Bitcoin has more potential in future.
Every new thing normally is unknown thing and as such, difficult to be understand and maybe even to use. But after a few time everyone who want to learn about that or have need to use that is able to use it without problem. Let make as example the computer. At the beginning the use of it was only from the scientists and academic people who belonged e restricted area or fields of knowledge. Today is not strange to find even very old man and women who passe their time in front of an computer. In other words being difficult for something new doesn't mean that cannot be adopted. Maybe needed more time to be adopted but everything can be learn. If not so the humanity wasn't arrived here where it is. Without the new (and difficult) things we all had been at the Iron age.
Bank card, palpay, more , Bitcoin is not the only option