Topic: People keep asking me to borrow money, some of them for betting - page 9. (Read 1859 times)
Borrowing money from someone is never a good sign. I have hated this since childhood because if I take other people's money and spend it on my own, it is not because it is someone else's money and I must return it. Since it is compulsory to pay back the borrowed money then why should I spoil my relationship with him over the issue of repayment. Your friends are asking you to borrow money to bet I would say your friends are not giving you good advice at all because it will never be good for you. If you have such friends for too long then it is better not to hang out with them too much.
If a person asks to borrow money and openly says that he will spend it on sports betting, or even more so on roulette and slot machines, then it is almost 100% safe to say that he will lose the money and will have difficulty returning the money. Therefore, this money should not be given to him.
What if that person is able to repay loan? Maybe not today or tomorrow, but lets say in a month. You would also consider not giving money? How come this be different from giving loan for a business start. Business rarely gives profit from very start or even in first year. Those who borrow for business probably have business plan, probably in their head only. But gamblers are not also desperate money only borrow to return what they have borrowed before. Imo, it depends from a person. I would not give money to addicted gambler to gambler, but would give a friend or someone I know for gambling.
If a person asks to borrow money and openly says that he will spend it on sports betting, or even more so on roulette and slot machines, then it is almost 100% safe to say that he will lose the money and will have difficulty returning the money. Therefore, this money should not be given to him. There are a very small number of players who can consistently generate profits over many years, but I highly doubt they are playing with money borrowed from people they know. If you are a responsible player, confident in your winnings and have a profitable strategy, then you most likely either do not need borrowed money at all or you can take out a loan from a bank. But most likely you can accumulate primary capital through hired work.
To be honest, I’ve been thinking lately about never lending money to anyone, only to my closest friends against a receipt and only in situations for his or his mother’s treatment, or something similar. I would like my best friends to help me in such situations, too, if suddenly trouble comes knocking on my house.
It's no problem to help a friend with his life's needs or help his parents who are sick, that's no problem, but as a friend we also have to be able to ensure that all the money is used for the right things, but if it's used for gambling it's the same as us supporting the gambling carried out by our friends and also allowing him to continue to decline with his gambling addiction, usually people who have the courage to borrow money to gamble are gambling addicts, because only gambling addicts will never get tired of continuing to gamble without a break. lolI also can't possibly refuse to give help to my friend if the money is used for the right thing, for example if he borrows money for his family's needs, we can buy him directly what he needs, not in the form of money, for example to help his parents who are sick too. We can also see him or visit him in the hospital, if our friend doesn't have the money, we can help pay for the hospital, that's no problem, but here we are all probably discussing people who borrow money to gamble, so we as friends or relatives shouldn't lend it
I also agree with both of you because lend our money to gamblers will gives a problem to us. Not just it is difficult to gets our money back from them but people around him will judge us that we facilitate him to keeps playing gambling with our money. At that time, we will have a bad name in their environment and no matter how we deny it, that gamblers will say that we gives our money to him to playing gambling. That's why we must not lend our money to people who wants to use that money to playing gambling to avoids other problems that can happens. We can only suggest them to playing gambling using their money, even if that's a small money because playing gambling with small money is better than to lend money from other people. After all, that's for their own good to avoids them from difficulty to repay the money.
It’s just that those who lent us money for the game will not return the money to us at any moment, I’m just sure of that. Because it is clear that in the end the house always wins, which means that this acquaintance will ultimately lose and, of course, he will not have the means to pay off his debts. My advice is that it is better to make an effort to stop doing this, because it will cause a quarrel, I am sure of it. And it’s better to be the one who refuses money than the one who is left without money and without a friend.To be honest, I’ve been thinking lately about never lending money to anyone, only to my closest friends against a receipt and only in situations for his or his mother’s treatment, or something similar. I would like my best friends to help me in such situations, too, if suddenly trouble comes knocking on my house.
Most just ask to borrow money, they never lift a finger to help when needed (and I never ask).
I only lend it to a very close friend because I know he will pay it back, he uses it to bet on slots from time to time.
And when they are female friends, do you lend them?
Most men are gullible in this. Men usually favour women because of their nature as weaker sex and for the possibility gratification that they may get from her at the long run.
Women take advantage of this advantage to gain an advantage over men, unfortunately. I don't know what women are like in your countries, but here in brazil there is no shortage of interested women (a fruit of culture).
I only lend it to a very close friend because I know he will pay it back, he uses it to bet on slots from time to time.
And when they are female friends, do you lend them?
