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Topic: Is it better to save money or invest it? - page 686. (Read 1181232 times)

sr. member
Activity: 434
Merit: 250
Well the odds of investing is probably slim to most people to begin with.

Unless you have been working 40 years for a company, and have something setup plus you have a frugal lifestyle.
hero member
Activity: 560
Merit: 500
depends on your age.  If you are young you should diversify your investments and consider some high risk investments.  As you get older you should be more conservative with your investments and have lower risk.

Always keep an eye on what's in the news.  Observe the peaks and valleys and buy in the valleys and sell in the peaks.  Safe investing is a way of saving and making your money work for you but sometimes an interest bearing account is an important part of your investment portfolio.
banks offer a program to pay  for 25 years to benefict .Soo make a safe investment the risky will lead in loss, maybe a profit, soo my advice when young i mean 15 years or 20 age, start think ,when you will get older and your body wont be the same you have now... i made those program called private pension  i made it for my wife and my two child they both have less than 10 years old soo they will get the benefict under 35 years... soo this is investment that will save money in the middle future
member
Activity: 72
Merit: 10
Investing it in a secured place like bank and living off with the interest is one of the best ways. But if you like to live your life dangerously, you can invest it.
hero member
Activity: 506
Merit: 500
depends on your age.  If you are young you should diversify your investments and consider some high risk investments.  As you get older you should be more conservative with your investments and have lower risk.

it depends also if you are rich or semi rich, because if you are poor you can't do nothing no matter what, you need your little money to survive, the first cases instead can go ahead and start investing like crazy, in any kind of asset even dangerous one

the one that actually don't know how to save money are actually the rich guy non the poor

Exactly If your income is average then there is hardly you can invest it in. The basic thing comes to saving as you don't have that great income your salary would be spend in basic stuffs that are essential for living and you cannot afford to think of investment at that particular point.
sr. member
Activity: 315
Merit: 250
Savings or investment depends on the need of the individual. Savings is good for contingent situations as you can use it for any unforseen circumstances but savings will make your money idle While investment can go two way, either you make profit on the investment or loss. But investment with good feasibility studies and critical analysis should reduce the risk of losing money

But the thing is how can you invest the money without saving it? I mean you need capital to invest and a average person whose income is not that high how can he invest on the spot. He needs to save first and then go for the investment so basically saving is a primary concern.
hero member
Activity: 966
Merit: 501
Investing money instead of saving is really a good idea. In saving we can not make our money big but in investment we make huge money in just few hours. I will prefer everyone to invest money instead of saving. I have invested my half money in properties. I find this business really beneficial for me.

R u kidding me??? How the hell can you make huge money in few hours by investing it?? Are you talking about the gambling or betting over the internet??? so that you can earn huge money in few hours??? Investment is for the future purposes and how can you expect that your investment will give you huge amount of money in few hours???
newbie
Activity: 56
Merit: 0
I need to sign up for that bank. I get free money and have no risk whatsoever? Or is it the bank of ponzi?
sr. member
Activity: 364
Merit: 252
Is it better to save money in bank or invest it online, in real estate or maybe gold?

BUY GOLD AND BITCOIN INVEST TO THE FUTURE OF MONEY
don't invest on dollar or EU

im start buy Bitcoin in rate 160$ and sell it on 300$ that very high profit for me
in Bank i get only 3-5% interest permonth
in Bitcoin i can get 15-20% per month


What bank are you referring to that pays 3-5% interest per month???

Are you saying that you can get 36-48% annually in interest from your bank account?

Where I'm from, it's difficult to get more than 1.5% per year from a bank.
legendary
Activity: 2660
Merit: 1141
Savings or investment depends on the need of the individual. Savings is good for contingent situations as you can use it for any unforseen circumstances but savings will make your money idle While investment can go two way, either you make profit on the investment or loss. But investment with good feasibility studies and critical analysis should reduce the risk of losing money

You can save or invest money, but the main point is you can't invest all of money you have, since it is so risky and you can lose it anytime if you can't do investment wisely. You must separated the money to two ways:
1. Money for your living by save it in the Bank
2. Money for your investment
If you lose your money on investment, at least you still have money for your living.
sr. member
Activity: 1148
Merit: 252
Undeads.com - P2E Runner Game
Investing money instead of saving is really a good idea. In saving we can not make our money big but in investment we make huge money in just few hours. I will prefer everyone to invest money instead of saving. I have invested my half money in properties. I find this business really beneficial for me.
yeah and that investment failed your money will loss. But its better to invest than saving.

It is always about net balance, if you are better of in net, then its worth it, if not then you will lose in long term.
sr. member
Activity: 490
Merit: 255
Investing money instead of saving is really a good idea. In saving we can not make our money big but in investment we make huge money in just few hours. I will prefer everyone to invest money instead of saving. I have invested my half money in properties. I find this business really beneficial for me.
yeah and that investment failed your money will loss. But its better to invest than saving.
newbie
Activity: 56
Merit: 0
Savings or investment depends on the need of the individual. Savings is good for contingent situations as you can use it for any unforseen circumstances but savings will make your money idle While investment can go two way, either you make profit on the investment or loss. But investment with good feasibility studies and critical analysis should reduce the risk of losing money
newbie
Activity: 1
Merit: 0
Investing money instead of saving is really a good idea. In saving we can not make our money big but in investment we make huge money in just few hours. I will prefer everyone to invest money instead of saving. I have invested my half money in properties. I find this business really beneficial for me.
legendary
Activity: 2982
Merit: 1506
Pie Baking Contest: https://tinyurl.com/2s3z6dee
depends on your age.  If you are young you should diversify your investments and consider some high risk investments.  As you get older you should be more conservative with your investments and have lower risk.

