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Topic: Women are more economical than men. - page 10. (Read 1860 times)

hero member
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October 06, 2023, 03:17:27 PM
A man, especially a man who is not married, will consciously and willingly spend money and can even spend all his money on a hobby and there are even quite a few men who prioritize their hobbies over their needs, but this is the opposite when he is married then he will prioritizes his needs and responsibilities (family) rather than having to spend a certain amount of money to do a hobby he likes, because in principle, when a man is married, especially when he becomes a father, he will prioritize the happiness of his family more than himself. because when he gets married, a man's happiness is not when his hobby is fulfilled, but when he sees the person he really cares about and loves is happy thanks to the efforts that the man has made.

However, if we talk about women, especially single women, when they have some money, they will spend it on things they like, such as shopping and so on, and this continues even though they are married and become housewives.
I believe the opposite. A single man is much more likely to save his salary and promote reasonable spending. In my opinion, women are more maintenance-intensive than men; we'll be fine with a normal haircut that doesn't cost more than €10, while women may spend a lot more on hair salons, nails, makeup, etc., expenses that men aren't doing. However, men may usually spend more on hobbies, like you mentioned, like cars or motorcycles, and also because of their natural instinct to be those who provide for the family. Certainly, this rule may not apply to everyone, men and women alike, but it's what I've noticed in my environment.

When a man is single he will not feel responsible for his life because he does not have more responsibilities, in contrast to when he is married he will always have responsibilities for his life and family so he works extra, and as much as possible he will do it. do. minimizing the level of expenses in order to have enough money to take home to support his family.

However, it is different if a single man becomes the backbone of the family and replaces the father figure because his late father has died, so he has more responsibility to support his younger siblings.

Meanwhile, the woman you mentioned is a woman who only talks about her self-esteem, because in terms of beauty care she can do it herself at home to minimize costs. Without having to go to the salon. And women like this will only make things difficult for us when asked to get married.
hero member
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October 06, 2023, 03:15:47 PM
We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

In general, the responsibilities that men are about to undertake are mentioned and it is mentioned that this habit affects men economically. I want to look at the issue from a different angle. Women are more successful in order than men. Of course, there are exceptions to what I say, so I'm not saying everyone is like this. Women who are successful in order can show these habits in many things in life. These habits enable women to act more planned economically.

I cannot make a definitive judgment that women manage themselves and their homes better than men, but I can say that women act more planned in many things and that these habits make them advantageous at home and in using the economy.
legendary
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October 06, 2023, 02:42:40 PM
We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

That women are more economic than men would make a lot of sense, in the biological evolutionary sense. Back when we were cavemen/women the women were responsible for the household and hording food for survival while men were out hunting. The more economic a woman was, the better the chance of survival for the entire family. Perhaps even the whole tribe.

Women are also not as risky as men and do a lot of long term thinking. Without such economic behavior, humans would have died a long time ago.

Thank you, girls!
sr. member
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October 06, 2023, 02:24:06 PM
We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
What do you mean by economical? In what context - budgeting and planning? Investing? loan repayment? Well what I know is that from face value of all my male friends and my female friends, the females manage personal debt well, often having higher credit scores than my male friends, and in business they are also successful entrepreneurs and business owners. On the other hand, a I just would like to add a new perspective, maybe I'm wrong, but I think we should consider man buy lots of stuff for women, too. Probably if they didn't, the balance would be roughly the same or slightly better. I'm not trying to take credit from women, just trying to be accurate.
legendary
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October 06, 2023, 02:23:55 PM
~ women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
We can't generalize this assumption because in some cases I found that men can be more economical. If we are talking about who is generally in charge of earning money, they are men. Since men who earn the money, they should know how difficult to earn the money. So, men becomes more economical because he knows the difficulty.

So what you mean by "economical" is the ability to control the urge to buy things? If that's the case, my experience is quite the opposite. You probably need to do a thorough research if you want to draw a conclusion. Basing it on one or two cases is way too small to make a judgment. Even though you can argue that traditionally women control their household spending, I don't think that applies to modern societies.
Yep. I also found an opposite in the reality.
It is something a bit difficult to conclude who are more economical between men and women. There are many factors that can influence it. Which can be more economical can depend on the individual's nature, habits, the life style where he/she lives, educational background, or other things. So, there should be complex researches, it can't be concluded by the general assumption in our society.

