Just like in real life, when there's an emergency people tend to borrow so that they can fulfill that emergency. But on this case, it should really be discouraged because there's no emergency and the gambler just want to have his own satisfaction be fulfilled. No other than that and that's why if there will be lenders that will keep on allowing them to lend, that's their decision. What is fine to them is as long as they're good payers, they'll be allowed to lend but the problem starts if they can't pay their due and defaults on the loan. Just don't be part of their addiction through tolerating and helping them to borrow money.
Of course, when someone needs emergency funds, they have to find money to meet their needs and if someone has the desire to gamble and they consider this to be an emergency, of course this is very wrong and it would be better if they had the desire to gamble. Activities that can eliminate their desire to gamble will certainly be better than having to take out a loan that they will not necessarily be able to pay off.
I think even if they can pay it off after borrowing it would be better if they didn't do that because if one day they can't pay it off, of course this will put them in financial trouble, of course this will be very detrimental to them and possibly the people around them.
Of course considering the desire to gamble as an emergency situation is a ridiculous mindset, however it can never be justified because it does not make sense, and the reason is clear that emergency situations to solve problems in life cannot be equated with not having money to finance gambling activities, because after all gambling is not an activity that should be prioritized, which is the reason I think it is clear that there is absolutely no certainty and guarantee whatsoever to end the session with a win, meaning defeat will always be a definite possibility at the end of the session when luck does not come.
I would say that borrowing money to gamble is creating two possible problems, firstly the annoyance or regret of losing when it turns out to be a losing result and secondly you need to repay the loan that you just lost because of the loss. And I would also say that the idea of borrowing money to gamble can lead to more serious problems, because the idea can lead to a “habit”, in the sense that when one day they don't have money to gamble then maybe they won't hesitate to borrow money, maybe even with a larger amount, which has the obvious impact that they will most likely be in debt and the problem can spread to those closest to them.
