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Zanimljivo... Ima li kakve prednosti u odnosu na Revolut? Imam Revolut i stvarno mi se ne da koristiti još jednu karticu, a vidim da su limiti otprilike isti ($200 za podizanje na bankomatu, a nakon toga 2% fee). Ako je jedina razlika da kod njih možeš napraviti deposit kripta i onda ga koristiti dok provlačiš karticu, onda mi to (za sad) ne treba.
Evo sumiram ti ja pros i cons iz
ovog člankaPros：- High cashback rate: Without spending a penny to apply for the card, you still have a 1% cashback benefit. It beats all the multi-currency cards in the world. Like the black card from Revolut which has this kind of benefit, but you need to pay 12.99 EUR (around 14.3 USD) monthly membership fee.
- Travel buddy: 0 cross-border transaction and withdrawal fee + support multiple fiat currencies (APAC card supports: SGD, EUR, AUD, HKD, JPY, GBP). Compare to Revolut’s 30 fiat currencies and TransferWise’s 50 fiat currencies, it totally loses. After you applied for the card, you can give up the use of crypto but only deposit the Card Wallet via credit/debit card to prevent the price slippage or the exchange fluctuation.
- Fee quota for ATM withdrawal is quite much: For ruby steel card, you have 400 SGD free quote (around 294 USD or 265.9 EUR). If the stacking MCO has already reached break-even, it’s better than Revolut’s standard account, 200 EUR.
- Lots of benefits (Like free Spotify, Netflix, interest, free lounges, and etc.)
- It’s suitable for newbies who are willing to try the crypto world
- Low eligibility required for the metal card
- Crypto spendable card
Cons:- Stake: People should lock the MCO for 6 months when applying for the metal card. After 6 months, you can unlock anytime. After unlocking the MCO you will be losing lots of benefits coming with staking. The best hedge strategies are downgrade and stop-loss when near the cost price.
- Not an automatic exchange: It doesn’t directly exchange your crypto to fiat currency when purchasing. The user needs to exchange it beforehand.
- Price slippage or exchange fluctuation: There’s a price slippage when depositing into the Card Wallet from Crypto Wallet. People may use their non-native currency so sometimes they may lose some pennies when exchanging to fiat currency. I think this is not a major problem because the cashback can cover it.
- POS machine and third-party payment service may not work if they don’t support the cross-border transactions (By using supported service, like PayPal or Line Pay, to bypass this obstacle)
- E-commerce platform which needs the 3DS verification may fail. However, by using the aforementioned supported third-party payment services the user can bypass it
- If you don’t use services from Crypto.com, any benefits from the card or your traditional bank’s credit/debit card already have a high cashback rate, this card may not be appealing to you. It just another way to let you transform the crypto to fiat to let you spend.
. Inace ima na 
