- Anyone dealing with the user is at a high risk of losing money, due to red flags which any knowledgeable & reasonable forum user should agree with, and not just due to the user's opinions.
- Enough of the above-mentioned factors are listed in the linked topic.
Then you can support it. If you believe the first but not the second, then you should oppose it and create a separate flag. If you believe that the first is incorrect (ie. people dealing with the user are not at a particularly high risk of losing money), then you should oppose it.
~snip~
I've been thinking on this flag a bit the last couple weeks. The wording "I believe that anyone dealing with [---] is at a high risk of losing money" seem to be a roadblock for Flag 1 warnings; and could be replaced by something less universal. This currently gets read as absolutely everyone would need to be at risk of being scammed walking into this situation. Where something like "Users dealing with [---] may be at a high risk of losing money" is less encompassing. It gives the desired effect of warning naive users without having to tick the box of an experienced user falling for the same trap.
The situation that got me thinking about this has been resolved and was clarified shortly after a flag had been created but the questions lingered with me.
On a similar line of thought regarding warning flags (Type 1). If we believe that in the future someone will redeem themselves, but you currently view them as a risk. Should you create a flag, or limit yourself to using the feedback system?