It has become increasingly common for friends and not-so-close "friends" to come and ask me to borrow money. I don't usually ask for the purpose, but some ask me because of betting at online houses.
The last time I lent money to a colleague, who I hadn't had much contact with other than at work for a short period, it was with great difficulty that I got the money back.
I don't know where people get the amount of money they think I have, they must think I look like a bank...
Who likes having to borrow money? Unless you are a loan shark and lend with collateral where the risk is almost zero, why lend money where you end up with a loss? 'cause in addition to no one paying you with interest, most never pay you on time, at least you will get your money back after repeated charges.
Some people even go so far as to ask me to borrow money for what? to bet!! What a joke. I answer briefly and bluntly that I don't have the money to lend for these purposes!
And the worst thing is that they ask me for small amounts, like $2, 5, 10$... I think that if the person doesn't have that money now, the chances of them getting that money to pay you are low. If the person is in need, it's easier for them to confess right away to see what I can do, because I'm not a bad person.
Do you usually lend money to relatives, friends, etc.? Have you ever felt bad about it, done it unwillingly?
And when they are female friends, do you lend them?
Lol tell me about it. Partly the reason why I don't even go out posting shit anymore on social media, people think it's a pass to borrow money when they see me having lavish shit and when I decline, it's like I'm the one who owes them shit with the way they talk me into it lol.
I have a few friends that are really down in their lucks who I've lent money and was able to pay it off with no problem, that's usually the ones I have the most trust with since if you're already living in such conditions and you still made sure that your loans are paid on time and without compromise, that says a lot about how you value our friendship and how you see yourself as a person as well. I have a few former friends cut me off just cause they can't pay the loans I gave them, doesn't matter, cause the way I see it, that's the price I had to pay to keep people like them out my life, and that's a big-ass bargain if you ask me.
Ultimately, I have friends like you who asked for loans so they can support their gambling indulgences, to those people I give out deadlines to pressure them into paying me on time, better yet I decline on those I know are already so far gone that paying the loans they are about to get from me's even more impossible than them quitting gambling.
It's all just a matter of choosing who to really bank on or not. And perhaps it's much better if you stop posting shit like me so people don't go out there thinking you have money trees in your house where you pick a fresh stack of paper.