Most men are gullible in this. Men usually favour women because of their nature as weaker sex and for the possibility gratification that they may get from her at the long run.
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If someone ask me for money and I can verify it is for gambling, I will humbly refuse because I know I will not be helping such fellow. Imagine the trauma of borrowing money and losing it all to gambling only to be in debt, that is compounded pain for him so I will not want to share in the blame. It is nearly impossible to win gamble with borrowed funds because the moment you realise the money is not yours, your psychology is already messed up. The best approach is always to gamble with personal money and such amount that one can afford to lose. Even gambling company advise their customers to gamble responsibly.
Agreed! I add a few lines. When a gambler remains about the debt money is not his own, he will give importance to that money. At that time he imagined it was not his own money, and he was not responsible for losing money. But he forgets that it's his debt money, and within a few days that money will be paid by his or his family. 
If someone ask me for money and I can verify it is for gambling, I will humbly refuse because I know I will not be helping such fellow. Imagine the trauma of borrowing money and losing it all to gambling only to be in debt, that is compounded pain for him so I will not want to share in the blame. It is nearly impossible to win gamble with borrowed funds because the moment you realise the money is not yours, your psychology is already messed up. The best approach is always to gamble with personal money and such amount that one can afford to lose. Even gambling company advise their customers to gamble responsibly.
Agreed! I add a few lines. When a gambler remains about the debt money is not his own, he will give importance to that money. At that time he imagined it was not his own money, and he was not responsible for losing money. But he forgets that it's his debt money, and within a few days that money will be paid by his or his family.
Some people even go so far as to ask me to borrow money for what? to bet!! What a joke. I answer briefly and bluntly that I don't have the money to lend for these purposes!
Good because if you borrow a gambler money to play bet and the bet isn't successful then you are most likely not going to get your money back. A gambler will prefer to use the money he has to try another game rather than paying up debt that he has if there are no new winnings.
And the worst thing is that they ask me for small amounts, like $2, 5, 10$... I think that if the person doesn't have that money now, the chances of them getting that money to pay you are low. If the person is in need, it's easier for them to confess right away to see what I can do, because I'm not a bad person.
If someone is in need to take care of health issues then it is reasonable enough but if the aim is for gambling, don't expect that you will get your money back especially if the gambler lost the game.
Do you usually lend money to relatives, friends, etc.? Have you ever felt bad about it, done it unwillingly?
If you lend money to relatives, you may not get it back reason being that they think you are part of them and you won't take their indebtedness seriously and won't take it further if they didn't pay. So in the case of relatives, what you can do is to gift them some percentage of the money they are asking for instead of giving them the total loan that they are asking for and at the end you won't get it back.
And when they are female friends, do you lend them?
Most men are gullible in this. Men usually favour women because of their nature as weaker sex and for the possibility gratification that they may get from her at the long run.
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For gamblers to gamble excessively, they are deprived of their normal behavior potential thinking because at that time they like gambling so much that they would do anything for it. When gamblers end up losing their money, they turn to loans. First they start borrowing from friends and then from relatives.But when they lose by using the loan money to gamble, they can no longer repay the loan money. so gamblers should not lend money no matter how good they are. Be sure to avoid gambling addicts when lending money, or if you lend money to them, don't expect to get the money back.
It's seems you are saying an Incident of my friend. Here is his story at first he wasn't addicted to gambling he was used to do some sports betting and along from when he know the casino slots games he started play them and being addicted on them there was many time he borrowed money from our friend circle to play gambling but he lossed much more.Now the situation is such that he is already absconding from the house because of the excessive debt of his. I think that before giving loans to these publics, they should really check what they are going to invest the money in. Because sometimes not lending them money is more like helping them.
It has become increasingly common for friends and not-so-close "friends" to come and ask me to borrow money. I don't usually ask for the purpose, but some ask me because of betting at online houses.
The last time I lent money to a colleague, who I hadn't had much contact with other than at work for a short period, it was with great difficulty that I got the money back.
I don't know where people get the amount of money they think I have, they must think I look like a bank...
~snip~
The last time I lent money to a colleague, who I hadn't had much contact with other than at work for a short period, it was with great difficulty that I got the money back.
I don't know where people get the amount of money they think I have, they must think I look like a bank...
~snip~
It's not the fault of the people who ask you for money, it's your fault that you let them know that you have money and that you share it like candy without any major problems - and like little children who learn from whom to ask for candy, your "friends" come to ask you for money.
If you think that the only problem is that they ask you for money, I hope that you will not experience that you will find yourself in a situation where someone will force you to give them money. Sometimes even good people react completely unpredictably when they become addicted, be it to gambling, drugs or alcohol.
