Topic: Women are more economical than men. - page 13. (Read 1746 times)

I do not agree to this. Women are not more economical than men. There are women who are very materialistic and would rather spend their money buying weeks artificial nails eyelashes and the latest trending clothes. While they are men who would have a plan on how to spend their money as it comes in which month. The role that upbringing plays in money management is what we should actually talk about and not gender. I believe the OP is making his argument based on his experience which is not generalized.

Well I would also go more in that direction in terms of the differences between women and men in allocating money, and whether or not they are wasteful depends on the level of their individual needs and also depends on how much they earn. Honestly I wouldn't say that women are more wasteful than men but we can judge it by how much they need, if they for example have more responsibilities than other people then obviously their expenses will also be greater. I would say it's in the matter of needs and it's very different, but maybe the title above is more directed at how the difference between women and men utilize the money they have, I think it depends on their own lifestyle, sometimes like there are those who cannot distinguish between needs and wants, it is often confused and will certainly affect the allocation of their money. I think it's quite difficult to find the difference because it depends on a person's personal sense of necessity or something that is not really necessary.

Basically there are people who are frugal because of the pressure of necessity and there are also people who are wasteful because of their personalities who cannot allocate money properly, women or men are the same because gender differences do not really matter and it depends on their personalities and also each of their conditions.

Although applying an economic attitude is a behavior that varies from person to person but it is possible to say that women are generally better than men. Especially if we have to make an evaluation based on a family, we all know that mothers in general always find a product at a more affordable price or products of equivalent quality with a different but well-known brand at a much cheaper price. This is just an example because women with their many different habits spend more economically than men in almost every field. However, when we consider the family structure formed in many countries, men also have some responsibilities as family man such as paying bills, paying rent and covering other expenses. Since all these expenses are for households usage it wouldn't be correct to say that a man spends more money because he pays these bills.

No it will always vary person to person.
It will also vary culture to culture.

Cultures that force women to stay in a home make kids and keep house will have a different result than cultures that allow women to work and be independent.

I am USA based and I have seen many women with jobs and independent living plenty of them waste their money just as much as men do.

 The analogy is that' Men are like the government, government are never good managers they spend money from all angle as they are not economical with money spending due to the numerous responsibilities that hangs on them, meanwhile the Woman is like a private company in her spending, meticulous with spending and every money leaving her purse must be worth spending to receive a gain.

A man can make a $100 for the day have a responsibility of about $60 to care for but will still call his little circle to meet him at a nearby beer joint to share a few bottles and catch fun but a woman can hardly behave that way. She may infact give you a 100 reasons why that money should get home in complete amount of $100 bucks and you'll agree with her. 

It is a fact that women always prefer to be calculating than men. The amount of money that men spend without thinking about anything, if a girl has that amount of money then she will never spend that money but she will think about how to use this money in managing the world. A good family is built with the contribution of a woman. Many families are destroyed because of women. Family girls will never waste money. With the money they have, they will try to do something good by putting some more money together. When boys go out or go to different functions or eat in restaurants, they waste different money but this is not seen in the case of girls.

In my opinion, it all depends on the individual and their income, because currently most women are more wasteful which is supported by income. Because women have more personal care needs that must be purchased such as make up, clothes, shoes, bags, accessories and much more including visits to spas, salons and other related places to follow fashion and appearance trends.
Apart from that, most women also tend to splurge after receiving money on payday or when they get a commission. And women are also easier to persuade to buy something through sales promotions.

And according to him, currently there are still many women like that, but there are also women who are frugal. Because circumstances don't support it and that doesn't mean he doesn't want it, but he prefers to keep quiet and try to manage his money well so that everything is sufficient.

That's a hard question, and I think the answer is ultimately up to statistics, but it also depends strongly on how we measure it. Like, if a woman is spending more than a man because she's buying groceries for the whole family and also stuff for kids, it shouldn't count as her overspending because someone's got to do it, and she's not spending the money on herself. Another potential way of measuring it could be by only counting that is spent beyond basic expenses.
Here's some data I've found:
"Single men outspent single women. Men spent an average of $41,203 a year as opposed to $38,838 by women."
It's something, but only for those single, and the different is insignificant.
There's also a slideshow on spending by categories, and women spend more on average on some things, whereas men - on other things.
Then there's also the thing called 'the pink tax' which is used to explain why women spend more than men over their lifetimes because of how products for women are priced higher than similar products for men.
Overall, my impression is that there's little evidence to support the idea that women are more economical than men or vice versa. It depends on the circumstances and varies from one person to another.

that's clear. Here, men who work to earn money certainly sometimes need entertainment to relieve fatigue or boredom from work. Women who usually take care of the household tend to be accustomed to well-managed finances. She will not be wasteful because she sees her husband working hard for money. It must be very tiring and that can be greatly appreciated.

Yes, I agree with what you said regarding women's skills in managing finances. Miraculously, women are able to manage their finances neatly to differentiate between monthly, weekly and daily spending money. and they even separate the money they earn from work and from gifts from anyone. and this is still a mystery to me personally.

for example, I have a female friend who may come from an ordinary family, but every time we meet at a place to eat, she always orders more expensive food than me, even though it doesn't work at all. to my knowledge.

