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Topic: Women are more economical than men. - page 8. (Read 1860 times)

member
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October 08, 2023, 11:36:28 AM
This feels like engagement farming.

I say this since.

You can have a valid argument in either direction. 

here is where the real argument is.   

Free cash.   what does it get spent on?  who reinvests it more? who buys more toys/beauty products?   << that right there is where the answers are. 


sr. member
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October 08, 2023, 09:17:43 AM

Women always think that men in general are often very careless when it comes to money. The majority of women in this part of the world are good at looking after their finances, because usually when men earn a lot, they always spend on useless expenses, such as luxury cars and compulsive purchases. So it's true as you said, women always spend money using feelings and thinking carefully.

Today's women can be more wasteful than men. A man today may care about moderation in fashion or luxury cars, mobiles or various necessities of life, but women will be seen to spend more extravagantly on these things. In ancient times, women were more thrifty and money-conscious than in modern times.

Earlier women were mostly confined to homes and had a simple life due to which frugality was common, but now women are not confined to the home and are seen in every sphere of life. This is why most women have this nature to compete with other women in everything, whether it is a luxury car, mobile or expensive clothes, they want to prove themselves superior in everything. This is the biggest cause of wastage.
legendary
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October 08, 2023, 08:23:21 AM
We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

I think in history, up until the last couple decades, woman have often been earning a fair chunk less in wages. This has left them somewhat reliant on others in some ways. That cultural shift has changed but mothers from older generation might still be passing the message of frugality onwards and it definitely is useful. In the current materialistic and instant gratification world, it's more important than ever to be careful where you spend your money. It's very easy to waste but increasingly harder to earn.
hero member
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October 08, 2023, 07:38:07 AM
The thing that makes women more economical than men is that most women think that earning money is difficult so the thing you can do is always think economically, and I think the other side is that women often use feelings when they want to spend money.
I know that calculating the average income of men and women makes a big difference, but hearing that most women are good at saving is true and women dominate in this regard. Because usually every woman gets a salary or even if she is married, she is always obliged to save/invest 50%, 40% for family living needs, and so on, 10% for my emergency needs. Moreover, the role of women in the family is not only limited to mothers who are in charge of educating children but also managing daily finances and even several other strategic decisions related to financial matters.

Women always think that men in general are often very careless when it comes to money. The majority of women in this part of the world are good at looking after their finances, because usually when men earn a lot, they always spend on useless expenses, such as luxury cars and compulsive purchases. So it's true as you said, women always spend money using feelings and thinking carefully.
sr. member
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October 08, 2023, 06:24:01 AM
In some cases women can't be more economical because they intend to get everything at ones without thinking of how hard the money comes, only thing they have in mind is bring the money let me spend.
At some point I don't blame it on women who doesn't know how to save, it all boils down to how some are being raised. When it comes to up keeping it turns out to be that is the man who's acting as the woman of the house and the woman is nowhere to be found in the family tree, spending is good but you spend and save too. So we can find this act in both genders not only women who are economical.
full member
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October 08, 2023, 03:16:49 AM
We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

I absolutely disagree with this, because in my family, all women, on the contrary, are spenders. Only my aunt, who has an education, is an accountant who knows how to manage money perfectly, but this is an exception. I think that in most cases the situation is exactly the same, because women are more impulsive, they really like to buy expensive things that they just liked right now. At the same time, they do not think about future spending that they need to save money for a rainy day or for some unpleasant times. And even talking to them about it only makes them aggressive, and they don't want to discuss this issue with me.

At the same time, all men are great with money, have an application where they record, all spending knows where every dollar is spent.
I have also seen several women like the ones you mentioned who use their money to buy whatever they want without thinking about saving and when they no longer have an income. Talking about this with them won't make anything change if they don't want to change their habits. Recording all types of expenses is a good thing to be able to know where we have used the income we have and if we use it for things we don't need then we will be able to avoid it in the future.
hero member
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October 08, 2023, 02:41:12 AM
Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
I don't agree!!!

I think necessities are being mistaken for being economical!!! Btw where I come from men pretty much have to takecare of their women and family (take it with a pinch of salt) and any money going around the home is budgeted for as a family and as a man you know how much money is needed to cover for all what's needed, utility bills, food, holiday planning, entertainment you name it.

Btw I have seen couples have arguments of the man's money is for everyone while the wife's money is to be used on her which tells you how uneconomical a woman can be but of course others are practical about living within their means.
hero member
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October 08, 2023, 02:25:56 AM
We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

I absolutely disagree with this, because in my family, all women, on the contrary, are spenders. Only my aunt, who has an education, is an accountant who knows how to manage money perfectly, but this is an exception. I think that in most cases the situation is exactly the same, because women are more impulsive, they really like to buy expensive things that they just liked right now. At the same time, they do not think about future spending that they need to save money for a rainy day or for some unpleasant times. And even talking to them about it only makes them aggressive, and they don't want to discuss this issue with me.

