Topic: Women are more economical than men. - page 7. (Read 1874 times)

Actually, it depends on who makes the money and who spends the money. There are no men and women thing when it comes to spending money. It depends on who earns it. If it's their own hard-earned money, usually, people do not spend their hard-earned money on something that is useless. If the money is from some sugar mommy and from sugar daddy, then people love to spend others' money.

It happens in the family as well. When men earn money, their wives love to spend that money by shopping, eating outside, and doing various activities. At time same time, if the money was earned by her own, she does not want to spend that money on unnessesary things. I hope you got my point.

This depends on the individual character traits of each person, according to my observations, this happens differently in each family, but if the family is engaged in one common business, have a common budget, and strive to achieve common goals, then their financial management will be more harmonious, without any significant differences. If this is not the case and only one family member provides for the family, then the situation may be different, the one who earns may consider that he is more economical, because he values his work more.

I don't know, I'm confused about this. Because I have many female friends with different characteristics. One of my female friends is really good at financial management. He can still be a fashionable person but with a measurable budget. And another female friend is very different. She is the type of woman who likes shopping. He prioritizes style in life so he often complains about finances at the end of the month.
But I also have female acquaintances who are married. He does seem more reliable in financial matters. He seems to be smarter at saving money.

But apart from that, I also met many men who had characteristics that were not much different from my female friends described above. So my conclusion is that both are the same. It depends on the characteristics they have developed since they were small or young.

When it comes on being economical and practicality then i do admit that women does have it and men do fail most of the time (not all though) which there are some men which are really that more economical or
really that practical than women but we know that we men do really take the hard work on earning money and this is why budgeting isnt really our genre or job which we do really just hand over our salary to our wives
and let them do the groceries or paying up the bills or anything that do  talks about those casual payments or things needs to be paid and this is why they are really that known when it comes to budgeting or allocating funds basing up on what they do recieve from their husbands plus most women doesnt really like on losing money on useless things and this is why they would really be that meticulous when it comes to spending which unlike men
that whatever things that might interest them then its likely they would be buying it out without minding in tomorrows needs on which i could say something like this because this is my behavior and also my wifes behavior too and much sure that majority of Father or providers out there when it comes to this kind of talks then we do really relate on it all.

Doesnt matter though as long you do give your priorities to your family then it isnt really that bad on spending on somethings which makes you happy but dont come into a certain condition or situation
where spending in useless things turns out to be severe because it would really be making out such impact on which it isnt really that something that you do want to happen into your life
or within your family.

Women and men have different needs. And women seem to be more likely to pay attention to their appearance, so quite a few of them spend their money to have an attractive and beautiful appearance. What's different about men is that they don't really pay attention to their appearance and most of them spend money to fulfill their hobbies, such as buying the latest edition of PS and others.

Meanwhile, in terms of financial management, it comes down to each individual, as long as they don't chase prestige too much, it seems like everything will be fine.

Has nothing to do with gender related traits but rather with individual differences. This is an undending topic that we shouldn’t be arguing with as others have mentioned ‘coz there are many underlying factors to be considered such as one’s privilege and circumstances, when it comes on spending behaviors. This is a subjective observation of yours and might be having its limitations perhaps on your circle. Some females qould be spending with discounts but with higher frequency while some men would be spending one big amount on a single purchase, who’s more ‘economical’ as OP have cited? What matters is how your income will manage your finances. As long as it is beneficial at any point then it is a good purchase.

The subject is actually similar to my life. In fact, I fulfill the needs of my family and try to save as well. But my partner doesn't understand the wastefulness and overspending, what I see in her.
So in my case or anyone who matches with me, will have the same opinion that women are not more economical than men. So my opponion is that men are genetically different from women so from women I think men are a bit more responsible with the household so I think men are more economical than women. But I won't say that my opinion will be 100% true or applicable to everyone, because there may be some differences, in many places it will be seen that men are not more economical than women.

Of course I have an application that allows you to keep track of all expenses. And I often mean that we exceed the cost items for Entertainment - it's delicious food delivery and cafes. And also the Clothing category - since buying new beautiful clothes is an excellent anti-stress. In general, you need to control yourself, but in the family it's still half the case - so it's important to be able to build a dialogue with a woman and look for points of interests. Only such an attitude will save the budget from waste.

I think that when OP say "economic" here, I don't think that compulsory expenditures come into play. When we subtract the expenditures that consist of compulsory needs such as household expenditures, groceries, heating, clothing, etc., all expenditures for luxury, hobbies and pleasure come to mind. Are women more economic or men? Who likes to buy more expensive brands, who spends more on cosmetics? When you think about things like this, it's proven by statistics that women are not more economic. We are not talking about the school bus fare for the child or the gasoline spent on the way to work. When we think about things like buying a branded bag when you could buy a more affordable bag, or going to an expensive restaurant instead of eating at an affordable price, we see which gender is more wasteful. Of course, this is a generalization and like all generalizations, it's never 100% true. It just gives us an idea of the general trend.

This is a big yes that women are more economical in spending than men.
A man can spend his entire savings for just the fact to meet up Responsibility. And in that same vein he might not keep track of how that money was spent cause his responsibility are larger than their expectation.

