Each of us has a unique life situation so what is your biggest obstacle to achieving it ? I know we can make a long list of problems but there must be one or two primary reasons that really hold you back. This is where we should focus and I would like to hear your story. Thanks.
Sometimes I am a little bit of greedy just so I can achieve more money where in the end I lose some money(but it's fine, because I can afford that). Also I didn't come from rich family and having an urge to buy something for my need is one of my reasons just to feel what other people have, although I feel really happy about that but I have to stop it later on if I want to improving as a person and financial matter. 
Topic: What is your biggest obstacle to achieving financial freedom ? - page 27. (Read 4194 times)
December 23, 2022, 02:40:28 PM
December 23, 2022, 02:33:17 PM
Well there are many obstruction to my having financial freedom. And I believe it may also be similar with those who aren’t that lucky to have the helping they need.
I would say they are
+Finance: you can have all the idea you can get but if there is no finance to execute it then that’s a problem
+knowledge: Financial freedom is about information and opportunities, you need to have them and the earlier or being amongst the early bird on an information can set you up Good.
+Consistency: it may seem unimportant but this has been my problem and I hope I can resolve it.
I would say they are
+Finance: you can have all the idea you can get but if there is no finance to execute it then that’s a problem
+knowledge: Financial freedom is about information and opportunities, you need to have them and the earlier or being amongst the early bird on an information can set you up Good.
+Consistency: it may seem unimportant but this has been my problem and I hope I can resolve it.
December 23, 2022, 02:31:19 PM
My wife? 
All jokes aside it's the nation's economy and my unwillingness to start my own online business. I possess the skills or even the network of friends who could help me for free, to start an online business if I wanted to, it would cost me maybe a max of a few grand, probably not that much I would have my own website or project or brand whatever. That would mean that I would have to spend countless hours and risk money and all that time because I could also fail, many people fail. I am not against failing itself, that part is normal, I just do not like to spend time and grind for something I would fail, even losing money is better than losing effort and time, because I would get tired and why would I tire myself and miss living my life if I am going to fail.
All jokes aside it's the nation's economy and my unwillingness to start my own online business. I possess the skills or even the network of friends who could help me for free, to start an online business if I wanted to, it would cost me maybe a max of a few grand, probably not that much I would have my own website or project or brand whatever. That would mean that I would have to spend countless hours and risk money and all that time because I could also fail, many people fail. I am not against failing itself, that part is normal, I just do not like to spend time and grind for something I would fail, even losing money is better than losing effort and time, because I would get tired and why would I tire myself and miss living my life if I am going to fail. December 23, 2022, 02:25:27 PM
My biggest obstacle is money, and I need money to overcome this situation. Where I am from, there are no student loans to study freely. If you are from a middle class family, then consider your study to stop at any point. And with this huge population, the competition is hard. Even with skills, you can not get a job without money. You have to bribe them to get a job. And where are you going to get that money?
Talking about business, in order to do that you need money. So I am stuck here in a loop of wanting money to earn money and not getting anywhere.
Talking about business, in order to do that you need money. So I am stuck here in a loop of wanting money to earn money and not getting anywhere.
December 23, 2022, 11:22:52 AM
It's hard to say financial freedom if the current income is only enough to meet the needs of the week. In addition, the financial condition is increasingly experiencing many problems, especially in the inflation sector. The impact on the price of goods and services that are increasingly unaffordable.
the biggest obstacle for me is always feeling inadequate, both in terms of income and allocating some funds to investments. So freedom in managing finances does not go well as expected. Difficult business fields, then generate business capital which is certainly far riskier in the midst of an economic crisis. Online business competition is the king of the market, but even then it is controlled by large companies, while individual or group businesses with limited capital will find it difficult to grow fast.
the biggest obstacle for me is always feeling inadequate, both in terms of income and allocating some funds to investments. So freedom in managing finances does not go well as expected. Difficult business fields, then generate business capital which is certainly far riskier in the midst of an economic crisis. Online business competition is the king of the market, but even then it is controlled by large companies, while individual or group businesses with limited capital will find it difficult to grow fast.