Don't be like that either bro, never close your eyes to what is happening, in this world women and men are not separated from just one head. Everyone has their own way of thinking, as well as the way they manage their finances. Therefore, we just have to be smart in choosing our wife so that it doesn't become a problem in the future, regarding money and other personal matters.

Thriftiness  is inherent in people regardless of gender, that is, it has no clear link to men or women. This quality can be inherent in both. I have met thrifty men and women, and unfrugal ones of the same sexes. So, it's a matter of habit and developed skills. Should not make such unfounded statements without providing statistical research data or other verified materials. Without all this, these are just provocative statements.


If you provide me with such a woman, then I will immediately marry her, after divorcing the previous one (as long as she doesn’t hear this, otherwise she will demand to buy a new 10th handbag or even a 5th fur coat).

"Women are more economical than men" - What do you want to hear on a forum where the majority of users are men?

It would be interesting to hear the opinion of the female part of the forum on this topic. @lovesmayfamilis (and other), would you like to express your opinion?

I can agree that some women are very economical than most men. When a woman is living alone she spends low amount of money for feeding compare to what the man we spend , I think it in the nature of a man to spend more money. A women can be working in a place where the income is very low and still she will still be able to save good amount of money from it.

Men take too much responsibility which makes them to spend too much money, men always have the mindset that whenever money comes into their  hand their must be a problem that the money needs to be used to solve.

I believe it’s case to case basis depending on how the lifestyle of the people we are talking regardless of the gender. I know a lot of woman that spend tons of money on beauty product, personal hygiene, jewelry, gadgets and other fancy things. Same with man that buy branded shoes, apparels, car and so on.

Both gender can be expensive depending on their lifestyle. Poor people no matter what gender will surely live economical since they are always considering their finances before they spend into something. Not only woman can be disciplined on spending but men too if they have no choice or they grow on a household that value money management.

It depends, since there are some women who are the provider and some men are househusband, and vice versa.

Of course whoever the provider is, his/her responsibility is to provide whatever his/her family needs and the one who should budget and save money is the one who is at home or whoever has the free time to do such thing, or whoever that's good at it. There's no gender obligations since both parties should cooperate to make things work out as partners in a relationship.

This topic will depend on the nature of both people, if the man/woman has an environment which has a lot of money and they can easily spend and get one like vise versa they can easily be influenced to spend more but if they are in the family or environment know how to manage the money properly, have a good way of spending, invest and etc. they didn't get a problem with the financials. People seeing this as general so the outcome is more likely man are the one who spends a lot of money that the woman.

I don’t even know what to agree to, because I have come across multiple case with different result where some the men are the one who are much more economical than the ladies, as the man use the reason that he suffer for his money to be made and the things which he have been through in life to encourage him self and put his money into good use, and they don’t spend carelessly as they are so much afraid of going back to trenches, and their life seems to always be the luxurious type who want to spend and enjoy life I mean every bit of it, with the caption since we didn’t not enjoy it from the beginning when we had nothing what’s keeping us now.

I have also come across a case, where the wife is a business person and the husband is working under an organization but he earns well, but the husband is the type who also like flexing every bit of his life and he always talk about outing things that matter and the ones that are not really relevant but the wife always look for a way to talk him out and make things easier in a manner that will cost them less and they can be able to save up for the family.

The result to this opinion is base on the people in question as the result can’t be the same as many people have different views and opinion.

In my opinion, it is difficult to agree on this matter, because whether men and women are thrifty or not depends on how they both assess their needs. Let's say that based on the experience I have met, groups of women who are thrifty usually have a good level of financial management and realize that living wastefully is not a good thing for the future. But there are several groups of women who have extravagant ways and lifestyles, generally these women like to decorate themselves excessively. Want to stand out not only when buying necessities but when they are holding an event with their peers.

I agree that, on average, women tend to excel in financial management. However, in some cases, there are also women who adopt a hedonistic lifestyle, indulging in daily shopping sprees and extravagant spending. This behavior may stem from having a male partner who generates more income than the woman spends.

Ultimately, it all depends on how a man chooses a wise woman, rather than one who is merely beautiful and extravagant. While it's true that wealthy individuals can pursue their desires freely, homemakers wield full control over the future of their children.

I don't economic literation and knowledge has any relation to gender or sex. It's more of each individual experience that shape them, I think if someone came from a wealthy family and their parents care to pass on the knowledge they tend to have better understanding on how to manage their financial. While someone who came from less wealthy family will understand the struggle of earning money and they would know better on how to safe money. The unfortunate one is people who grew up in a wealthy family but doesn't have any role model, most of this kind of person that I  know, only know how to spend their money on just anything they want.

I hate generalizations based on gender/sex, but we can't live without generalizations and stereotypes(unfortunately).
Some women are more "economical" than other women and some men are more "economical" than other men. In the current service based economy, it seems to be easier for women to get a job. The welfare state in the western countries is very supportive towards single moms and the women can get lots of money and assets from men in case of a divorce. Life is harder from a economic/financial perspective, if you are a man. The amount of male addicts is usually higher than female addicts(I mean gamblers, alcohol and drug addicts, etc.). Such addicts can't control their spending and have poor finances. Maybe this is one of the factors, that makes some people think that women are more financially responsible than men.