At the same time, all men are great with money, have an application where they record, all spending knows where every dollar is spent.
hero member
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October 08, 2023, 01:51:05 AM
I manage the money at home and I can say I have a hard time keeping it up. The budgets. I don't list anything, I just spend what is required in the house and see to it that the stocks will never be depleted. Although I don't spend anything on bad habits or hobbies, it seems like the budget is always short. I tried to pass that problem to my wife but she doesn't want to handle money.
Are they economical? It actually depends. Some women like spending the money on different things that are not necessary while some do like saving it so that it will last long until the next payroll comes. I can say that because some of my past girlfriends were economical and others are not.
I think we cannot also assume unless we live with them under the same roof. Because that's when problems will come.
Yeah, we need to take care of whatever is needed, and if our woman end up wanting to be spoiled sometimes, that is also our job to do that time to time, but we need to make sure that we could limit it and be make sure that they do not go too bad and spend way too much and need to limit it.

I hope that we could end up with something that would be a lot more sensible as well. I know that it is going to end up with something that could make sure that it is going to end up with a good result. I get that we are going to end up with a result that would be a lot more important than what you think it would be, and we should be reaching to a point where we could make some return whenever we can. So, we need to adjust it personally and make sure everything is under control.
sr. member
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October 07, 2023, 10:34:23 PM
The thing that makes women more economical than men is that most women think that earning money is difficult so the thing you can do is always think economically, and I think the other side is that women often use feelings when they want to spend money.
hero member
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October 07, 2023, 10:19:26 PM
We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?
Although there are quite some cases where they do the opposite, but most of the time we can see that women have better economical management skill compared to men especially in marriage scene. Men is so easy to get distracted with their money hence they are bad with it including me lol. I don't think it's unpopular, in here they are quite common and it's pretty normal to see women do that thing often.
sr. member
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October 07, 2023, 02:50:29 PM
Both men and women spend money on a daily basis, but the argument about who spends money mostly is what I don't know, but I do say that women are the ones who spend more. My reason is because men are the ones who work so hard to get the money, so they can't just spend it anyhow, but I still believe that there are also men who spend more than women, but the rate of men spending is less compared to women. Women spend more money than men because some of the money that they have is given to them by men and you can imagine the fact that you are given free money that you don't even work for. However, some women are independent and I believe that people who are independent have discipline in terms of spending.
legendary
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October 07, 2023, 02:39:24 PM
This is a pretty outdated claim and belief. The main root of this claim is gender roles wherein men are expected to provide while women stays at home and pay the bills with the money the men give. However, with such changes following the steady removal of gender roles and gender stereotypes both in society and in work place, women and men are finally free from the barriers of roles they were expected to play in, meaning men and women can be providers and nurturers at home. Hence, going back to the topic, it doesn't matter what an individual's gender is it all comes down to personal insights, actions, and decisions.
sr. member
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October 07, 2023, 02:36:49 PM
If you look at appearance or fashion, men are actually simpler and less wasteful in spending things, on the other hand, women really prioritize appearance, even to buy clothes and beauty equipment, women will spend more money.  It is likely that most socialite women are very wasteful when it comes to finances.  Men's financial expenses are more burdened by the responsibilities that must be given to children and wives.  It can be said that responsible men can only have as much money as they need compared to women because it has been given entirely to more useful things.
hero member
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October 07, 2023, 01:43:35 PM
I believe this is mostly a stereotype. Every individual is different. I used to be much more frugal and economic when I was single. Now that I'm in a relationship, I tend to spend more money, both on myself and on my partner as well. Not necessarily because you're supposed to be the "protector," but because I'm going out a lot more and spending more on being more careful with my appearance, meaning that I spend more money on clothes that suit me more and certainly more frequently than when I was single.

I don't believe that there's a rule that applies to everyone, but I generally think that men are simpler and women are higher maintenance in terms of appearance.

What does it mean to look cool but your personal qualities are still not optimal? I prefer a simple and plain appearance. It is true that appearance is very important because sometimes most people only judge the outer appearance, but there is one saying that sticks in my mind, namely "Don't judge a book by its cover". From this saying I think that personality is more important than appearance. Because if our personality is good, honest and responsible then other people will never doubt us again. And in my opinion, if we only focus on appearance, this will only increase expenses and will not change anything in our lives.