December 23, 2022, 10:49:54 AM
Financial freedom has been most people's ultimate goal for decades, if not for centuries. To achieve this goal, we will encounter endless challenges. Each of us has a unique life situation so what is your biggest obstacle to achieving it?
Time is what it will take me to finally achieve financial freedom, I am positive about that, but for now, my biggest issue is lack of financial discipline and control. I can hardly control my expenses and I keep buying things both what I need and what I do not need. Why I say that time is what it will take me to achieve financial freedom is because once I am able to control my expenses, there will be more money for me to invest in things that can profit me better like bitcoins etc. 
December 23, 2022, 10:29:49 AM
The biggest obstacle is that we haven't found a source of income that can provide more money with the skills we have because so far, we work not according to the field we are good at but according to what the company needs. And the salary we receive is of course not yet enough for our lives so we are still looking for other jobs in the hope that we can make more money. And if we can make more money, we will be closer to our goal of financial freedom. And that's why we all keep working until we can achieve what we want.
December 23, 2022, 09:16:26 AM
Each of us has a unique life situation so what is your biggest obstacle to achieving it ?
The biggest obstacle is that I still depend on the job shaded by my boss. Even though my boss doesn't put pressure on me, as a part-time worker, of course I have obligations that must be fulfilled as an employee. Financial freedom is everyone's dream and the goals are in accordance with their position. Still bound by a contract makes us feel as if we still can't achieve the financial freedom we hope for. But apart from all that, the definition of financial freedom for a person must be different depending on where he places himself. 
December 23, 2022, 09:05:13 AM
Bad leaders are the obstacle in my financial freedom, because the rich are getting richer while the poor are getting poorer in the society just because the people on power refuse to do the right thing that will benefit the citizens in the environment. They refused to make Bitcoin legal in the country because they know that it will increase citizens financially and eliminate delay in transaction to give people financial freedom but they refused to allow such thing to happen in their regimen. Many people are tired of their Bank system based on the charges they are experiencing from the bankers which is not encouraging and the leaders refuse to take an action to end the situation.
I don't think banning bitcoin in your country is why you can't get rich. If you continue to be active on this forum, it means you can still earn bitcoin even if your country's government bans bitcoin. And one more thing, people who don't use bitcoin and they are also very rich, so it can't be said that banning bitcoin is the cause of your not being financially free. Our biggest obstacle is always blaming others when we can take the time to find a solution to the problem.I always plan not to go the malls. and when I stay home - I purchase stuff online. I hate myself for all the trash I purchase.
December 23, 2022, 04:52:36 AM
Bad leaders are the obstacle in my financial freedom, because the rich are getting richer while the poor are getting poorer in the society just because the people on power refuse to do the right thing that will benefit the citizens in the environment. They refused to make Bitcoin legal in the country because they know that it will increase citizens financially and eliminate delay in transaction to give people financial freedom but they refused to allow such thing to happen in their regimen. Many people are tired of their Bank system based on the charges they are experiencing from the bankers which is not encouraging and the leaders refuse to take an action to end the situation.
I don't think banning bitcoin in your country is why you can't get rich. If you continue to be active on this forum, it means you can still earn bitcoin even if your country's government bans bitcoin. And one more thing, people who don't use bitcoin and they are also very rich, so it can't be said that banning bitcoin is the cause of your not being financially free. Our biggest obstacle is always blaming others when we can take the time to find a solution to the problem. 