I want to say that I have never been repaid a debt twice in my life, and this was enough to never lend money to anyone again under any circumstances, even the most serious ones. I just made this rule for myself, now no one contacts me. As for friends, if she doesn’t want to communicate after this, I don’t mind, then this friend was not my friend at all.
You must be lucky that you have revealed a fake friend and person would never bother you again. I can always earn that money you have lended, but that person will never regain your trust. And you will always have an ace in you hole against him. In fact, you can manipulate with that. That worth more than money you have lended. Like people say "gamble only money you can afford to lose", same refers to lending. So this imho isnt the case when you "never lend money anymore". Turn that into purchased advantage. Be more strategic.
It has become increasingly common for friends and not-so-close "friends" to come and ask me to borrow money. I don't usually ask for the purpose, but some ask me because of betting at online houses.
The last time I lent money to a colleague, who I hadn't had much contact with other than at work for a short period, it was with great difficulty that I got the money back.
I don't know where people get the amount of money they think I have, they must think I look like a bank...
Who likes having to borrow money? Unless you are a loan shark and lend with collateral where the risk is almost zero, why lend money where you end up with a loss? 'cause in addition to no one paying you with interest, most never pay you on time, at least you will get your money back after repeated charges.
Some people even go so far as to ask me to borrow money for what? to bet!! What a joke. I answer briefly and bluntly that I don't have the money to lend for these purposes!
And the worst thing is that they ask me for small amounts, like $2, 5, 10$... I think that if the person doesn't have that money now, the chances of them getting that money to pay you are low. If the person is in need, it's easier for them to confess right away to see what I can do, because I'm not a bad person.
Do you usually lend money to relatives, friends, etc.? Have you ever felt bad about it, done it unwillingly?
And when they are female friends, do you lend them?
I have borrowed money many times in my life, even since my student days when it was scarce. One of his fellow students always liked to drink a lot of beer, and then he was looking for someone to borrow from to continue his fun, but he always repaid, but at one point he did not repay this debt. I want to say that in gambling this moment will come much earlier, because the player will not be able to win all the time and the moment will come when he will lose everything and even his debts. This is a very common occurrence in gambling and there is nothing surprising here, he simply believed in his chosenness and was mistaken.The last time I lent money to a colleague, who I hadn't had much contact with other than at work for a short period, it was with great difficulty that I got the money back.
I don't know where people get the amount of money they think I have, they must think I look like a bank...
Who likes having to borrow money? Unless you are a loan shark and lend with collateral where the risk is almost zero, why lend money where you end up with a loss? 'cause in addition to no one paying you with interest, most never pay you on time, at least you will get your money back after repeated charges.
Some people even go so far as to ask me to borrow money for what? to bet!! What a joke. I answer briefly and bluntly that I don't have the money to lend for these purposes!
And the worst thing is that they ask me for small amounts, like $2, 5, 10$... I think that if the person doesn't have that money now, the chances of them getting that money to pay you are low. If the person is in need, it's easier for them to confess right away to see what I can do, because I'm not a bad person.
Do you usually lend money to relatives, friends, etc.? Have you ever felt bad about it, done it unwillingly?
And when they are female friends, do you lend them?
I want to say that I have never been repaid a debt twice in my life, and this was enough to never lend money to anyone again under any circumstances, even the most serious ones. I just made this rule for myself, now no one contacts me. As for friends, if she doesn’t want to communicate after this, I don’t mind, then this friend was not my friend at all.
People who lend money, lets check out how greedy you are 
When you land money, do you expect the same amount in return of want to get something extra? And if you lend money for gambling, do you expect given amount in return, or percent of a win? In case you lend 100 bucks and a guy wins a million, you expect 100 or more ? Such question appeared because I have remembered the case when couple split after they won in a lottery, but cant share the prize, because guy purchased lottery ticket with chicks money
You make me remember with that thread. When you land money, do you expect the same amount in return of want to get something extra? And if you lend money for gambling, do you expect given amount in return, or percent of a win? In case you lend 100 bucks and a guy wins a million, you expect 100 or more ? Such question appeared because I have remembered the case when couple split after they won in a lottery, but cant share the prize, because guy purchased lottery ticket with chicks money I believe he will demand more than $100, but the winner will be stingy and say all the winnings come from him, not from you. If he won $100K, he might only want to give $200 and say it's already a good amount, I've doubled your money.
The conclusion is, either his friend can or can't pay off his debt, their friendship will be ruined.
