Nick Szabo -> merancang Bitgold tahun 1998 kemudian disempurnakan menjadi Bitcoin di tahun 2009 oleh pseudonym Satoshi Nakamoto berikut penjelasan beliau :
The central bank of the United States, the Federal Reserve, has put out “educational material� on Bitcoin for teachers and students .
The Bitcoin parts are odd enough, but this and a subsequent blog post will focus on the
following statement: “traditionally, currency is produced by a nation's government.“
Is that a fair representation of monetary traditions? At the very least it is quite incomplete.
This two-part series will proceed back in time, showing some of the many examples non-governmental money, in order to fill in some of the gaps.
Privately issued IOUs and privately minted coins are covered here in part (i) of the series.
These IOUs can more specifically be described as bearer promissory notes, and even more specifically, when issued by banks, bank notes.
The Bitcoin public blockchain implements a global settlement layer ("layer 1" in bitcoin parlance).
The closest historical analog to the Bitcoin settlement layer is not to the bank notes, nor even to the coins (despite its name),
it is to the monetary metal that for most of monetary history from ancient civilization to the 20th century ultimately underlay the IOUs.
This "metal layer" of historical money systems will be covered in part (ii) of this series, as will some even more ancient forms of non-governmental money.
Bank notes:
Higher layers of the bitcoin ecosystem, which can include exchanges (centralized or decentralized) as well as more trust-minimized systems such as Lightning,
correspond most closely in our rough historical analogies to checking accounts (which, although often counted by economists as part of the money supply,
and not created or managed by governments, will be so familiar to most readers that they will not be covered in this series) and to private bank notes.
In these higher layer monetary systems, a more computationally (or for bank notes physically) efficient medium is substituted for a less efficient medium
(for bank notes, often the underlying metal), usually (as is the case with checking accounts, bank notes, and centralized bitcoin exchanges alike)
at the cost of increasing trust and thus vulnerability and risk in the system.
Bank note (bearer promissory instrument) issued by the North of Scotland Bank, 1945.
Many banks besides central banks have issued bank notes that circulated as currency.
George Selgin and Lawrence White among others have done extensive work in this area.
Knowledge of the long history of non-governmental money was one of the inspirations of the original invention of trust-minimized cryptocurrency.
This practice continues to this day in Hong Kong and Scotland.
Critics have said that decentralized note issue, following the same principles of fractional reserve and maturity mismatch as central banks,
were just as or more prone to runs on the bank. Defenders have argued that competition between note-issuing banks formed a peer-to-peer system
where banks could redeem competitors' notes, making it more reliable and robust form of fractional reserve banking than
a central bank run or managed fractional reserve.
"During this era the U.S. had no central bank and paper money was issued by a variety of private banks.
Some was even issued by manufacturing and retail companies.
This money was backed by gold, silver, real estate, stocks, bonds, and a wide variety of other assets.
You can no longer cash them in, but they are now worth often substantial sums as collectibles...the note designs were more varied and creative than modern money,and were remarkably free of politicians' faces."
Menurut saya Nick Szabo ingin manusia memahami kembali esensi nilai emas, dan keluar dari zona centralize bank (moto bitcoin: "
BE YOUR OWN BANK").
Bitcoin dibuat manusia supaya paham "
CURRENCY" itu buatan manusia : USD,SGD,IDR,YEN, Bitcoin,dst.
Tapi emas disisi lain karena posisinya adalah "MONEY" real intristic value (emas bukan currency dan emas bukan ciptaan manusia) dan materialnya langka.
Bitcoin berharap bisa seperti android yang menyempurnakan symbian, windows mobile dan blackberry.
“If you don't believe it or don't get it, I don't have the time to try to convince you, sorry.� - Satoshi Nakamoto
-snip- Lantas kalau Emas/Perak lebih baik kenapa harus digantikan dengan kertas?
Jawaban pertanyaan seperti ini sebenarnya banyak ditemukan pada artikel-artikel di beberapa website
Seiring perekonomian berputar, tukar-menukar dengan uang logam menigkat. Timbul anggapan stok logam (emas dan perak) akan terbatas bila trasaksi meningkat terus. Apalagi jika nanti transaksinya dalam jumlah besar. Diciptakanlah uang kertas. Mula-mula uang kertas yang beredar merupakan bukti-bukti kepemilikan emas dan perak sebagai alat/perantara untuk bertransaksi. Dengan kata lain, uang kertas yang beredar saat itu merupakan uang yang dijamin 100% dengan emas atau perak yang disimpan di gudang pandai emas atau perak dan sewaktu-waktu uang kertas tersebut dapat ditukarkan penuh dengan jaminannya (emas atau perak).
Apa yang kita namakan dengan mata uang sekarang ini, yaitu Dollar, Yen, Rupiah, Poundsterling, Euro, dan sebagainya, pada hakikatnya hanya selembar kertas biasa (dan yang berbentuk koin juga koin biasa yang tak ada harganya), yang hanya menjadi “uang� karena ada jaminan dari bank. Bank sendiri berani menjamin mata uang yang tak berharga tersebut karena memiliki cadangan devisa berupa emas dan perak.
terima kasih saya baru baca postingan ini , thumbs up
~~~
Asumsi pribadi saya: Nilai / Value emas terlalu tinggi, sehingga untuk transaksi kecil tidak memungkinkan atau sedikit "ribet".
Justru karena uang inflasi seakan emas high value, dan value emas masih murah dibandingkan FIAT gan:
perkiraan total FIAT beredar = 200 Trillion $USD.
perkiraan total GOLD = 7 Trillion $USD.
perkiraan BITCOIN value = 100-an Billion $USD.
sumber :
https://www.quora.com/How-much-money-is-in-the-worldhold bitcoin dan emas besar bagus untuk long term.
kalau ribet hanya belum terbiasa (ada silver value lbh kecil < emas), jika transaksi lebih kecil lagi (hrs pakai uang kertas) silahkan untuk mempermudah tapi dominasi FIAT yang Utama harus diperkecil, emas dan bitcoin akan menyesuaikan dengan sendirinya.
Konservatif VS Progressive
(tapi tak apalah budaya timur). Sy sendiri bisa ke hitung kl diskusi dgn perbedaan persepsi tajam, nulis minta maaf atau apalah. Bagi saya diskusi u/ share pendapat berdasarkan pengetahuan, terlepas dari cara menyampaikannya bagaimana. Yg penting berdasarkan fakta bukan berdasarkan perasaan.