December 23, 2022, 03:56:43 AM
A few years ago, the biggest barrier between me and financial freedom is perhaps my mindset. Back then, I thought businesses are only meant for people with big pockets, and it's better for me to save money so I can have some $$$ in case of an emergency. When I started consuming a lot of reading materials regarding investments and how to handle businesses, it is then that I realize that what lacks from me is not money but motivation and the drive to do things that I was not comfortable doing before. I saved, took out a small loan, started a printing business, and it went smooth until the pandemic hit. Until now I'm in the greens when it comes to profits on that business, and I am still financially stable (and can even retire now and live comfortably until my 60s) just because I took the risk and changed my mindset.
December 23, 2022, 03:16:15 AM
Regardless where we live, money is our top priority in order to survive and thrive. Having enough money to fall back on means we are entitled to more choice and possibilities. Like it or not, we are chasing or being forced to chase money in most phases of our life. Financial freedom has been most people's ultimate goal for decades, if not for centuries. To achieve this goal, we will encounter endless challenges. Each of us has a unique life situation so what is your biggest obstacle to achieving it ? I know we can make a long list of problems but there must be one or two primary reasons that really hold you back. This is where we should focus and I would like to hear your story. Thanks.
December 23, 2022, 03:02:51 AM
Financial freedom can mean different things to different people. Not everyone has priorities in money, although money is an integral part of our lives...
Whatever you want to do, whatever your priorities are, you will need money to make it happen. Today, nothing starts without money, everywhere you turn you have to pay something... So the logical conclusion is that obstacle to achieving financial freedom is "not having enough money". And how to get more money is a question that bothers many of us, I guess there is no universal answer to that, each of us is in a unique situation.
At the moment my obstacle is not having enough free time. With two little kids, I can't focus on finding additional sources of income...with this inflation and food prices, it's hard to keep up with the same income as I had before. And I have little kids, as they grow we will need more and more money. So I will either find a way to make more money or it will be very hard for us.
December 23, 2022, 02:05:23 AM
For financial problems, of course, we all have our own problems, especially in our part of our work that has not been able to reach the point that is really worth fighting for in the future, and this will hinder the finances we want to achieve, and for information sometimes we do not fully reach us so that it will cause certain problems, everyone will want to achieve financial freedom then we must be able to find solutions because all problems must have a solution.
December 23, 2022, 01:01:50 AM
Financial freedom can mean different things to different people. Not everyone has priorities in money, although money is an integral part of our lives. But there are people who are content with little but are at the same time fanatically devoted to their hobbies. I meet artists and musicians, and I admire some of them. They don't need anything, except to paint or compose music.
But most people, including myself, are always interested in making money. Even with good money, people are always missing something. Thus, we can say that financial freedom remains a pipe dream.
But most people, including myself, are always interested in making money. Even with good money, people are always missing something. Thus, we can say that financial freedom remains a pipe dream.
December 22, 2022, 11:43:31 PM
The first is the lack of capital that I can turn to for profit in various directions or businesses of various sizes.
Capital does not have to be in large amounts, capital can be doubled as your business progresses. Start applying your skills with a commitment to hard work, the experience you gain while running a business will make your capital increase little by little. There is no guarantee that a new business can develop with large capital, it takes patience and hard work so that a business with little capital can develop. If you wait until you have enough capital to open a business, your time will be wasted and maybe someone else can run your idea. You need to underline, to get maximum results, you must dare to act.
The second is that stalls or places to open new businesses or side businesses have begun to decrease to support a better living income.
There are several methods that you can do to run a business, in this modern, sophisticated era, there are so many media available to open a business. You can start opening a business through an online store, then you can maximize social media to do product marketing. 
December 22, 2022, 10:59:02 PM
Bad leaders are the obstacle in my financial freedom, because the rich are getting richer while the poor are getting poorer in the society just because the people on power refuse to do the right thing that will benefit the citizens in the environment. They refused to make Bitcoin legal in the country because they know that it will increase citizens financially and eliminate delay in transaction to give people financial freedom but they refused to allow such thing to happen in their regimen. Many people are tired of their Bank system based on the charges they are experiencing from the bankers which is not encouraging and the leaders refuse to take an action to end the situation.
