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Topic: Women are more economical than men. - page 13. (Read 1861 times)

sr. member
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October 05, 2023, 09:11:32 AM
#49
In my opinion, it all depends on the individual and their income, because currently most women are more wasteful which is supported by income. Because women have more personal care needs that must be purchased such as make up, clothes, shoes, bags, accessories and much more including visits to spas, salons and other related places to follow fashion and appearance trends.
Apart from that, most women also tend to splurge after receiving money on payday or when they get a commission. And women are also easier to persuade to buy something through sales promotions.

And according to him, currently there are still many women like that, but there are also women who are frugal. Because circumstances don't support it and that doesn't mean he doesn't want it, but he prefers to keep quiet and try to manage his money well so that everything is sufficient.
legendary
Activity: 3248
Merit: 1402
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October 05, 2023, 09:04:23 AM
#48
That's a hard question, and I think the answer is ultimately up to statistics, but it also depends strongly on how we measure it. Like, if a woman is spending more than a man because she's buying groceries for the whole family and also stuff for kids, it shouldn't count as her overspending because someone's got to do it, and she's not spending the money on herself. Another potential way of measuring it could be by only counting that is spent beyond basic expenses.
Here's some data I've found:
"Single men outspent single women. Men spent an average of $41,203 a year as opposed to $38,838 by women."
It's something, but only for those single, and the different is insignificant.
There's also a slideshow on spending by categories, and women spend more on average on some things, whereas men - on other things.
Then there's also the thing called 'the pink tax' which is used to explain why women spend more than men over their lifetimes because of how products for women are priced higher than similar products for men.
Overall, my impression is that there's little evidence to support the idea that women are more economical than men or vice versa. It depends on the circumstances and varies from one person to another.
hero member
Activity: 1932
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October 05, 2023, 08:46:12 AM
#47
that's clear. Here, men who work to earn money certainly sometimes need entertainment to relieve fatigue or boredom from work. Women who usually take care of the household tend to be accustomed to well-managed finances. She will not be wasteful because she sees her husband working hard for money. It must be very tiring and that can be greatly appreciated.
full member
Activity: 180
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October 05, 2023, 08:44:05 AM
#46
Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
Yes, I agree with what you said regarding women's skills in managing finances. Miraculously, women are able to manage their finances neatly to differentiate between monthly, weekly and daily spending money. and they even separate the money they earn from work and from gifts from anyone. and this is still a mystery to me personally.

for example, I have a female friend who may come from an ordinary family, but every time we meet at a place to eat, she always orders more expensive food than me, even though it doesn't work at all. to my knowledge.

If you provide me with such a woman, then I will immediately marry her, after divorcing the previous one (as long as she doesn’t hear this, otherwise she will demand to buy a new 10th handbag or even a 5th fur coat). Cheesy

"Women are more economical than men" - What do you want to hear on a forum where the majority of users are men?

It would be interesting to hear the opinion of the female part of the forum on this topic. @lovesmayfamilis (and other), would you like to express your opinion?
Don't be like that either bro, never close your eyes to what is happening, in this world women and men are not separated from just one head. Everyone has their own way of thinking, as well as the way they manage their finances. Therefore, we just have to be smart in choosing our wife so that it doesn't become a problem in the future, regarding money and other personal matters.
legendary
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October 05, 2023, 08:02:37 AM
#45
We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be.
Thriftiness  is inherent in people regardless of gender, that is, it has no clear link to men or women. This quality can be inherent in both. I have met thrifty men and women, and unfrugal ones of the same sexes. So, it's a matter of habit and developed skills. Should not make such unfounded statements without providing statistical research data or other verified materials. Without all this, these are just provocative statements.

Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

If you provide me with such a woman, then I will immediately marry her, after divorcing the previous one (as long as she doesn’t hear this, otherwise she will demand to buy a new 10th handbag or even a 5th fur coat). Cheesy

"Women are more economical than men" - What do you want to hear on a forum where the majority of users are men?

