial freedom, while forging a climate of curiosity when it comes to the values and lifestyle choices that enable users to live their best lives. The GRAYLL App makes digital investments accessible to anyone — by utilising the latest cutting edge AI technologies. Share our quest to uncover every aspect of what prosperity looks like for people of today, and discover our online community that is collectively sharing information and seeking evolution for the better!

Scientific study describes the mere-exposure effect, a phenomena by which we develop a preference for things, simply because we are often exposed to them. Knowing that what we see every day can permeate subliminally, perhaps it’s worth giving careful thought to the icons that fill our public spaces. As we grapple with what recognizing barbaric acts of the past means for our future, we can also reflect on the illusory truth effect, by which we have the tendency to believe false information to be correct if we hear it enough times.

Today, we understand the flaws of human thinking better than ever. We can either allow this knowledge to be harnessed for modern misdeeds, or we can use our understanding to build a more constructive future. As discussions take place about replacing felled statues with new ones of Prince or Dolly Parton, some might roll their eyes, but are these not greater influencers of current culture? If not celebrities, who do we want our future icons to be — whose presence on plinths with give the most to, and represent the best of, our societies?




In Belgium, the dropping statues are those of King Leopold II, a man once reinvented in the history books as the “Builder King”. Today his legacy’s rosy shroud has been removed, and he is recognized as a rampant paedophile whose reign in Congo saw the violent murder of some 10 million people. The director of the Africa Museum in Tervuren has received many requests to take the fallen statues, but is resisting for fear of creating an monument to monstrosity. When questioned, he said “I could maybe take a few of these statues here and make some kind of contemporary art out of them”.

In parallel, internationally renowned and yet tantalizingly anonymous Bristolian artist Banksy suggested resurrecting the statue of Edward Colston at a jaunty angle, and adding further characters to the artwork in the act of tearing it down — forever in memoriam. There seems to be merit in keeping the artistic works that we no longer deem worthy of the public sphere, as part of our historic record, but maybe it’s not such a loss if we don’t have space for all of them. Perhaps too, the transformation of old relics into modern art installations is another sign on cultural evolution — maybe this is exactly the kind of expression that our current era needs.




f we are to move past the injustices of history, we not only need to make united gestures of recognition for those who were oppressed, but also to make peace with the reality that many were complicit without ill intention, or fundamental understanding. Simply because the lines of acceptability have moved since a century ago, a decade ago, or even yesterday, doesn’t mean we have to sit in paralysis, afraid of moving forwards. This is where the ego can be released — it’s not about you or me, beyond the actions that we will take on the road ahead. It’s about evolution. It’s time to shake off some of history’s shackles, look back from a new contemporary mindset, and look forward with a focus for how we can unite in prosperity.





GRAYLL has a simple vision: to deliver greater access to financial freedom, while forging a climate of curiosity when it comes to the values and lifestyle choices that enable users to live their best lives. The GRAYLL App makes digital investments accessible to anyone — by utilising the latest cutting edge AI technologies. Share our quest to uncover every aspect of what prosperity looks like for people of today, and discover our online community that is collectively sharing information and seeking evolution for the better!

What does it mean to see statues coming down, and how should we feel about it? Whether you’re a history buff, or reluctant victim of school trips, you can likely recall the sensation of walking through a room filled with statues. As beautiful as they may be, each was once made in the image of hero or a tyrant, or someone a little more complex and true to human nature — whether mortal or deity — inhabiting a place upon the sliding scale in between. Now, in 2020, the toppling of statues has entered the arena of public debate perhaps more than ever before. Heated protest meets counter protest, over a myriad of issues, including the destined fate of many a cast or carved historical figurehead.

Whether applauding, or incensed — or maybe just a little uneasy — many forget that the unseating of statues is nothing new. For as long as we’ve been erecting them, we have also been tearing them down, from Medieval Christians wrecking the relics on Ancient Rome, to conquering Spaniards demolishing Aztec and Incan masterpieces. Sometimes the practice reflects a rewriting of history, while at others it reflects an increased reverence for it. As the current wave of defaced and nose-diving monuments meet their various fates, perhaps it is time to lift ego from the equation, and instead consider the value of experiencing our society collectively evolve.




The swell of the Black Lives Matter protest had it’s straw and camel moment in the United States with the death of George Floyd, so perhaps it’s fitting to reflect back on one of the earliest known statue oustings of the so-called land of liberty. Back in 1776, only a few short days after the signing of the Declaration of Independence, soldiers and civilians famously tore down a gilt statue of Britain’s King George III, right in the heart of Manhattan. As the USA was born, a statue met it’s demise, and so the course of human evolution continued.

The toppling of certain statues arrive at a pivotal moment, such as that of Hungarian dictator Joseph Stalin in the 1956 revolution, or of Saddam Hussein after the US invasion in 2003. Others mark the tragic destruction of something ancient, such as the centuries old giant Buddha statues in Afghanistan, destroyed by the Taliban in 2001, or the recent lost monuments of Palmyra, Syria, at the hands of the Islamic State. Others yet, represent a lingering poignancy — the correcting of history miss-told, or the removal of symbols of long standing injustice. Imagine the felling of British politician Cecil Rhodes in Zimbabwe — formerly known as Rhodesia, or the thousands of Lenin statues recently painted or smashed across the Ukraine.




We seem to hold onto ties between our sense of identity, and the rose-tinting of the past, and to struggle with being objective when history books are edited for accuracy. We forget that the job of historians is to seek greater clarity, and tease the truth out from underneath each era’s propaganda. When young Bristolians rolled the statue of slaver Edward Colston down a hill and into Bristol’s Harbour, far from erasing the history of Colston’s action, they gave him greater notoriety than ever before.

As Londoners turn their eyes to statues of Winston Churchill, their actions don’t erase the reality that this was the man at the helm when the Nazis were defeated, but rather reflect the sad truth that his colonial policies led to the last famine in Bengal in 1943, in which some three million “beastly people”, as he described Bengalis, lost their lives. There can be no sugar coating of the devastation laid upon many a culture by colonialism, and in today’s time of accessible information, the moment has come to look back with clarity, and skip the habit of sweeping unsavoury truths under the carpet.

---

GRAYLL has a simple vision: to deliver greater access to financial freedom, while forging a climate of curiosity when it comes to the values and lifestyle choices that enable users to live their best lives. The GRAYLL App makes digital investments accessible to anyone — by utilising the latest cutting edge AI technologies. Share our quest to uncover every aspect of what prosperity looks like for people of today, and discover our online community that is collectively sharing information and seeking evolution for the better!