When it involves real money the only person I feel comfortable giving advice to is myself.
That being said, I think from a beginner's perspective definitely check out Brave browser for free download here ---->
https://brave.com , 1st, Internet browser is something everyone knows, it's a technology beginners can take a test drive, kick the wheels and feel comfortable doing so, 2nd the Brave browser comes with many privacy & security features baked in, security plays hand in hand with crypto and many of these features are enabled by default to help protect and secure a beginner from some less desirable aspects of modern Internet, 3rd after install Brave browser transfers a free grant of 40 BAT (Basic Attention Coin) into the browsers built-in wallet, grant tokens can be tipped however the user desires as reward for content providers participating in program, for a beginner you get technology you know, introduction to tokens & wallets, a small stash of real cryptocurrency and the opportunity to use and experience cryptocurrency in a live environment all at no cost. I would say only cost is time, but Brave browser will speed up Internet times vs competing browsers & tracks this time-saved feature for users on its landing page.
For me, this is how I'd do it as a beginner, baby steps.
https://brave.comhttps://basicattentiontoken.org/