Indeed. In the modern societies, sometimes both men and women control the household spending together. It is because both of them are earning money, they almost have the same tasks in their family. Also, there is no a big difference between men and women since both of them have the same ability and knowledge on managing the household spending.

legendary
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October 06, 2023, 02:23:17 PM
As a financial advisor, this is something that I've got a great deal of expertise and experience with.  I would tend to agree that women are indeed more "economical' than men. 

I just tend to see women being more concerned about their finances, how much money they are spending etc.  Of course there are plenty that aren't very economical, just the same as men.  But overall, I agree.
hero member
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October 06, 2023, 02:20:40 PM
I don't want to justify or blame your argument, bro, but the parable you convey is too sharp. In another post you provide relevant evidence, starting from the comparison of company owners and managers dominated by men, but in another post you say that women are more reliable in managing finances. household. So it's true isn't it, every woman or man has skills that can be said to be balanced, depending on which side you look at and place them on.
If we compare specifically, each comparison result regarding more economical management will be very different depending on the perspective or assessment of each individual, but I am sure that the best economic management choice in the business world is handled by men, because men are wiser to the best decision in the company, but the strategic position of women will be placed in the position of treasurer because women can be trusted to hold the company's money, but financial management procedures must be based on the CEO of the company. However, regarding the management of household finances, I agree with the woman's choice of being more economical for family needs, she has distributed finances for daily needs and set aside some for savings for children in the future.
full member
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October 06, 2023, 01:38:54 PM
In other words, if I conduct study and discover that there are more successful businessmen than women, this simply demonstrates that men are better at managing money than women when it comes to commercial problems. Even if there aren't many options for women to get married, I believe there are more women in general society, even the impoverished.
If we talk about the possibilities that occur in the field, especially the comparison between entrepreneurs, it seems to be true, men are more dominant in controlling company lines, which means men are better able to manage finances than women. but on the other hand, when it comes to households, women are more dominant in managing finances because they know the daily needs for their families and can save for their children's education.

In my case, my wife is the one who is more economical than me. More restrained and down-to-earth, so she takes much more care about money and how it's spent. I am happy about that, in marriage it's important that at least one of us has more sense and keeps the house in the right place.
What I mean by this is that women are more reliable in saving and managing finances in household matters. In the environment where I live, it is commonplace for women to manage family finances. the women are the experts.

brrr....
But here, it's too boring. Again, it all depends on the country. Somewhere, wives are chosen like horses, but they are loved in other countries.
I don't want to justify or blame your argument, bro, but the parable you convey is too sharp. In another post you provide relevant evidence, starting from the comparison of company owners and managers dominated by men, but in another post you say that women are more reliable in managing finances. household. So it's true isn't it, every woman or man has skills that can be said to be balanced, depending on which side you look at and place them on.
sr. member
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October 06, 2023, 01:32:29 PM
It is true that women are more frugal than men and they are generally more spendthrift but our debate should never be men vs women. Because none of us are opponents or enemies we complement each other constantly in the present time instead of seeing the competition between men and women girls should be self-reliant by engaging in some kind of financial work along with men. In this globalization it is very important for women to be financially independent. Although it is true that men usually provide everything for their family all the responsibilities of the family are on them because it is natural for a man to be frugal when he has to fulfill all the responsibilities of his wife after marriage.

Seriously, economically, men are spending more than women when it comes to taking responsibility for family members and for themselves. You can see women working all day to earn money, but even if they have husbands, they do not use their money to make it up at home. Most husbands feed them and provide other necessities at home. It’s still the husband that takes responsibility for the home, and you will still see the wife still request from the husband sometimes, and that is the reason why you will see men going broke after some amount of money enters their hands because they spend it to meet their family needs, which is compulsory for them to do.

