Ahh, a lot of great advices in here from you guys
This was very useful.
I always pay my bills first and then set a side around around 200 each month. I try not to spend money on stuff I don't actually need.
It's always good to have some backup money, just incase something happens
Topic: How to save money. - page 121. (Read 345824 times)
Saving money is important and many people are dont know how to save many, there only one I rule in saving that I know, discipline on how to spend your money,, he you have that I think you can save money.
in fact many people who know how to save money, but why they were still wasteful and spend moneySaving money is important and many people are dont know how to save many, there only one I rule in saving that I know, discipline on how to spend your money,, he you have that I think you can save money.
in fact many people who know how to save money, but why they were still wasteful and spend money 
as for me setting aside $15 a month for short term savings goals,it such as $150 over a year. and setting aside about %20 from my wage for long term savings. Always take advantage of discounts, compare the price before purchase it such a good plan
also I do, I set aside 10% of my salary for savings, but sometimes when already collected a lot, this hands itch to take the money and spend it, so it's rather difficult to savemay need iron box to save money
Saving money is important and many people are dont know how to save many, there only one I rule in saving that I know, discipline on how to spend your money,, he you have that I think you can save money.
Good money management tips. For example, it is not a wise decision to make a purchase if there is a need. To save a large share of your income and it is better to buy something only when you really need it.
That is a very good advice. I have followed the advice all my life. I do not buy things if I do not need them. This is my principle.
This is my first post. Please do respect
My post intention is to help readers to save their money.
Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .
The 1st way : cash reserves- medical insurance, retirement, life insurance and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .
The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.
Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
Thank you .
My post intention is to help readers to save their money.
Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .
The 1st way : cash reserves- medical insurance, retirement, life insurance and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .
The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.
Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
Thank you .
now my salary only ~$145/month
and i get from online earning ~$100 - $150
i save $30/month , after i see your story , i think i will save ~$100 every month
Thank's fo your explanation about save money
as for me setting aside $15 a month for short term savings goals,it such as $150 over a year. and setting aside about %20 from my wage for long term savings. Always take advantage of discounts, compare the price before purchase it such a good plan
also I do, I set aside 10% of my salary for savings, but sometimes when already collected a lot, this hands itch to take the money and spend it, so it's rather difficult to save
Good money management tips. For example, it is not a wise decision to make a purchase if there is a need. To save a large share of your income and it is better to buy something only when you really need it.
as for me setting aside $15 a month for short term savings goals,it such as $150 over a year. and setting aside about %20 from my wage for long term savings. Always take advantage of discounts, compare the price before purchase it such a good plan
also I do, I set aside 10% of my salary for savings, but sometimes when already collected a lot, this hands itch to take the money and spend it, so it's rather difficult to save 
Save money by taking 10% of your earnings (and if not try $1 every payday) and put them safe in a secure deposit box, or you can invest in on Bitcoin (as price is going up) and put it on a paper wallet and just forget about it. After a couple of years, go back and your profits will grow even more. Just my opinion. 
as for me setting aside $15 a month for short term savings goals,it such as $150 over a year. and setting aside about %20 from my wage for long term savings. Always take advantage of discounts, compare the price before purchase it such a good plan
i'm finding all good tips in this thread, bookmarking this. thank you all for the advises and tips on how to save money.
My list got over 30 sites.
My list got over 30 sites.
I've never come across this thread: I took twenty minutes reading the most interesting advices.
Thanks to all who contributed. If it was for me this should be a sticky post.
I'll try to save a 10% as a start. Now I will study what are the best choices.
Well done op!
Thanks to all who contributed. If it was for me this should be a sticky post.
I'll try to save a 10% as a start. Now I will study what are the best choices.
Well done op!
Great idea!
I've never come across this thread: It took twenty minutes reading the most interesting advices.
Thanks to all who contributed. If it was for me this should be a sticky post.
I'll try to save a 10% as a start. Now I will study what are the best choices.
Well done op!
Thanks to all who contributed. If it was for me this should be a sticky post.
I'll try to save a 10% as a start. Now I will study what are the best choices.
Well done op!
Nice, this good advice for people who are always spending money and never keeping any.
Saving money really makes no sense at the moment. They are starting to charge you money to save instead of give interest now. Plus a year from now you can buy less with your savings then you could now.
Outside of that saving money is depressing, why deny yourself things all the time. Just make sure you make more money then you spend. That way you don't have to care about your spending patern and you have money left over without constantly telling yourself you are not worth buying what it is that you want because you are not able to provide what is nescesary.
Either spend it or invest in something with a decent return.
Working on making more always trumps working on saving more. It's the more benneficial thing to do.
Outside of that saving money is depressing, why deny yourself things all the time. Just make sure you make more money then you spend. That way you don't have to care about your spending patern and you have money left over without constantly telling yourself you are not worth buying what it is that you want because you are not able to provide what is nescesary.
Either spend it or invest in something with a decent return.
Working on making more always trumps working on saving more. It's the more benneficial thing to do.
Guys, here's a great piece of advice that can help you SAVE A LOT OF MONEY. Whenever you see something for sale (especially on the Internet) and feel the urge to buy it, just stop and wait a week: after this period, if your desire to own it is still strong, go ahead with your purchase, but I can assure that most of the times you won't feel like spending money on it.
you only wait for the time when the price of your desire gadgets or stuff goes down, but you will but it, its better to control yourself to not to buy those new gadgets or things that you only spend your savings.The secret is not to buy when you're overexcited about something: that will let you see only the upsides of your purchase.
good post...
but it all depends on people point of view and what they need in life, compared to what they want.
you are right, if pov is saving money at all costs.
but it all depends on people point of view and what they need in life, compared to what they want.
you are right, if pov is saving money at all costs.
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