December 22, 2022, 10:39:01 PM
Financial freedom here means that the money we have can make money back.
The thing that gave me the most trouble was that I didn't have the skill to double my money
The answer that definitely appears is Investment is the way out, but to have enough profit for my life I must have a very high investment fund, while the salary from my work can only fulfil my life with my family, it is very difficult for me to invest. if I use a loan from a bank or friend, it will definitely be difficult to return it because my current income cannot speak of financial freedom.
The thing that gave me the most trouble was that I didn't have the skill to double my money
The answer that definitely appears is Investment is the way out, but to have enough profit for my life I must have a very high investment fund, while the salary from my work can only fulfil my life with my family, it is very difficult for me to invest. if I use a loan from a bank or friend, it will definitely be difficult to return it because my current income cannot speak of financial freedom.
December 22, 2022, 10:38:11 PM
Regardless where we live, money is our top priority in order to survive and thrive. Having enough money to fall back on means we are entitled to more choice and possibilities. Like it or not, we are chasing or being forced to chase money in most phases of our life. Financial freedom has been most people's ultimate goal for decades, if not for centuries. To achieve this goal, we will encounter endless challenges. Each of us has a unique life situation so what is your biggest obstacle to achieving it ? I know we can make a long list of problems but there must be one or two primary reasons that really hold you back. This is where we should focus and I would like to hear your story. Thanks.
I believe our lifestyle is the major obstacle in achieving the financial freedom. We are social animals and the society plays a big role in our lifestyle. We always keep on upgrading our lifestyle as our income grows and that's where we all make mistakes. We should keep a consistent lifestyle even if our income keeps on growing.
I will give you my example. I used to drive a very small and basic car since 2015. It was a zero maintenance car with low fuel consumption. Now in 2021, I had upgraded to a SUV. I didn't need that car but I bought it anyways just because my wife wanted to show off. The amount of EMI just tripled and the maintenance became expensive. I could have easily saved that additional amount of money. But my lifestyle didn't allow me so do so.
So for me, my lifestyle is the biggest blocker to achieve financial freedom early in life.
Thanks for your comment. You've really made a good point. Lifestyle looks subtle but actually is the prominent reason why we can't make financial freedom possible. A consistent lifestyle that satisfies our basic needs with no lavish stuff is much more important than making more money yet spending it soon. I also bought a new SUV last year for no particular season although my previous car was still running great. Then all expenses were flooding and I had to make extra budget for maintaining the vehicle. I totally understood what you were talking about. We'd better to keep a low-profile life and be happy with it.
December 22, 2022, 10:15:29 PM
Regardless where we live, money is our top priority in order to survive and thrive. Having enough money to fall back on means we are entitled to more choice and possibilities. Like it or not, we are chasing or being forced to chase money in most phases of our life. Financial freedom has been most people's ultimate goal for decades, if not for centuries. To achieve this goal, we will encounter endless challenges. Each of us has a unique life situation so what is your biggest obstacle to achieving it ? I know we can make a long list of problems but there must be one or two primary reasons that really hold you back. This is where we should focus and I would like to hear your story. Thanks.
The inflation crisis has been a big challenge to everyone these days. No matter how good our job is, we are still hardly affected by the price increase of our necessities. We are having a hard time saving because we have lots of expensive expenses and bills to pay. We are still facing financial problems despite our wise financial management. The government who is also not doing its responsibility to take action on this also hinders us to reach the financial freedom that we want. However, the best thing that we can do is just to double our hard work so we could deal with these challenges.
It is just our source of income is not enough. The prices of our necessities are a really big factor since before when the price is low our salaries are just enough but now because of this crisis we are short or not enough that is why mostly those experts will say add some source of income since we can't control the price and its getting expensive so the consumers will struggle. The only solution (except for the government to take action to lower the price) is to find another source of income to sustain our expenses. I know it is difficult but how hard we save if the price is going up is still not enough.
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