I agree with you, this topic is meaningless because there is no research or evidence that says women are better at saving than men or that men are better at saving than women. It all depends on each person's personality, and each person's personality is different. You're right, there are many women who spend lavishly on branded goods, high-end perfumes or expensive jewelry... not all women know how to save money. While there are many men who can save to build a career and raise a family.

I cannot say the topic is meaningless, but there is no proof that this is the actual gender that spends more than the opposite gender. However, if we say which gender is saving money, most I can say is women because most men are worried about building their career, feeding themselves, some have children to send to school, and other things like that that need to be done, and that is why they don’t have much money to save. However, if you see a man saving money, then definitely that person will be rich because you cannot save when you have many things to cover up.
sr. member
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October 06, 2023, 01:04:20 PM
It is true that women are more frugal than men and they are generally more spendthrift but our debate should never be men vs women. Because none of us are opponents or enemies we complement each other constantly in the present time instead of seeing the competition between men and women girls should be self-reliant by engaging in some kind of financial work along with men. In this globalization it is very important for women to be financially independent. Although it is true that men usually provide everything for their family all the responsibilities of the family are on them because it is natural for a man to be frugal when he has to fulfill all the responsibilities of his wife after marriage.
full member
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October 06, 2023, 12:12:40 PM
#99
Men are from Mars, Women are from Venus. There are differences in psychological and emotional terms.
The debate about who is better at managing finances can be very subjective.
Because men and women have different approaches when it comes to financial management.
However, these different financial management approaches can complement each other. That's the most important thing.

Yes, I agree that women are more economical than men. Because we know that in most cultures in this part of the world, the basic expectation of men is that they will take care of and support women, which means that men have to pay everything to women.

So, during a wedding, men usually take the risk of paying for all necessities and even entertainment. Many men, especially those who don't have a partner yet, spend a lot of money on cars and things to impress their potential partner. And usually women will try different men and enjoy his attention for free.

In the household, men usually pay most of the main bills or simply give all their income to their wives to manage. Most of the married men I meet don't have large savings accounts, they will only use what they need for themselves. Even if they have bitcoin assets, it is solely to support their family in the future.

So, in a situation like this, how is it possible for men to save more than women? Even though men earn a lot from various jobs. Of course, it's the man's responsibility to be financially responsible and it's the woman's job to be frugal. Finally I would say any fool could go bankrupt due to reckless spending. So both men and women must complement each other.
sr. member
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October 06, 2023, 12:06:14 PM
#98
We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
Men always work hard to earn money which is almost several times compared to women. Again, the desire of men to fulfill their desires is very high and men are not afraid to take risks.  Due to which men feel very happy to spend money on gambling, risky investments, crypto etc. Women on the other hand are more calculating.  They fear risk and have a desire to save money. Due to which women spend much less money than men in gambling, risky investment, crypto etc.. For this it is certainly believable and true that Women are more economical than men.
sr. member
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October 06, 2023, 11:45:48 AM
#97
Gender isn't something that should be considered important when you are looking for responsibility. When responsibility hits you, you are automatically going to be more cautious about everything. That includes being more economical. But the fact still remains. Men are the ones who are required to provide for the family. If there's a situation where it is critical, and it requires a lot of money, a man will do anything to get that money. I'm not saying that women won't do that, but the possibilities are small.
but I don't think I can agree with you that women are more economical than men. It could be either of it. Those who know how to do it will always be more economical than the other. But that doesn't mean that gender has any effect in this. But if you average the number may go towards women, but there are men too. So let's not make it an issue or anything like that. Everyone is doing their own job in their own way. One may lack in one section but do better in other section. I don't believe it is important to know which gender is capable of being more economical.
hero member
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October 06, 2023, 10:21:48 AM
#96
In my opinion there are also people who spend money easily because it is very easy for them to get money and they spend money the same way and I think spending money doesn't affect women or men. You are right in that this has a big influence on each individual's financial management because each person has their own way of managing their finances so they are very calculating in spending their money.
In terms of spending money or spending money, it is actually every individual, both women and men, who are married and already taking care of their own household. Because the costs of basic needs such as food and the cost of sending children to school are things that cannot be managed at any time, even though they can be saved. So spending money is actually not much different in terms of daily needs for everyone (apart from some people who find it easy to get money in their lives).
sr. member
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October 06, 2023, 10:13:36 AM
#95
I have to disagree, gender can't be used to determine someone else knowledge and skill.