Honestly speaking, if I would won a lot of money with borrowed money, I would split it half. That is not just for a forum and to look like a that good. I believe in karma and luck. If with someones help I succeed or achieve something that is hard to achieve, I am always a generous in reward matter. I find it fair to do, and I find money to be just a resource and not something to live for and be greedy. Maybe this is partly connects "with easy come easy go". Partly because I would not spend amount won back in gambling. Some people say that I am easy with lending money, and complain that sometimes I must learn to say "no". But that is not me. If I see that money can help, I lend. If this is for gambling. I will also lend, but talk about the return date. If person needs money now, them from my vision it is better to give and not postpone things for tomorrow or until next time.
These days I've grown to categorize everyone as the same when it comes to loaning people money for whatsoever reasons and I've only come into the conclusion never to loan someone else an amount of money that I cannot afford to lose forever but rather to loan out funds that I can instead afford to let go when I have to.
This may be peculiar to my own environment or society but many people here do not know how to refund borrowed funds regardless of their relationship with you and they have to make you go into hell before you get a repayment or refund of your money from them. Hence, my decision not to allow anyone kill my budgets or finances.
It has become increasingly common for friends and not-so-close "friends" to come and ask me to borrow money. I don't usually ask for the purpose, but some ask me because of betting at online houses.
How come that even a Not so close friends are borrowing money from you? because it seems that you are famous in your place that lend people money thats why they are knocking in your door.Quote
The last time I lent money to a colleague, who I hadn't had much contact with other than at work for a short period, it was with great difficulty that I got the money back.
I don't know where people get the amount of money they think I have, they must think I look like a bank...
Who likes having to borrow money? Unless you are a loan shark and lend with collateral where the risk is almost zero, why lend money where you end up with a loss? 'cause in addition to no one paying you with interest, most never pay you on time, at least you will get your money back after repeated charges.
Some people even go so far as to ask me to borrow money for what? to bet!! What a joke. I answer briefly and bluntly that I don't have the money to lend for these purposes!
And the worst thing is that they ask me for small amounts, like $2, 5, 10$... I think that if the person doesn't have that money now, the chances of them getting that money to pay you are low. If the person is in need, it's easier for them to confess right away to see what I can do, because I'm not a bad person.
Do you usually lend money to relatives, friends, etc.? Have you ever felt bad about it, done it unwillingly?
And when they are female friends, do you lend them?
I prevent myself from lending anyone because I believe that instead of lending them I rather give them small amount to help in their troubles . I don't know where people get the amount of money they think I have, they must think I look like a bank...
Who likes having to borrow money? Unless you are a loan shark and lend with collateral where the risk is almost zero, why lend money where you end up with a loss? 'cause in addition to no one paying you with interest, most never pay you on time, at least you will get your money back after repeated charges.
Some people even go so far as to ask me to borrow money for what? to bet!! What a joke. I answer briefly and bluntly that I don't have the money to lend for these purposes!
And the worst thing is that they ask me for small amounts, like $2, 5, 10$... I think that if the person doesn't have that money now, the chances of them getting that money to pay you are low. If the person is in need, it's easier for them to confess right away to see what I can do, because I'm not a bad person.
Do you usually lend money to relatives, friends, etc.? Have you ever felt bad about it, done it unwillingly?
And when they are female friends, do you lend them?
Do you usually lend money to relatives, friends, etc.?
to relatives(not immediate family)? no, they are one of the most entitled people on this planet, they get angry when you try to ask them for the money you have lent to them, they would even involve other relatives and badmouth you to them. to friends? yeah, but it's very rare, In my experience, friends are more likely to pay you back than your relatives.At the end of the day, I have come to terms not to mix business with friends and family and when it comes to giving a hand whenever need arises...am more comfortable to give and forget to avoid any bad blood with family because it will sure comeback and I dislike money talks with family as these are just headaches and they could spoil healthy relations that exist.
And on the friends part paying back, well let's just say I have lost over 50% of friends over money in the last couple of years and at this point I have learnt to give and forget, if it's a large amount I send them to loan sharks or the bank unless it's a small amount say for example to service a car , otherwise money and family should never mix no matter the reason...
It has become increasingly common for friends and not-so-close "friends" to come and ask me to borrow money. I don't usually ask for the purpose, but some ask me because of betting at online houses.
The last time I lent money to a colleague, who I hadn't had much contact with other than at work for a short period, it was with great difficulty that I got the money back.
I don't know where people get the amount of money they think I have, they must think I look like a bank...