This is an unwritten rule and a person is free to choose it as long as he is willing to take responsibility for all the decisions he makes.
full member
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October 07, 2023, 01:36:38 PM
Nope, I strongly disagree with this unpopular opinion. Because being economical has nothing to do with gender or so-called gender roles. I am wondering when such people will stop saying these so-called unpopular opinions, and please stop assigning roles based on gender. Managing money is about maturity, financial literacy, responsibility, etc. For the record, women and men are equally responsible, and they are working hard to meet their ends. Responsibility is not a reason to be uneconomic, but a lack of financial literacy. So stop spreading these unpopular opinions and help those people who need financial awareness despite their gender.

  Yes I totally agree with you on this, managing money should not be judge base on gender, both male or female can mismanage money same way both gender can manage wealth. The world has evolve to the point where gender equality is a top tier priority. How you manage your money should be considered as an individual responsibility, people have different needs and desires with different perception of dealing with situations. So if you are someone that can handle money well and you know the difference between your want and needs and you set your priorities right you wouldn’t feel the weight of the world on your shoulder Cause you know how to manage wealth. I don’t think setting priorities right is base on gender but rather on the individual. Both male and female have the tendency of mis-using fund.
  Though women are seen to be a less spender of money, cause men love to show they are capable and mostly in competition with their self. So women safe a lot but still that’s doesn’t make them economical, like I said earlier how you spend your money depends on the individual, some may be wise while some not too wise. I don’t think there’s a study that proof this claim.
full member
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October 07, 2023, 12:41:50 PM
The reason why it might appear as though women are more economical is that they don't really have much responsibility to shoulder compared to men. Also, it's easy for a woman to get help from her male friends if she need spare money to fix her stuff but they guys does most the spending and has to be responsible for the source of the money.

Being a man comes with a lot of responsibility responsibility sha.
sr. member
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October 07, 2023, 12:09:38 PM
We had this argument where I was the opinion that most men spend money on things that they are obligated to and cannot control it at times due to responsibilities, men are used to spending money already and because of being used to it, they can find it hard to be as economical as women can be. Do you agree with this unpopular opinion that women are more economical when it comes to money and are able to manage themselves and their homes better than men do?

Nope, I strongly disagree with this unpopular opinion. Because being economical has nothing to do with gender or so-called gender roles. I am wondering when such people will stop saying these so-called unpopular opinions, and please stop assigning roles based on gender. Managing money is about maturity, financial literacy, responsibility, etc. For the record, women and men are equally responsible, and they are working hard to meet their ends. Responsibility is not a reason to be uneconomic, but a lack of financial literacy. So stop spreading these unpopular opinions and help those people who need financial awareness despite their gender.
legendary
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October 07, 2023, 12:03:14 PM
Yes, that's right, I mean like that. Why are entrepreneurs dominated by men, because men are smarter at making decisions than women, men's logic is sharper and they rarely bring feelings into making decisions, so men's decisions can be considered good for the company. When women make decisions for a company, they often involve their feelings, which may ultimately make decisions based on their own ego rather than looking at the benefits for the company.
-snip-
I can agree with you about men being better at making decisions than women who are too emotional.
It's not that emotional decisions aren't needed, but they will be needed for some situations where feelings should be used.

When men dominate as entrepreneurs, it is due to many factors including stereotypes and perceptions.
Gender stereotypes that exist in society will affect the perception of women's ability to manage a business.
When a woman is less competent in taking an action or business decision it results in decisions that tend to be wrong and this is what results in women's involvement with a business less than men.

But what about the current situation with more modern times that make gender equality even stronger?
Education programs, and entrepreneurship training are equal and the ability to think of each person male or female is the same depending on the individual.

This would certainly remove the stigma of gender bias and discrimination in the business world.
Women can become leaders of companies, can become CEOs, etc. it is very possible according to their abilities, not differentiated by gender.
sr. member
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October 07, 2023, 11:59:17 AM
Men are going through a lot, they always look like they aren't responsible because they most times carries the heaviest of burden on them, and responsibility strips them of their hard-earned money very fast compared to women, that's why women quickly collapse once they are left with the responsibility of a man maybe because they lost their husband or something happened between the partners that leads to divorce.

Both men and women are economical but you can't tell on men because of their spending nature, they have to do the spending to look responsible, women don't have to, they just have to do their part, and that makes them look like the most economical between the two.

Men are very smart when it comes to decision making, for a smart man it's all about the future, but for women it's mostly about the present, I am talking from experience, smart men thinks about tomorrow and they prepare themselves today, this is what makes them economical, they managed what they have right now even after all the responsibility so that they can have a better future, it's not easy to be a man.
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