Topic: Would you prefer getting a loan for a startup or getting an investor? (Read 986 times)

I would say that if someone is able to start a business with his own money, it is better. If an investor thinks that it is not possible to start the business he wants to start with the money he has, but that business is definitely profitable for him. In such a situation, a loan can certainly be taken. However, some are not interested in taking the risk of taking a loan, which is why they can add some business partners to increase their business. Now whether it is better to take a loan or a business partner will depend on the entrepreneur himself. If he has some acquaintances who are trustworthy, who will not have any problems if they are made partners, then a partner can be taken. However, If one have the ability to pay loan money, then I think it would be better to take a financial loan.

One of the major problem an average person that has an incredible business idea faces is the ability to raise the initial capital that's required to bring his ideas to life. and in solving this challenge, the available option has always ranged from iether taking a loan from a financial institution or seeking for investors that will take a particular percentage of the company and will in return provide the necessary financial support.

Considering these two options that's one of the easiest to get, taking a loan sometimes comes with a whole lot of strict terms and conditions and  with the high interest rate expecially in my region, it's even deficult to put that as an option. Looking at the case with most investors who are just looking for ways to double there already dormant funds, and care little about the owner of the business, it seems to be another problem dealing with them as most of the ratio they intend getting from you seems to be too big expecially when they already know that your proposed business have an higher chance of doing well in the long run.

I know that as a start-up, these sources could potentially help your business to upscale at a very sharp pace and that from the angle of allowing an investor to buy into your business, you could get other added advantage like getting advice and connection that will help boost your business but I'm just curious to ask;

 If you have a well thought out business idea but don't have the needed capital to keep it functional, is getting a loan the best option or looking for interested investors?

Would trying to start up the business in your own little way the best option or can you consider bringing a third party into the business who will just serve as a partner that contributes just money?

In my own opinion i wouldn't advice anyone to venture into taking a loan inorder to startup their preferred Business, tho sometimes it's usually hard to get the required capital for startup that's why most people take loans and all of that but on the contrary getting the loan is one and paying back will always be a problem for alot of person's and which will lead to some arguments between the two party but then having an investor is quite okay I would say cause they usually serve as partnership to your business and they may invest in the business in every aspects just to see it grow, or better still starting small on your own it's alot better too.

Sometimes it seems to me that it is very reasonable to take a loan for something that an investor without money would be confident in. After all, sometimes you need to take risks, and life is one, and if, for example, someone did not invest in a token that is in a very favorable position, then later this person will very much regret (for example) how this token grew later.
You need to be able to take risks, and it is normal to be afraid at this time. The main thing is to be confident in your decision.

I would prefer to take the second option, find an investor who will finance your business idea and both of you will be business partners. This is actually a win-win situation because you are not going to lose any but only your time and efforts to your business, and as long as you are confident that your business idea will work and grow in the process, then the rate of success is higher.

However, if you want to solely run your business and suicide on taking a loan, I think that’s putting yourself and your business at a high risk. You will face bigger pressures instead, on making sure that your business will work so you can pay your loan, and on securing a back up plan where you will get your payment in case your business will fail which I believe has really high chances especially if the competition is stiff and you have not build yet a strong foundation of your business.

by taking the loan becomes the last solution that becomes the choice that of course must be thought carefully, whether the business that will be done will really be profitable for you? which of course is the first thing to think about and other risks, if so, borrowing becomes an option to run your business and there is nothing wrong with taking a loan.

Would trying to start up the business in your own little way the best option or can you consider bringing a third party into the business who will just serve as a partner that contributes just money?

In my own opinion i wouldn't advice anyone to venture into taking a loan inorder to startup their preferred Business, tho sometimes it's usually hard to get the required capital for startup that's why most people take loans and all of that but on the contrary getting the loan is one and paying back will always be a problem for alot of person's and which will lead to some arguments between the two party but then having an investor is quite okay I would say cause they usually serve as partnership to your business and they may invest in the business in every aspects just to see it grow, or better still starting small on your own it's alot better too.

As someone who's trying to start up a business and do not have a lot of money to make his dreams come true, imo it's better to take a loan if he knows that he will succeed on the kind of business he wants to do. Was a time I worked for someone and he morally said that many big men are in dept and he's also part of those that are in dept, if you know you can achieve your goal with loan money you should take it. But he also said, before you take a loan to start up a business you must own different assets just in case you can't meet up to pay the loans you take, you can settle with the assets you have. Although seeking for an investors is another good ways of achieving your goal on your business.

I see loaning as set back
I would get an investor to start the business with rather than getting a loan
I know what loaning has done to my parents and I don’t intend getting myself involved with anything pertaining loan .
I’m staying clear off it fr

It is true that taking loan to start up a business is not that encouraging but depending on the business one ventures into. You have to consider the business state, the capital and the profit and lose you will make in the business not every business needs money to grow it up, as a person applying for a loan to start up a business you have to strategically plan know how much profit you will make and how much loss before the period you are meant to pay back you can't make a profit of 100% and pay a loan of 80% it will shake your business.

When you talk about investing do you mean becoming a shareholder or partnering with somebody?

 If you have a well thought out business idea but don't have the needed capital to keep it functional, is getting a loan the best option or looking for interested investors?

Who doesn’t think their idea is a big one? If it isn’t, why then would they pitch the idea? For someone to talk about finding investors or taking loan, they are already confident in the idea, after all, you will have to convince the investor that it can be a very successful project before he/she will invest. So everyone always has that trust. Instead you should talk of risk level. Despite how big you think the idea is, you have to consider the risk involved and compare if it’s worth the possible result in the end, etc.

Would trying to start up the business in your own little way the best option or can you consider bringing a third party into the business who will just serve as a partner that contributes just money?

Looking at the current situation I seem to prefer to do it by embracing investors rather than borrowing for business ideas.

I have experienced the option of making loans to the business that I did even though it was classified as not too failed but when we do it with loans then of course we will be chased to repay the debts that we do which is not a comfort. Although it is true that debt is not bad for doing business, when we cannot control debt properly then indeed this will make a difficult situation for us to go through so that this will have an impact on the business you are doing.

Instead of something like this happening, it will be more possible if you do business maximizing personal capital first and if possible there are investors this is also a good addition because apart from capital support at least with the presence of investors we will be more able to make some good solutions, especially for internal business problems we become have a big responsibility because it is not only about our capital but about the capital of others who become our investors.