When you are saving money in a bank, you are investing already since it may grow at a certain percentage on a yearly basis. However, this percentage is so low, maybe 1%, 2% or whatever. So it is best to invest your money elsewhere. Investing in gold or real estate may be the best option here since you may gain much profit from here. Online investing is too risky and many scammers are all around the internet that will give baits such as very big interest rates that will make people invest on the spot. Just keep in mind that you should be very aware and very cautious when engaging in an investment.