it depends also if you are rich or semi rich, because if you are poor you can't do nothing no matter what, you need your little money to survive, the first cases instead can go ahead and start investing like crazy, in any kind of asset even dangerous one

the one that actually don't know how to save money are actually the rich guy non the poor

I think people get rich because of their investment in past. If they don't know how to invest money, I guess they are semi rich, that trying to get rich in future.
legendary
Activity: 3248
Merit: 1070
depends on your age.  If you are young you should diversify your investments and consider some high risk investments.  As you get older you should be more conservative with your investments and have lower risk.

it depends also if you are rich or semi rich, because if you are poor you can't do nothing no matter what, you need your little money to survive, the first cases instead can go ahead and start investing like crazy, in any kind of asset even dangerous one

the one that actually don't know how to save money are actually the rich guy non the poor
sr. member
Activity: 252
Merit: 250
Look My eyes
Is it better to save money in bank or invest it online, in real estate or maybe gold?

BUY GOLD AND BITCOIN INVEST TO THE FUTURE OF MONEY
don't invest on dollar or EU

im start buy Bitcoin in rate 160$ and sell it on 300$ that very high profit for me
in Bank i get only 3-5% interest permonth
in Bitcoin i can get 15-20% per month
legendary
Activity: 2296
Merit: 1031
depends on your age.  If you are young you should diversify your investments and consider some high risk investments.  As you get older you should be more conservative with your investments and have lower risk.

Always keep an eye on what's in the news.  Observe the peaks and valleys and buy in the valleys and sell in the peaks.  Safe investing is a way of saving and making your money work for you but sometimes an interest bearing account is an important part of your investment portfolio.
hero member
Activity: 560
Merit: 500
well the best option is keep the money on real banks... moove into bitcoin will take some risk since we dont know how much can a btc worth on the end of the year looks its stable at 200 250 dollars but can easy jump ad down from night to day but i can say i believe this price will stand till this end of year ,even when some people said the btc can return into the 600 dollars and above mark but im pretty sure wont happen in the next years ... but may happen as every day a btc mined ,is shares and several transactions daily soo btc is going out slowly
legendary
Activity: 2562
Merit: 1414
i guess the only others option is too invest in those risky HYIP/ponzi, and hope to exit at the best time without losing anything, i don't see many oithers alternative, and there aren't without risk

Its not even an investment to begin with, it is basically surrendering your money to those thief if you are putting in your money into HYIP while there are still tons of other investments available and thats basically stealing from someone else

Bad idea, you dont try to double up what you invest in this case but more likely consider each investment to have an exit plan instead. The simple rules will be

Code:
get investment -> get a profit -> exit -> repeat the process

Otherwise you will be swimming in delusion of constantly wanting to get a big chunk of money without even getting an actuall profit for your investment because every investment got its own risk, you might not always get a profit but maybe a loss instead


i agree with this, the only problem is when is the correct time to exit, you will learn it by losing, at least at the beginning

There is no "correct" time to exit this. Basically anytime you got a slight profit about 1 % then that would already be the best time for you to exit thus in theory people are always willing to stay up longer in hope to get much more which actually ends up burning themselves instead.
Thus Of course with a solid investment such as gold and/or real estate / BTC people tend to stay much longer though since it is meant to stay as a long term investment

You cannot live off long term investments only. The best way to is to combine both. Try to profit from whatever, including pumps from shitcoins, in order to beat the time/money axis and improve your long term investment (the more BTC you have the better for the long term view).
-snip-

Actually I dont mention anything about living from long term investment only but I do encourage people to make an exit way as soon as possible for the better outcome if you check my post there.

Code:
get investment -> get a profit -> exit -> repeat the process

Also that it is not about profitting in other part of thing to beat the time axis for your long term investment but this is a thread about wether to save or invest it though so there is only two options between saving and/or investing

P.S : "playing" with shitcoins is dangerous if you dont know things about it Smiley
legendary
Activity: 1610
Merit: 1183
i guess the only others option is too invest in those risky HYIP/ponzi, and hope to exit at the best time without losing anything, i don't see many oithers alternative, and there aren't without risk

Its not even an investment to begin with, it is basically surrendering your money to those thief if you are putting in your money into HYIP while there are still tons of other investments available and thats basically stealing from someone else

Bad idea, you dont try to double up what you invest in this case but more likely consider each investment to have an exit plan instead. The simple rules will be

Code:
get investment -> get a profit -> exit -> repeat the process

Otherwise you will be swimming in delusion of constantly wanting to get a big chunk of money without even getting an actuall profit for your investment because every investment got its own risk, you might not always get a profit but maybe a loss instead


i agree with this, the only problem is when is the correct time to exit, you will learn it by losing, at least at the beginning

There is no "correct" time to exit this. Basically anytime you got a slight profit about 1 % then that would already be the best time for you to exit thus in theory people are always willing to stay up longer in hope to get much more which actually ends up burning themselves instead.
Thus Of course with a solid investment such as gold and/or real estate / BTC people tend to stay much longer though since it is meant to stay as a long term investment

You cannot live off long term investments only. The best way to is to combine both. Try to profit from whatever, including pumps from shitcoins, in order to beat the time/money axis and improve your long term investment (the more BTC you have the better for the long term view).
Only when you have a decent amount in your "long term investment bucket" you can leave it resting without touching it. I would say about 10.000 USD is a solid figure to work with long term. Warren Buffet turned his 10.000 USD initial investment into 100.000K in a decade for the Washington Post shares. Similarly, one could have 10K in current BTC price and wait for your goal price. I think with a current 10K investment in BTC, 100K is doable in 10 years if all things go as planned.
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