Who likes having to borrow money? Unless you are a loan shark and lend with collateral where the risk is almost zero, why lend money where you end up with a loss? 'cause in addition to no one paying you with interest, most never pay you on time, at least you will get your money back after repeated charges.
Some people even go so far as to ask me to borrow money for what? to bet!! What a joke. I answer briefly and bluntly that I don't have the money to lend for these purposes!
And the worst thing is that they ask me for small amounts, like $2, 5, 10$... I think that if the person doesn't have that money now, the chances of them getting that money to pay you are low. If the person is in need, it's easier for them to confess right away to see what I can do, because I'm not a bad person.
Do you usually lend money to relatives, friends, etc.? Have you ever felt bad about it, done it unwillingly?
And when they are female friends, do you lend them?
The last time I lent money to a colleague, who I hadn't had much contact with other than at work for a short period, it was with great difficulty that I got the money back.
I don't know where people get the amount of money they think I have, they must think I look like a bank...
Who likes having to borrow money? Unless you are a loan shark and lend with collateral where the risk is almost zero, why lend money where you end up with a loss? 'cause in addition to no one paying you with interest, most never pay you on time, at least you will get your money back after repeated charges.
Some people even go so far as to ask me to borrow money for what? to bet!! What a joke. I answer briefly and bluntly that I don't have the money to lend for these purposes!
And the worst thing is that they ask me for small amounts, like $2, 5, 10$... I think that if the person doesn't have that money now, the chances of them getting that money to pay you are low. If the person is in need, it's easier for them to confess right away to see what I can do, because I'm not a bad person.
Do you usually lend money to relatives, friends, etc.? Have you ever felt bad about it, done it unwillingly?
And when they are female friends, do you lend them?
- It is often the case with people who borrow. When it is okay for us to lend them money, we usually don't ask others; only a few ask where the money they will lend to the borrower will be used. But of course, if I'm the lender and I know that he's just going to use it for gambling, I won't lend it to him/her.
Now, when our bloodline or relatives lend us a small amount, there is usually no return of what was borrowed from us. Yes, that's what always happens, but when the borrowed amount is really large and it is not immediately returned as discussed, it becomes a reason for fighting later, so it is better not to lend to the relatives than, in the end, fight.
Do you usually lend money to relatives, friends, etc.? Have you ever felt bad about it, done it unwillingly?
Loan and relatives doesn't go together, as in most times relatives do grow a feeling of entitlement about money borrowed to them by their brother or a sister. It's an awful experience I have had more than twice and you just can't go the extra miles just to get your money back when you remember he or she is a relative unlike if it's was to be an stranger on the grounds of business. These days I've grown to categorize everyone as the same when it comes to loaning people money for whatsoever reasons and I've only come into the conclusion never to loan someone else an amount of money that I cannot afford to lose forever but rather to loan out funds that I can instead afford to let go when I have to.
This may be peculiar to my own environment or society but many people here do not know how to refund borrowed funds regardless of their relationship with you and they have to make you go into hell before you get a repayment or refund of your money from them. Hence, my decision not to allow anyone kill my budgets or finances.
People that have money have to realize that saying No to people when they request money from you either as a gift or borrowing it's a part of money management skills. Rather, divert those money to some crucial investment not minding how small it is and see your networth doubling in the next few years from the profits you will scrape up compared. Never compromise at the expense of your set budget except in live threatening matters.
It was hard to decline if some of our relatives wanted to borrow money but for the purpose of using it to gamble, I should have. Whatever they feel doesn't matter because what we are trying to do is to help them either in the way of not making them fall into huge debt which usually happens in most gamblers when losing control. What we did was help them realize that gambling is not the stuff that we have to spend a lot and we need to commit debts just for the sake of our gambling habits.
I would lend money if it is for investment and for important stuff but for gambling, I should decline.
It is indeed difficult when relatives borrow money from us, especially among those of us who already have an income, of course we are the main targets when they have financial problems. Apart from that, we should be able to help each other, but if they borrow money for gambling, of course what should be done is not to lend them money, but rather they should be given advice with the aim of making them aware that gambling does not have to be done by desperately borrowing money. it is not a solution to losing gambling.I would lend money if it is for investment and for important stuff but for gambling, I should decline.
For some gamblers who are addicted to gambling, borrowing money is something that is most likely to be done when they have lost a lot of money in gambling, maybe those who do this are already at the point of frustration where they dare to take big risks that endanger their lives by thinking that a miracle will happen when they have taken a big risk. However, this will not completely help them, there will still be losses. lending money to those who are addicted to gambling will only worsen their relationship with each other.
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