Been painfully trying to use spectrocoin.com debit card.
I got a promo code and was able to purchase a virtual debit card. This part was pretty painless.
I had incorrectly thought that once I put some BTC in my account that I could use my debit card after a few confirms. Not quite.
The procedure is:
1. Transfer BTC into spectrocoin wallet
2. Exchange BTC into USD in spectrocoin account
3. Load Debit card from USB in spectrocoin account
Sadly, I am stuck on step 3. 1 and 2 don't require any verification. I set the spectrocoin account up for email verification. Now when I try to Load the Debit card, spectrocoin sends me a six digit key to my email. The problem is that even with very fast email servers, I am not getting the email until 30-40 minutes after requesting it. Sadly, the spectrocoin enter the code page times out way before that, so I am unable to Load my Debit card. I can't even change the two factor authentication to my phone, which would hopefully be faster, since this also requires two factor authentication. Thus, I am stuck.
I would prefer a debit card that keeps my BTC as BTC and only converts it to USD on Debit card use.
Interesting insight, thanks for posting.
The OP would be more useful with a table comparing their fees.
I consider doing that but don't have much time ATM. If someone wants to create a BBcode table with the cards above including fees I'll surely add it to the OP.