There's a women who use most of her money to buy skincare and useless thing that she think cut, she will take a loan because she don't have any money to buy foods. There's a men who save most of his money for his future e.g. buy house, buy car etc.

You can't generalize if women is better than men in something and vice versa.

I agree with you, this topic is meaningless because there is no research or evidence that says women are better at saving than men or that men are better at saving than women. It all depends on each person's personality, and each person's personality is different. You're right, there are many women who spend lavishly on branded goods, high-end perfumes or expensive jewelry... not all women know how to save money. While there are many men who can save to build a career and raise a family.
hero member
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October 06, 2023, 09:40:04 AM
#94
I have to disagree, gender can't be used to determine someone else knowledge and skill.

There's a women who use most of her money to buy skincare and useless thing that she think cut, she will take a loan because she don't have any money to buy foods. There's a men who save most of his money for his future e.g. buy house, buy car etc.

You can't generalize if women is better than men in something and vice versa.
legendary
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October 06, 2023, 09:32:35 AM
#93
Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
Most women have a stingy nature (eyes), if the money that is already in a woman's hands is difficult to spend, unless there is an urgent need, and even then when shopping they have to wait for a discount first, then they spend the money, Overall, it can be said that the comparison between women and men is a difference in managing finances, this is almost the case throughout the world.

My understanding is that women are more economical than men, this is because when women go shopping or leave the house to the mall and so on, they always bring a man, they expect a man to pay for them, Because women carry money when traveling, there are many risk considerations. Unlike men, most men keep money in their trouser pockets/wallets, women rarely use wallets, Often when you leave the house you often entrust it to men, buy this, that and so on, automatically the money that women have is automatically saved, so it's natural that women save more, but not in a good way. in managing money.
hero member
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October 06, 2023, 06:13:01 AM
#92
That is not the discussion for argument but for understanding who has evolved and how. For ages, women have been someone who looks after the household work and nowadays she has gone far to handle her corporate job as well as household things. This has made her think straight about the priorities. In time she will always think about her family, what they need, do they have enough to feed, do they have proper clothing to other facilities that are needed for a better life. Now this would be her priority and she will only spend money on that first and off course will also tell the man to choose between those first then the desires second. I think it is completely normal for them to prioritize things like this and save more money for the family rather than bulllshit stuff like PS5. They will always be winning in this one since they have made their mind already before we can say something about it. Haha.
sr. member
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October 06, 2023, 05:59:04 AM
#91
In my opinion, men and women have their own share when it comes to finances. Maybe men can be superior when it comes to finances. Men are able to hold back their emotions to buy something for something more important, just like women who are financially smart. However, the advantage of men here is that they are able to rack their brains to find additional income or other passive income effectively, although there are some women who are now able to do this. We can know this through Forbes data, where many men are at the top when it comes to finance and wealth.

The economic situation often encourages everyone to be economical. But this does not apply to rich people.
jr. member
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October 06, 2023, 05:54:34 AM
#90
I think men and women are part of each other because men will earn and women will spend it's a bit normal because why am I earning to spend, so spending can be more or less girls shopping or traveling Likes more, so they will spend more it is normal for men to spend more but not for the man himself but for the family because men are the head of the family all the time in primitive times, so men are the income Source So naturally women spend more on various pleasures or luxuries but less on other areas, but men spend more on daily activities for the family but on themselves Men do not spend much for happiness or luxury, they give their all for the family.So I don't see any reason to separate men and women because in our social system men are the main and women are their subordinates so both of them earn or spend in the world, men directly earn income and women help men There are some exceptions that help to save. In these cases, women spend unnecessarily. If we exclude women's luxuries, they spend less. Women spend more because men have income Girls name themselves they may not spend much I'm not speaking for women but in my opinion that's how girls are oppressed they will be treated the way you treat them You are responsible.I don't want any difference between men and women because of that I want us to think equally, so I thought of presentation like me.
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