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Topic: [LIST] Free EU bank accounts that you can be opened directly online - page 7. (Read 64495 times)

newbie
Activity: 1
Merit: 0
Well, updating. They answered in support chat that remaining funds will be transferred within few business days. I wouldn't say that there were a lot of big transfers. Rather many small transfers 100-200 Eur and few bigger 1000-2000 Eur.
newbie
Activity: 2
Merit: 0
Bunq closed my account and asked to provide Iban to transfer my remaining funds there. Does anybody know how long to wait from them to be it done? Support not answering.

What do you think caused them to close your account? Were you receiving/sending a lot of large transfers?
copper member
Activity: 2828
Merit: 4065
Top Crypto Casino
Bunq closed my account and asked to provide Iban to transfer my remaining funds there. Does anybody know how long to wait from them to be it done? Support not answering.

They won't answer you. You're not considered as a customer anymore, just a user to 'delete' from the database soon. Your bank account number doesn't exist anymore. I don't know very well Bunq but in the best case, it will take a week, 1 month at max if you forget to give an IBAN or something like that. They don't like to wait for a lot in such case.
newbie
Activity: 1
Merit: 0
Bunq closed my account and asked to provide Iban to transfer my remaining funds there. Does anybody know how long to wait from them to be it done? Support not answering.
newbie
Activity: 8
Merit: 0
Thanks... I wonder is there ANY bank that its crypto friendly in Europe?? I opened a Bitwala and a Fidor account but I read same reviews (although much much less) to N26..

I dont get it. I only use it with coinbase FFS
copper member
Activity: 2828
Merit: 4065
Top Crypto Casino
N26 closed my account without warning after almost a year using them. They provided no warning and they dont respond to chat (they close it immediately!). They said I can use my account normally for two weeks (after two weeks my account would be closed) to withdraw my funds but thats false. Debit card blocked and I cannot make any transfers. Mid 5 figures stuck there. They said to provide them with an IBAN to transfer my money to. I did and its been almost a week and no money..

They cannot give me a timeframe.

I used my account with coinbase ONLY. Its 100% crypto related and if you search the net you will find MANY cases like mine (https://twitter.com/n26/status/1131188669598064650
 https://twitter.com/N26Failure).

Stay away - you have been warned.

N26 randomly closes accounts, once asked they point users to their TOS (which literally says they can close your account at any time at their own discretion). The European banks have to give customers a deadline to leave, which is your case. Right now it's normal that you haven't received anything. It can take up to a month to receive the remaining funds and in your case, you will get the funds after the 2 week period.

Are you sure I will get my funds back? I have read countless posts in twitter with guys that are waiting their money months after and N26 simply ignores them.. do you have any suggestion to speed things up?

Perhaps because N26 asked them to provide evidence for where their money comes from before to release and they were unable to provide any. But legally it does not have the right to hold the funds indefinitely, especially in the circumstances where the customer account is closed. (different than suspended)
Currently, you don't really have any possibility to speed up your case. Only once the delay of at least 2 weeks (or even a month) then you will have to turn to a consumer agency or a bank mediator.
newbie
Activity: 8
Merit: 0
N26 closed my account without warning after almost a year using them. They provided no warning and they dont respond to chat (they close it immediately!). They said I can use my account normally for two weeks (after two weeks my account would be closed) to withdraw my funds but thats false. Debit card blocked and I cannot make any transfers. Mid 5 figures stuck there. They said to provide them with an IBAN to transfer my money to. I did and its been almost a week and no money..

They cannot give me a timeframe.

I used my account with coinbase ONLY. Its 100% crypto related and if you search the net you will find MANY cases like mine (https://twitter.com/n26/status/1131188669598064650
 https://twitter.com/N26Failure).

Stay away - you have been warned.

N26 randomly closes accounts, once asked they point users to their TOS (which literally says they can close your account at any time at their own discretion). The European banks have to give customers a deadline to leave, which is your case. Right now it's normal that you haven't received anything. It can take up to a month to receive the remaining funds and in your case, you will get the funds after the 2 week period.

Are you sure I will get my funds back? I have read countless posts in twitter with guys that are waiting their money months after and N26 simply ignores them.. do you have any suggestion to speed things up?
copper member
Activity: 2828
Merit: 4065
Top Crypto Casino
N26 closed my account without warning after almost a year using them. They provided no warning and they dont respond to chat (they close it immediately!). They said I can use my account normally for two weeks (after two weeks my account would be closed) to withdraw my funds but thats false. Debit card blocked and I cannot make any transfers. Mid 5 figures stuck there. They said to provide them with an IBAN to transfer my money to. I did and its been almost a week and no money..

They cannot give me a timeframe.