It would be interesting to hear the opinion of the female part of the forum on this topic. @lovesmayfamilis (and other), would you like to express your opinion?
hero member
Activity: 1050
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October 05, 2023, 07:32:19 AM
#44
We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
I can agree that some women are very economical than most men. When a woman is living alone she spends low amount of money for feeding compare to what the man we spend , I think it in the nature of a man to spend more money. A women can be working in a place where the income is very low and still she will still be able to save good amount of money from it.

Men take too much responsibility which makes them to spend too much money, men always have the mindset that whenever money comes into their  hand their must be a problem that the money needs to be used to solve.
copper member
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October 05, 2023, 07:23:50 AM
#43
We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

I believe it’s case to case basis depending on how the lifestyle of the people we are talking regardless of the gender. I know a lot of woman that spend tons of money on beauty product, personal hygiene, jewelry, gadgets and other fancy things. Same with man that buy branded shoes, apparels, car and so on.

Both gender can be expensive depending on their lifestyle. Poor people no matter what gender will surely live economical since they are always considering their finances before they spend into something. Not only woman can be disciplined on spending but men too if they have no choice or they grow on a household that value money management.
sr. member
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October 05, 2023, 07:16:54 AM
#42
It depends, since there are some women who are the provider and some men are househusband, and vice versa.

Of course whoever the provider is, his/her responsibility is to provide whatever his/her family needs and the one who should budget and save money is the one who is at home or whoever has the free time to do such thing, or whoever that's good at it. There's no gender obligations since both parties should cooperate to make things work out as partners in a relationship.
legendary
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October 05, 2023, 06:37:21 AM
#41
This topic will depend on the nature of both people, if the man/woman has an environment which has a lot of money and they can easily spend and get one like vise versa they can easily be influenced to spend more but if they are in the family or environment know how to manage the money properly, have a good way of spending, invest and etc. they didn't get a problem with the financials. People seeing this as general so the outcome is more likely man are the one who spends a lot of money that the woman.
sr. member
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October 05, 2023, 06:32:10 AM
#40
I don’t even know what to agree to, because I have come across multiple case with different result where some the men are the one who are much more economical than the ladies, as the man use the reason that he suffer for his money to be made and the things which he have been through in life to encourage him self and put his money into good use, and they don’t spend carelessly as they are so much afraid of going back to trenches, and their life seems to always be the luxurious type who want to spend and enjoy life I mean every bit of it, with the caption since we didn’t not enjoy it from the beginning when we had nothing what’s keeping us now.

I have also come across a case, where the wife is a business person and the husband is working under an organization but he earns well, but the husband is the type who also like flexing every bit of his life and he always talk about outing things that matter and the ones that are not really relevant but the wife always look for a way to talk him out and make things easier in a manner that will cost them less and they can be able to save up for the family.

The result to this opinion is base on the people in question as the result can’t be the same as many people have different views and opinion.
hero member
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October 05, 2023, 06:30:35 AM
#39
We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
In my opinion, it is difficult to agree on this matter, because whether men and women are thrifty or not depends on how they both assess their needs. Let's say that based on the experience I have met, groups of women who are thrifty usually have a good level of financial management and realize that living wastefully is not a good thing for the future. But there are several groups of women who have extravagant ways and lifestyles, generally these women like to decorate themselves excessively. Want to stand out not only when buying necessities but when they are holding an event with their peers.
hero member
Activity: 1470
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October 05, 2023, 06:29:55 AM
#38
I agree that, on average, women tend to excel in financial management. However, in some cases, there are also women who adopt a hedonistic lifestyle, indulging in daily shopping sprees and extravagant spending. This behavior may stem from having a male partner who generates more income than the woman spends.

Ultimately, it all depends on how a man chooses a wise woman, rather than one who is merely beautiful and extravagant. While it's true that wealthy individuals can pursue their desires freely, homemakers wield full control over the future of their children.
sr. member
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October 05, 2023, 06:17:03 AM
#37
I don't economic literation and knowledge has any relation to gender or sex. It's more of each individual experience that shape them, I think if someone came from a wealthy family and their parents care to pass on the knowledge they tend to have better understanding on how to manage their financial. While someone who came from less wealthy family will understand the struggle of earning money and they would know better on how to safe money. The unfortunate one is people who grew up in a wealthy family but doesn't have any role model, most of this kind of person that I  know, only know how to spend their money on just anything they want.
hero member
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October 05, 2023, 06:06:51 AM
#36
We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