But a woman can be very discipline her spending and stick to it.she will carry on certain plan to ascertain that aim.
A woman will have money with her and when you demand of her,she will tell you its for something important and she will stand by it..thus this makes them more economical.
Most times the man may run out of cash cause of his big responsibility but at that moment what makes the woman to be able to raise out money that period makes her more economical than men.

This should not call for debate because men are typically known for spending for the family regardless of wife's worth. The level of house expenses between a man and woman are incomparable. Men are more economical in managing their homes better than women when it comes to money spending and every other domestic expenses. Women are only economical when it comes to spending their own money but spend lavishly when the money is not theirs and moreover women spend money on personal materials that might be less useful to the household.

I still maintain that men are more economical despite the fact that spending is their thing and responsibilities because men are spending for the sake of women in almost all what they spend money on. To believe this, you need to study a single guy living alone and a single lady living alone as well and you will agree with me that men are more economical and manage home better as to compare to women. Imagine men's expenditure style without women involved and see how economical they can be.

What you have said seems to be true. I'm from third world country. Even when both are earning equally, the treasurer used to be Women. This is all because, Women used to understand well about the present situation and have futuristic plans. To have the better future they spend it in a well planned manner than a men who always finds to tackle the present situation. Even in our country urban women were different in the way of spending.

Myself have seen women on the Urban region spending half their earnings into beauty products and to groom them. The way they're grown-up also makes a difference when it comes to spending.

My take on this is that gender does not determine anything and this is based on the fact that I have seen both types of women who manage economic well and those who don't and same with men too. This is a different factor that is not based on gender but how a human approaches a problem altogether.

You could go with any opinion, but it's an opinion only. In order to know if a candidate is going to manage finances well put them to the test and be the judge on your own. No need to generalize it.

I think on the contrary, women are more wasteful than men, this is because women are more easily tempted to buy than men. Men usually buy only what they really need, but women will buy what they see even if the item is not very useful, and we can see this fact from the online shopping trend which is mostly done by women rather than men.

I guess most of you who are saying that women are more economical than men live in third world countries, where they have a more traditional role, do not work or do not work as much and take care of the domestic economy. In developed countries, women who save do not even reach 5%. They spend it all. Clothing companies know this and if you have a store with two levels, first floor and second floor, the women's section is ALWAYS on the first floor at street level, because they know that they are more impulsive and this brings them more sales.

My grandmother's generation was like that, but the generation of polyamorous instagrammers who end up single at 40-something with a bunch of cats and hooked on anxiolytics are very different.

I then remembered that in married life, the woman should be the treasurer. Because if the man is said to be the treasurer, he usually does not manage the money properly for the family. I don't agree with all of them, but most of these sayings have some truth to them.

But in times like this that we are facing in life, maybe we should just say that there is a time when a woman is good at managing money, and there is also a time when a man is better at managing money. That means it depends on how responsible both parties are, whether they are women or men.

On average, this is true because a woman who is married and has children will always make the most mature considerations possible when she wants to spend money on something. But there are also those who are only good at educating their children and are not good at managing finances so that such women never have emergency savings other than relying solely on money from their husbands. Because not all women can afford to make investments when they already have the task of educating their children and keeping their household from falling apart.

I also agree that women really rely on their feelings when they want to spend money and this happens on average to every woman. But you also don't have to blame men who buy luxury cars when they already have a lot of money, because luxury is something that everyone needs to enjoy after they are tired of working to earn money. So there is nothing wrong with men buying luxury cars if they have more ability to do so, except for men who do not have more ability to make that happen. It is clear that such a man would be very wrong if he only cared about luxury and ignored the daily needs of himself and his family.

You are right, women definitely spend more than men. Men work hard to earn and men spend according to necessity. Men always calculate and save money. Men like to save more. But women spend more than men on different types of cosmetics, clothes, etc. without counting. Earlier women used to spend money sparingly, but women of this generation prefer to dress up and spend more. Most women spend more, some women are frugal.

Wage levels do not depend on gender ratios but according to each job, although historically women have received small wages, but in certain job positions women have received higher wages than men. Women are very calculating about expenses and are very economical, they will prioritize basic needs over spending on other things, women are also very good at managing finances for the future, part of their wages will be allocated to savings.

Technological developments are increasingly changing, many social media platforms encourage women to run their businesses, business careers such as online skincare shops are very popular as businesses that bring wealth, even though women have billionaire status, they are very careful about spending money on needs that are not prioritized.

I am not entirely sure that's true, the type of men you are talking about is rarer than you think, I believe that men are far more frugal but also this is just pitting to genders against each other and would not win anyone anything if we keep this up.

I think it would be smarter to handle it a bit more professionally and the best way to do that would be making sure that you are doing fine. I know that individually we are different from each other, so try to be frugal and try to find someone else that is frugal and be happy.

If you can do that , then we are going to end up with saving a lot of money, investing in good assets and the result would be nice. Unfortunately not a lot of people do that and the results are usually not that great. This is why the best thing to do is care about your own individual situation and you will be doing a lot better on the long run that way. I hope that it could get to a point where it is only based on you, and not anyone else.