i am going to through my 2 cents here ,, the main problem i have with marcotheminer is; that he got 10 positive ratings , should all negative ratings be deleted now, he would end up with a very good trust score which he certainly does not deserve.
he is not a proven scammer but he indeed is irresponsible and untrustworthy to say the least, the current trust score he has might be unfair, but I rather be unfair to 1 person than to the whole community.
based on the multiple times this user failed to keep his end of the deal, does anybody who disagree with the current negatives think this guy deserves a trust page with 10 positives and an outstanding trust score ?
we all know that neutral feedback are as good as worthless, you need to be reasonable and look at things from a new comer perspective, do you think it's fair to give marcotheminer the privilege of being "blindly" trusted by other members ? will you be held responsible for the next accusation against him?
What are the "multiple times" I've failed to keep my end of the deal? I failed to repay on time TWICE. I repaid with extra interest in both cases and kept in contact with the ones involved.
The only middle ground I see is as follows: leave me a single negative trust for this debacle.
1 trust from Lauda for example. They can edit the trust to include all what others have written. It would bring the score down (I was +11 last I had seen), and down enough that I wouldn't be able to return to loaning for some time (anyway my plan) and I will be on a "tight leash" as per a handful of peoples' desire.
Thoughts?
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Ultimately, marcotheminer was irresponsible with someone else's time and money and had an arrogant attitude about it. I thought I might remove my feedback on him if he repaid the loan, but it was this comment that changed my mind:
At the end of the day, all of this was between Roman and I. Any other comments were just opinions from the sidelines. I'm glad you stuck through with me.
I'll be chilling with the loans, to everyone's delight (I imagine). I've made enough in the past week to self-sustain and hopefully grow a nice fund from here on.
He's so happy for himself that he made some money and is completely dismissive of the comments he received from the community. This is a person who doesn't give a shit about paying back a loan on time, and I strongly suspect that eventually he'll take out a loan that for whatever reason he won't repay. Potential lenders need to be warned about that, and I don't think a neutral feedback will do it.
Oh, and then immediately after paying this loan off, he sends me a PM:
Loan repaid.
So? This is what you should have done when the loan was due. If you're expecting a round of applause for not scamming the guy, you're on the wrong forum.
You've taken that quote out of context so let me clarify: I made enough money from money I managed to pull together to REPAY the loan. Not FROM the loan. Now that it's cleared up, is your mind still perturbed by what you thought was arrogance? I ask that sincerely, not sarcastically.
Don't assume, please. I'm dismissive of comments? I wouldn't be posting anywhere near here if that were true.
Yes, I sent you a PM, as I did to all the people who involved themselves in some way, to keep them in the loop. Jesus, this forum sure can be cynical..