I hate generalizations based on gender/sex, but we can't live without generalizations and stereotypes(unfortunately).
Some women are more "economical" than other women and some men are more "economical" than other men. In the current service based economy, it seems to be easier for women to get a job. The welfare state in the western countries is very supportive towards single moms and the women can get lots of money and assets from men in case of a divorce. Life is harder from a economic/financial perspective, if you are a man. The amount of male addicts is usually higher than female addicts(I mean gamblers, alcohol and drug addicts, etc.). Such addicts can't control their spending and have poor finances. Maybe this is one of the factors, that makes some people think that women are more financially responsible than men.
legendary
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October 05, 2023, 06:06:06 AM
#35
We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

No because it's very subjective. It is equally easy for either gender to mismanage their money or waste it on things that they cannot afford and should not be buying.

"Traditional gender roles" do not mean anything in this context because without a personal finance education, you will be burning through money faster than your car can move at 20mph.
legendary
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October 05, 2023, 05:42:33 AM
#34
I manage the money at home and I can say I have a hard time keeping it up. The budgets. I don't list anything, I just spend what is required in the house and see to it that the stocks will never be depleted. Although I don't spend anything on bad habits or hobbies, it seems like the budget is always short. I tried to pass that problem to my wife but she doesn't want to handle money.
Are they economical? It actually depends. Some women like spending the money on different things that are not necessary while some do like saving it so that it will last long until the next payroll comes. I can say that because some of my past girlfriends were economical and others are not.
I think we cannot also assume unless we live with them under the same roof. Because that's when problems will come.
copper member
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October 05, 2023, 05:37:27 AM
#33
I don't think there is any truth about this opinion. It's not right to make such a generalization because for both genders, there are those who spend money wisely and those who spend it as they wish. However if a generalization is to be made it's obvious that men who are aware of how difficult it is to earn money are more frugal. I'm sure the statistical data would support this.

Indeed, both men and women are equally responsible and capable when it comes to managing personnel or finances within a commercial organization. In the USA We, we have seen both man and woman serving as chairperson of Federal reserve board and performing admirably. It is unjust to make broad generalization about one gender being economically superior to the other, as it overlooks the inherent differences among individuals. In the present global circumstances, success depends on factors like skills, experience and context, rather than one is man or woman.
sr. member
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October 05, 2023, 05:18:15 AM
#32
Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
I agree. In my opinion, it is true that women are more frugal than men, because most women will think far ahead, women usually tend to be careful about financial matters, careful in various things, including thinking about long-term financial needs. In fact, most women are used to preparing special funds that will be used in the next few years. And usually women can separate their savings, for example savings to buy their dream items, savings for traveling, savings or investments for future children. This is very different from men, many men find it difficult to save and even tend to be wasteful.

Women are also usually more able to restrain themselves if they want to buy something and the money they have is still not enough, usually women often prefer to wait for the money to be there first. They would prefer to save, rather than recklessly taking on debt and ending up in debt. Meanwhile, men rarely can control themselves, they will immediately buy what they want without thinking too much.
legendary
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October 05, 2023, 04:21:41 AM
#31
We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
from the many things I know, women can be more frugal and quite sensible because when they get married they will be guided to be able to manage their money well so that all their needs can be met with the money their husband gives, and I see around me when women cannot manage their finances well, usually the family's economy will be in trouble, they will be involved in a lot of debt and so on because they spend too much on unimportant things than they can afford, However, there are also men who are quite good at saving and managing finances, but in comparison there are more women.
But I don't know at this time, information can be very easily accessed and studied so that the mindset of women and men can change, including regarding finances, so maybe that is no longer completely true.
jr. member
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October 05, 2023, 04:17:38 AM
#30
I believe strongly that women are strongly made of conservative mentality, it is therefore pertinent to say that, women are more economical than men. Before a delve into responsibilities is natural construct, men are wired to have the consciousness of being responsible of loads of stuff and that is directly reflected in their expenditure. On the other hand, a woman is not legally obliged to be in charge of basic fundamentals, at least, before we consider people and cultures welcoming 50/50 bill splitting.
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