Topic: How to save money. - page 118. (Read 345783 times)

I totally agree with you that in order to save money we should stay out of debt and dump those credit cards.

Spend within the budget and don't go beyond. Learn to budget wisely so that there'll be savings for the rainy days.

Saving money could be achieved by staying out of debts, avoiding credit cards (use only debit cards), only request a loan when it is necessary (and make sure you would be able to pay it back before taking it) and by cutting down your expenses on things you don't need to spend money to. Just my opinion 

Currently in our country all going very depressed just because of corrupt politicians and wagers are not good enough to save money most of peoples going down day by day because all going out of range for them just because of this I don't thing I can give any good and positive tip for save money

Sir, even if your are not here in forum. Someday you need to set your mind to save because if it is not you can't buy things that is to expensive. Someday you will realize everything you waste on the past. And in the present you will compute every money that you waste. Cheers sir and goodluck

I wish I could help you saving money. But I just waste my money in no time.

But I am greatfull for this answer what they have some nice tricks to save money.

I can learn also there methods.

One way to save money is to avoid bad debt. While some are on the camp of avoid debt like the plague, personally I believe that there are some debt that cannot be avoided but you still need to be very careful

How to save money? mmm just only pay wat you really need and waht u need to pay.

Ans all other money just save it.

When I was studying, I was saving money on public transport tickets - you know what i mean I stopped to save in this way, after when came home bill for travelling without a ticket. 

Yeah many tips in here, You know, to save money is very difficult, although they had a lot of tips, but the run is more difficult than talking

Eventhough there are lots of tips here about saving money, still if one doesn't know what he's up to then no savings will happen.

I know the incident, when we live in an area that the minimum wage remains low
sometimes we have to go into debt to make ends meet,
no time to save money

I think in poor countries is more about earning more than reducing expenses. Do things or learn skills people need, a relatively easy one is to learn how to make websites or repair/setup computers. In less developed areas this kind of skills can be highly valued especially if most people don't know how to do it.

Instead of doing useless stuff on the internet, learn valuable skill.

That is good advice to the people living in USA. In other countries, the take home salary barely supports the basic living needs. People do not have holiday, do not stay in hotels. If they have to stay hotel, it is usually the cheap ones.

Nope friend, where ever you are, Just try to reduce your extra expenses like mobile recharges, unnecessary shopping, hotel expenses,travel expenses and etc... try to find a perfect job for you with good extra benefits that also will help you..Just try these things if suitable for you. 

if health is not the desire, this is a requirement, you must provide a specific budget for your health,
I do not count the cost of the output if it is for health

Good advice!
Keep a ledger of our expense, so we know where the money goes.
And do not spend much "small money" in snack/drink because it gonna be a Big money at the end of a month.

I've read about 13 pages of replies so far... good stuff. I really appreciate some people laying out what they've done long-term for years and how it's going for them.

My advice:

Keep a ledger of your expenses, and go over your spending habits. This is very easy to do with banking statements, or for those who use cash just receipts or a memo book. You may not want to try to save every penny, because really your time is worth more than what you'll save, but maybe you'll find patterns.

For example, if every time you go to a certain city you eat at a specific restaurant because you like the food, maybe next time go try another place, you can see a lot of place's menus online nowdays and see if you'll save money or not in a few minutes, otherwise see if you can pick up a menu.

If you buy a bag of chips every payday when you're cashing your paycheck, look into having your wages direct deposited into a bank account.

When you buy a drink every time you stop for gas because you like the cashier, ask her out already and save that money for a date. 

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More advice:

1. If you have even a modicum of talent in the area, please learn to cook. It will save you a lot of money and your life will also be more fulfilled. : )
2. Have more than just one primary source of income. This could even be just helping friends sometimes with their computer for some cash.
3. Help your friends and family who aren't good with money. They will appreciate it and it gives you experience for your own.

If you can distinguish between desires and needs, you can do saving more than usual.
Anyway my family always said, if you do savings by delay your desires then it's honourable.
But do not more concerned about saving than your own health. Health is your wealth.

These are all good advices but you can't save up all your money

Sure you can save up and have a really good nice buffer but to what extend?

In today's society we HAVE to spend money and we have to work to get that money

thank's for your suggestion
i will think again before buy car and apartement,

maybe i will save my money and buy car after my saving money enough to buy car