I used my account with coinbase ONLY. Its 100% crypto related and if you search the net you will find MANY cases like mine (https://twitter.com/n26/status/1131188669598064650
 https://twitter.com/N26Failure).

Stay away - you have been warned.

N26 randomly closes accounts, once asked they point users to their TOS (which literally says they can close your account at any time at their own discretion). The European banks have to give customers a deadline to leave, which is your case. Right now it's normal that you haven't received anything. It can take up to a month to receive the remaining funds and in your case, you will get the funds after the 2 week period.
newbie
Activity: 8
Merit: 0
N26 closed my account without warning after almost a year using them. They provided no warning and they dont respond to chat (they close it immediately!). They said I can use my account normally for two weeks (after two weeks my account would be closed) to withdraw my funds but thats false. Debit card blocked and I cannot make any transfers. Mid 5 figures stuck there. They said to provide them with an IBAN to transfer my money to. I did and its been almost a week and no money..

They cannot give me a timeframe.

I used my account with coinbase ONLY. Its 100% crypto related and if you search the net you will find MANY cases like mine (https://twitter.com/n26/status/1131188669598064650
 https://twitter.com/N26Failure).

Stay away - you have been warned.
newbie
Activity: 30
Merit: 0
I've added https://bitwala.com (Germany)

Nice to see you're still updating the list.

Did you try bitwala yourself?
staff
Activity: 4214
Merit: 1203
I support freedom of choice
legendary
Activity: 3038
Merit: 1330
Slava Ukraini!
Mistertango have stop their service to new acc I think.
With personal iban is any other choice??
Why do you think so? I have checked their website and they still offering to open account on their bank. But I haven't tried to create account since I already have it since the old times.
If other online banks are blocking your accounts, probably you're doing something wrong...
newbie
Activity: 36
Merit: 0
Mistertango have stop their service to new acc I think.
With personal iban is any other choice??
full member
Activity: 251
Merit: 100
Between Wirex and Bitwala? I never tested Wirex so can't comment but I would say they are both the same. What could decide you to use A or B would be the fees or limits. Everything else is similar between both.
From the whole list in OP, if I'm not dealing with cryptos I would go for Bunq, N26, Fidor since they are real banks with regulations and a real banking license.

bunq and n26 have blocked my account. revolut the same.
i need iban to can receive a payments.
any other choice please??


Others will block you too. The same happened to me.

You need to change your habits if you want any of these to last.

Open as many as you can and spread, spread and spread!
copper member
Activity: 2828
Merit: 4065
Top Crypto Casino
Between Wirex and Bitwala? I never tested Wirex so can't comment but I would say they are both the same. What could decide you to use A or B would be the fees or limits. Everything else is similar between both.
From the whole list in OP, if I'm not dealing with cryptos I would go for Bunq, N26, Fidor since they are real banks with regulations and a real banking license.

bunq and n26 have blocked my account. revolut the same.
i need iban to can receive a payments.
any other choice please??

Got it, I re-read the old posts.
Are you receiving payment for something about cryptocurrency? Then I would go and sign up with Bitwala or Wirex as I said before. You will get a dedicated IBAN and a card. With bitwala, you also have a BTC wallet and you can receive your bitcoins and sell to bitwala directly.
newbie
Activity: 36
Merit: 0
Between Wirex and Bitwala? I never tested Wirex so can't comment but I would say they are both the same. What could decide you to use A or B would be the fees or limits. Everything else is similar between both.
From the whole list in OP, if I'm not dealing with cryptos I would go for Bunq, N26, Fidor since they are real banks with regulations and a real banking license.

bunq and n26 have blocked my account. revolut the same.
i need iban to can receive a payments.
any other choice please??
copper member
Activity: 2828
Merit: 4065
Top Crypto Casino
Between Wirex and Bitwala? I never tested Wirex so can't comment but I would say they are both the same. What could decide you to use A or B would be the fees or limits. Everything else is similar between both.
From the whole list in OP, if I'm not dealing with cryptos I would go for Bunq, N26, Fidor since they are real banks with regulations and a real banking license.
newbie
Activity: 36
Merit: 0
With personal iban which is best choice??
copper member
Activity: 2828
Merit: 4065
Top Crypto Casino
@freenow

Not surprised with Revolut and N26, a little more with Bunq. Isn't it a European neobank? 5,000€ per 30 calendars days is the threshold in Europe at which banks (and similar) start to piss off users.
I would go for Wirex and Bitwala if you deal with cryptos, If not then most of the list is good to follow.
newbie
Activity: 36
Merit: 0
revolut is closed a lot of accounts.
n26 the same.
bunq if is more than 5k the same

what choice now have with personal iban??
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